Liabilities / Assets
58th percentile
Higher debt load relative to assets than 58% of similar nonprofits.
EIN 37-1525217 • 501(c)3 • Bellingham, WA
Profile
To provide access to education, financing, and asset growth in order to improve the prosperity and well being of families, through technical assistance and development services of financial literacy, budgeting, and business plan counseling. The organization seeks to serve as the bridge to mainstream financing intitutions. Lending products include collateralized loans for microenterprises and small businesses for purposes of working capital and fixed assets. The organization makes loans to members of the lummi nation, residents of the lummi reservation, and other native americans or private individuals and entities whose activities will accrue social or economic benefit to the lummi nation or residents of the lummi reservation.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
58th percentile
Higher debt load relative to assets than 58% of similar nonprofits.
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
54th percentile
Higher top officer pay than 54% of similar nonprofits.
Top officer pay equals 7.6% of source-year revenue.
Asset Growth
85th percentile
Faster asset growth than 85% of similar nonprofits.
Revenue Growth
90th percentile
Faster revenue growth than 90% of similar nonprofits.
Assets
Up$5,953,438
Up $1,253,485 (+27%) from 2023
Liabilities
Up$1,132,570
Up $217,324 (+24%) from 2023
Net Assets
Up$4,820,868
Up $1,036,161 (+27%) from 2023
Revenue
Up$1,835,120
Up $843,205 (+85%) from 2023
Expenses
Up$798,959
Up $31,149 (+4.1%) from 2023
Net Income
Up$1,036,161
Up $812,056 (+362%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide access to education, financing, and asset growth in order to improve the prosperity and well being of families, through technical assistance and development services of financial literacy, budgeting, and business plan counseling. The organization seeks to serve as the bridge to mainstream financing intitutions. Lending products include collateralized loans for microenterprises and small businesses for purposes of working capital, fixed assets, and real estate. The organization makes loans to members of the lummi nation, residents of the lummi reservation, and other native americans or private individuals and entities whose activities will accrue social or economic benefit to the lummi nation or residents of the lummi reservation.
To provide access to education in order to improve the prosperity and well-being of families.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $1,860,365 | $3,065,017 | ▲ $1,204,652 |
| Other Notes and Loans Receivable, Net | $2,226,144 | $2,485,123 | ▲ $258,979 |
| Pledges and Grants Receivable | $598,963 | $369,999 | ▼ $228,964 |
| Prepaid Expenses and Deferred Charges | $14,481 | $33,299 | ▲ $18,818 |
| Total Assets | $4,699,953 | $5,953,438 | ▲ $1,253,485 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $884,569 | $1,113,994 | ▲ $229,425 |
| Accounts Payable and Accrued Expenses | $30,677 | $18,576 | ▼ $12,101 |
| Total Liabilities | $915,246 | $1,132,570 | ▲ $217,324 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,926,194 | $4,253,827 | ▲ $1,327,633 |
| Net Assets With Donor Restrictions | $858,513 | $567,041 | ▼ $291,472 |
| Total Net Assets Fund Balance | $3,784,707 | $4,820,868 | ▲ $1,036,161 |
| Total Liabilities and Net Assets / Fund Balance | $4,699,953 | $5,953,438 | ▲ $1,253,485 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Nancy Jordan | Interim Executive Director | FT | $138,999 | $138,999 |
| Name | Title |
|---|---|
| Rex Rhoades | Board Chairman |
| Cindy Cultee | Vice-chair |
| Debra Lekanoff | Board Member |
| John Michener | Board Member |
| Wade Stringfield | Board Member |
| Joseph Bowen | Secretary |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $404,879 |
| Other Expenses | $394,080 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $173,507 | $34,907 | - | $208,414 |
| Current Officers, Directors, Trustees, and Key Employees | $92,954 | $19,039 | - | $111,993 |
| Advertising | $58,045 | - | - | $58,045 |
| Other Employee Benefits | $43,327 | $11,614 | - | $54,941 |
| Fees for Services Accounting | $45,687 | $8,403 | - | $54,090 |
| Office Expenses | $31,768 | $14,612 | - | $46,380 |
| Occupancy | $31,654 | $10,551 | - | $42,205 |
| Fees for Services Other | $33,412 | - | - | $33,412 |
| Interest | $32,691 | - | - | $32,691 |
| Payroll Taxes | $23,289 | $6,242 | - | $29,531 |
| Fees for Services Management | $24,060 | - | - | $24,060 |
| Conferences and Meetings | $15,202 | - | - | $15,202 |
| Travel | $7,090 | $7,090 | - | $14,180 |
| Fees for Services Legal | $5,878 | - | - | $5,878 |
| Insurance | - | $1,917 | - | $1,917 |
| Other Expenses | $1,000 | $991 | - | $991 |
| Total Functional Expenses | $682,133 | $116,826 | $0 | $798,959 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $798,959 |
| Total Expenses per Audited Statements | $798,959 |
| Total Expenses per Form 990 | $798,959 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The 990 federal tax return will be reviewed by the board before it is signed and filed in a special meeting.”
