Civic Intelligence

St Joseph Benton Harbor Bpoelks 541

990 • Fiscal year 2019 • EIN 38-0341789

Apr 01, 2018 to Mar 31, 2019 • Filed on Jun 26, 2019

601 Riverview DriveBenton Harbor, MI 49022

(269) 983-3351

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.04x

Higher debt load relative to assets than 58% of similar nonprofits.

2019 filings • 501(c)8 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

61st percentile

0.15x

Higher debt load relative to revenue than 61% of similar nonprofits.

2019 filings • 501(c)8 • $1M-$5M nonprofits • Source year 2019

Net Margin

13th percentile

-24%

Higher net margin than 13% of similar nonprofits.

2019 filings • 501(c)8 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

75th percentile

$10,400

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2019 filings • 501(c)8 • $1M-$5M nonprofits • Source year 2019

Asset Growth

3rd percentile

-13%

Faster asset growth than 3% of similar nonprofits.

2019 filings • 501(c)8 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

47th percentile

0.4%

Faster revenue growth than 47% of similar nonprofits.

2019 filings • 501(c)8 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Assets

Down

$1,247,295

Down $191,856 (-13%) from 2018

Net Assets

Down

$1,203,009

Down $70,095 (-5.5%) from 2018

Liabilities

Down

$44,286

Down $121,761 (-73%) from 2018

Revenue

Up

$289,947

Up $1,246 (+0.4%) from 2018

Expenses

Up

$360,042

Up $11,969 (+3.4%) from 2018

Net Income

Down

-$70,095

Down $10,723 (-18%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,341,058Liabilities 2011: $19,371Net Assets 2011: $1,321,6872011Assets 2012: $1,558,667Liabilities 2012: $48,094Net Assets 2012: $1,510,5732012Assets 2013: $1,522,695Liabilities 2013: $60,152Net Assets 2013: $1,462,5432013Assets 2014: $1,495,137Liabilities 2014: $55,345Net Assets 2014: $1,439,7922014Assets 2015: $1,595,080Liabilities 2015: $205,001Net Assets 2015: $1,390,0792015Assets 2016: $1,567,618Liabilities 2016: $203,741Net Assets 2016: $1,363,8772016Assets 2017: $1,516,779Liabilities 2017: $184,303Net Assets 2017: $1,332,4762017Assets 2018: $1,439,151Liabilities 2018: $166,047Net Assets 2018: $1,273,1042018Assets 2019: $1,247,295Liabilities 2019: $44,286Net Assets 2019: $1,203,0092019Assets 2020: $1,174,863Liabilities 2020: $54,622Net Assets 2020: $1,120,2412020Assets 2021: $1,084,196Liabilities 2021: $33,588Net Assets 2021: $1,050,6082021Assets 2022: $1,064,613Liabilities 2022: $35,551Net Assets 2022: $1,029,0622022Assets 2023: $1,061,602Liabilities 2023: $62,627Net Assets 2023: $998,9752023Assets 2025: $972,327Liabilities 2025: $37,329Net Assets 2025: $934,9982025

Highlighted filing

2019

Assets$1,247,295
Liabilities$44,286
Net Assets$1,203,009

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $176,2262011Revenue 2012: $314,063Expenses 2012: $332,366Net Income 2012: -$18,3032012Revenue 2013: $335,799Expenses 2013: $383,829Net Income 2013: -$48,0302013Revenue 2014: $383,540Expenses 2014: $406,291Net Income 2014: -$22,7512014Revenue 2015: $338,864Expenses 2015: $388,577Net Income 2015: -$49,7132015Revenue 2016: $342,887Expenses 2016: $369,089Net Income 2016: -$26,2022016Revenue 2017: $343,273Expenses 2017: $374,674Net Income 2017: -$31,4012017Revenue 2018: $288,701Expenses 2018: $348,073Net Income 2018: -$59,3722018Revenue 2019: $289,947Expenses 2019: $360,042Net Income 2019: -$70,0952019Revenue 2020: $235,697Expenses 2020: $318,465Net Income 2020: -$82,7682020Revenue 2021: $129,954Expenses 2021: $199,587Net Income 2021: -$69,6332021Revenue 2022: $173,704Expenses 2022: $195,250Net Income 2022: -$21,5462022Revenue 2023: $172,649Expenses 2023: $202,736Net Income 2023: -$30,0872023Revenue 2025: $197,607Expenses 2025: $244,983Net Income 2025: -$47,3762025

Highlighted filing

2019

Revenue$289,947
Expenses$360,042
Net Income-$70,095
Jump To
Filing Snapshot
Filing Period
Apr 1, 2018 to Mar 31, 2019
Signed
Jun 26, 2019
Return Version
2018v3.1
Gross Receipts
$420,482
Mission and Program Overview

