Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2019 • EIN 38-0703992

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 10, 2020

Organization Profilewww.arborfcu.org

View Organization Page

1551 South 9th StreetKalamazoo, MI 49009-9327

(269) 375-6702

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.91x

Higher debt load relative to assets than 82% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

33rd percentile

14.71x

Higher debt load relative to revenue than 33% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

52nd percentile

14%

Higher net margin than 52% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

68th percentile

$511,980

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

94th percentile

14%

Faster asset growth than 94% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

96th percentile

24%

Faster revenue growth than 96% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$655,512,242

Up $82,089,747 (+14%) from 2018

Net Assets

Up

$60,193,889

Up $6,073,818 (+11%) from 2018

Liabilities

Up

$595,318,353

Up $76,015,929 (+15%) from 2018

Revenue And Expenses
Liabilities / Revenue33rd percentileNet Margin52nd percentile

Revenue

Up

$40,476,172

Up $7,856,047 (+24%) from 2018

Expenses

Up

$34,727,324

Up $7,943,209 (+30%) from 2018

Net Income

Down

$5,748,848

Down $87,162 (-1.5%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $341,207,840Liabilities 2010: $310,323,833Net Assets 2010: $30,884,0072010Assets 2011: $356,781,658Liabilities 2011: $323,361,421Net Assets 2011: $33,420,2372011Assets 2012: $381,686,946Liabilities 2012: $345,788,866Net Assets 2012: $35,898,0802012Assets 2013: $399,969,340Liabilities 2013: $363,357,219Net Assets 2013: $36,612,1212013Assets 2014: $409,914,994Liabilities 2014: $370,538,237Net Assets 2014: $39,376,7572014Assets 2015: $428,500,083Liabilities 2015: $387,781,027Net Assets 2015: $40,719,0562015Assets 2016: $479,181,965Liabilities 2016: $435,489,370Net Assets 2016: $43,692,5952016Assets 2017: $523,721,267Liabilities 2017: $475,642,572Net Assets 2017: $48,078,6952017Assets 2018: $573,422,495Liabilities 2018: $519,302,424Net Assets 2018: $54,120,0712018Assets 2019: $655,512,242Liabilities 2019: $595,318,353Net Assets 2019: $60,193,8892019Assets 2020: $813,637,097Liabilities 2020: $748,514,447Net Assets 2020: $65,122,6502020Assets 2021: $829,123,274Liabilities 2021: $762,601,238Net Assets 2021: $66,522,0362021Assets 2022: $882,512,715Liabilities 2022: $826,775,679Net Assets 2022: $55,737,0362022Assets 2023: $969,394,713Liabilities 2023: $911,404,946Net Assets 2023: $57,989,7672023Assets 2024: $903,389,090Liabilities 2024: $837,826,457Net Assets 2024: $65,562,6332024

Highlighted filing

2019

Assets$655,512,242
Liabilities$595,318,353
Net Assets$60,193,889
Open 2019 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $19,125,8412010Expenses 2011: $18,671,3402011Expenses 2012: $19,372,6312012Revenue 2013: $20,751,000Expenses 2013: $19,064,257Net Income 2013: $1,686,7432013Revenue 2014: $22,123,436Expenses 2014: $20,036,727Net Income 2014: $2,086,7092014Revenue 2015: $22,605,061Expenses 2015: $20,640,559Net Income 2015: $1,964,5022015Revenue 2016: $25,203,596Expenses 2016: $22,035,832Net Income 2016: $3,167,7642016Revenue 2017: $27,746,122Expenses 2017: $23,405,127Net Income 2017: $4,340,9952017Revenue 2018: $32,620,125Expenses 2018: $26,784,115Net Income 2018: $5,836,0102018Revenue 2019: $40,476,172Expenses 2019: $34,727,324Net Income 2019: $5,748,8482019Revenue 2020: $43,485,334Expenses 2020: $38,767,838Net Income 2020: $4,717,4962020Revenue 2021: $44,270,339Expenses 2021: $39,623,634Net Income 2021: $4,646,7052021Revenue 2022: $42,599,576Expenses 2022: $36,827,505Net Income 2022: $5,772,0712022Revenue 2023: $50,193,452Expenses 2023: $45,206,444Net Income 2023: $4,987,0082023Revenue 2024: $57,858,397Expenses 2024: $51,507,065Net Income 2024: $6,351,3322024

