Civic Intelligence

Central Laborers' Welfare Fund Laborers' Welfare Fund

990 • Fiscal year 2015 • EIN 37-6058345

Oct 01, 2014 to Sep 30, 2015 • Filed on Jul 14, 2016

Organization ProfileWWW.CENTRAL-LABORERS.COM

View Organization Page

PO Box 1267Jacksonville, IL 62651

(217) 243-8521

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.41x

Higher debt load relative to assets than 83% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

93rd percentile

0.77x

Higher debt load relative to revenue than 93% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Net Margin

16th percentile

-7.9%

Higher net margin than 16% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

85th percentile

$215,957

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Asset Growth

62nd percentile

5.8%

Faster asset growth than 62% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

73rd percentile

11%

Faster revenue growth than 73% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$39,564,458

Up $2,159,108 (+5.8%) from 2014

Net Assets

Down

$23,198,397

Down $2,020,647 (-8.0%) from 2014

Liabilities

Up

$16,366,061

Up $4,179,755 (+34%) from 2014

Revenue And Expenses
Liabilities / Revenue93rd percentileNet Margin16th percentile

Revenue

Up

$21,240,033

Up $2,087,038 (+11%) from 2014

Expenses

Up

$22,924,893

Up $6,355,336 (+38%) from 2014

Net Income

Down

-$1,684,860

Down $4,268,298 (-165%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $40,696,403Liabilities 2010: $126,441Net Assets 2010: $40,569,9622010Assets 2011: $41,409,063Liabilities 2011: $52,155Net Assets 2011: $41,356,9082011Assets 2012: $38,762,251Liabilities 2012: $61,907Net Assets 2012: $38,700,3442012Assets 2013: $37,702,111Liabilities 2013: $15,135,459Net Assets 2013: $22,566,6522013Assets 2014: $37,405,350Liabilities 2014: $12,186,306Net Assets 2014: $25,219,0442014Assets 2015: $39,564,458Liabilities 2015: $16,366,061Net Assets 2015: $23,198,3972015Assets 2016: $38,949,458Liabilities 2016: $13,262,867Net Assets 2016: $25,686,5912016Assets 2017: $39,638,956Liabilities 2017: $15,915,816Net Assets 2017: $23,723,1402017Assets 2018: $37,504,819Liabilities 2018: $17,466,946Net Assets 2018: $20,037,8732018Assets 2019: $38,755,887Liabilities 2019: $18,435,934Net Assets 2019: $20,319,9532019Assets 2020: $42,553,213Liabilities 2020: $15,171,415Net Assets 2020: $27,381,7982020Assets 2021: $44,377,613Liabilities 2021: $2,451,701Net Assets 2021: $41,925,9122021Assets 2022: $36,858,201Liabilities 2022: $3,494,785Net Assets 2022: $33,363,4162022Assets 2023: $39,562,119Liabilities 2023: $4,501,242Net Assets 2023: $35,060,8772023Assets 2024: $41,571,365Liabilities 2024: $3,807,756Net Assets 2024: $37,763,6092024

Highlighted filing

2015

Assets$39,564,458
Liabilities$16,366,061
Net Assets$23,198,397
Open 2015 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $20,029,0592010Expenses 2011: $20,737,1812011Expenses 2012: $22,323,8282012Revenue 2013: $18,520,398Expenses 2013: $20,208,627Net Income 2013: -$1,688,2292013Revenue 2014: $19,152,995Expenses 2014: $16,569,557Net Income 2014: $2,583,4382014Revenue 2015: $21,240,033Expenses 2015: $22,924,893Net Income 2015: -$1,684,8602015Revenue 2016: $20,364,846Expenses 2016: $19,078,007Net Income 2016: $1,286,8392016Revenue 2017: $19,525,334Expenses 2017: $23,345,117Net Income 2017: -$3,819,7832017Revenue 2018: $19,124,283Expenses 2018: $23,355,612Net Income 2018: -$4,231,3292018Revenue 2019: $20,162,144Expenses 2019: $21,311,013Net Income 2019: -$1,148,8692019Revenue 2020: $20,266,211Expenses 2020: $17,030,573Net Income 2020: $3,235,6382020Revenue 2021: $22,307,133Expenses 2021: $8,043,282Net Income 2021: $14,263,8512021Revenue 2022: $20,530,506Expenses 2022: $23,422,085Net Income 2022: -$2,891,5792022Revenue 2023: $23,744,376Expenses 2023: $24,825,609Net Income 2023: -$1,081,2332023Revenue 2024: $27,712,160Expenses 2024: $26,124,065Net Income 2024: $1,588,0952024

