Civic Intelligence

Egyptian Board of Realtors Inc

EIN 37-1035921 • 501(c)6 • Marion, IL

Profile

To gather information relating to licensing practices, review current legislation, and organize seminars relating to real estate. Compile information for use of members. Furnish information to persons interested in obtaining a real estate license and inform the general public of times and places of courses and exams. Hold continuing education classes for membership. Hold Business meetings.

1306 North Atchison Suite AMarion, IL 62959

www.egyptianboardofrealtors.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

23rd percentile

0.01x

Higher debt load relative to assets than 23% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

22nd percentile

0.01x

Higher debt load relative to revenue than 22% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

41st percentile

1.7%

Higher net margin than 41% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

34th percentile

$71,474

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 17.7% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

5th percentile

-27%

Faster asset growth than 5% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

13th percentile

-11%

Faster revenue growth than 13% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Down

$387,151

Down $142,372 (-27%) from 2024

Liabilities

Down

$5,208

Down $149,276 (-97%) from 2024

Net Assets

Up

$381,943

Up $6,904 (+1.8%) from 2024

Operations
Liabilities / Revenue22nd percentileNet Margin41st percentile

Revenue

Down

$403,569

Down $50,772 (-11%) from 2024

Expenses

Down

$396,665

Down $32,180 (-7.5%) from 2024

Net Income

Down

$6,904

Down $18,592 (-73%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth5th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2014: $833,285Liabilities 2014: $345,117Net Assets 2014: $488,1682014Assets 2015: $741,969Liabilities 2015: $299,839Net Assets 2015: $442,1302015Assets 2016: $674,032Liabilities 2016: $260,644Net Assets 2016: $413,3882016Assets 2017: $616,035Liabilities 2017: $222,603Net Assets 2017: $393,4322017Assets 2018: $566,025Liabilities 2018: $194,709Net Assets 2018: $371,3162018Assets 2019: $543,000Liabilities 2019: $150,215Net Assets 2019: $392,7852019Assets 2020: $509,148Liabilities 2020: $163,554Net Assets 2020: $345,5942020Assets 2021: $502,467Liabilities 2021: $197,430Net Assets 2021: $305,0372021Assets 2022: $509,553Liabilities 2022: $157,381Net Assets 2022: $352,1722022Assets 2023: $496,448Liabilities 2023: $146,905Net Assets 2023: $349,5432023Assets 2024: $529,523Liabilities 2024: $154,484Net Assets 2024: $375,0392024Assets 2025: $387,151Liabilities 2025: $5,208Net Assets 2025: $381,9432025

Highlighted filing

2025

Assets$387,151
Liabilities$5,208
Net Assets$381,943
Open 2025 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2014: $320,819Expenses 2014: $342,363Net Income 2014: -$21,5442014Revenue 2015: $334,482Expenses 2015: $380,520Net Income 2015: -$46,0382015Revenue 2016: $401,494Expenses 2016: $430,236Net Income 2016: -$28,7422016Revenue 2017: $402,792Expenses 2017: $422,748Net Income 2017: -$19,9562017Revenue 2018: $415,172Expenses 2018: $437,288Net Income 2018: -$22,1162018Revenue 2019: $430,401Expenses 2019: $408,932Net Income 2019: $21,4692019Revenue 2020: $331,698Expenses 2020: $378,889Net Income 2020: -$47,1912020Revenue 2021: $314,965Expenses 2021: $355,522Net Income 2021: -$40,5572021Revenue 2022: $395,566Expenses 2022: $348,431Net Income 2022: $47,1352022Revenue 2023: $390,725Expenses 2023: $393,354Net Income 2023: -$2,6292023Revenue 2024: $454,341Expenses 2024: $428,845Net Income 2024: $25,4962024Revenue 2025: $403,569Expenses 2025: $396,665Net Income 2025: $6,9042025

