Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2020 • EIN 38-0495567

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 08, 2021

Organization ProfileWWW.DCECU.ORG

View Organization Page

600 E Lyon RdMidland, MI 48640

(989) 835-7794

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.89x

Higher debt load relative to assets than 33% of similar nonprofits.

2020 filings • 501(c)14 • $1B+ nonprofits • Source year 2020

Liabilities / Revenue

93rd percentile

29.76x

Higher debt load relative to revenue than 93% of similar nonprofits.

2020 filings • 501(c)14 • $1B+ nonprofits • Source year 2020

Net Margin

35th percentile

12%

Higher net margin than 35% of similar nonprofits.

2020 filings • 501(c)14 • $1B+ nonprofits • Source year 2020

Top Officer Pay

61st percentile

$1,056,498

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2020 filings • 501(c)14 • $1B+ nonprofits • Source year 2020

Asset Growth

15th percentile

13%

Faster asset growth than 15% of similar nonprofits.

2020 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2019 to 2020

Revenue Growth

30th percentile

-2.7%

Faster revenue growth than 30% of similar nonprofits.

2020 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$2,002,899,481

Up $235,909,846 (+13%) from 2019

Net Assets

Up

$220,299,894

Up $27,683,811 (+14%) from 2019

Liabilities

Up

$1,782,599,587

Up $208,226,035 (+13%) from 2019

Revenue And Expenses
Liabilities / Revenue93rd percentileNet Margin35th percentile

Revenue

Down

$59,900,559

Down $1,666,249 (-2.7%) from 2019

Expenses

Up

$53,004,907

Up $111,038 (+0.2%) from 2019

Net Income

Down

$6,895,652

Down $1,777,287 (-20%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0B$2.0B$1.0B$0Assets 2010: $1,351,563,655Liabilities 2010: $1,196,055,813Net Assets 2010: $155,507,8422010Assets 2011: $1,398,438,374Liabilities 2011: $1,232,167,251Net Assets 2011: $166,271,1232011Assets 2012: $1,435,107,960Liabilities 2012: $1,264,261,558Net Assets 2012: $170,846,4022012Assets 2013: $1,402,048,467Liabilities 2013: $1,237,697,448Net Assets 2013: $164,351,0192013Assets 2014: $1,423,188,398Liabilities 2014: $1,254,496,438Net Assets 2014: $168,691,9602014Assets 2015: $1,465,106,905Liabilities 2015: $1,300,872,175Net Assets 2015: $164,234,7302015Assets 2016: $1,528,730,587Liabilities 2016: $1,364,412,308Net Assets 2016: $164,318,2792016Assets 2017: $1,638,260,455Liabilities 2017: $1,467,766,188Net Assets 2017: $170,494,2672017Assets 2018: $1,628,363,918Liabilities 2018: $1,457,927,510Net Assets 2018: $170,436,4082018Assets 2019: $1,766,989,635Liabilities 2019: $1,574,373,552Net Assets 2019: $192,616,0832019Assets 2020: $2,002,899,481Liabilities 2020: $1,782,599,587Net Assets 2020: $220,299,8942020Assets 2021: $2,159,950,542Liabilities 2021: $1,939,653,614Net Assets 2021: $220,296,9282021Assets 2022: $2,121,264,280Liabilities 2022: $1,970,508,155Net Assets 2022: $150,756,1252022Assets 2023: $2,201,196,958Liabilities 2023: $2,025,165,068Net Assets 2023: $176,031,8902023Assets 2024: $2,387,960,968Liabilities 2024: $2,197,364,883Net Assets 2024: $190,596,0852024

