Civic Intelligence

My Own Home Legacy Project

EIN 37-2030417 • 501(c)3 • Saint Louis, MO

Profile

Creating family and neighborhood financial stability by acquiring foreclosed, condemned, troubled, and or neglected properties to repair and rebuild homes and sell them to give families a chance at financial stabitity through

25 Longbow CTSaint Louis, MO 63114-5724

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.87x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

100th percentile

845.68x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

1st percentile

-6749%

Higher net margin than 1% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

56th percentile

0.6%

Faster asset growth than 56% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2023 to 2024

Assets

Up

$388,206

Up $2,414 (+0.6%) from 2023

Liabilities

Up

$338,273

Up $29,411 (+9.5%) from 2023

Net Assets

Down

$49,933

Down $26,997 (-35%) from 2023

Revenue

Up

$400

Up $400 from 2023

Expenses

Up

$27,397

Up $26,309 (+2418%) from 2023

Net Income

Down

-$26,997

Down $25,909 (-2381%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0-$100KAssets 2021: $0Liabilities 2021: $3,400Net Assets 2021: -$3,4002021Assets 2022: $296,586Liabilities 2022: $218,568Net Assets 2022: $78,0182022Assets 2023: $385,792Liabilities 2023: $308,862Net Assets 2023: $76,9302023Assets 2024: $388,206Liabilities 2024: $338,273Net Assets 2024: $49,9332024

Highlighted filing

2024

Assets$388,206
Liabilities$338,273
Net Assets$49,933

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2021: $0Expenses 2021: $3,400Net Income 2021: -$3,4002021Revenue 2022: $84,000Expenses 2022: $2,582Net Income 2022: $81,4182022Revenue 2023: $0Expenses 2023: $1,088Net Income 2023: -$1,0882023Revenue 2024: $400Expenses 2024: $27,397Net Income 2024: -$26,9972024

Highlighted filing

2024

Revenue$400
Expenses$27,397
Net Income-$26,997

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 22, 2025
Return Version
2024v5.2
Gross Receipts
$400
Mission and Program Overview

Mission

Creating family and neighborhood financial stability by acquiring foreclosed, condemned, troubled, and/or neglected properties to repair and rebuild homes and then sell them to give families a chance at financial stability through home ownership and community betterment.

Creating family and neighborhood financial stability by acquiring foreclosed, condemned, troubled, and or neglected properties to repair and rebuild homes and sell them to give families a chance at financial stabitity through

Program Services

DescriptionGrantsExpenses
FIND DEEPLY DISCOUNTED PROPERTIES WHICH CAN BE BOUGHT CHEAPLY, RENOVATED, AND RESOLD AT A MARKET RATE TO FAMILIESWHO ARE SEEKING TO BREAK THE CHAINS OF PERSISTENT RENTAL PROPERTY. MY OWN HOME LEGACY PROJECT ASSISTS THE MARKET RATE BY TAKING BACKA SECOND DEED OF TRUST OF UP TO 10% (WHICH IS FORGIVEN AFTER 5 YRS) AND FINDING LENDING INSTITUTIONS WHO WILL UTILIZE THIS EFFORT TO GET FAMILIES INTO THESE HOMES AT A RATE FAR LESS THAN THEIR CURRENT RENTAL RATES.$0$27,396
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHARLES RILEYDirector-$0--
TINA RILEYDirector-$0--
PEGGY BAINEDirector-$0--
JOHN BAINEDirector-$0--
Filing and Contact Details

Filer

Filer Name
My Own Home Legacy Project
EIN
37-2030417
Phone
3145412746
Address
25 LONGBOW CT, SAINT LOUIS, MO 63114-5724

Signing Officer

Name
John Baine
Title
Director
Phone
3145412746
Signed
2025-07-22

Preparer

Firm
Mid-City Accounting Services LLC
Address
5701 Southwest Ave, Saint Louis, MO 63139
Preparer
Julia C Beardon
Phone
3147765500
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

RENTAL INCOME 400.

Form 990EZ, Part I, Line 16

Bank service charges 137.

Form 990EZ, Part I, Line 16

Automobile expenses 1085.

Form 990EZ, Part I, Line 16

Dues and subscriptions 1720.

Form 990EZ, Part I, Line 16

INSURANCE 1953.

Form 990EZ, Part I, Line 16

INTEREST 14573.