Mission

Fraternal organization doing charitable work

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,273,104$1,203,009▼ $70,095
Land, Buildings, and Equipment, Net$738,788$698,606▼ $40,182
Savings and Temporary Cash Investments$643,182$500,106▼ $143,076
Cash and Non-Interest-Bearing Accounts$41,702$26,386▼ $15,316
Inventories for Sale or Use$11,902$11,839▼ $63
Prepaid Expenses and Deferred Charges$3,577$10,358▲ $6,781
Total Assets$1,439,151$1,247,295▼ $191,856
Liabilities
Mortgage Notes Payable Secured by Investment Property$127,733--
Deferred Revenue$34,843$40,948▲ $6,105
Accounts Payable and Accrued Expenses$3,471$3,338▼ $133
Total Liabilities$166,047$44,286▼ $121,761
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,273,104$1,203,009▼ $70,095
Total Liabilities and Net Assets / Fund Balance$1,439,151$1,247,295▼ $191,856

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$663,606$277,302$940,908
Land$35,000-$35,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Judy MoscardelliSecretary-$10,400$10,400
Pat MangoldTreasurerPT$5,200$5,200

Board Members and Trustees

NameTitle
Greg SmithTrustee
Jeff WeberTrustee
Mike AultTrustee
Mike KinneyTrustee
Roxann HueblTrustee
Shawn VanceChaplain
Scot BurnsExalted Rule
Chris BuckleitnerLeading Knig
David OffordLecturing Kn
Tony OrtizLoyal Knight
Mary JohnsonTiler
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$91,002
Investment Income
$12,453
Other Revenue
$186,492
Change in Net Assets
$-70,095
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$251,724
Salaries, Compensation, and Employee Benefits$108,318
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$99,171-$99,171
All Other Expenses-$74,588-$74,588
Depreciation Depletion-$40,182-$40,182
Occupancy-$29,792-$29,792
Other Expenses-$13,125-$13,125
Office Expenses-$10,384-$10,384
Fees for Services Accounting-$9,969-$9,969
Payroll Taxes-$9,147-$9,147
Insurance-$7,739-$7,739
Conferences and Meetings-$6,785-$6,785
Interest-$3,567-$3,567
Total Functional Expenses$0$360,042$0$360,042
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Gaming Gross Income$42,812
Gaming Direct Expenses$14,447
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
St Joseph-benton Harbor
EIN
38-0341789
Phone
2699833351
Address
601 RIVERVIEW DRIVE, BENTON HARBOR, MI 49022

Signing Officer

Name
Pat Mangold
Title
Treasurer
Phone
2693634180
Signed
2019-06-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Pat Mangold
Formed
1938
Legal Domicile
Mi
Voting Board Members
9
Independent Board Members
9
Employees
15

Preparer

Firm
Tri-county Bookkeepers
Address
2056 PLAZA DR, BENTON HARBOR, MI 49022
Preparer
Jonathan Kooiman
Phone
2699262191
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Property taxes 0 12,956 0 bank charges 0 8,924 0 lawn care & snow plowing 0 7,109 0 major projects 0 6,644 0 charities 0 5,865 0 installation 0 4,316 0 misc taxes, licenses & fe 0 3,444 0 outside labor 0 3,150 0 cable tv 0 2,891 0 music & entertainment 0 2,680 0 telephone 0 2,532 0 insurance 0 2,139 0 music & entertainment 0 2,125 0 uniforms/officers 0 2,079 0 misc expense 0 2,031 0 national foundation 0 1,621 0 office supplies 0 760 0 memorials 0 697 0 badges & pins 0 576 0 employee mileage 0 501 0 beer lines cleaned 0 498 0 pest control 0 384 0 visitations 0 305 0 repairs & maintenance 0 300 0 licenses 0 39 0 plaques/officers 0 22 0 total 0 74,588 0