Highlighted filing

2020

Assets$2,002,899,481
Liabilities$1,782,599,587
Net Assets$220,299,894
Open 2020 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $40,094,7652010Expenses 2011: $36,364,6352011Expenses 2012: $33,680,9322012Revenue 2013: $35,328,712Expenses 2013: $31,763,525Net Income 2013: $3,565,1872013Revenue 2014: $32,313,002Expenses 2014: $30,440,732Net Income 2014: $1,872,2702014Revenue 2015: $32,544,391Expenses 2015: $31,871,472Net Income 2015: $672,9192015Revenue 2016: $34,367,892Expenses 2016: $33,802,029Net Income 2016: $565,8632016Revenue 2017: $38,524,736Expenses 2017: $37,211,070Net Income 2017: $1,313,6662017Revenue 2018: $50,585,364Expenses 2018: $44,534,393Net Income 2018: $6,050,9712018Revenue 2019: $61,566,808Expenses 2019: $52,893,869Net Income 2019: $8,672,9392019Revenue 2020: $59,900,559Expenses 2020: $53,004,907Net Income 2020: $6,895,6522020Revenue 2021: $56,115,396Expenses 2021: $42,689,928Net Income 2021: $13,425,4682021Revenue 2022: $64,943,643Expenses 2022: $52,576,897Net Income 2022: $12,366,7462022Revenue 2023: $89,429,197Expenses 2023: $88,565,249Net Income 2023: $863,9482023Revenue 2024: $117,116,968Expenses 2024: $110,668,603Net Income 2024: $6,448,3652024

Highlighted filing

2020

Revenue$59,900,559
Expenses$53,004,907
Net Income$6,895,652
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 8, 2021
Return Version
2020v4.1
Gross Receipts
$171,053,230
Mission and Program Overview

Mission

Dow chemical employees' credit union is a principles-based financial cooperative committed to exceptional service, convenience, value and security operating in accordance with the michigan credit union act.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$995,241,541$998,711,829▲ $3,470,288
Investments in Publicly Traded Securities$629,777,494$858,239,961▲ $228,462,467
Rtn Earn Endowment Incm Other Fnds$192,616,083$220,299,894▲ $27,683,811
Savings and Temporary Cash Investments$80,207,972$94,800,949▲ $14,592,977
Cash and Non-Interest-Bearing Accounts$6,590,596$8,684,936▲ $2,094,340
Land, Buildings, and Equipment, Net$8,306,777$7,898,649▼ $408,128
Investments Other Securities$20,316,249$7,006,867▼ $13,309,382
Prepaid Expenses and Deferred Charges$765,598$1,295,840▲ $530,242
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,766,989,635$2,002,899,481▲ $235,909,846
Other Assets Total$25,783,408$26,260,450▲ $477,042
Liabilities
Other Liabilities$1,523,032,008$1,752,538,762▲ $229,506,754
Accounts Payable and Accrued Expenses$51,341,544$30,060,825▼ $21,280,719
Total Liabilities$1,574,373,552$1,782,599,587▲ $208,226,035
Net Assets / Fund Balance
Total Net Assets Fund Balance$192,616,083$220,299,894▲ $27,683,811
Total Liabilities and Net Assets / Fund Balance$1,766,989,635$2,002,899,481▲ $235,909,846

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,825,706$5,213,093$11,038,799
Equipment$1,758,782$1,989,354$3,748,136
Land$314,161-$314,161
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dennis HansonPresident/CEO EmeritusFT$510,946$545,552$1,056,498
Kenneth RoznowskiVP of LendingFT$210,208$764,031$974,239
Michael GoadPresident/CEOFT$401,317$120,411$521,728
Arthur PetersCOOFT$288,614$112,203$400,817
Sheila WrightSr. Director of Human ResoFT$182,677$88,526$271,203
Mark GandySr Director of Risk/complianceFT$189,367$71,865$261,232
John CostelloSr Director of LendingFT$176,293$66,046$242,339
Susan ValleySr Director of Remote ServiceFT$157,149$40,300$197,449
Lisa GrayDirector of Risk & Regulatory AffairsFT$162,017$27,364$189,381
Lisa GrayDirector of Risk & Regulatory Affair-$142,996$46,385$189,381
Alison TaylorControllerFT$129,852$52,913$182,765
Norman M ZureichDirector of InformationFT$142,119$38,622$180,741
Kristina BrozzoMortgage Sales ManagerFT$122,564$26,844$149,408
Robert SambornIt Infrastructure ManagerFT$118,897$26,024$144,921

