Civic Intelligence

Unknown Organization

990 • Fiscal year 2013 • EIN 37-6031250

Jan 01, 2013 to Dec 31, 2013 • Filed on May 08, 2014

Organization ProfileWWW.SCCU365.ORG
310 South Grand Ave East62703

(217) 528-0677

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.89x

Higher debt load relative to assets than 69% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

46th percentile

18.80x

Higher debt load relative to revenue than 46% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

6th percentile

-25%

Higher net margin than 6% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

45th percentile

1.1%

Faster asset growth than 45% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$10,693,612

Up $120,060 (+1.1%) from 2012

Net Assets

Down

$1,136,651

Down $190,385 (-14%) from 2012

Liabilities

Up

$9,556,961

Up $310,445 (+3.4%) from 2012

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin6th percentile

Revenue

$508,344

No earlier filing loaded for comparison.

Expenses

Down

$637,411

Down $154,233 (-19%) from 2012

Net Income

-$129,067

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $10,184,340Liabilities 2010: $8,564,183Net Assets 2010: $1,620,1572010Assets 2011: $10,250,831Liabilities 2011: $8,781,480Net Assets 2011: $1,469,3512011Assets 2012: $10,573,552Liabilities 2012: $9,246,516Net Assets 2012: $1,327,0362012Assets 2013: $10,693,612Liabilities 2013: $9,556,961Net Assets 2013: $1,136,6512013

Highlighted filing

2013

Assets$10,693,612
Liabilities$9,556,961
Net Assets$1,136,651
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $750,5092010Expenses 2011: $896,0012011Expenses 2012: $791,6442012Revenue 2013: $508,344Expenses 2013: $637,411Net Income 2013: -$129,0672013

Highlighted filing

2013

Revenue$508,344
Expenses$637,411
Net Income-$129,067
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 8, 2014
Return Version
2013v3.1
Gross Receipts
$508,344
Mission and Program Overview

Mission

To assist our members in the

To assist our members in the management of their financial well-being by providing loans, savings accounts and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,339,560$4,162,577▲ $823,017
Other Notes and Loans Receivable, Net$4,251,963$3,059,980▼ $1,191,983
Investments in Publicly Traded Securities$1,861,011$2,294,869▲ $433,858
Rtn Earn Endowment Incm Other Fnds$1,327,036$1,136,651▼ $190,385
Cash and Non-Interest-Bearing Accounts$595,368$585,668▼ $9,700
Land, Buildings, and Equipment, Net$388,185$465,369▲ $77,184
Prepaid Expenses and Deferred Charges$33,908$11,777▼ $22,131
Total Assets$10,573,552$10,693,612▲ $120,060
Other Assets Total$103,557$113,372▲ $9,815
Liabilities
Other Liabilities$9,207,832$9,524,182▲ $316,350
Accounts Payable and Accrued Expenses$38,684$32,779▼ $5,905
Total Liabilities$9,246,516$9,556,961▲ $310,445
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,327,036$1,136,651▼ $190,385
Total Liabilities and Net Assets / Fund Balance$10,573,552$10,693,612▲ $120,060

Asset Categories

AssetBook ValueDepreciationBasis
Land$294,500-$294,500
Buildings$90,866$93,931$184,797
Equipment$80,003$56,162$136,165
Leasehold Improvements-$17,970$17,970
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barb GriffinControllerFT$43,130$1,274$44,404
Kim ClemensDirector / PresidentFT$35,043-$35,043
David HowardDirector-$6,180-$6,180

Board Members and Trustees

NameTitle
Jay DavisChairperson
Joseph MankerVice Chairperson
George BankerDirector
Mark CrawfordDirector
William WietiesDirector
Dale BrooksSecretary
Joseph RidderTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$427,133
Investment Income
$81,211
Other Revenue
$0
Change in Net Assets
$-129,067

Audited Revenue Reconciliation

Revenue per Audited Statements
$508,344
Total Revenue per Audited Statements
$508,344
Total Revenue per Form 990
$508,344
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$374,515
Salaries, Compensation, and Employee Benefits$262,896
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$142,399
Current Officers, Directors, Trustees, and Key Employees---$85,627
Office Expenses---$73,410
Information Technology---$67,259
Occupancy---$53,961
Other Expenses---$34,424
Payroll Taxes---$27,116
Advertising---$24,696
Depreciation Depletion---$17,744
Fees for Services Accounting---$16,667
Insurance---$14,140
All Other Expenses---$12,921
Conferences and Meetings---$9,327
Fees for Services Other---$7,247
Other Employee Benefits---$5,524
Fees for Services Legal---$2,776
Pension Plan Contributions---$2,230
Travel---$1,826
Total Functional Expenses$0$0$0$637,411

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$637,411
Total Expenses per Audited Statements$637,411
Total Expenses per Form 990$637,411
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$9,524,182
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

EIN
37-6031250
Phone
2175280677

Signing Officer

Name
Fred Barnabe
Title
Manager
Phone
2175280677
Signed
2014-05-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Fred Barnabe
Formed
1935
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
14
Volunteers
9

Preparer

Preparer
Iris N Noblet
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from/by the membership annually.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to the membership”

Pt VI, Line 7B

“For a vote, which are determined on a case by case basis.”