“Conflicts of interest must be disclosed. Any interested person may make a presentation to the governing board or committee. After, he/she must leave the meeting. The board will vote and take appropriate action.”
“Form 990 tax return will be provided upon request.”
“Pacific northwest tribal lending, pursuant to a letter of determination from the internal revenue service, is a non-profit organization exempted from the federal income tax under section 501(c)(3) of the internal revenue service code of 1986. As of december 31, 2024 the entity had no unrealated business activities subject to federal income taxes. Management evaluated the entity's tax positions and concluded that the entity had taken no uncertain tax positions.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 30677 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 18576 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE ACCESS TO EDUCATION IN ORDER TO IMPROVE THE PROSPERITY AND WELL-BEING OF FAMILIES. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 58045 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 58045 |
| IRS990/AllOtherContributionsAmt | 0 | 1080125 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3605946004 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 12 BELLWETHER WAY NO 224 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BELLINGHAM |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 98225 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1860365 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3065017 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 19039 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 92954 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 111993 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 15202 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15202 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 1555899 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2507 |
| IRS990/CYOtherExpensesAmt | 0 | 394080 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 276714 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1036161 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 404879 |
| IRS990/CYTotalExpensesAmt | 0 | 798959 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1835120 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | PROVIDED SMALL BUSINESS LOANS TO ALLOW COMMUNITY GROWTH, DEVELOPMENT, AND EDUCATION TO OCCUR WHILE KEEPING FUNDS IN THE COMMUNITY FOR THE BENEFIT OF THE LUMMI TRIBE AND SURROUNDING AREA. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 858513 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 567041 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 682133 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 8403 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 45687 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 54090 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 5878 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 5878 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 24060 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 24060 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 33412 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 33412 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | REX RHOADES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CINDY CULTEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOSEPH BOWEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DEBRA LEKANOFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | WADE STRINGFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN MICHENER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | NANCY JORDAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 138999 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | INTERIM EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2006 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GovernmentGrantsAmt | 0 | 475774 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1835120 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 1917 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 1917 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 32691 |
| IRS990/InterestGrp/TotalAmt | 0 | 32691 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 2507 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2507 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 13 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | WA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE ACCESS TO EDUCATION, FINANCING, AND ASSET GROWTH IN ORDER TO IMPROVE THE PROSPERITY AND WELL BEING OF FAMILIES, THROUGH TECHNICAL ASSISTANCE AND DEVELOPMENT SERVICES OF FINANCIAL LITERACY, BUDGETING, AND BUSINESS PLAN COUNSELING. THE ORGANIZATION SEEKS TO SERVE AS THE BRIDGE TO MAINSTREAM FINANCING INTITUTIONS. LENDING PRODUCTS INCLUDE COLLATERALIZED LOANS FOR MICROENTERPRISES AND SMALL BUSINESSES FOR PURPOSES OF WORKING CAPITAL AND FIXED ASSETS. THE ORGANIZATION MAKES LOANS TO MEMBERS OF THE LUMMI NATION, RESIDENTS OF THE LUMMI RESERVATION, AND OTHER NATIVE AMERICANS OR PRIVATE INDIVIDUALS AND ENTITIES WHOSE ACTIVITIES WILL ACCRUE SOCIAL OR ECONOMIC BENEFIT TO THE LUMMI NATION OR RESIDENTS OF THE LUMMI RESERVATION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3784707 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4820868 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2926194 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 4253827 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 10551 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 31654 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 42205 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 14612 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 31768 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 46380 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 11614 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 43327 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 54941 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 1 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 2 | DUES AND SUBSCRIPTIONS |
| IRS990/OtherExpensesGrp/Desc | 3 | BANK SERVICE FEES |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 460 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 1000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 991 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 60043 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 2526 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 1000 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 60043 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2986 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 991 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 34907 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 173507 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 208414 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 2226144 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 2485123 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6242 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 23289 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 29531 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 598963 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 369999 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 14481 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 33299 |