Board Members and Trustees

NameTitle
Mark BachmanChair
Perry HolmonVice Chair
Bob KasprzykDirector
Duncan StuartDirector
Gary McguireDirector
Lisa BryantDirector
Lisa MckenneyDirector
Mark FenskeDirector
Sebastian SoriaDirector
Shandell MasseyDirector
Micheal KappSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack Henry & AssociatesCore Banking ServicesPO BOX 609, Monett, MO 65708$1,747,204
Diebold Nixdorf IncorporatedAtm Services5995 MAYFAIR RD PO BOX 3077, North Canton, OH 44720$1,446,380
Agp & Associates INCMarketing And Advertising3562 RIDGECREST DR, Midland, MI 48642$564,948
Business Data INCMailing, Printing, Electronic DeliveryPO BOX 6081, Inglewood, CA 90312-6081$375,817
Sentinel Technologies INCIncidence Response Disaster Recovery2550 WARRENVILLE RD, Downers Grove, IL 48640$314,718
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$42,576,071
Investment Income
$17,324,488
Other Revenue
$0
Change in Net Assets
$6,895,652

Audited Revenue Reconciliation

Revenue per Audited Statements
$59,900,559
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$5,085,958
Total Revenue per Audited Statements
$64,986,517
Total Revenue per Form 990
$59,900,559
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$38,832,729
Salaries, Compensation, and Employee Benefits$14,172,178
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$18,718,519
Other Salaries and Wages---$6,725,093
Current Officers, Directors, Trustees, and Key Employees---$3,925,505
Other Expenses---$1,916,189
Office Expenses---$1,896,031
Other Employee Benefits---$1,770,586
Advertising---$1,553,960
Depreciation Depletion---$1,186,609
Information Technology---$1,117,454
Pension Plan Contributions---$932,442
All Other Expenses---$843,284
Payroll Taxes---$818,552
Fees for Services Management---$688,891
Occupancy---$671,570
Fees for Services Other---$259,206
Fees for Services Accounting---$196,027
Payments to Affiliates---$162,544
Insurance---$136,379
Fees for Services Legal---$113,304
Conferences and Meetings---$915
Total Functional Expenses$0$0$0$53,004,907

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$53,004,907
Total Expenses per Audited Statements$53,004,907
Total Expenses per Form 990$53,004,907
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Hi Yield Deposit Accounts$749,782,402
Certificates of Deposit$390,976,444
Share Accounts$378,383,101
Share Draft Accounts$229,744,083
Health Savings Accounts$3,652,732
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Any individual that has an account with the credit union is a member.”

Form 990, Part VI, Section A, Line 7A

“The credit union is member owned and each member is able to elect the volunteer board of directors.”

Form 990, Part VI, Section A, Line 7B

“There are certain requirements of the michigan credit union act that require a vote of the membership. Normal course of business does not require member approval.”

Form 990, Part VI, Section B, Line 11B

“Members of senior management perform their review of the form 990 in its draft form. Once all necessary revisions are made, a copy of the revised form 990 is reviewed with the supervisory committee chairman. Additionally, the version of the form approved by management and the supervisory committee chairman is provided to each member of the board of directors prior to electronic filing.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all employees receive training to review the standards of conduct policy and all employees are asked to sign a statement disclosing any potential conflicts of interest. The supervisory committee chairman and an officer review any disclosures and take applicable action, as needed.”

Form 990, Part VI, Section B, Line 15

“The credit union utilizes a compensation committee for all staff members' compensation and benefits, including executive pay/programs. We utilize an independent compensation consultant to provide comparability data and final approval of compensation is given by the board of directors.”

Form 990, Part VI, Section C, Line 19

“We post our monthly financials in the lobby and our annual report is on the website. Bylaws would be available to a member upon request. Board policies are not usually made available. If requested, we would explain the policy vs. Making copies available.”

