Civic Intelligence

John J Lawless Testamentary Trust B

990PF • Fiscal year 2019 • EIN 37-6308433

Oct 01, 2018 to Sep 30, 2019 • Filed on Feb 04, 2020

Prospect Bankpo Box 400Paris, IL 61944

(217) 465-4154

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.04x

Higher debt load relative to assets than 52% of similar nonprofits.

2019 filings • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

73rd percentile

0.24x

Higher debt load relative to revenue than 73% of similar nonprofits.

2019 filings • $1M-$5M nonprofits • Source year 2019

Net Margin

7th percentile

-82%

Higher net margin than 7% of similar nonprofits.

2019 filings • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

43rd percentile

$600

Higher top officer pay than 43% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

2019 filings • $1M-$5M nonprofits • Source year 2019

Asset Growth

13th percentile

-8.0%

Faster asset growth than 13% of similar nonprofits.

2019 filings • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

6th percentile

-55%

Faster revenue growth than 6% of similar nonprofits.

2019 filings • $1M-$5M nonprofits • Annualized from 2018 to 2019

Assets

Down

$2,727,937

Down $237,809 (-8.0%) from 2018

Net Assets

Down

$2,627,687

Down $338,059 (-11%) from 2018

Liabilities

Up

$100,250

Up $100,250 from 2018

Revenue

Down

$413,749

Down $503,608 (-55%) from 2018

Expenses

Down

$751,808

Down $58,187 (-7.2%) from 2018

Net Income

Down

-$338,059

Down $445,421 (-415%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $4,318,298Liabilities 2011: $02011Assets 2012: $4,351,968Liabilities 2012: $02012Assets 2013: $4,187,806Liabilities 2013: $02013Assets 2014: $4,089,028Liabilities 2014: $02014Assets 2015: $3,558,727Liabilities 2015: $1Net Assets 2015: $3,558,7272015Assets 2016: $3,289,694Liabilities 2016: $0Net Assets 2016: $3,289,6942016Assets 2017: $2,858,384Liabilities 2017: $0Net Assets 2017: $2,858,3842017Assets 2018: $2,965,746Liabilities 2018: $0Net Assets 2018: $2,965,7462018Assets 2019: $2,727,937Liabilities 2019: $100,250Net Assets 2019: $2,627,6872019Assets 2020: $3,700,073Liabilities 2020: $1Net Assets 2020: $3,700,0732020Assets 2021: $3,483,828Liabilities 2021: $1Net Assets 2021: $3,483,8282021Assets 2022: $3,233,107Liabilities 2022: $12022Assets 2023: $3,056,252Liabilities 2023: $12023Assets 2025: $4,503,993Liabilities 2025: $0Net Assets 2025: $4,503,9932025

Highlighted filing

2019

Assets$2,727,937
Liabilities$100,250
Net Assets$2,627,687

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $867,123Expenses 2011: $490,576Net Income 2011: $376,5472011Revenue 2012: $742,983Expenses 2012: $709,313Net Income 2012: $33,6702012Revenue 2013: $609,209Expenses 2013: $773,371Net Income 2013: -$164,1622013Revenue 2014: $621,447Expenses 2014: $720,225Net Income 2014: -$98,7782014Revenue 2015: $519,604Expenses 2015: $1,049,905Net Income 2015: -$530,3012015Revenue 2016: $653,995Expenses 2016: $923,028Net Income 2016: -$269,0332016Revenue 2017: $564,898Expenses 2017: $996,208Net Income 2017: -$431,3102017Revenue 2018: $917,357Expenses 2018: $809,995Net Income 2018: $107,3622018Revenue 2019: $413,749Expenses 2019: $751,808Net Income 2019: -$338,0592019Revenue 2020: $1,816,516Expenses 2020: $744,130Net Income 2020: $1,072,3862020Revenue 2021: $490,099Expenses 2021: $706,344Net Income 2021: -$216,2452021Revenue 2022: $476,881Expenses 2022: $727,602Net Income 2022: -$250,7212022Revenue 2023: $486,902Expenses 2023: $663,757Net Income 2023: -$176,8552023Revenue 2025: $2,307,554Expenses 2025: $669,529Net Income 2025: $1,638,0252025

Highlighted filing

2019

Revenue$413,749
Expenses$751,808
Net Income-$338,059
Jump To
Filing Snapshot
Filing Period
Oct 1, 2018 to Sep 30, 2019
Signed
Feb 4, 2020
Return Version
2018v3.2
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
PROSPECT BANKTrusteePT$600-$600
Filing and Contact Details

Filer

Filer Name
John J Lawless Testamentary Trust
EIN
37-6308433
Phone
2174654154
Address
PROSPECT BANKPO BOX 400, PARIS, IL 61944