Highlighted filing

2019

Revenue$40,476,172
Expenses$34,727,324
Net Income$5,748,848
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 10, 2020
Return Version
2019v5.0
Gross Receipts
$146,382,383
Mission and Program Overview

Mission

The credit union's operations include holding deposits for and making loans to individuals who work or reside in the state of michigan.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$467,589,834$538,110,228▲ $70,520,394
Rtn Earn Endowment Incm Other Fnds$54,120,071$60,193,889▲ $6,073,818
Savings and Temporary Cash Investments$42,322,718$32,150,514▼ $10,172,204
Investments in Publicly Traded Securities$14,482,783$27,623,520▲ $13,140,737
Land, Buildings, and Equipment, Net$18,299,453$22,875,365▲ $4,575,912
Investments Other Securities$4,238,800$5,093,800▲ $855,000
Cash and Non-Interest-Bearing Accounts$3,023,267$4,685,469▲ $1,662,202
Receivables From Officers Etc$3,778,645$3,814,250▲ $35,605
Prepaid Expenses and Deferred Charges$617,104$652,511▲ $35,407
Accounts Receivable$0--
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0--
Inventories for Sale or Use$0--
Loans From Officers Directors$0$0→ $0
Total Assets$573,422,495$655,512,242▲ $82,089,747
Other Assets Total$19,069,891$20,506,585▲ $1,436,694
Liabilities
Other Liabilities$456,196,685$510,445,267▲ $54,248,582
Mortgage Notes Payable Secured by Investment Property$55,250,000$73,750,000▲ $18,500,000
Accounts Payable and Accrued Expenses$5,771,302$8,488,782▲ $2,717,480
Escrow Account Liability$2,084,437$2,634,304▲ $549,867
Total Liabilities$519,302,424$595,318,353▲ $76,015,929
Net Assets / Fund Balance
Total Net Assets Fund Balance$54,120,071$60,193,889▲ $6,073,818
Total Liabilities and Net Assets / Fund Balance$573,422,495$655,512,242▲ $82,089,747

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$12,514,063$2,544,851$15,058,914
Equipment$2,992,274$3,752,717$6,744,991
Land$4,439,110-$4,439,110
Other Land Buildings$2,913,748$0$2,913,748
Leasehold Improvements$16,170$128,588$144,758
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-President/CEOFT$346,520$165,460$511,980
-Chief Financial OfficerFT$174,355$80,797$255,152
-VP Information SystemsFT$145,972$68,092$214,064
-VP OperationsFT$142,730$64,785$207,515
-VP of Talent Strategy and OrganizationFT$136,139$67,093$203,232
-Mortgage Loan OriginatorFT$25,135$174,118$199,253
-VP MarketingFT$126,740$66,691$193,431
-Mortgage Loan Originator (Partial)FT$42,339$150,488$192,827

Board Members and Trustees

NameTitle
-Chairman
-Vice-Chairman
-Director
-Director (partial year)
-Director of Credit and Loan Services
-Director of Project Management
-Secretary
-VP Mortgage Lending
-VP of Commercial and Private Banking
-VP of Mortgages (Partial)

Highest Paid Contractors

ContractorServicesLocationCompensation
Glas Associates INCConstruction6339 STADIUM DR, Kalamazoo, MI 49009$2,388,303
FiservCore System Processor75 REMITTANCE DRIVE DEPT 1649, Chicago, IL 60197$2,136,401
Worldpay (vantiv)Debit Card Processor8500 Governors Hill Dr, Symmes Township, OH 45249$411,903
Engineered Protection Systems INCSecurity750 Front Ave NW, Grand Rapids, MI 49504$230,858
FisCredit Card ProcessorPO Box 4535, Carol Stream, IL 60197$184,333
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$34,613,597
Investment Income
$5,124,316
Other Revenue
$738,259
Change in Net Assets
$5,748,848

Audited Revenue Reconciliation

Revenue per Audited Statements
$40,476,172
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$40,476,172
Total Revenue per Form 990
$40,476,172
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$21,076,242
Salaries, Compensation, and Employee Benefits$13,627,082
Grants and Similar Amounts Paid$24,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,980,396
Interest---$6,202,376
Other Employee Benefits---$1,896,983
Information Technology---$1,810,854
Office Expenses---$1,683,551
Current Officers, Directors, Trustees, and Key Employees---$1,391,943
Depreciation Depletion---$1,223,363
Advertising---$1,065,428
Occupancy---$1,042,410
All Other Expenses$0$0$0$788,229
Payroll Taxes---$777,236
Other Expenses---$750,500
Pension Plan Contributions---$580,524
Conferences and Meetings---$444,425
Fees for Services Other$0$0$0$420,635
Fees for Services Accounting---$148,824
Insurance---$116,096
Fees for Services Legal---$79,985
Payments to Affiliates---$54,937
Travel---$27,475
Grants to Domestic Individuals---$24,000
Total Functional Expenses$0$0$0$34,727,324