Highlighted filing

2025

Revenue$403,569
Expenses$396,665
Net Income$6,904
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$387,151
Liabilities
$5,208
Net assets
$381,943
Revenue
$403,569
Expenses
$396,665
Net income
$6,904
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.87$0.05$3.82$4.04$3.97$0.07
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.30$1.54$3.75$4.54$4.29$0.25
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.96$1.47$3.50$3.91$3.93$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.10$1.57$3.52$3.96$3.48$0.47
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.02$1.97$3.05$3.15$3.56$0.41
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.09$1.64$3.46$3.32$3.79$0.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.43$1.50$3.93$4.30$4.09$0.21
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.66$1.95$3.71$4.15$4.37$0.22
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.16$2.23$3.93$4.03$4.23$0.20
2016Detailed filing. Detailed filing data is available for this year.$6.74$2.61$4.13$4.01$4.30$0.29
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.42$3.00$4.42$3.34$3.81$0.46
2014Detailed filing. Detailed filing data is available for this year.$8.33$3.45$4.88$3.21$3.42$0.22
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 14, 2026
Return Version
2024v5.2
Gross Receipts
$1,087,597
Mission and Program Overview

Mission

To gather information relating to licensing practices, review current legislation, and organize seminars relating to real estate. Compile information for use of members. Furnish information to persons interested in obtaining a real estate license and inform the general public of times and places of courses and exams. Hold continuing education classes for membership. Hold Business meetings.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$100$264,585▲ $264,485
Investments Other Securities$97,709$112,822▲ $15,113
Loans From Officers Directors$8,500--
Cash and Non-Interest-Bearing Accounts-$3,021-
Land, Buildings, and Equipment, Net$430,187$2,029▼ $428,158
Accounts Receivable$1,527$1,094▼ $433
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$529,523$387,151▼ $142,372
Other Assets Total-$3,600-
Liabilities
Mortgage Notes Payable Secured by Investment Property$126,949--
Other Liabilities$19,035$4,582▼ $14,453
Accounts Payable and Accrued Expenses-$626-
Total Liabilities$154,484$5,208▼ $149,276
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$375,039$381,943▲ $6,904
Total Net Assets Fund Balance$375,039$381,943▲ $6,904
Total Liabilities and Net Assets / Fund Balance$529,523$387,151▼ $142,372

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$2,029$102,373$104,402
Closely Held Equity Interests$49,368--
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Charay PalmerExecutive DirectorFT$71,474$71,474

Board Members and Trustees

NameTitle
Ayn BartokPresident
Suzanne WoodPresident
Mark TerryPresident Elect
Brian WoodDirector
Cindy BevisDirector
David ThompsonDirector
Deb SmithDirector
Hope WilliamsDirector
Linda HoltDirector
Melanie HamptonDirector
Paul CoonsDirector
Paula ArpasiDirector
Teresa CamaratoDirector
Tiffany KorteDirector
Travarr RuddDirector
Stewart WeisenbergerSecretary/Treas
Revenue and Support

Revenue Composition

Contributions and Grants
$20,618
Program Service Revenue
$152,637
Investment Income
$93,880
Other Revenue
$136,434
All Other Contributions
$20,618
Change in Net Assets
$6,904
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$216,244
Salaries, Compensation, and Employee Benefits$180,421
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$17,981$77,189-$95,170
Current Officers, Directors, Trustees, and Key Employees$25,731$45,743-$71,474
Conferences and Meetings$31,760$12,033-$43,793
Occupancy$4,685$13,617-$18,302
All Other Expenses$4,235$11,412-$15,647
Payroll Taxes$3,344$10,433-$13,777
Depreciation Depletion$6,533$6,532-$13,065
Fees for Services Legal$5,654$5,654-$11,308
Other Expenses$10,006$7,370-$10,006
Insurance$4,968$4,967-$9,935
Office Expenses$4,891$4,890-$9,781
Interest$2,271$3,010-$5,281
Fees for Services Accounting$2,518$2,518-$5,036
Advertising$211--$211
Total Functional Expenses$154,339$242,326$0$396,665
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$8,500--
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Line of Credit$3,441
National and State Dues Payable$1,683
Credit Cards Payable$38
Rounding$1
Payroll$-581
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are Realtors who pay dues and benefit from the organization. No Stockholders.”

