Civic Intelligence

Kaskaskia Valley Community Credit Union

EIN 37-1110196 • 501(c)14 • Centralia, IL

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Profile

Kaskaskia Valley Community Credit Union is a financial institution owned and controlled by it's members. We are dedicated to serving the members by encouraging regular savings and striving to offer financial services at favorable terms. We shall foster the ideals of cooperation in our community through the concept of "People Helping People".

401 S Poplar StCentralia, IL 62801

mykvccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.90x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

26th percentile

12.97x

Higher debt load relative to revenue than 26% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

41st percentile

7.8%

Higher net margin than 41% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

46th percentile

$109,646

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 5.9% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

40th percentile

-0.4%

Faster asset growth than 40% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

32nd percentile

4.0%

Faster revenue growth than 32% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets77th percentile

Assets

Down

$26,530,414

Down $109,050 (-0.4%) from 2023

Liabilities

Down

$23,950,012

Down $253,015 (-1.0%) from 2023

Net Assets

Up

$2,580,402

Up $143,965 (+5.9%) from 2023

Operations
Liabilities / Revenue26th percentileNet Margin41st percentile

Revenue

Up

$1,846,647

Up $70,562 (+4.0%) from 2023

Expenses

Up

$1,701,704

Up $244,770 (+17%) from 2023

Net Income

Down

$144,943

Down $174,208 (-55%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2020: $24,703,064Liabilities 2020: $22,882,456Net Assets 2020: $1,820,6082020Assets 2021: $26,791,599Liabilities 2021: $24,803,025Net Assets 2021: $1,988,5742021Assets 2022: $26,591,285Liabilities 2022: $24,473,938Net Assets 2022: $2,117,3472022Assets 2023: $26,639,464Liabilities 2023: $24,203,027Net Assets 2023: $2,436,4372023Assets 2024: $26,530,414Liabilities 2024: $23,950,012Net Assets 2024: $2,580,4022024

Highlighted filing

2024

Assets$26,530,414
Liabilities$23,950,012
Net Assets$2,580,402
Open 2024 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0Revenue 2020: $1,275,318Expenses 2020: $1,089,011Net Income 2020: $186,3072020Revenue 2021: $1,398,245Expenses 2021: $1,230,279Net Income 2021: $167,9662021Revenue 2022: $1,443,554Expenses 2022: $1,317,887Net Income 2022: $125,6672022Revenue 2023: $1,776,085Expenses 2023: $1,456,934Net Income 2023: $319,1512023Revenue 2024: $1,846,647Expenses 2024: $1,701,704Net Income 2024: $144,9432024

Highlighted filing

2024

Revenue$1,846,647
Expenses$1,701,704
Net Income$144,943
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$26,530,414
Liabilities
$23,950,012
Net assets
$2,580,402
Revenue
$1,846,647
Expenses
$1,701,704
Net income
$144,943
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.5$24.0$2.58$1.85$1.70$0.14
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.6$24.2$2.44$1.78$1.46$0.32
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.6$24.5$2.12$1.44$1.32$0.13
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.8$24.8$1.99$1.40$1.23$0.17
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.7$22.9$1.82$1.28$1.09$0.19
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,846,647
Mission and Program Overview

Mission

Kaskaskia Valley Community Credit Union is a financial institution owned and controlled by it's members. We are dedicated to serving the members by encouraging regular savings and striving to offer financial services at favorable terms. We shall foster the ideals of cooperation in our community through the concept of "People Helping People".

To assist our members in the management of their financial well being by providing loans, savings accounts and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,379,056$17,740,176▲ $1,361,120
Savings and Temporary Cash Investments$8,168,914$6,621,768▼ $1,547,146
Rtn Earn Endowment Incm Other Fnds$2,436,437$2,580,402▲ $143,965
Land, Buildings, and Equipment, Net$985,339$968,369▼ $16,970
Cash and Non-Interest-Bearing Accounts$771,065$864,803▲ $93,738
Prepaid Expenses and Deferred Charges$41,876$37,354▼ $4,522
Accounts Receivable$460--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$26,639,464$26,530,414▼ $109,050
Other Assets Total$292,754$297,944▲ $5,190
Liabilities
Other Liabilities$23,888,039$23,796,644▼ $91,395
Accounts Payable and Accrued Expenses$314,988$153,368▼ $161,620
Total Liabilities$24,203,027$23,950,012▼ $253,015
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,436,437$2,580,402▲ $143,965
Total Liabilities and Net Assets / Fund Balance$26,639,464$26,530,414▼ $109,050

