Civic Intelligence

New Union Volunteer Fire Dept

990EZ • Fiscal year 2016 • EIN 37-1505299

Jul 01, 2015 to Jun 30, 2016 • Filed on Aug 31, 2016

Organization Profile
3460 Woodbury HwyManchester, TN 37355

(931) 728-7716

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.81x

Higher debt load relative to assets than 93% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

97th percentile

1.96x

Higher debt load relative to revenue than 97% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

3rd percentile

-223%

Higher net margin than 3% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

29th percentile

-9.9%

Faster asset growth than 29% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

44th percentile

-2.9%

Faster revenue growth than 44% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$167,440

Down $18,444 (-9.9%) from 2015

Net Assets

Down

$31,046

Down $154,838 (-83%) from 2015

Liabilities

$136,394

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin3rd percentile

Revenue

Down

$69,549

Down $2,099 (-2.9%) from 2015

Expenses

Up

$224,387

Up $156,511 (+231%) from 2015

Net Income

Down

-$154,838

Down $158,610 (-4205%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2015: $185,884Net Assets 2015: $185,8842015Assets 2016: $167,440Liabilities 2016: $136,394Net Assets 2016: $31,0462016Assets 2017: $157,394Liabilities 2017: $122,971Net Assets 2017: $34,4232017Assets 2018: $123,179Liabilities 2018: $107,583Net Assets 2018: $15,5962018Assets 2019: $115,852Liabilities 2019: $91,576Net Assets 2019: $24,2762019Assets 2020: $118,682Liabilities 2020: $75,661Net Assets 2020: $43,0212020Assets 2021: $95,880Liabilities 2021: $0Net Assets 2021: $95,8802021Assets 2022: $142,484Liabilities 2022: $0Net Assets 2022: $142,4842022Assets 2023: $201,057Liabilities 2023: $0Net Assets 2023: $201,0572023Assets 2024: $571,708Liabilities 2024: $393,159Net Assets 2024: $178,5492024Assets 2025: $365,784Liabilities 2025: $221,010Net Assets 2025: $144,7742025

Highlighted filing

2016

Assets$167,440
Liabilities$136,394
Net Assets$31,046
Open 2016 Filing

Operations Trend

Revenue Growth44th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100K-$200KRevenue 2015: $71,648Expenses 2015: $67,876Net Income 2015: $3,7722015Revenue 2016: $69,549Expenses 2016: $224,387Net Income 2016: -$154,8382016Revenue 2017: $76,219Expenses 2017: $72,842Net Income 2017: $3,3772017Revenue 2018: $76,360Expenses 2018: $95,187Net Income 2018: -$18,8272018Revenue 2019: $79,018Expenses 2019: $70,338Net Income 2019: $8,6802019Revenue 2020: $80,973Expenses 2020: $62,228Net Income 2020: $18,7452020Revenue 2021: $108,244Expenses 2021: $55,385Net Income 2021: $52,8592021Revenue 2022: $100,993Expenses 2022: $54,389Net Income 2022: $46,6042022Revenue 2023: $120,539Expenses 2023: $61,966Net Income 2023: $58,5732023Revenue 2024: $156,507Expenses 2024: $179,015Net Income 2024: -$22,5082024Revenue 2025: $125,422Expenses 2025: $159,197Net Income 2025: -$33,7752025

Highlighted filing

2016

Revenue$69,549
Expenses$224,387
Net Income-$154,838
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Aug 31, 2016
Return Version
2015v2.1
Gross Receipts
$71,000
Mission and Program Overview

Mission

SERVICES TO THE PUBLIC

Program Services

DescriptionGrantsExpenses
SERVICES TO THOSE IN DANGER FROM FIRE OR IN AN ACCIDENT AND IN THE NEED OF FIRE RESCUE$60,000-
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WAYNE RIGNEYPresidentFT$0--
ALAN FARRARVice PresidentPT$0--
BARBARA RIGNEYSecretaryPT$0--
MITCHELL GREENTreasurerPT$0--
BILL WALKUPTrusteePT$0--
JEFF TOMESTrusteePT$0--
STEVEN WOOTENTrusteePT$0--
JOHNNY FULTSTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
New Union Volunteer Fire Dept
EIN
37-1505299
Address
3460 WOODBURY HWY, MANCHESTER, TN 37355

Signing Officer

Name
Mitchell Green
Title
Secretary
Phone
9317287716
Signed
2016-08-31
Discuss with paid preparer
No

Preparer

Firm
American Financial
Address
114 W Fort St, Manchester, TN 37355
Preparer
Teresa G Kelley
Phone
9317288695
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description amountincome from sale of road signs 1,900income from fees charged for servic 2,190”

Description of other expenses Part I line 16

“Description amountdepreciation from 4562 38,197equipment repair and maintenance 1,657office expenses 588vehicle fuel 1,037supplies and material 3,195interest paid 6,053misc 437equipment purchased 150,618”

