Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2012 • EIN 38-0745805

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 13, 2013

Organization ProfileWWW.CASECU.ORG

View Organization Page

PO Box 2215848909
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$229,275,770

Flat from 2012

Net Assets

Flat

$21,521,425

Flat from 2012

Liabilities

Flat

$207,754,345

Flat from 2012

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$11,694,705

Flat from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $193,162,751Liabilities 2010: $174,257,839Net Assets 2010: $18,904,9122010Assets 2011: $207,135,501Liabilities 2011: $186,526,287Net Assets 2011: $20,609,2142011Assets 2012: $229,275,770Liabilities 2012: $207,754,345Net Assets 2012: $21,521,4252012Assets 2012: $229,275,770Liabilities 2012: $207,754,345Net Assets 2012: $21,521,4252012Assets 2013: $237,523,597Liabilities 2013: $217,065,633Net Assets 2013: $20,457,9642013Assets 2014: $240,675,063Liabilities 2014: $218,257,466Net Assets 2014: $22,417,5972014Assets 2015: $253,718,743Liabilities 2015: $229,498,847Net Assets 2015: $24,219,8962015Assets 2016: $274,517,380Liabilities 2016: $249,309,904Net Assets 2016: $25,207,4762016Assets 2017: $278,002,102Liabilities 2017: $253,014,447Net Assets 2017: $24,987,6552017Assets 2018: $285,215,372Liabilities 2018: $259,628,716Net Assets 2018: $25,586,6562018Assets 2019: $300,959,636Liabilities 2019: $271,366,865Net Assets 2019: $29,592,7712019Assets 2020: $357,531,798Liabilities 2020: $322,028,664Net Assets 2020: $35,503,1342020Assets 2021: $383,174,122Liabilities 2021: $344,991,493Net Assets 2021: $38,182,6292021Assets 2022: $396,816,157Liabilities 2022: $365,426,170Net Assets 2022: $31,389,9872022Assets 2023: $392,281,189Liabilities 2023: $360,226,482Net Assets 2023: $32,054,7072023Assets 2024: $387,984,817Liabilities 2024: $353,758,606Net Assets 2024: $34,226,2112024

Highlighted filing

2012

Assets$229,275,770
Liabilities$207,754,345
Net Assets$21,521,425
Open 2012 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $10,424,3342010Expenses 2011: $9,891,7672011Expenses 2012: $11,694,7052012Revenue 2012: $12,588,858Expenses 2012: $11,694,705Net Income 2012: $894,1532012Revenue 2013: $14,991,163Expenses 2013: $15,291,575Net Income 2013: -$300,4122013Revenue 2014: $16,555,717Expenses 2014: $14,122,555Net Income 2014: $2,433,1622014Revenue 2015: $16,421,339Expenses 2015: $14,378,322Net Income 2015: $2,043,0172015Revenue 2016: $17,981,245Expenses 2016: $16,090,669Net Income 2016: $1,890,5762016Revenue 2017: $18,745,774Expenses 2017: $18,939,182Net Income 2017: -$193,4082017Revenue 2018: $19,542,722Expenses 2018: $18,704,187Net Income 2018: $838,5352018Revenue 2019: $20,095,348Expenses 2019: $16,949,190Net Income 2019: $3,146,1582019Revenue 2020: $20,950,922Expenses 2020: $15,900,220Net Income 2020: $5,050,7022020Revenue 2021: $20,620,547Expenses 2021: $16,856,432Net Income 2021: $3,764,1152021Revenue 2022: $20,419,805Expenses 2022: $20,258,407Net Income 2022: $161,3982022Revenue 2023: $23,816,392Expenses 2023: $23,010,541Net Income 2023: $805,8512023Revenue 2024: $26,422,134Expenses 2024: $23,995,054Net Income 2024: $2,427,0802024

Highlighted filing

2012

Revenue-
Expenses$11,694,705
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 13, 2013
Return Version
2012v2.1
Gross Receipts
$19,699,863
Mission and Program Overview

Mission

To assist members and employees to achieve financial success through service that is superior, convenient, and easy to use.

Major Activities

Activity 2
Case credit union has over 30,000 members. Our membership enjoy a wide variety of savings options to suit their individual needs. We offer several savings and checking options, money market accounts, term deposits, ira's and christmas club accounts. All members are required to maintain a 5 share deposit to continue their membership. Our rates and product offerings are competitive.
Activity 3
Case credit union offers a wide variety of electronic services. The services are free for members. Services include but not limited to: online banking, bill pay, mobile banking, text banking, quicken, finance works, telephone banking, contact center, online loan applications, and pop money (funds transfer).
Filing and Contact Details