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$666,385$542,672$1,209,057
Equipment$60,784$304,106$364,890
Land$241,200-$241,200
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amber BensonCEOFT$109,646-$109,646
Kimberly G HockingTreasurerFT$105,066$2,172$107,238

Board Members and Trustees

NameTitle
Gary L RobinsonChairman
William AgeeVice Chair
CATHY O'NEALBoard Member
David KassnerBoard Member
Vincent BarciszewskiBoard Member
Jamie GordonSecretary
John WhiteTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,464,006
Investment Income
$382,641
Other Revenue
$0
Change in Net Assets
$144,943
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,038,476
Salaries, Compensation, and Employee Benefits$663,228
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$338,161
Current Officers, Directors, Trustees, and Key Employees---$214,712
Office Expenses---$196,884
Depreciation Depletion---$72,501
All Other Expenses---$71,146
Other Employee Benefits---$62,873
Occupancy---$47,974
Advertising---$42,041
Payroll Taxes---$42,002
Insurance---$32,009
Fees for Services Accounting---$27,057
Other Expenses---$11,766
Information Technology---$11,419
Travel---$9,009
Pension Plan Contributions---$5,480
Total Functional Expenses$0$0$0$1,701,704
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$23,796,644
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“This is a credit union whose members are the owners of the accounts at the credit union.”

Form 990, Part VI, Section A, Line 7A

“MEMBERS ELECT DIRECTORS”

Form 990, Part VI, Section A, Line 7B

“There is an annual meeting of all members where certain decisions are made.”

Form 990, Part VI, Section B, Line 11B

“External auditor completes and ceo reviews”

Form 990, Part VI, Section C, Line 19

“Tax returns, governing documents, written policies and financial statements are all available upon request.”

Filing and Contact Details

Filer

Filer Name
Kaskaskia Valley Community Credit Union
EIN
37-1110196
Phone
6185336681
Address
401 S POPLAR ST, CENTRALIA, IL 62801

Signing Officer

Name
Kimberly Hocking
Title
CEO
Phone
6185336681
Signed
2025-08-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Amber Benson
Formed
1982
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
7
Employees
24
Volunteers
7

Preparer

Firm
Scheffel Boyle
Address
322 STATE ST, ALTON, IL 62002-6135
Preparer
Sarah Smith CPA
Phone
6184654288
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Adjustment to get retained earnings to roll due to entry done after reporti -978.”

Raw XML AppendixShowing 400 of 459 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0153368
IRS990/AccountsReceivableGrp/BOYAmt0460
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL INSTITUTION SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.
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IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0144943
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02436437
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02580402
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08168914
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06621768
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0666385
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0542672
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01209057
IRS990ScheduleD/EquipmentGrp/BookValueAmt060784
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0304106
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0364890
IRS990ScheduleD/LandGrp/BookValueAmt0241200
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0241200
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023796644
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0968369
IRS990ScheduleD/TotalLiabilityAmt023796644
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01184
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt110089
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt229441
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt33989
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt44358
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt55064
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt630149
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt724600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt818000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0RECREATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1HELCO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4TRAILER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5SIGNATURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt013500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt125000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt243665
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt38343
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt48221
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt516115
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt660000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt724600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt818000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JAMIE GORDON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JAMIE GORDON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2GARY ROBINSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3GARY ROBINSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4JOHN WHITE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5JOHN WHITE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6JOHN WHITE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7JOHN WHITE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8VINCENT BARCISZEWSKI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9VINCENT BARCISZEWSKI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10JAMIE GORDON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt10DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd101
IRS990ScheduleL/TotalBalanceDueAmt0126874
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THIS IS A CREDIT UNION WHOSE MEMBERS ARE THE OWNERS OF THE ACCOUNTS AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THERE IS AN ANNUAL MEETING OF ALL MEMBERS WHERE CERTAIN DECISIONS ARE MADE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EXTERNAL AUDITOR COMPLETES AND CEO REVIEWS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TAX RETURNS, GOVERNING DOCUMENTS, WRITTEN POLICIES AND FINANCIAL STATEMENTS ARE ALL AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ADJUSTMENT TO GET RETAINED EARNINGS TO ROLL DUE TO ENTRY DONE AFTER REPORTI -978.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt026639464
IRS990/TotalAssetsEOYAmt026530414
IRS990/TotalAssetsGrp/BOYAmt026639464
IRS990/TotalAssetsGrp/EOYAmt026530414
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt024
IRS990/TotalFunctionalExpensesGrp/TotalAmt01701704

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