| IRS990/PrincipalOfficerNm | 0 | JOE BOWEN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 523940 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 523940 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | SERVICE REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 272238 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4476 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 272238 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 4476 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 798405 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1956 |
| IRS990/PYOtherExpensesAmt | 0 | 371080 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 191554 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 224105 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 396730 |
| IRS990/PYTotalExpensesAmt | 0 | 767810 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 991915 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1036161 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 276714 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 1555899 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 798405 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1459779 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 801490 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 950159 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 5565732 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 279221 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 193510 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 155817 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 142376 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 224923 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 995847 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1250 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 2508 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 3758 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.71540 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.83110 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 4697039 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 868693 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 1555899 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 798405 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1459779 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 801490 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 950159 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 5565732 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 6565337 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 798959 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1835120 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | PACIFIC NORTHWEST TRIBAL LENDING, PURSUANT TO A LETTER OF DETERMINATION FROM THE INTERNAL REVENUE SERVICE, IS A NON-PROFIT ORGANIZATION EXEMPTED FROM THE FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE SERVICE CODE OF 1986. AS OF DECEMBER 31, 2024 THE ENTITY HAD NO UNREALATED BUSINESS ACTIVITIES SUBJECT TO FEDERAL INCOME TAXES. MANAGEMENT EVALUATED THE ENTITY'S TAX POSITIONS AND CONCLUDED THAT THE ENTITY HAD TAKEN NO UNCERTAIN TAX POSITIONS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 798959 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1835120 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1835120 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 798959 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE 990 FEDERAL TAX RETURN WILL BE REVIEWED BY THE BOARD BEFORE IT IS SIGNED AND FILED IN A SPECIAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CONFLICTS OF INTEREST MUST BE DISCLOSED. ANY INTERESTED PERSON MAY MAKE A PRESENTATION TO THE GOVERNING BOARD OR COMMITTEE. AFTER, HE/SHE MUST LEAVE THE MEETING. THE BOARD WILL VOTE AND TAKE APPROPRIATE ACTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FORM 990 TAX RETURN WILL BE PROVIDED UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | WA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 4699953 |
| IRS990/TotalAssetsEOYAmt | 0 | 5953438 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 4699953 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 5953438 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 1555899 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 116826 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 682133 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 798959 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 915246 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 1132570 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 915246 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 1132570 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3784707 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4820868 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 682133 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 276714 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 138999 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 2507 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 276714 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1835120 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 4699953 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 5953438 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 7090 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 7090 |
| IRS990/TravelGrp/TotalAmt | 0 | 14180 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 884569 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 1113994 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 12 BELLWETHER WAY NO 224 |
| IRS990/USAddress/CityNm | 0 | BELLINGHAM |
| IRS990/USAddress/StateAbbreviationCd | 0 | WA |
| IRS990/USAddress/ZIPCd | 0 | 98225 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LUMMICDFI.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOE BOWEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | BOARD CHAIR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3605946004 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-29 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PACIFIC NORTHWEST TRIBAL LENDING |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | FINANCIAL INSTITUTION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PACI |
| ReturnHeader/Filer/EIN | 0 | 371525217 |
| ReturnHeader/Filer/PhoneNum | 0 | 3605946004 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 12 BELLWETHER WAY NO 224 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BELLINGHAM |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 98225 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 911663574 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LARSON GROSS ADVISORS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2211 RIMLAND DR 422 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | BELLINGHAM |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 98226 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3607344280 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVE FORBES-CPA |
| ReturnHeader/ReturnTs | 0 | 2025-11-06T18:19:55-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
No mirrored PDF or thumbnail assets are attached yet.