Raw XML Appendix391 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYRevenuesLessExpensesAmt0-59372
IRS990/PYSalariesCompEmpBnftPaidAmt091795
IRS990/PYTotalExpensesAmt0348073
IRS990/PYTotalRevenueAmt0288701
IRS990/ReconcilationRevenueExpnssAmt0-70095
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01273104
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01203009
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0643182
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0500106
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/LandGrp/BookValueAmt035000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt035000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0663606
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0277302
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0940908
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0698606
IRS990ScheduleG/CharitableDistributionRqrInd0false
IRS990ScheduleG/CntrctWith3rdPrtyForGameRevInd0false
IRS990ScheduleG/GamingInformationGrp/DirectExpenseSummaryGamingAmt014447
IRS990ScheduleG/GamingInformationGrp/GrossRevenuePullTabsAmt042812
IRS990ScheduleG/GamingInformationGrp/GrossRevenueTotalGamingAmt042812
IRS990ScheduleG/GamingInformationGrp/NetGamingIncomeSummaryAmt028365
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssTotalGamingAmt014447
IRS990ScheduleG/GamingInformationGrp/OtherDirectExpensesPullTabsAmt014447
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborBingoInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborOtherGamingInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsInd0false
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/LicensedInd0true
IRS990ScheduleG/LicenseSuspendedEtcInd0false
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleG/PersonsWithBooksName/BusinessNameLine1Txt0PATRICK A MANGOLD
IRS990ScheduleG/PersonsWithBooksUSAddress/AddressLine1Txt0601 RIVERVIEW DRIVE
IRS990ScheduleG/PersonsWithBooksUSAddress/CityNm0BENTON HARBOR
IRS990ScheduleG/PersonsWithBooksUSAddress/StateAbbreviationCd0MI
IRS990ScheduleG/PersonsWithBooksUSAddress/ZIPCd049022
IRS990ScheduleG/StatesWhereGamingConductedCd0MI
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PROPERTY TAXES 0 12,956 0 BANK CHARGES 0 8,924 0 LAWN CARE & SNOW PLOWING 0 7,109 0 MAJOR PROJECTS 0 6,644 0 CHARITIES 0 5,865 0 INSTALLATION 0 4,316 0 MISC TAXES, LICENSES & FE 0 3,444 0 OUTSIDE LABOR 0 3,150 0 CABLE TV 0 2,891 0 MUSIC & ENTERTAINMENT 0 2,680 0 TELEPHONE 0 2,532 0 INSURANCE 0 2,139 0 MUSIC & ENTERTAINMENT 0 2,125 0 UNIFORMS/OFFICERS 0 2,079 0 MISC EXPENSE 0 2,031 0 NATIONAL FOUNDATION 0 1,621 0 OFFICE SUPPLIES 0 760 0 MEMORIALS 0 697 0 BADGES & PINS 0 576 0 EMPLOYEE MILEAGE 0 501 0 BEER LINES CLEANED 0 498 0 PEST CONTROL 0 384 0 VISITATIONS 0 305 0 REPAIRS & MAINTENANCE 0 300 0 LICENSES 0 39 0 PLAQUES/OFFICERS 0 22 0 TOTAL 0 74,588 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01439151
IRS990/TotalAssetsEOYAmt01247295
IRS990/TotalAssetsGrp/BOYAmt01439151
IRS990/TotalAssetsGrp/EOYAmt01247295
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0360042
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0360042
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0166047
IRS990/TotalLiabilitiesEOYAmt044286
IRS990/TotalLiabilitiesGrp/BOYAmt0166047
IRS990/TotalLiabilitiesGrp/EOYAmt044286
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01273104
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01203009
IRS990/TotalProgramServiceRevenueAmt091002
IRS990/TotalReportableCompFromOrgAmt015600
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0289947
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0289947
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01439151
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01247295
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt05232 WASHINGTON AVE
IRS990/USAddress/AddressLine2Txt05232 WASHINGTON AVE
IRS990/USAddress/CityNm0ST JOSEPH
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049085
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAT MANGOLD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02693634180
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-06-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST JOSEPH-BENTON HARBOR
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0BPOELKS 541
ReturnHeader/Filer/BusinessNameControlTxt0STJO
ReturnHeader/Filer/EIN0380341789
ReturnHeader/Filer/PhoneNum02699833351
ReturnHeader/Filer/USAddress/AddressLine1Txt0601 RIVERVIEW DRIVE
ReturnHeader/Filer/USAddress/CityNm0BENTON HARBOR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049022
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId053DCEC86817497782F877E0E7FAB3E614C2BCB50
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId053DCEC86817497782F877E0E7FAB3E614C2BCB50
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt073.176.36.21
ReturnHeader/FilingSecurityInformation/IPDt02019-07-16
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm013:04:19
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200225806
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TRI-COUNTY BOOKKEEPERS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02056 PLAZA DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BENTON HARBOR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049022
ReturnHeader/PreparerPersonGrp/PhoneNum02699262191
ReturnHeader/PreparerPersonGrp/PreparationDt02019-06-26
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JONATHAN KOOIMAN
ReturnHeader/ReturnTs02019-07-16T13:04:19-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-04-01
ReturnHeader/TaxPeriodEndDt02019-03-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.97$0.04$0.93$0.20$0.24$0.05
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.06$0.06$1.00$0.17$0.20$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.06$0.04$1.03$0.17$0.20$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.08$0.03$1.05$0.13$0.20$0.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.17$0.05$1.12$0.24$0.32$0.08
2019Detailed filing. Detailed filing data is available for this year.$1.25$0.04$1.20$0.29$0.36$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.17$1.27$0.29$0.35$0.06
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.18$1.33$0.34$0.37$0.03
2016Detailed filing. Detailed filing data is available for this year.$1.57$0.20$1.36$0.34$0.37$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.60$0.21$1.39$0.34$0.39$0.05
2014Detailed filing. Detailed filing data is available for this year.$1.50$0.06$1.44$0.38$0.41$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.06$1.46$0.34$0.38$0.05
2012Summary only. Only limited summary data is available for this year.$1.56$0.05$1.51$0.31$0.33$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.02$1.32$0.18
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2019 filings • 501(c)8 • $1M-$5M nonprofits