Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Western Fraternal Life
EIN 38-1162423 • 501(c)8 • Owosso, MI
Profile
Provide facility for public and private events
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.72x
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 3.3% of source-year revenue.
Asset Growth
18th percentile
Faster asset growth than 18% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Balance Sheet
Assets
Down$35,212
Down $6,494 (-16%) from 2015
Liabilities
Down$25,527
Down $1,284 (-4.8%) from 2015
Net Assets
Down$9,685
Down $5,210 (-35%) from 2015
Revenue
Down$41,932
Down $11,367 (-21%) from 2015
Expenses
Down$47,142
Down $19,236 (-29%) from 2015
Net Income
Up-$5,210
Up $7,869 (+60%) from 2015
Trend Graphs
Filings
Most recent year
2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $35,212
- Liabilities
- $25,527
- Net assets
- $9,685
- Revenue
- $41,932
- Expenses
- $47,142
- Net income
- -$5,210
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2016 to Dec 31, 2016
- Signed
- May 11, 2017
- Return Version
- 2016v3.0
- Gross Receipts
- $49,679
Mission and Program Overview
Mission
Provide facility for public and private events
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| LINDA PINCIK | Director | - | $1,370 | - | $1,370 |
| JANET HIER | Treasurer | - | $729 | - | $729 |
| JOSEPHINE SCOLLON | Director | - | $425 | - | $425 |
| JOSEPH SOVIS | President | - | $0 | - | - |
| SHARON BRONSON | Secretary | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Western Fraternal Life
- EIN
- 38-1162423
- Address
- PO BOX 45, OWOSSO, MI 48867
Signing Officer
- Name
- Joseph Sovis
- Title
- President
- Phone
- 9897237028
- Signed
- 2017-05-11
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Andrews Hooper Pavlik Plc
- Address
- 217 N WASHINGTON ST STE 201, OWOSSO, MI 48867-2836
- Preparer
- Lori S Chant
- Phone
- 9897238227
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Lodge grant 3,015 miscellaneous 2,226 total 5,241”
Form 990-ez, Part I, Line 16
“Expenses advertising and promotion 1,728 office expense 10,132 interest 3,086 insurance 7,893 bank charges 177 donations 934 hall functions 3,989 property taxes 3,287 other taxes & licenses 690 non-investment depreciation 4,456 total 36,372”
Form 990-ez, Part II, Line 24
“Inventories for sale or use 2,937 2,881 equipment & furniture 47,493 47,493 less accumulated depreciation 47,044 47,335 total 3,386 3,039”
Form 990-ez, Part II, Line 26
“Payroll taxes payable 115 56 loan payable-j. Francis 690 690 capital one credit card - old debt 6,987 6,987 capital one credit card 15,274 16,430 note payable - chemical bank 3,745 1,364”
Raw XML Appendix118 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | ANDREWS HOOPER PAVLIK PLC |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9897238227 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 217 N WASHINGTON ST STE 201 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | OWOSSO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48867 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 3489 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 1507 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 7747 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -5210 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1195 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 41706 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 35212 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 30041 |
| IRS990EZ/GrossReceiptsAmt | 0 | 49679 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 37788 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 6650 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 34831 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 30666 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 14895 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 9685 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 14895 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 9685 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 2239 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 729 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 425 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 1370 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOSEPH SOVIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JANET HIER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SHARON BRONSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JOSEPHINE SCOLLON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | LINDA PINCIK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationFiled990TInd | 0 | true |
| IRS990EZ/OrganizationHadUBIInd | 0 | true |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 3386 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 3039 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 36372 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 5241 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 108 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDE FACILITY FOR PUBLIC AND PRIVATE EVENTS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 7228 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 26811 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 25527 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 47142 |
| IRS990EZ/TotalRevenueAmt | 0 | 41932 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LODGE GRANT 3,015 MISCELLANEOUS 2,226 TOTAL 5,241 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES ADVERTISING AND PROMOTION 1,728 OFFICE EXPENSE 10,132 INTEREST 3,086 INSURANCE 7,893 BANK CHARGES 177 DONATIONS 934 HALL FUNCTIONS 3,989 PROPERTY TAXES 3,287 OTHER TAXES & LICENSES 690 NON-INVESTMENT DEPRECIATION 4,456 TOTAL 36,372 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | INVENTORIES FOR SALE OR USE 2,937 2,881 EQUIPMENT & FURNITURE 47,493 47,493 LESS ACCUMULATED DEPRECIATION 47,044 47,335 TOTAL 3,386 3,039 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PAYROLL TAXES PAYABLE 115 56 LOAN PAYABLE-J. FRANCIS 690 690 CAPITAL ONE CREDIT CARD - OLD DEBT 6,987 6,987 CAPITAL ONE CREDIT CARD 15,274 16,430 NOTE PAYABLE - CHEMICAL BANK 3,745 1,364 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOSEPH SOVIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9897237028 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WESTERN FRATERNAL LIFE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | ZCBJ |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WEST |
| ReturnHeader/Filer/EIN | 0 | 381162423 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 45 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OWOSSO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48867 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 53D458C82320E5CA4BCA37F288A6CEEB15A0A3C7 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 4A975B61FD1EFD9300705EF34B484D3AA1A2ED42 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 383133790 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDREWS HOOPER PAVLIK PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 217 N WASHINGTON ST STE 201 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OWOSSO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 488672836 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9897238227 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-05-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LORI S CHANT |
| ReturnHeader/ReturnTs | 0 | 2017-05-15T13:21:05-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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