Highlighted filing

2015

Revenue$21,240,033
Expenses$22,924,893
Net Income-$1,684,860
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2014 to Sep 30, 2015
Signed
Jul 14, 2016
Return Version
2014v6.0
Gross Receipts
$45,380,129
Mission and Program Overview

Mission

To provide health & welfare benefits to members

To provide healthcare, death, disability, dental, and vision benefits to eligible members and dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$29,775,394$28,898,048▼ $877,346
Savings and Temporary Cash Investments$6,791,691$5,949,671▼ $842,020
Accounts Receivable$2,195,776$2,750,640▲ $554,864
Investments Other Securities$1,709,958$1,755,292▲ $45,334
Prepaid Expenses and Deferred Charges$39,728$106,359▲ $66,631
Cash and Non-Interest-Bearing Accounts$0$480▲ $480
Total Assets$40,711,675$39,564,458▼ $1,147,217
Other Assets Total$199,128$103,968▼ $95,160
Liabilities
Other Liabilities$15,226,480$15,981,014▲ $754,534
Accounts Payable and Accrued Expenses$266,151$385,047▲ $118,896
Total Liabilities$15,492,631$16,366,061▲ $873,430
Net Assets / Fund Balance
Unrestricted Net Assets$25,219,044$23,198,397▼ $2,020,647
Total Net Assets Fund Balance$25,219,044$23,198,397▼ $2,020,647
Total Liabilities and Net Assets / Fund Balance$40,711,675$39,564,458▼ $1,147,217
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dan KoeppelExecutive DirectorPT$143,547$72,410$215,957

Board Members and Trustees

NameTitle
Bob McdonaldChairman
Brad SchaiveTrustee
Doug MegginsonTrustee
Edward DoyleTrustee
Joshua SchaufelbergerTrustee
Kenton DayTrustee
Patrick SheppardTrustee
Russell DavenportTrustee
Matt DialTrustee-past
Scott LarkinTrustee-past
Steve TrokeyTrustee-past
Tim GarveyTrustee-past
John PeiskerSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,430,207
Investment Income
$641,680
Other Revenue
$168,146
Change in Net Assets
$-1,684,860

Audited Revenue Reconciliation

Revenue per Audited Statements
$21,139,623
Revenue Not Reported on Financial Statements
$100,409
Revenue Not Reported on Form 990
$-335,786
Total Revenue per Audited Statements
$20,803,837
Total Revenue per Form 990
$21,240,032
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,113,752
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$20,811,141
Fees for Services Other---$135,058
Information Technology---$114,745
Fees for Service Investment Mgmnt Fees---$100,409
Office Expenses---$57,010
Insurance---$35,920
Fees for Services Accounting---$26,034
Travel---$9,772
Fees for Services Legal---$8,761
Other Expenses---$7,620
All Other Expenses---$6,658
Total Functional Expenses$0$0$0$22,924,893

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$22,924,893
Expenses per Audited Statements$19,918,084
Total Expenses per Audited Statements$19,918,084
Expenses Not Reported on Financial Statements$3,006,809
Other Expense Adjustments$2,906,400
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accumulated Eligibility$12,236,515
Claims Incurred But Not Reported$2,411,600
Obligation to Return Securites Lending Collateral$1,212,664
Unearned Revenues$118,985
Due to Related Party$1,250
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“A completed draft of the 990 is given to dan koeppel, executive director, and all trustees for their review and comments before it is submitted. Following review, the 990 is signed by dan koeppel and electronically filed.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
CENTRAL LABORERS' WELFARE FUND
EIN
37-6058345
Phone
2172438521
Address
PO BOX 1267, JACKSONVILLE, IL 62651

Signing Officer

Name
Danny J Koeppel
Title
Executive Director
Phone
2172438521
Signed
2016-07-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Danny J Koeppel
Formed
1967
Legal Domicile
Il
Voting Board Members
12
Independent Board Members
12
Employees
9
Volunteers
0

Preparer

Firm
Romolo & Associates
Address
1700 W LUTHY DRIVE, PEORIA, IL 61615
Preparer
Kristin Romolo CPA
Phone
3096822001
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The fund has no tax positions for which it is reasonably possible that the total amounts of unrecognized tax benefits will significantly increase or ecrease within 12 months of the reporting date.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Change in claims incurred but not reported 8,100. Change in accumulated eligibility 2,898,300.”