Filing and Contact Details

Filer

Filer Name
DOW CHEMICAL EMPLOYEES' CREDIT UNION
EIN
38-0495567
Phone
9898357794
Address
600 E LYON RD, MIDLAND, MI 48640

Signing Officer

Name
Sanjay Ahluwalia
Title
Chief Financial Officer
Phone
9898357794
Signed
2021-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael G Goad
Formed
1937
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
171
Volunteers
15

Preparer

Firm
Doeren Mayhew
Address
12060 S W 129TH COURT STE 201, MIAMI, FL 33186-4582
Preparer
Douglas J Orth
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other professional services 259,206.”

Form 990, Part IX, Line 24E

“Atm expense 604,502. Misc. Exp 133,120. Training/development/education 81,458. Share draft/bill pay expense 24,204.”

FORM 990, PART XI, LINE 9:

“Net change in actuarial gains/(losses) -155,017.”

Form 990, Part XI, Line 2C

“The process that the committee goes through for assuming responsibility for the oversight of the audit of the financial statements has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.”

Raw XML AppendixShowing 400 of 731 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt051341544
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt030060825
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0DOW CHEMICAL EMPLOYEES' CREDIT UNION IS A PRINCIPLES-BASED FINANCIAL COOPERATIVE COMMITTED TO EXCEPTIONAL SERVICE, CONVENIENCE, VALUE AND SECURITY OPERATING IN ACCORDANCE WITH THE MICHIGAN CREDIT UNION ACT.
IRS990/AdvertisingGrp/TotalAmt01553960
IRS990/AllOtherExpensesGrp/TotalAmt0843284
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SANJAY AHLUWALIA CHIEF FINANCIAL OFFICER
IRS990/BooksInCareOfDetail/PhoneNum09898357794
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0600 E LYON ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0MIDLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048640
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt06590596
IRS990/CashNonInterestBearingGrp/EOYAmt08684936
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt023
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03925505
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0915
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01747204
IRS990/ContractorCompensationGrp/CompensationAmt11446380
IRS990/ContractorCompensationGrp/CompensationAmt2564948
IRS990/ContractorCompensationGrp/CompensationAmt3375817
IRS990/ContractorCompensationGrp/CompensationAmt4314718
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 609
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt15995 MAYFAIR RD PO BOX 3077
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt23562 RIDGECREST DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3PO BOX 6081
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt42550 WARRENVILLE RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0MONETT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1NORTH CANTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2MIDLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3INGLEWOOD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4DOWNERS GROVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2MI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd065708
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd144720
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd248642
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd3903126081
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd448640
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0JACK HENRY & ASSOCIATES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1DIEBOLD NIXDORF INCORPORATED
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2AGP & ASSOCIATES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3BUSINESS DATA INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4SENTINEL TECHNOLOGIES INC
IRS990/ContractorCompensationGrp/ServicesDesc0CORE BANKING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc1ATM SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc2MARKETING AND ADVERTISING
IRS990/ContractorCompensationGrp/ServicesDesc3MAILING, PRINTING, ELECTRONIC DELIVERY
IRS990/ContractorCompensationGrp/ServicesDesc4INCIDENCE RESPONSE DISASTER RECOVERY
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt017324488
IRS990/CYOtherExpensesAmt038832729
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt042576071
IRS990/CYRevenuesLessExpensesAmt06895652
IRS990/CYSalariesCompEmpBnftPaidAmt014172178
IRS990/CYTotalExpensesAmt053004907
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt059900559
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01186609
IRS990/Desc0DOW CHEMICAL EMPLOYEES' CREDIT UNION IS A MICHIGAN STATE-CHARTERED CREDIT UNION PROVIDING APPROXIMATELY 71,000 MEMBERS WITH AFFORDABLE LOAN ACCOUNT SERVICES, SAVINGS, CHECKING ACCOUNTS, AND VARIOUS ELECTRONIC BASED SERVICES INCLUDING ATM ACCESS AND ONLINE BANKING. AS A COOPERATIVE FINANCIAL INSTITUTION, WE STRIVE TO PROVIDE OUTSTANDING MEMBER VALUE AND ARE COMMITTED TO PROVIDING SERVICES AND SOLUTIONS THAT WILL IMPROVE OUR MEMBERS' FINANCIAL LIFE. WE OFFER LOWER RATES ON LOANS, HIGHER RATES ON DEPOSITS AND CHARGE VERY FEW/LOW SERVICE FEES. WE HAVE SERVED OUR MEMBERS FOR OVER 80 YEARS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0171