Pt VI, Line 11B

“Copies of the form 990 and schedules were supplied to”

Pt VI, Line 11B

“Each board member prior to being filed with the irs. Board members”

Pt VI, Line 11B

“Were asked to review the return individually and to contact the return”

Pt VI, Line 11B

“Preparer, other board members, or executive officers with any”

Pt VI, Line 11B

“QUESTIONS OR CONCERNS.”

Pt VI, Line 12C

“The credit union enforces the conflict of interest policy through”

Pt VI, Line 12C

“Review of the policy and awareness by the supervisory committee.”

Pt VI, Line 19

“The credit union's governing documents, conflict of interest policy”

Pt VI, Line 19

“And financial statements are available to the public upon request.”

Form 990, Part IX, Line 24F

“Miscellaneous 2236. Oreo expense 10685.”

Raw XML Appendix366 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt038684
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt032779
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To assist our members in the management of their financial well-being by providing loans, savings accounts and other financial institution services in a friendly and professional manner.
IRS990/AdvertisingGrp/TotalAmt024696
IRS990/AllOtherExpensesGrp/TotalAmt012921
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0BARBARA L GRIFFIN
IRS990/BooksInCareOfDetail/PhoneNum02175280677
IRS990/BooksInCareOfDetail/USAddress/AddressLine10310 S GRAND AVE EAST
IRS990/BooksInCareOfDetail/USAddress/City0SPRINGFIELD
IRS990/BooksInCareOfDetail/USAddress/State0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCode0627032507
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0595368
IRS990/CashNonInterestBearingGrp/EOYAmt0585668
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt085627
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt09327
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt081211
IRS990/CYOtherExpensesAmt0374515
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0427133
IRS990/CYRevenuesLessExpensesAmt0-129067
IRS990/CYSalariesCompEmpBnftPaidAmt0262896
IRS990/CYTotalExpensesAmt0637411
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0508344
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt017744
IRS990/Desc0PROVIDED CONSUMER AND REAL ESTATE LENDING AND RECEIVE DEPOSITS FROM THE CREDIT UNION MEMBERSHIP. THE CREDIT UNION SERVICES IN EXCESS OF 2,710 MEMBER SHARE TYPE ACCOUNTS AND 600 LOAN ACCOUNTS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt016667
IRS990/FeesForServicesLegalGrp/TotalAmt02776
IRS990/FeesForServicesOtherGrp/TotalAmt07247
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt91274
IRS990/Form990PartVIISectionAGrp/PersonNm0JAY DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm1JOSEPH MANKER
IRS990/Form990PartVIISectionAGrp/PersonNm2DALE BROOKS
IRS990/Form990PartVIISectionAGrp/PersonNm3JOSEPH RIDDER
IRS990/Form990PartVIISectionAGrp/PersonNm4MARK CRAWFORD
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID HOWARD
IRS990/Form990PartVIISectionAGrp/PersonNm6WILLIAM WIETIES
IRS990/Form990PartVIISectionAGrp/PersonNm7GEORGE BANKER
IRS990/Form990PartVIISectionAGrp/PersonNm8KIM CLEMENS
IRS990/Form990PartVIISectionAGrp/PersonNm9BARB GRIFFIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt56180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt835043
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt943130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR / PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9CONTROLLER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0508344
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt067259
IRS990/InsuranceGrp/TotalAmt014140
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt081211
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01861011
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02294869
IRS990/IRPDocumentCnt0257
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0168063
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0388185
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0465369
IRS990/LandBldgEquipCostOrOtherBssAmt0633432
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To assist our members in the
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01327036
IRS990/NetAssetsOrFundBalancesEOYAmt01136651
IRS990/NetUnrlzdGainsLossesInvstAmt0-61318
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt053961
IRS990/OfficeExpensesGrp/TotalAmt073410
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0103557
IRS990/OtherAssetsTotalGrp/EOYAmt0113372
IRS990/OtherEmployeeBenefitsGrp/TotalAmt05524
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1SHARE INSURANCE PREMIUMS
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt030574
IRS990/OtherExpensesGrp/TotalAmt17493
IRS990/OtherExpensesGrp/TotalAmt250
IRS990/OtherExpensesGrp/TotalAmt334424
IRS990/OtherLiabilitiesGrp/BOYAmt09207832
IRS990/OtherLiabilitiesGrp/EOYAmt09524182
IRS990/OtherSalariesAndWagesGrp/TotalAmt0142399
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04251963
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03059980
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt027116
IRS990/PensionPlanContributionsGrp/TotalAmt02230
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt033908
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011777
IRS990/PrincipalOfficerNm0FRED BARNABE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0293525
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1133608
