Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
EIN 37-2030417 • 501(c)3 • Saint Louis, MO
Profile
Creating family and neighborhood financial stability by acquiring foreclosed, condemned, troubled, and or neglected properties to repair and rebuild homes and sell them to give families a chance at financial stabitity through
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Liabilities / Revenue
100th percentile
Higher debt load relative to revenue than 100% of similar nonprofits.
Net Margin
1st percentile
Higher net margin than 1% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
56th percentile
Faster asset growth than 56% of similar nonprofits.
Revenue Growth
Score unavailable
A valid growth rate could not be computed from the available filing history.
Assets
Up$388,206
Up $2,414 (+0.6%) from 2023
Liabilities
Up$338,273
Up $29,411 (+9.5%) from 2023
Net Assets
Down$49,933
Down $26,997 (-35%) from 2023
Revenue
Up$400
Up $400 from 2023
Expenses
Up$27,397
Up $26,309 (+2418%) from 2023
Net Income
Down-$26,997
Down $25,909 (-2381%) from 2023
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
Creating family and neighborhood financial stability by acquiring foreclosed, condemned, troubled, and/or neglected properties to repair and rebuild homes and then sell them to give families a chance at financial stability through home ownership and community betterment.
Creating family and neighborhood financial stability by acquiring foreclosed, condemned, troubled, and or neglected properties to repair and rebuild homes and sell them to give families a chance at financial stabitity through
| Description | Grants | Expenses |
|---|---|---|
| FIND DEEPLY DISCOUNTED PROPERTIES WHICH CAN BE BOUGHT CHEAPLY, RENOVATED, AND RESOLD AT A MARKET RATE TO FAMILIESWHO ARE SEEKING TO BREAK THE CHAINS OF PERSISTENT RENTAL PROPERTY. MY OWN HOME LEGACY PROJECT ASSISTS THE MARKET RATE BY TAKING BACKA SECOND DEED OF TRUST OF UP TO 10% (WHICH IS FORGIVEN AFTER 5 YRS) AND FINDING LENDING INSTITUTIONS WHO WILL UTILIZE THIS EFFORT TO GET FAMILIES INTO THESE HOMES AT A RATE FAR LESS THAN THEIR CURRENT RENTAL RATES. | $0 | $27,396 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CHARLES RILEY | Director | - | $0 | - | - |
| TINA RILEY | Director | - | $0 | - | - |
| PEGGY BAINE | Director | - | $0 | - | - |
| JOHN BAINE | Director | - | $0 | - | - |
“RENTAL INCOME 400.”
“Bank service charges 137.”
“Automobile expenses 1085.”
“Dues and subscriptions 1720.”
“INSURANCE 1953.”
“INTEREST 14573.”
“LOAN RENEWAL FEES 1605.”
“MEETINGS 622.”
“MEDICAL 195.”
“SUPPLIES 300.”
“Credit line heloc-blossomwood 44999.”
“Due to charles riley 18896.”
“Home equity line 8400 evans 44927.”
“Loan from john baine 24451.”
“Due to st. Johns bank 155000.”
“Loan great southern bank 50000.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JOHN BAINE |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3145412746 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 25 LONGBOW CT |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SAINT LOUIS |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 63114 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 6670 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 50 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 0 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -26997 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 832 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 385792 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 388206 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 400 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 379122 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 388156 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 76930 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 49933 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 76930 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 49933 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 4375 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CHARLES RILEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | TINA RILEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | PEGGY BAINE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JOHN BAINE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 22190 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 400 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | CREATING FAMILY AND NEIGHBORHOOD FINANCIAL STABILITY BY ACQUIRING FORECLOSED, CONDEMNED, TROUBLED, AND OR NEGLECTED PROPERTIES TO REPAIR AND REBUILD HOMES AND SELL THEM TO GIVE FAMILIES A CHANCE AT FINANCIAL STABITITY THROUGH |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | FIND DEEPLY DISCOUNTED PROPERTIES WHICH CAN BE BOUGHT CHEAPLY, RENOVATED, AND RESOLD AT A MARKET RATE TO FAMILIESWHO ARE SEEKING TO BREAK THE CHAINS OF PERSISTENT RENTAL PROPERTY. MY OWN HOME LEGACY PROJECT ASSISTS THE MARKET RATE BY TAKING BACKA SECOND DEED OF TRUST OF UP TO 10% (WHICH IS FORGIVEN AFTER 5 YRS) AND FINDING LENDING INSTITUTIONS WHO WILL UTILIZE THIS EFFORT TO GET FAMILIES INTO THESE HOMES AT A RATE FAR LESS THAN THEIR CURRENT RENTAL RATES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 27396 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 308862 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 338273 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 27397 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 27396 |
| IRS990EZ/TotalRevenueAmt | 0 | 400 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 84000 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 84000 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/OtherSupportSumAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0 |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 84000 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 84000 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 84000 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 84000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | RENTAL INCOME 400. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BANK SERVICE CHARGES 137. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | AUTOMOBILE EXPENSES 1085. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DUES AND SUBSCRIPTIONS 1720. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | INSURANCE 1953. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | INTEREST 14573. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | LOAN RENEWAL FEES 1605. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MEETINGS 622. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MEDICAL 195. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | SUPPLIES 300. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | CREDIT LINE HELOC-BLOSSOMWOOD 44999. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | DUE TO CHARLES RILEY 18896. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | HOME EQUITY LINE 8400 EVANS 44927. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | LOAN FROM JOHN BAINE 24451. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | DUE TO ST. JOHNS BANK 155000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | LOAN GREAT SOUTHERN BANK 50000. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990EZ, Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOHN BAINE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3145412746 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-07-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MY OWN HOME LEGACY PROJECT |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MYOW |
| ReturnHeader/Filer/EIN | 0 | 372030417 |
| ReturnHeader/Filer/PhoneNum | 0 | 3145412746 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 25 LONGBOW CT |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SAINT LOUIS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 631145724 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 460602136 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Mid-City Accounting Services LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 5701 Southwest Ave |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Saint Louis |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 63139 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3147765500 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-09-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JULIA C BEARDON |
| ReturnHeader/ReturnTs | 0 | 2025-09-13T14:42:46-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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