Raw XML AppendixShowing 400 of 1,733 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0266151
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0385047
IRS990/AccountsReceivableGrp/BOYAmt02195776
IRS990/AccountsReceivableGrp/EOYAmt02750640
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HEALTHCARE, DEATH, DISABILITY, DENTAL, AND VISION BENEFITS TO ELIGIBLE MEMBERS AND DEPENDENTS.
IRS990/AllOtherExpensesGrp/TotalAmt06658
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/TotalAmt020811141
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DAN KOEPPEL
IRS990/BooksInCareOfDetail/PhoneNum02172438521
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1267
IRS990/BooksInCareOfDetail/USAddress/CityNm0JACKSONVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062651
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt00
IRS990/CashNonInterestBearingGrp/EOYAmt0480
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt020811141
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0641680
IRS990/CYOtherExpensesAmt02113752
IRS990/CYOtherRevenueAmt0168146
IRS990/CYProgramServiceRevenueAmt020430207
IRS990/CYRevenuesLessExpensesAmt0-1684860
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt022924893
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt021240033
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0TO PROVIDE MEDICAL, DEATH, DISABILITY, DENTAL, AND VISION BENEFITS TO ELIGIBLE MEMBERS AND THEIR DEPENDENTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt09
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt026034
IRS990/FeesForServicesLegalGrp/TotalAmt08761
IRS990/FeesForServicesOtherGrp/TotalAmt0135058
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0100409
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt020.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt95.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt105.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt115.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt125.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1320.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1372410
IRS990/Form990PartVIISectionAGrp/PersonNm0BOB MCDONALD
IRS990/Form990PartVIISectionAGrp/PersonNm1RUSSELL DAVENPORT
IRS990/Form990PartVIISectionAGrp/PersonNm2MATT DIAL
IRS990/Form990PartVIISectionAGrp/PersonNm3BRAD SCHAIVE
IRS990/Form990PartVIISectionAGrp/PersonNm4PATRICK SHEPPARD
IRS990/Form990PartVIISectionAGrp/PersonNm5STEVE TROKEY
IRS990/Form990PartVIISectionAGrp/PersonNm6SCOTT LARKIN
IRS990/Form990PartVIISectionAGrp/PersonNm7JOHN PEISKER
IRS990/Form990PartVIISectionAGrp/PersonNm8KENTON DAY
IRS990/Form990PartVIISectionAGrp/PersonNm9EDWARD DOYLE
IRS990/Form990PartVIISectionAGrp/PersonNm10TIM GARVEY
IRS990/Form990PartVIISectionAGrp/PersonNm11DOUG MEGGINSON
IRS990/Form990PartVIISectionAGrp/PersonNm12JOSHUA SCHAUFELBERGER
IRS990/Form990PartVIISectionAGrp/PersonNm13DAN KOEPPEL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13143547
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE-PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE-PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE-PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10TRUSTEE-PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt11TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt12TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt13EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt04826
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt024144922
IRS990/GrossReceiptsAmt045380129
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0114745
IRS990/InsuranceGrp/TotalAmt035920
IRS990/InvestmentIncomeGrp/ExclusionAmt0636854
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0636854
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01709958
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01755292
IRS990/InvestmentsPubTradedSecGrp/BOYAmt029775394
IRS990/InvestmentsPubTradedSecGrp/EOYAmt028898048
IRS990/IRPDocumentCnt0697
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt024140096
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt03508
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt03508
IRS990/MissionDesc0TO PROVIDE HEALTH & WELFARE BENEFITS TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt025219044
IRS990/NetAssetsOrFundBalancesEOYAmt023198397
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt04826
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt04826
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-335786
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt057010
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0199128
IRS990/OtherAssetsTotalGrp/EOYAmt0103968
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0REIMBURSEMENTS TO PENSI
IRS990/OtherExpensesGrp/Desc1ACA REINSURANCE FEE
IRS990/OtherExpensesGrp/Desc2LABORERS HEALTH & SAFET
IRS990/OtherExpensesGrp/Desc3PCORI FEE
IRS990/OtherExpensesGrp/TotalAmt01271475
IRS990/OtherExpensesGrp/TotalAmt1259161
IRS990/OtherExpensesGrp/TotalAmt281129
IRS990/OtherExpensesGrp/TotalAmt37620
IRS990/OtherLiabilitiesGrp/BOYAmt015226480
IRS990/OtherLiabilitiesGrp/EOYAmt015981014
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0DELINQUENCY EXPENSE RECOVERIES
IRS990/OtherRevenueMiscGrp/Desc1SUBROGATION
IRS990/OtherRevenueMiscGrp/Desc2AUDIT RECOVERIES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt094027
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt141743
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt228868
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt094027
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt141743
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt228868
IRS990/OtherRevenueTotalAmt0168146
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt039728
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0106359
IRS990/PrincipalOfficerNm0DANNY J KOEPPEL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc1PARTICIPANT CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018375918
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12054289
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018375918
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12054289
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt014500563
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0681740
IRS990/PYOtherExpensesAmt02068994
IRS990/PYOtherRevenueAmt0212873
IRS990/PYProgramServiceRevenueAmt018258382
IRS990/PYRevenuesLessExpensesAmt02583438
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt016569557
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt019152995
IRS990/ReconcilationRevenueExpnssAmt0-1684860
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06791691
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05949671
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt03006809
IRS990ScheduleD/ExpensesSubtotalAmt019918084
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt0100409
IRS990ScheduleD/InvestmentExpensesNotIncldAmt0100409
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-335786
IRS990ScheduleD/OtherExpensesNotIncludedAmt02906400
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01250
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1118985
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22411600
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt312236515
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41212664
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO RELATED PARTY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1UNEARNED REVENUES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CLAIMS INCURRED BUT NOT REPORTED
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3ACCUMULATED ELIGIBILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4OBLIGATION TO RETURN SECURITES LENDING COLLATERAL
IRS990ScheduleD/RevenueNotReportedAmt0-335786
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0100409
IRS990ScheduleD/RevenueSubtotalAmt021139623
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE FUND HAS NO TAX POSITIONS FOR WHICH IT IS REASONABLY POSSIBLE THAT THE TOTAL AMOUNTS OF UNRECOGNIZED TAX BENEFITS WILL SIGNIFICANTLY INCREASE OR ECREASE WITHIN 12 MONTHS OF THE REPORTING DATE.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1CHANGE IN CLAIMS INCURRED BUT NOT REPORTED 8,100. CHANGE IN ACCUMULATED ELIGIBILITY 2,898,300.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt022924893
IRS990ScheduleD/TotalLiabilityAmt015981014
IRS990ScheduleD/TotalRevenuePerForm990Amt021240032
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt020803837
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt019918084
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0143547
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt059306
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt013104
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DAN KOEPPEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0215957
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COMPLETED DRAFT OF THE 990 IS GIVEN TO DAN KOEPPEL, EXECUTIVE DIRECTOR, AND ALL TRUSTEES FOR THEIR REVIEW AND COMMENTS BEFORE IT IS SUBMITTED. FOLLOWING REVIEW, THE 990 IS SIGNED BY DAN KOEPPEL AND ELECTRONICALLY FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd1IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd2IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd3IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd4IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd5IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd6IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd7IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd8IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd9IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd10IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd11IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd12IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd13IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd14IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd15IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd16IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd17IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd18IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd19IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd20IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd21IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd22IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd23IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd24IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd25IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd26IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd27IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd28IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd29IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd30IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd31IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd32IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd33IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd34IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd35IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd36IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd37IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd38IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd39IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd40IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd41IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd42IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd43IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd44IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd45IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd46IL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd47IL