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt083874
IRS990/PYOtherExpensesAmt0484802
IRS990/PYProgramServiceRevenueAmt0584502
IRS990/PYRevenuesLessExpensesAmt0-123268
IRS990/PYSalariesCompEmpBnftPaidAmt0306842
IRS990/PYTotalExpensesAmt0791644
IRS990/PYTotalRevenueAmt0668376
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-129067
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01327036
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01136651
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03339560
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04162577
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt090866
IRS990ScheduleD/BuildingsGrp/DepreciationAmt093931
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0184797
IRS990ScheduleD/EquipmentGrp/BookValueAmt080003
IRS990ScheduleD/EquipmentGrp/DepreciationAmt056162
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0136165
IRS990ScheduleD/ExpensesSubtotalAmt0637411
IRS990ScheduleD/LandGrp/BookValueAmt0294500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0294500
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt017970
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt017970
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09524182
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/RevenueSubtotalAmt0508344
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0465369
IRS990ScheduleD/TotalExpensesPerForm990Amt0637411
IRS990ScheduleD/TotalLiabilityAmt09524182
IRS990ScheduleD/TotalRevenuePerForm990Amt0508344
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0508344
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0637411
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM/BY THE MEMBERSHIP ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FOR A VOTE, WHICH ARE DETERMINED ON A CASE BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COPIES OF THE FORM 990 AND SCHEDULES WERE SUPPLIED TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EACH BOARD MEMBER PRIOR TO BEING FILED WITH THE IRS. BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WERE ASKED TO REVIEW THE RETURN INDIVIDUALLY AND TO CONTACT THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PREPARER, OTHER BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8QUESTIONS OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE CREDIT UNION ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10REVIEW OF THE POLICY AND AWARENESS BY THE SUPERVISORY COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11THE CREDIT UNION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13MISCELLANEOUS 2236. OREO EXPENSE 10685.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24f
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt010573552
IRS990/TotalAssetsEOYAmt010693612
IRS990/TotalAssetsGrp/BOYAmt010573552
IRS990/TotalAssetsGrp/EOYAmt010693612
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/TotalAmt0637411
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt09246516
IRS990/TotalLiabilitiesEOYAmt09556961
IRS990/TotalLiabilitiesGrp/BOYAmt09246516
IRS990/TotalLiabilitiesGrp/EOYAmt09556961
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01327036
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01136651
IRS990/TotalOtherCompensationAmt01274
IRS990/TotalProgramServiceRevenueAmt0427133
IRS990/TotalReportableCompFromOrgAmt084353
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0508344
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0508344
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt010573552
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010693612
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt01826
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10310 SOUTH GRAND AVE EAST
IRS990/USAddress/City0SPRINGFIELD
IRS990/USAddress/State0IL
IRS990/USAddress/ZIPCode062703
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.SCCU365.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0FRED BARNABE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum02175280677
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine10SANGAMO CHAPTER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SANG
ReturnHeader/Filer/EIN0376031250
ReturnHeader/Filer/PhoneNum02175280677
ReturnHeader/Filer/USAddress/AddressLine10310 SOUTH GRAND AVE EAST
ReturnHeader/Filer/USAddress/City0SPRINGFIELD
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode062703
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10LMHN LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10900 N Webster St PO Box 87
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Taylorville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode062568
ReturnHeader/PreparerPersonGrp/PhoneNum02178249661
ReturnHeader/PreparerPersonGrp/PreparationDt02014-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0IRIS N NOBLET
ReturnHeader/ReturnTs02014-05-13T15:33:04-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,693,612
Liabilities
$9,556,961
Net assets
$1,136,651
Revenue
$508,344
Expenses
$637,411
Net income
-$129,067
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$10.7$9.56$1.14$0.51$0.64$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.6$9.25$1.33$0.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.3$8.78$1.47$0.90
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.2$8.56$1.62$0.75
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $10M-$25M nonprofits