Form 990, Part VI, Section A, Line 7A

“Members vote for Directors and Officers.”

Form 990, Part VI, Section A, Line 7B

“Members vote for Directors and Officers and approve of actions through vote at meetings.”

Form 990, Part VI, Section B, Line 11B

“Governing Board was provided a copy of the prepared 990 and 990 T forms and related schedules for review and approval before the forms were filed with the IRS.”

Form 990, Part VI, Section B, Line 12C

“Officers, Directors, and Key Employees are required to disclose annually, interests that could give rise to conflicts. These disclosures (if any are required) are reviewed by the board on an annual basis. Any new potential conflicts that arise during the year are reviewed and dealt with, if need be, in a reasonable time frame.”

Form 990, Part VI, Section B, Line 15B

“1.) Review and approval : The compensation of the person is reviewed and approved by the Officers and Directors of the EBOR, provided that persons with conflicts of interest with respect to the compensation arrangement at issue are not involved in this review and approval.2.) Use of data to comparable compensation : The compensation of the person is reviewed and approved using data to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations.3.) Contemporaneous documentation and record keeping : There is contemporaneous documentation and record keeping with respect to the deliberations and decisions regarding the compensation arrangement.”

Form 990, Part VI, Section C, Line 19

“The Egyptian Board of Realtors makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. Notice of their availability is posted on the organization's website.”

Filing and Contact Details

Filer

Filer Name
Egyptian Board of Realtors Inc
EIN
37-1035921
Phone
6183640046
Address
1306 NORTH ATCHISON SUITE A, MARION, IL 62959

Signing Officer

Name
Teresa Camarato
Title
Director
Signed
2026-01-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Teresa Camarato
Formed
1964
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
11
Employees
5

Preparer

Firm
Krehbiel & Associates LLC
Address
125 N 11th St PO Box 846, Mount Vernon, IL 62864
Preparer
Greg Charlton
Phone
6182442666
Raw XML AppendixShowing 400 of 509 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1Paul Coons
IRS990/Form990PartVIISectionAGrp/PersonNm2Cindy Bevis
IRS990/Form990PartVIISectionAGrp/PersonNm3David Thompson
IRS990/Form990PartVIISectionAGrp/PersonNm4Stewart Weisenberger
IRS990/Form990PartVIISectionAGrp/PersonNm5Deb Smith
IRS990/Form990PartVIISectionAGrp/PersonNm6Ayn Bartok
IRS990/Form990PartVIISectionAGrp/PersonNm7Linda Holt
IRS990/Form990PartVIISectionAGrp/PersonNm8Melanie Hampton
IRS990/Form990PartVIISectionAGrp/PersonNm9Mark Terry
IRS990/Form990PartVIISectionAGrp/PersonNm10Paula Arpasi
IRS990/Form990PartVIISectionAGrp/PersonNm11SUZANNE WOOD
IRS990/Form990PartVIISectionAGrp/PersonNm12TIFFANY KORTE
IRS990/Form990PartVIISectionAGrp/PersonNm13TRAVARR RUDD
IRS990/Form990PartVIISectionAGrp/PersonNm14TERESA CAMARATO
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IRS990/Form990PartVIISectionAGrp/PersonNm16BRIAN WOOD
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Dir.
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IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
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IRS990/MissionDesc0To gather information relating to licensing practices, review current legislation, and organize seminars relating to real estate. Compile information for use of members. Furnish information to persons interested in obtaining a real estate license and inform the general public of times and places of courses and exams. Hold continuing education classes for membership. Hold Business meetings.
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