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$39,564,458
Liabilities
$16,366,061
Net assets
$23,198,397
Revenue
$21,240,033
Expenses
$22,924,893
Net income
-$1,684,860
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.6$3.81$37.8$27.7$26.1$1.59
2023Detailed filing. Detailed filing data is available for this year.$39.6$4.50$35.1$23.7$24.8$1.08
2022Detailed filing. Detailed filing data is available for this year.$36.9$3.49$33.4$20.5$23.4$2.89
2021Detailed filing. Detailed filing data is available for this year.$44.4$2.45$41.9$22.3$8.04$14.3
2020Detailed filing. Detailed filing data is available for this year.$42.6$15.2$27.4$20.3$17.0$3.24
2019Detailed filing. Detailed filing data is available for this year.$38.8$18.4$20.3$20.2$21.3$1.15
2018Detailed filing. Detailed filing data is available for this year.$37.5$17.5$20.0$19.1$23.4$4.23
2017Detailed filing. Detailed filing data is available for this year.$39.6$15.9$23.7$19.5$23.3$3.82
2016Detailed filing. Detailed filing data is available for this year.$38.9$13.3$25.7$20.4$19.1$1.29
2015Detailed filing. Detailed filing data is available for this year.$39.6$16.4$23.2$21.2$22.9$1.68
2014Detailed filing. Detailed filing data is available for this year.$37.4$12.2$25.2$19.2$16.6$2.58
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.7$15.1$22.6$18.5$20.2$1.69
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.8$0.06$38.7$22.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.4$0.05$41.4$20.7
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.7$0.13$40.6$20.0