Filer

EIN
38-0745805
Raw XML AppendixShowing 400 of 465 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Activity2/Description0CASE CREDIT UNION HAS OVER 30,000 MEMBERS. OUR MEMBERSHIP ENJOY A WIDE VARIETY OF SAVINGS OPTIONS TO SUIT THEIR INDIVIDUAL NEEDS. WE OFFER SEVERAL SAVINGS AND CHECKING OPTIONS, MONEY MARKET ACCOUNTS, TERM DEPOSITS, IRA'S AND CHRISTMAS CLUB ACCOUNTS. ALL MEMBERS ARE REQUIRED TO MAINTAIN A 5 SHARE DEPOSIT TO CONTINUE THEIR MEMBERSHIP. OUR RATES AND PRODUCT OFFERINGS ARE COMPETITIVE.
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IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0BOARD OF DIRECTORS RECEIVE TRAVEL FOR COMPANIONS WHEN THEY ARE ON CREDIT UNION EDUCATION TRIPS. FORM 1099S ARE ISSUED IF THE FAIR MARKET VALUE EXCEEDS FILING THRESHOLDS.
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IRS990ScheduleO/GeneralExplanation/Explanation0ALL LINES LEFT BLANK ARE NOT APPLICABLE TO THE ORGANIZATION.
IRS990ScheduleO/GeneralExplanation/Explanation1CASE BEGAN OFFERING CREDIT CARDS IN HOUSE, RATHER THAN OFFERING THE PRODUCT THROUGH A VENDER. WE ALSO BEGAN OFFERING REMOTE DEPOSIT CAPTURE SERVICES FOR CHECK DEPOSITS.
IRS990ScheduleO/GeneralExplanation/Explanation2ALL MEMBERS RECEIVE A VOTE WHEN VOTING TO ELECT PERSONS TO THE GOVERNING BODY.
IRS990ScheduleO/GeneralExplanation/Explanation3ALL MEMBERS HAVE ONE VOTE TO ELECT MEMBERS TO THE GOVERNING BODY.
IRS990ScheduleO/GeneralExplanation/Explanation4THE 990 IS PROVIDED TO THE BOARD, AUDIT COMMITTEE AND MANAGEMENT ELECTRONICALLY.
IRS990ScheduleO/GeneralExplanation/Explanation5ALL CONTRACTS ENTERED INTO MUST BE APPROVED BY SENIOR MANAGEMENT. GIFTS ARE NOT ACCEPTED AND IF THEY ARE ACCEPTED, IT IS THEN REPORTED TO SENIOR MANAGEMENT OR THE BOARD. THE BOARD MEMBERS AND OFFICERS ANNUALLY SIGN OFF ON THE CREDIT UNION'S CODE OF CONDUCT, WHICH INCLUDES THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/GeneralExplanation/Explanation6BOARD OF DIRECTORS HAS A COMPENSATION COMMITTEE WHO DETERMINES THE COMPENSATION PACKAGE OF THE CEO ON AN ANNUAL BASIS. THEY USE COMPARABILITY DATA FROM RECRUITING FIRMS ON SETTING PAY.
IRS990ScheduleO/GeneralExplanation/Explanation7GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO THE PUBLIC. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF EACH BRANCH, ANNUAL REPORTS ARE AVAILABLE AT THE ANNUAL MEETING, AND THE QUARTERLY CALL REPORT IS POSTED PUBLICLY ON THE NCUA'S WEBSITE.
IRS990ScheduleO/GeneralExplanation/Explanation8POSTRETIREMENT ADJUSTMENT 21,823
IRS990ScheduleO/GeneralExplanation/Identifier0ADDITIONAL INFORMATION
IRS990ScheduleO/GeneralExplanation/Identifier1ANY SIGNIFICANT NEW PROGRAM SERVICES NOT LISTED ON A PRIOR RETURN
IRS990ScheduleO/GeneralExplanation/Identifier2CLASSES OF MEMBERS OR STOCKHOLDERS
IRS990ScheduleO/GeneralExplanation/Identifier3ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier4ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier5ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/GeneralExplanation/Identifier6COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier7GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/Identifier8OTHER CHANGES IN NET ASSETS EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 2, PART III, LINE 2
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990, PART XI, LINE 9
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IRS990ScheduleR/Form990ScheduleRPartI/NameOfDisregardedEntity/BusinessNameLine20EDUCATED SOLUTIONS LLC
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IRS990/TheBooksAreInCareOf/NamePerson0JEFFREY BENSON
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IRS990/TotalAssets/BOY0207135501
IRS990/TotalAssetsBOY0207135501
IRS990/TotalAssets/EOY0229275770

Document Assets

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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$229,275,770
Liabilities
$207,754,345
Net assets
$21,521,425
Revenue
-
Expenses
$11,694,705
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$388$354$34.2$26.4$24.0$2.43
2023Detailed filing. Detailed filing data is available for this year.$392$360$32.1$23.8$23.0$0.81
2022Detailed filing. Detailed filing data is available for this year.$397$365$31.4$20.4$20.3$0.16
2021Detailed filing. Detailed filing data is available for this year.$383$345$38.2$20.6$16.9$3.76
2020Detailed filing. Detailed filing data is available for this year.$358$322$35.5$21.0$15.9$5.05
2019Detailed filing. Detailed filing data is available for this year.$301$271$29.6$20.1$16.9$3.15
2018Detailed filing. Detailed filing data is available for this year.$285$260$25.6$19.5$18.7$0.84
2017Detailed filing. Detailed filing data is available for this year.$278$253$25.0$18.7$18.9$0.19
2016Detailed filing. Detailed filing data is available for this year.$275$249$25.2$18.0$16.1$1.89
2015Detailed filing. Detailed filing data is available for this year.$254$229$24.2$16.4$14.4$2.04
2014Detailed filing. Detailed filing data is available for this year.$241$218$22.4$16.6$14.1$2.43
2013Detailed filing. Detailed filing data is available for this year.$238$217$20.5$15.0$15.3$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$229$208$21.5$11.7
2012Summary only. Only limited summary data is available for this year.$229$208$21.5$12.6$11.7$0.89
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$207$187$20.6$9.89
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$193$174$18.9$10.4