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0196027
IRS990/FeesForServicesLegalGrp/TotalAmt0113304
IRS990/FeesForServicesManagementGrp/TotalAmt0688891
IRS990/FeesForServicesOtherGrp/TotalAmt0259206
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt04.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt14.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt24.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt34.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt44.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt54.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt64.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt74.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt84.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt94.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt104.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2340.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1141382
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1234254
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1343632
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1433863
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1532806
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1621530
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1728366
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1833870
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1926024
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2019594
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2127364
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2229154
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2326844
IRS990/Form990PartVIISectionAGrp/PersonNm0GARY MCGUIRE
IRS990/Form990PartVIISectionAGrp/PersonNm1MARK FENSKE
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHEAL KAPP
IRS990/Form990PartVIISectionAGrp/PersonNm3DUNCAN STUART
IRS990/Form990PartVIISectionAGrp/PersonNm4LISA MCKENNEY
IRS990/Form990PartVIISectionAGrp/PersonNm5PERRY HOLMON
IRS990/Form990PartVIISectionAGrp/PersonNm6BOB KASPRZYK
IRS990/Form990PartVIISectionAGrp/PersonNm7MARK BACHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8SHANDELL MASSEY
IRS990/Form990PartVIISectionAGrp/PersonNm9SEBASTIAN SORIA
IRS990/Form990PartVIISectionAGrp/PersonNm10LISA BRYANT
IRS990/Form990PartVIISectionAGrp/PersonNm11DENNIS HANSON
IRS990/Form990PartVIISectionAGrp/PersonNm12ARTHUR PETERS
IRS990/Form990PartVIISectionAGrp/PersonNm13MICHAEL GOAD
IRS990/Form990PartVIISectionAGrp/PersonNm14KENNETH ROZNOWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm15SHEILA WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm16SUSAN VALLEY
IRS990/Form990PartVIISectionAGrp/PersonNm17JOHN COSTELLO
IRS990/Form990PartVIISectionAGrp/PersonNm18MARK GANDY
IRS990/Form990PartVIISectionAGrp/PersonNm19ROBERT SAMBORN
IRS990/Form990PartVIISectionAGrp/PersonNm20NORMAN M ZUREICH
IRS990/Form990PartVIISectionAGrp/PersonNm21LISA GRAY
IRS990/Form990PartVIISectionAGrp/PersonNm22ALISON TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm23KRISTINA BROZZO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt111015116
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12366563
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13478096
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14940376
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15238397
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16175919
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17213973
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18227362
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19118897
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20161147
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21162017
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22153611
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23122564
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO EMERITUS
IRS990/Form990PartVIISectionAGrp/TitleTxt12COO
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15SR. DIRECTOR OF HUMAN RESO
IRS990/Form990PartVIISectionAGrp/TitleTxt16SR DIRECTOR OF REMOTE SERVICE
IRS990/Form990PartVIISectionAGrp/TitleTxt17SR DIRECTOR OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt18SR DIRECTOR OF RISK/COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt19IT INFRASTRUCTURE MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR OF INFORMATION
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR OF RISK & REGULATORY AFFAIRS
IRS990/Form990PartVIISectionAGrp/TitleTxt22CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt23MORTGAGE SALES MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0197608
IRS990/GainOrLossGrp/SecuritiesAmt01870462
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt025412511
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt087808230
IRS990/GrossReceiptsAmt0171053230
IRS990/GroupExemptionNum01359
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt021
