Liabilities / Assets
40th percentile
Higher debt load relative to assets than 40% of similar nonprofits.
990 • Fiscal year 2013 • EIN 38-1246873
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
40th percentile
Higher debt load relative to assets than 40% of similar nonprofits.
Liabilities / Revenue
87th percentile
Higher debt load relative to revenue than 87% of similar nonprofits.
Net Margin
17th percentile
Higher net margin than 17% of similar nonprofits.
Top Officer Pay
4th percentile
Higher top officer pay than 4% of similar nonprofits.
Top officer pay equals 1.5% of source-year revenue.
Asset Growth
32nd percentile
Faster asset growth than 32% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$169,264,671
Up $1,736,963 (+1.0%) from 2012
Net Assets
Down$18,943,823
Down $243,275 (-1.3%) from 2012
Liabilities
Up$150,320,848
Up $1,980,238 (+1.3%) from 2012
Revenue
$6,227,650
No earlier filing loaded for comparison.
Expenses
Down$6,025,804
Down $289,658 (-4.6%) from 2012
Net Income
$201,846
No earlier filing loaded for comparison.
We are committed to exceptional personalized experiences and innovative technologies.
We are committed to exceptional personalized experiences and innovative technologies
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $60,415,919 | $63,125,810 | ▲ $2,709,891 |
| Savings and Temporary Cash Investments | $55,954,960 | $52,168,008 | ▼ $3,786,952 |
| Investments Other Securities | $39,928,864 | $43,086,118 | ▲ $3,157,254 |
| Rtn Earn Endowment Incm Other Fnds | $19,187,098 | $18,943,823 | ▼ $243,275 |
| Land, Buildings, and Equipment, Net | $6,825,260 | $6,588,447 | ▼ $236,813 |
| Cash and Non-Interest-Bearing Accounts | $3,527,606 | $3,148,674 | ▼ $378,932 |
| Prepaid Expenses and Deferred Charges | $192,876 | $155,959 | ▼ $36,917 |
| Accounts Receivable | $5,179 | $119,845 | ▲ $114,666 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $167,527,708 | $169,264,671 | ▲ $1,736,963 |
| Other Assets Total | $677,044 | $871,810 | ▲ $194,766 |
| Liabilities | |||
| Other Liabilities | $143,569,713 | $145,145,389 | ▲ $1,575,676 |
| Accounts Payable and Accrued Expenses | $4,770,897 | $5,175,459 | ▲ $404,562 |
| Total Liabilities | $148,340,610 | $150,320,848 | ▲ $1,980,238 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $19,187,098 | $18,943,823 | ▼ $243,275 |
| Total Liabilities and Net Assets / Fund Balance | $167,527,708 | $169,264,671 | ▲ $1,736,963 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $5,579,900 | $1,951,362 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $662,060 | - | $0 |
| Equipment | $346,487 | $1,611,586 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Securities | $502,320 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Anna Willson | President / CEO | FT | $91,013 | $91,013 |
| Name | Title |
|---|---|
| Frank Mason | Chairman of the Board |
| Brad McFaul | Vice Chairman of the Board |
| Charlie Blain | Board Member |
| Charlie Schaufele | Board Member |
| Clyde Robinson | Board Member |
| Ray Vanhecke | Board Member |
| Virgil Budd | Board Member |
| William Marchbanks | Board Member |
| Chad Burke | Secretary of the Board |
| Donald Wilcox | Treasurer of the Board |
| Mark E Day | Retired CEO 12/31/2012 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $3,473,914 |
| Other Expenses | $2,551,890 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,644,631 |
| Occupancy | - | - | - | $517,086 |
| Other Employee Benefits | - | - | - | $317,749 |
| Information Technology | - | - | - | $288,074 |
| Payroll Taxes | - | - | - | $267,076 |
| Pension Plan Contributions | - | - | - | $244,458 |
| Interest | - | - | - | $238,153 |
| Office Expenses | - | - | - | $231,031 |
| Advertising | - | - | - | $100,374 |
| Depreciation Depletion | - | - | - | $89,674 |
| Other Expenses | - | - | - | $83,714 |
| Insurance | - | - | - | $51,400 |
| Fees for Services Legal | - | - | - | $50,253 |
| Fees for Services Accounting | - | - | - | $42,325 |
| All Other Expenses | - | - | - | $15,053 |
| Conferences and Meetings | - | - | - | $14,156 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $12,534 |
| Travel | - | - | - | $9,534 |
| Total Functional Expenses | $0 | $0 | $0 | $6,025,804 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $145,145,389 |
“Sagelink Credit Union has a single class of members with equal rights of ownership, governance, and voting.”