Description of other assets Part II line 24

“Category beginning of year end of yearequipment and vehicle 133,682 95,485”

Description of total liabilities Part II line 26

“Category beginning of year end of yearequipment loan 0 136,394”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BARBARA RIGNEY
IRS990EZ/BooksInCareOfDetail/PhoneNum09317287716
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03460 WOODBURY HWY
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MANCHESTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd037355
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt052202
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt071955
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt062692
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-154838
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0185884
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0167440
IRS990EZ/FundraisingGrossIncomeAmt04213
IRS990EZ/GrossReceiptsAmt071000
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0185884
IRS990EZ/NetAssetsOrFundBalancesEOYAmt031046
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0185884
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt031046
IRS990EZ/OccupancyRentUtltsAndMaintAmt022605
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt120.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt220.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt410.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt510.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt610.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt710.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WAYNE RIGNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALAN FARRAR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BARBARA RIGNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MITCHELL GREEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BILL WALKUP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JEFF TOMES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6STEVEN WOOTEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7JOHNNY FULTS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0133682
IRS990EZ/OtherAssetsTotalDetail/EOYAmt095485
IRS990EZ/OtherExpensesTotalAmt0201782
IRS990EZ/OtherRevenueTotalAmt04090
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVICES TO THE PUBLIC
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SERVICES TO THOSE IN DANGER FROM FIRE OR IN AN ACCIDENT AND IN THE NEED OF FIRE RESCUE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt060000
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt01451
IRS990EZ/SpecialEventsNetIncomeLossAmt02762
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0136394
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0224387
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt069549
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt062692
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt065505
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt063360
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt064991
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt062431
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0318979
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt05
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0213
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0218
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt08303
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt05930
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt06289
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt010012
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt015943
IRS990ScheduleA/OtherIncome170Grp/TotalAmt046477
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.87230
IRS990ScheduleA/PublicSupportTotal170Amt0318979
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt062692
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt065505
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt063360
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt064991
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt062431
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0318979
IRS990ScheduleA/TotalSupportAmt0365674
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTINCOME FROM SALE OF ROAD SIGNS 1,900INCOME FROM FEES CHARGED FOR SERVIC 2,190
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTDEPRECIATION FROM 4562 38,197EQUIPMENT REPAIR AND MAINTENANCE 1,657OFFICE EXPENSES 588VEHICLE FUEL 1,037SUPPLIES AND MATERIAL 3,195INTEREST PAID 6,053MISC 437EQUIPMENT PURCHASED 150,618
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEAREQUIPMENT AND VEHICLE 133,682 95,485
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CATEGORY BEGINNING OF YEAR END OF YEAREQUIPMENT LOAN 0 136,394
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02016-12-15 16:53:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0MITCHELL GREEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum09317287716
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-08-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW UNION VOLUNTEER FIRE DEPT
ReturnHeader/Filer/BusinessNameControlTxt0NEWU
ReturnHeader/Filer/EIN0371505299
ReturnHeader/Filer/USAddress/AddressLine1Txt03460 WOODBURY HWY
ReturnHeader/Filer/USAddress/CityNm0MANCHESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037355
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010742591
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0American Financial
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0114 W Fort St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Manchester
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037355
ReturnHeader/PreparerPersonGrp/PhoneNum09317288695
ReturnHeader/PreparerPersonGrp/PreparationDt02016-08-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Teresa G Kelley
ReturnHeader/ReturnTs02016-08-31T14:21:49-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$167,440
Liabilities
$136,394
Net assets
$31,046
Revenue
$69,549
Expenses
$224,387
Net income
-$154,838
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.66$2.21$1.45$1.25$1.59$0.34
2024Detailed filing. Detailed filing data is available for this year.$5.72$3.93$1.79$1.57$1.79$0.23
2023Detailed filing. Detailed filing data is available for this year.$2.01$0.00$2.01$1.21$0.62$0.59
2022Detailed filing. Detailed filing data is available for this year.$1.42$0.00$1.42$1.01$0.54$0.47
2021Detailed filing. Detailed filing data is available for this year.$0.96$0.00$0.96$1.08$0.55$0.53
2020Detailed filing. Detailed filing data is available for this year.$1.19$0.76$0.43$0.81$0.62$0.19
2019Detailed filing. Detailed filing data is available for this year.$1.16$0.92$0.24$0.79$0.70$0.09
2018Detailed filing. Detailed filing data is available for this year.$1.23$1.08$0.16$0.76$0.95$0.19
2017Detailed filing. Detailed filing data is available for this year.$1.57$1.23$0.34$0.76$0.73$0.03
2016Detailed filing. Detailed filing data is available for this year.$1.67$1.36$0.31$0.70$2.24$1.55
2015Detailed filing. Detailed filing data is available for this year.$1.86$1.86$0.72$0.68$0.04