Signing Officer

Name
Prospect Bank
Title
Trustee
Signed
2020-02-04
Discuss with paid preparer
Yes

Preparer

Firm
Larsson Woodyard & Henson Llp
Address
PO BOX 426, PARIS, IL 61944-0426
Preparer
Marla D Coffman
Phone
2174656494
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/ChgInNetAssetsFundBalancesGrp/TotNetAstOrFundBalancesBOYAmt02965746
IRS990PF/ChgInNetAssetsFundBalancesGrp/TotNetAstOrFundBalancesEOYAmt02627687
IRS990PF/DistributableAmountGrp/DistributableAsAdjustedAmt0636329
IRS990PF/DistributableAmountGrp/DistributableBeforeAdjAmt0636329
IRS990PF/DistributableAmountGrp/DistributableBeforeDedAmt0636329
IRS990PF/DistributableAmountGrp/MinimumInvestmentReturnAmt0639613
IRS990PF/DistributableAmountGrp/TaxBasedOnInvestmentIncomeAmt03284
IRS990PF/DistributableAmountGrp/TotalTaxAmt03284
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/AppliedToESTaxAmt0830
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/DomesticOrgMeetingSect4940eInd0X
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/EstimatedPlusOvpmtIncmTxAmt07720
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/InvestmentIncomeExciseTaxAmt03284
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/OverpaymentAmt04436
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/RefundAmt03606
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/SubtotalAmt03284
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TaxBasedOnInvestmentIncomeAmt03284
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TotalPaymentsAndCreditsAmt07720
IRS990PF/FMVAssetsEOYAmt013188887
IRS990PF/Form990PFBalanceSheetsGrp/CapitalStockBOYAmt04132511
IRS990PF/Form990PFBalanceSheetsGrp/CapitalStockEOYAmt04132606
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockBOYAmt06615
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockEOYAmt06508
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockEOYFMVAmt07827
IRS990PF/Form990PFBalanceSheetsGrp/LandBldgEquipAccumDeprecAmt0247237
IRS990PF/Form990PFBalanceSheetsGrp/LandBldgEquipCostOrOtherBssAmt02915933
IRS990PF/Form990PFBalanceSheetsGrp/LandBOYAmt02669050
IRS990PF/Form990PFBalanceSheetsGrp/LandEOYAmt02668696
IRS990PF/Form990PFBalanceSheetsGrp/LandEOYFMVAmt013128327
IRS990PF/Form990PFBalanceSheetsGrp/MortgagesAndNotesPayableEOYAmt0100250
IRS990PF/Form990PFBalanceSheetsGrp/OrgDoesNotFollowSFAS117Ind0X
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsBOYAmt04092
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsEOYAmt04783
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsEOYFMVAmt04783
IRS990PF/Form990PFBalanceSheetsGrp/RetainedEarningBOYAmt0-1166765
IRS990PF/Form990PFBalanceSheetsGrp/RetainedEarningEOYAmt0-1504919
IRS990PF/Form990PFBalanceSheetsGrp/SavAndTempCashInvstBOYAmt0285989
IRS990PF/Form990PFBalanceSheetsGrp/SavAndTempCashInvstEOYAmt047950
IRS990PF/Form990PFBalanceSheetsGrp/SavAndTempCashInvstEOYFMVAmt047950
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsBOYAmt02965746
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsEOYAmt02727937
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsEOYFMVAmt013188887
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesEOYAmt0100250
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesNetAstBOYAmt02965746
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesNetAstEOYAmt02727937
IRS990PF/Form990PFBalanceSheetsGrp/TotNetAstOrFundBalancesBOYAmt02965746
IRS990PF/Form990PFBalanceSheetsGrp/TotNetAstOrFundBalancesEOYAmt02627687
IRS990PF/MethodOfAccountingCashInd0X
IRS990PF/MinimumInvestmentReturnGrp/AdjustedTotalFMVOfUnusedAstAmt013413256
IRS990PF/MinimumInvestmentReturnGrp/AverageMonthlyCashBalancesAmt0272686
IRS990PF/MinimumInvestmentReturnGrp/AverageMonthlyFMVOfSecAmt012243
IRS990PF/MinimumInvestmentReturnGrp/CashDeemedCharitableAmt0621000
IRS990PF/MinimumInvestmentReturnGrp/FMVAllOtherNoncharitableAstAmt013128327
IRS990PF/MinimumInvestmentReturnGrp/MinimumInvestmentReturnAmt0639613
IRS990PF/MinimumInvestmentReturnGrp/NetVlNoncharitableAssetsAmt012792256
IRS990PF/MinimumInvestmentReturnGrp/TotalFMVOfUnusedAssetsAmt013413256
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/CompOfHghstPdCntrctOrNONETxt0NONE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/CompOfHghstPdEmplOrNONETxt0NONE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/CompensationAmt0600
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/EmployeeBenefitProgramAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm0PROSPECT BANK
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/TitleTxt0TRUSTEE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine1Txt0PO BOX 400
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm0PARIS
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd0IL
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd061944
IRS990PF/Organization501c3ExemptPFInd0X
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjNetVlNoncharitableAssetsAmt0598985
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjNonchrtblNetInvstIncmPctAmt0602269