“Sagelink Credit union has members which are intitled to vote.”
“Credit Union decisions that require membership approval are mergers.”
“Form 990 is completed by the Asst VP of Finance and then reviewed by the VP of Finance or the CEO.”
“Sagelink Credit Union requires all of the governing body to report any conflict of interest to the Board and must abstain from any vote or action on the issue.”
“The compensation for the CEO was determined by the Board of Directors based on competitive pay.”
“Sagelink Credit Union's Governing documents, conflict of interest policy and financial statements are available upon request. The financial statements are posted in the lobby of Sagelink Credit Unions main office.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4770897 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 5175459 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 5179 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 119845 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | We are committed to exceptional personalized experiences and innovative technologies |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 100374 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15053 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Anna Willson |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9895412001 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 311 N Saginaw Street |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Durand |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 48429 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3527606 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3148674 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 14156 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1173246 |
| IRS990/CYOtherExpensesAmt | 0 | 2551890 |
| IRS990/CYOtherRevenueAmt | 0 | 3851 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5050553 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 201846 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3473914 |
| IRS990/CYTotalExpensesAmt | 0 | 6025804 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6227650 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 89674 |
| IRS990/Desc | 0 | Provide 19,102 members with Regular shares, Club Accounts, Share Drafts, Certificates of Deposit, Money Markets and Individual Retirement Accounts totaling $49,652,400. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 107 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 42325 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 50253 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 12534 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Donald Wilcox |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Charlie Blain |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Virgil Budd |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | William Marchbanks |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Frank Mason |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Brad McFaul |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Clyde Robinson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Charlie Schaufele |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Ray Vanhecke |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Chad Burke |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Anna Willson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Mark E Day |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 91013 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Treasurer of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Chairman of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Vice Chairman of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Secretary of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President / CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Retired CEO 12/31/2012 |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 1 |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 6229799 |
| IRS990/GrossRentsGrp/PersonalAmt | 0 | 6000 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 0 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 30825 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 30825 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 288074 |
| IRS990/InitialReturnInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 51400 |
| IRS990/InterestGrp/TotalAmt | 0 | 238153 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1142421 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1142421 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 39928864 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 43086118 |
| IRS990/IRPDocumentCnt | 0 | 3763 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3562948 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 6825260 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6588447 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 10151395 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LessRentalExpensesGrp/PersonalAmt | 0 | 2149 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | We are committed to exceptional personalized experiences and innovative technologies. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 19187098 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 18943823 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 3851 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 3851 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 2069 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -445121 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 517086 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 231031 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 677044 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 871810 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 317749 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 2 | Office Operations |
| IRS990/OtherExpensesGrp/Desc | 3 | NCUSIF Share Insurance Premium |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 37756 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 132957 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 637816 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 83714 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 143569713 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 145145389 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2644631 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 60415919 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 63125810 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 267076 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 244458 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 192876 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 155959 |
| IRS990/PrincipalOfficerNm | 0 | Anna Willson |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | ATM/Debit Interchange |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | ODP Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NSF Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Visa Interchange Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 4 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2918812 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 636784 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 636495 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 306713 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 164249 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2918812 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 636784 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 636495 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 306713 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 164249 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 4 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Provide 9,599 Loans including Personal, Home Equity, Mortgage and Credit Card type loans. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Offer Automated Teller Machines, Money Orders and various insurance programs. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1304018 |
| IRS990/PYOtherExpensesAmt | 0 | 2502540 |
| IRS990/PYOtherRevenueAmt | 0 | 3669 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5041964 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 34189 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3812922 |
| IRS990/PYTotalExpensesAmt | 0 | 6315462 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 6349651 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 201846 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 3851 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 19187098 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 18943823 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 55954960 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 52168008 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 5579900 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1951362 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 7531262 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 346487 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1611586 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 1958073 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 662060 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 662060 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 145145389 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 645000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 12704520 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 22627841 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 1630937 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 4975500 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 5 | 502320 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Municipal Bond |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | Fnma, Fhlmc, Gnma, Fnci |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | Fnma, Fhlmc, Gnma, Fnci |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | NGN |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | Mutual Fund |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 5 | Corporate Bond |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 5 | F |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6588447 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 43086118 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 145145389 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Mark E Day |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | Retired CEO 12/31/2012 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.