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01117454
IRS990/InsuranceGrp/TotalAmt0136379
IRS990/InterestGrp/TotalAmt018718519
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt015256418
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt015256418
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt020316249
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07006867
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0629777494
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0858239961
IRS990/IRPDocumentCnt038139
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt07202447
IRS990/LandBldgEquipBasisNetGrp/BOYAmt08306777
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07898649
IRS990/LandBldgEquipCostOrOtherBssAmt015101096
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt025214903
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt085937768
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0DOW CHEMICAL EMPLOYEES' CREDIT UNION IS A PRINCIPLES-BASED FINANCIAL COOPERATIVE COMMITTED TO EXCEPTIONAL SERVICE, CONVENIENCE, VALUE AND SECURITY OPERATING IN ACCORDANCE WITH THE MICHIGAN CREDIT UNION ACT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0192616083
IRS990/NetAssetsOrFundBalancesEOYAmt0220299894
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt02068070
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt02068070
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt020943176
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0671570
IRS990/OfficeExpensesGrp/TotalAmt01896031
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt025783408
IRS990/OtherAssetsTotalGrp/EOYAmt026260450
IRS990/OtherChangesInNetAssetsAmt0-155017
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01770586
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN EXPENSE
IRS990/OtherExpensesGrp/Desc2VISA/DEBIT/CREDIT
IRS990/OtherExpensesGrp/Desc3EQUIPMENT RENTAL AND MA
IRS990/OtherExpensesGrp/TotalAmt04175000
IRS990/OtherExpensesGrp/TotalAmt12854347
IRS990/OtherExpensesGrp/TotalAmt22342500
IRS990/OtherExpensesGrp/TotalAmt31916189
IRS990/OtherLiabilitiesGrp/BOYAmt01523032008
IRS990/OtherLiabilitiesGrp/EOYAmt01752538762
IRS990/OtherSalariesAndWagesGrp/TotalAmt06725093
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0995241541
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0998711829
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0162544
IRS990/PayrollTaxesGrp/TotalAmt0818552
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0932442
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0765598
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01295840
IRS990/PrincipalOfficerNm0MICHAEL G GOAD
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INCOME ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE AND INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt033081718
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18764325
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt033081718
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18764325
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2730028
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0730028
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt015762229
IRS990/PYOtherExpensesAmt039848261
IRS990/PYOtherRevenueAmt0785767
IRS990/PYProgramServiceRevenueAmt045018812
IRS990/PYRevenuesLessExpensesAmt08672939
IRS990/PYSalariesCompEmpBnftPaidAmt013045608
IRS990/PYTotalExpensesAmt052893869
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt061566808
IRS990/ReconcilationRevenueExpnssAmt06895652
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,002,899,481
Liabilities
$1,782,599,587
Net assets
$220,299,894
Revenue
$59,900,559
Expenses
$53,004,907
Net income
$6,895,652
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,388$2,197$191$117$111$6.45
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,201$2,025$176$89.4$88.6$0.86
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,121$1,971$151$64.9$52.6$12.4
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,160$1,940$220$56.1$42.7$13.4
2020Detailed filing. Detailed filing data is available for this year.$2,003$1,783$220$59.9$53.0$6.90
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,767$1,574$193$61.6$52.9$8.67
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,628$1,458$170$50.6$44.5$6.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,638$1,468$170$38.5$37.2$1.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,529$1,364$164$34.4$33.8$0.57
2015Detailed filing. Detailed filing data is available for this year.$1,465$1,301$164$32.5$31.9$0.67
2014Detailed filing. Detailed filing data is available for this year.$1,423$1,254$169$32.3$30.4$1.87
2013Detailed filing. Detailed filing data is available for this year.$1,402$1,238$164$35.3$31.8$3.57
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,435$1,264$171$33.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,398$1,232$166$36.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,352$1,196$156$40.1
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)14 • $1B+ nonprofits