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$34,727,324
Total Expenses per Audited Statements$34,727,324
Total Expenses per Form 990$34,727,324
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,778,645$3,814,250▲ $35,605
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Savings Accounts$510,445,267
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 1A Delegate broad authority to A committee

“The personnel committee is the same as the full board with different leadership & has the authority to act on behalf of the board.”

Form 990, Part VI, Line 6 Classes of members or stockholders

“Every individual that has an account with the credit union is considered a member.”

Form 990, Part VI, Line 7A Members or stockholders electing members of governing body

“As a credit union, we have a membership that has the authority to vote for the board of directors on an annual basis. We are required to hold an annual meeting, where the membership can vote for the board of directors up for nomination.”

Form 990, Part VI, Line 7B Decisions requiring approval by members or stockholders

“The decisions are approved at the annual meeting. They also can review the monthly and year to date financial statements that are required to be posted in the lobby. As for day to day decisions, they do not oversee or approve actions.”

Form 990, Part VI, Line 11B Review of form 990 by governing body

“A COPY of the Form 990 was PROVIDED FOR THE BOARD OF DIRECTORS TO REVIEW PRIOR TO FILING WITH THE IRS.”

Form 990, Part VI, Line 12C Conflict of interest policy

“ALL DIRECTORS AND EMPLOYEES ARE REQUIRED TO SIGN A POLICY STATEMENT ANNUALLY AND TO SUBMIT CHANGES DURING THE YEAR. If there is a conflict of interest with an employee, it is brought up through HR and noted in the file. If there is a conflict of interest with an executive it is noted with both HR and the CEO to be kept in their file, and they would no longer be permitted to sign any contracts.”

Form 990, Part VI, Line 15A Process to establish compensation of top management official

“WE UTILIZE AN OUTSIDE CONSULTANT, AS WELL AS INDUSTRY PUBLICATIONS TO SET THE RANGES OF ALL INDIVIDUALS PAID AT THE CREDIT UNION. ALL SALARY RANGES FOR ALL EMPLOYEES ARE APPROVED BY THE BOARD OF DIRECTORS AT A REGULARLY SCHEDULED MEETING. This meeting was last performed in December 2019. This process is documented in executive committee minutes.”

Form 990, Part VI, Line 15B Process to establish compensation of other employees

“WE UTILIZE AN OUTSIDE CONSULTANT, AS WELL AS INDUSTRY PUBLICATIONS TO SET THE RANGES OF ALL INDIVIDUALS PAID AT THE CREDIT UNION. ALL SALARY RANGES FOR ALL EMPLOYEES ARE APPROVED BY THE BOARD OF DIRECTORS AT A REGULARLY SCHEDULED MEETING. This meeting was last performed in December 2019. This process is documented in executive committee minutes.”

Form 990, Part VI, Line 19 Required documents available to the public

“The credit unions governing documents, conflict of interest policy, and financial statements are made available to the public upon request.”

Form 990, Part VIII, Line 11D Other Miscellaneous Revenue

“Life Insurance Income - Total Revenue: 314724, Related or Exempt Function Revenue: 314724, Unrelated Business Revenue: 0, Revenue Excluded from Tax Under Sections 512, 513, or 514: 0; Visa Growth & Marketing Agreements - Total Revenue: 95978, Related or Exempt Function Revenue: 95978, Unrelated Business Revenue: 0, Revenue Excluded from Tax Under Sections 512, 513, or 514: 0; NCUA Stabilization - Total Revenue: 58773, Related or Exempt Function Revenue: 58773, Unrelated Business Revenue: 0, Revenue Excluded from Tax Under Sections 512, 513, or 514: 0; MIscellaneous Income - Total Revenue: 57784, Related or Exempt Function Revenue: 57784, Unrelated Business Revenue: 0, Revenue Excluded from Tax Under Sections 512, 513, or 514: 0;”

Filing and Contact Details

Filer

Filer Name
Arbor Financial Credit Union
EIN
38-0703992
Phone
2693756702
Address
1551 South 9th Street, Kalamazoo, MI 49009-9327

Signing Officer

Name
Earle Shelner II
Title
CFO
Signed
2020-11-10
Discuss with paid preparer
Yes

Organization Details

Formed
1935
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
235
Volunteers
8

Preparer

Firm
Crowe Llp
Address
9600 Brownsboro Road Suite 400, Louisville, KY 40241-1122
Preparer
Kim Scifres
Phone
5023263996
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1 Description of Organization Mission:

“Work or reside within the State of Michigan.”