Form 990EZ, Part I, Line 16

LOAN RENEWAL FEES 1605.

Form 990EZ, Part I, Line 16

MEETINGS 622.

Form 990EZ, Part I, Line 16

MEDICAL 195.

Form 990EZ, Part I, Line 16

SUPPLIES 300.

Form 990EZ, Part II, Line 26

Credit line heloc-blossomwood 44999.

Form 990EZ, Part II, Line 26

Due to charles riley 18896.

Form 990EZ, Part II, Line 26

Home equity line 8400 evans 44927.

Form 990EZ, Part II, Line 26

Loan from john baine 24451.

Form 990EZ, Part II, Line 26

Due to st. Johns bank 155000.

Form 990EZ, Part II, Line 26

Loan great southern bank 50000.

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JOHN BAINE
IRS990EZ/BooksInCareOfDetail/PhoneNum03145412746
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt025 LONGBOW CT
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SAINT LOUIS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd063114
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt06670
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt050
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-26997
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0832
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0385792
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0388206
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0400
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt0379122
IRS990EZ/LandAndBuildingsGrp/EOYAmt0388156
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt076930
IRS990EZ/NetAssetsOrFundBalancesEOYAmt049933
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt076930
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt049933
IRS990EZ/OccupancyRentUtltsAndMaintAmt04375
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CHARLES RILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TINA RILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PEGGY BAINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOHN BAINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt022190
IRS990EZ/OtherRevenueTotalAmt0400
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0CREATING FAMILY AND NEIGHBORHOOD FINANCIAL STABILITY BY ACQUIRING FORECLOSED, CONDEMNED, TROUBLED, AND OR NEGLECTED PROPERTIES TO REPAIR AND REBUILD HOMES AND SELL THEM TO GIVE FAMILIES A CHANCE AT FINANCIAL STABITITY THROUGH
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FIND DEEPLY DISCOUNTED PROPERTIES WHICH CAN BE BOUGHT CHEAPLY, RENOVATED, AND RESOLD AT A MARKET RATE TO FAMILIESWHO ARE SEEKING TO BREAK THE CHAINS OF PERSISTENT RENTAL PROPERTY. MY OWN HOME LEGACY PROJECT ASSISTS THE MARKET RATE BY TAKING BACKA SECOND DEED OF TRUST OF UP TO 10% (WHICH IS FORGIVEN AFTER 5 YRS) AND FINDING LENDING INSTITUTIONS WHO WILL UTILIZE THIS EFFORT TO GET FAMILIES INTO THESE HOMES AT A RATE FAR LESS THAN THEIR CURRENT RENTAL RATES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt027396
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0308862
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0338273
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt027397
IRS990EZ/TotalProgramServiceExpensesAmt027396
IRS990EZ/TotalRevenueAmt0400
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt084000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt084000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt084000
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt084000
IRS990ScheduleA/Total509Grp/TotalAmt084000
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt084000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RENTAL INCOME 400.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BANK SERVICE CHARGES 137.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AUTOMOBILE EXPENSES 1085.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DUES AND SUBSCRIPTIONS 1720.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4INSURANCE 1953.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INTEREST 14573.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6LOAN RENEWAL FEES 1605.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MEETINGS 622.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MEDICAL 195.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SUPPLIES 300.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10CREDIT LINE HELOC-BLOSSOMWOOD 44999.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11DUE TO CHARLES RILEY 18896.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12HOME EQUITY LINE 8400 EVANS 44927.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13LOAN FROM JOHN BAINE 24451.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14DUE TO ST. JOHNS BANK 155000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15LOAN GREAT SOUTHERN BANK 50000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN BAINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03145412746
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MY OWN HOME LEGACY PROJECT
ReturnHeader/Filer/BusinessNameControlTxt0MYOW
ReturnHeader/Filer/EIN0372030417
ReturnHeader/Filer/PhoneNum03145412746
ReturnHeader/Filer/USAddress/AddressLine1Txt025 LONGBOW CT
ReturnHeader/Filer/USAddress/CityNm0SAINT LOUIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0631145724
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460602136
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Mid-City Accounting Services LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05701 Southwest Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Saint Louis
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd063139
ReturnHeader/PreparerPersonGrp/PhoneNum03147765500
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIA C BEARDON
ReturnHeader/ReturnTs02025-09-13T14:42:46-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.