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjustedQlfyDistriYr1Amt0653471
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjustedQlfyDistriYr2Amt0679475
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjustedQlfyDistriYr3Amt0693624
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjustedQlfyDistriYr4Amt0703569
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AdjustedQlfyDistriYr5Amt0458058
IRS990PF/QlfyUndSect4940eReducedTaxGrp/AverageDistributionRt00.046824
IRS990PF/QlfyUndSect4940eReducedTaxGrp/DistributionYr1Rt00.050295
IRS990PF/QlfyUndSect4940eReducedTaxGrp/DistributionYr2Rt00.051357
IRS990PF/QlfyUndSect4940eReducedTaxGrp/DistributionYr3Rt00.050418
IRS990PF/QlfyUndSect4940eReducedTaxGrp/DistributionYr4Rt00.050027
IRS990PF/QlfyUndSect4940eReducedTaxGrp/DistributionYr5Rt00.032024
IRS990PF/QlfyUndSect4940eReducedTaxGrp/LiableSection4942TaxInd0false
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetInvestmentIncomePctAmt03284
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetVlNoncharitableAssetsAmt012792256
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetVlNoncharitableAssetsYr1Amt012992727
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetVlNoncharitableAssetsYr2Amt013230488
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetVlNoncharitableAssetsYr3Amt013757475
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetVlNoncharitableAssetsYr4Amt014063705
IRS990PF/QlfyUndSect4940eReducedTaxGrp/NetVlNoncharitableAssetsYr5Amt014303697
IRS990PF/QlfyUndSect4940eReducedTaxGrp/QualifyingDistributionsAmt0654437
IRS990PF/QlfyUndSect4940eReducedTaxGrp/TotalDistributionRt00.234121
IRS990PF/QualifyingDistriPartXIIGrp/AdjustedQualifyingDistriAmt0651153
IRS990PF/QualifyingDistriPartXIIGrp/ExpensesAndContributionsAmt0654437
IRS990PF/QualifyingDistriPartXIIGrp/PctSect4940eOrgNetInvstIncmAmt03284
IRS990PF/QualifyingDistriPartXIIGrp/QualifyingDistributionsAmt0654437
IRS990PF/StatementsRegardingActy4720Grp/BrrwOrLendDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/BusinessHoldingsInd0false
IRS990PF/StatementsRegardingActy4720Grp/FurnGoodsDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToIndividualsInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceElectionInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
IRS990PF/StatementsRegardingActy4720Grp/JeopardyInvestmentsInd0false
IRS990PF/StatementsRegardingActy4720Grp/NoncharitablePurposeInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/PaymentToGovernmentOfficialInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd0false
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/IndividualWithBooksNm0PROSPECT BANK
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0PO BOX 400
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0PARIS
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0IL
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd061944
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0IL
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PhoneNum02174654154
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0GRANTS TO ST. LOUIS UNIVERSITY, ST. LOUIS, MO FOR USE AS SCHOLARSHIPS FOR NEEDY STUDENTS.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt0654437
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt0649500
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0SCHOLARSHIPS FOR NEEDY STUDENTS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0ST LOUIS UNIVERSITY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0NON PF
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt03545 LINDELL BLVD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0ST LOUIS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0MO
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd063103

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.50$0.00$4.50$2.31$0.67$1.64
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.06$0.00$0.49$0.66$0.18
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.23$0.00$0.48$0.73$0.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.48$0.00$3.48$0.49$0.71$0.22
2020Detailed filing. Detailed filing data is available for this year.$3.70$0.00$3.70$1.82$0.74$1.07
2019Detailed filing. Detailed filing data is available for this year.$2.73$0.10$2.63$0.41$0.75$0.34
2018Detailed filing. Detailed filing data is available for this year.$2.97$0.00$2.97$0.92$0.81$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.86$0.00$2.86$0.56$1.00$0.43
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.29$0.00$3.29$0.65$0.92$0.27
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.56$0.00$3.56$0.52$1.05$0.53
2014Summary only. Only limited summary data is available for this year.$4.09$0.00$0.62$0.72$0.10
2013Summary only. Only limited summary data is available for this year.$4.19$0.00$0.61$0.77$0.16
2012Summary only. Only limited summary data is available for this year.$4.35$0.00$0.74$0.71$0.03
2011Summary only. Only limited summary data is available for this year.$4.32$0.00$0.87$0.49$0.38