Financial Statement Notes

Schedule D, Part IV, Line 2B Explanation of escrow agreement

“Arbor has an escrow custodial account set up for each of our investors. We are a service-retained organization, which collects the escrow funds, performs escrow analysis, and disburses funds to appropriate tax and/or insurance authorities.”

Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote

“The credit union is exempt, by statute, from federal taxes on income related to the exempt purpose of the credit union. The credit union is a state-chartered credit union described in internal revenue code ("irc") section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purpose. However, irs section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. Many states have similar laws. The specific application of section 512 to the various activities conducted by state-chartered credit unions has been an issue for many years. The internal revenue service ("irs") issued a series of technical advise memoranda ("tam") to a number of state-chartered credit unions located throughout the country. In these tams, the irs ruled certain products and services to be subject to taxation as unrelated business income. In light of the tams, the credit union has assessed its activities and any potential federal or state income tax liability. In the opinion of management, any liability arising from federal or state taxation of activities deemed to be unrelated to its exempt purpose is not expected to have a material effect on the credit union's financial condition or results of operations. The credit union's income tax filings are subject to audit by various taxing authorities and open tax periods include 2016-2018.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt1Barbara Winter
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt2David Aubry
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt3Richard Cahow
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt4Eric Lum
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt5Jeff Powless
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt6Joni LaPointe
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt7Josie Howard-Wyne
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt8Kimberly Rohr
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt9Earle D Shelner II
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt10Julie A Blitchok
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt11Arlene C Horton
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt12James O Blankenship
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt13Tamara L Phelps
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt14Christine E Camp
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt15Holly B Babb
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt16Jeffery Potter
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt17John Hatridge
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt18Judith Robbins
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt19Karen DeMars
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt20Noel Watts
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt21Ryan A Maneke
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt22Scott E Cowherd
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt23Susan Weir
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt24Tina Mason
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director (partial year)
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP of Talent Strategy and Organization
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP Information Systems
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt15Mortgage Loan Originator
IRS990/Form990PartVIISectionAGrp/TitleTxt16Mortgage Loan Originator
IRS990/Form990PartVIISectionAGrp/TitleTxt17Mortgage Loan Originator (Partial)
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP of Commercial and Private Banking
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director of Credit and Loan Services
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP of Mortgages (Partial)
IRS990/Form990PartVIISectionAGrp/TitleTxt21Mortgage Loan Originator
IRS990/Form990PartVIISectionAGrp/TitleTxt22Mortgage Loan Originator (Partial)
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP Mortgage Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt24Director of Project Management
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IRS990/InsuranceGrp/TotalAmt0116096
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IRS990/OtherExpensesGrp/Desc3ATM EXPENSES
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IRS990/OtherExpensesGrp/TotalAmt2988701
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Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$655,512,242
Liabilities
$595,318,353
Net assets
$60,193,889
Revenue
$40,476,172
Expenses
$34,727,324
Net income
$5,748,848
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$903$838$65.6$57.9$51.5$6.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$969$911$58.0$50.2$45.2$4.99
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$883$827$55.7$42.6$36.8$5.77
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$829$763$66.5$44.3$39.6$4.65
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$814$749$65.1$43.5$38.8$4.72
2019Detailed filing. Detailed filing data is available for this year.$656$595$60.2$40.5$34.7$5.75
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$573$519$54.1$32.6$26.8$5.84
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$524$476$48.1$27.7$23.4$4.34
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$479$435$43.7$25.2$22.0$3.17
2015Summary only. Only limited summary data is available for this year.$429$388$40.7$22.6$20.6$1.96
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$410$371$39.4$22.1$20.0$2.09
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$400$363$36.6$20.8$19.1$1.69
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$382$346$35.9$19.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$323$33.4$18.7
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$310$30.9$19.1