Civic Intelligence

Ibew Local 146 Credit Union

EIN 37-0790109 • 501(c)14 • Decatur, IL

Profile

To assist our members in the management

3390 N Woodford StreetDecatur, IL 62526

ibew146cu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.89x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

21.07x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

95th percentile

33%

Higher net margin than 95% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

75th percentile

0.7%

Faster asset growth than 75% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

87th percentile

25%

Faster revenue growth than 87% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$4,964,568

Up $67,900 (+1.4%) from 2022

Liabilities

Down

$4,397,785

Down $43,384 (-1.0%) from 2022

Net Assets

Up

$566,783

Up $111,284 (+24%) from 2022

Operations
Liabilities / Revenue79th percentileNet Margin95th percentile

Revenue

Up

$208,692

Up $74,733 (+56%) from 2022

Expenses

Up

$140,299

Up $28,274 (+25%) from 2022

Net Income

Up

$68,393

Up $46,459 (+212%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $3,176,638Liabilities 2011: $2,911,803Net Assets 2011: $264,8352011Assets 2013: $3,466,972Liabilities 2013: $3,145,372Net Assets 2013: $321,6002013Assets 2014: $3,414,136Liabilities 2014: $3,082,434Net Assets 2014: $331,7022014Assets 2015: $3,764,668Liabilities 2015: $3,423,615Net Assets 2015: $341,0532015Assets 2016: $3,464,678Liabilities 2016: $3,115,489Net Assets 2016: $349,1892016Assets 2017: $3,717,777Liabilities 2017: $3,355,469Net Assets 2017: $362,3082017Assets 2018: $3,515,289Liabilities 2018: $3,134,844Net Assets 2018: $380,4452018Assets 2019: $3,819,243Liabilities 2019: $3,424,222Net Assets 2019: $395,0212019Assets 2022: $4,896,668Liabilities 2022: $4,441,169Net Assets 2022: $455,4992022Assets 2024: $4,964,568Liabilities 2024: $4,397,785Net Assets 2024: $566,7832024

Highlighted filing

2024

Assets$4,964,568
Liabilities$4,397,785
Net Assets$566,783
Open 2024 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Expenses 2011: $95,3972011Revenue 2013: $131,813Expenses 2013: $89,160Net Income 2013: $42,6532013Revenue 2014: $138,755Expenses 2014: $128,653Net Income 2014: $10,1022014Revenue 2015: $138,659Expenses 2015: $129,308Net Income 2015: $9,3512015Revenue 2016: $129,711Expenses 2016: $121,575Net Income 2016: $8,1362016Revenue 2017: $131,518Expenses 2017: $118,399Net Income 2017: $13,1192017Revenue 2018: $138,001Expenses 2018: $119,864Net Income 2018: $18,1372018Revenue 2019: $137,927Expenses 2019: $123,351Net Income 2019: $14,5762019Revenue 2022: $133,959Expenses 2022: $112,025Net Income 2022: $21,9342022Revenue 2024: $208,692Expenses 2024: $140,299Net Income 2024: $68,3932024

Highlighted filing

2024

Revenue$208,692
Expenses$140,299
Net Income$68,393
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,964,568
Liabilities
$4,397,785
Net assets
$566,783
Revenue
$208,692
Expenses
$140,299
Net income
$68,393
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$4.40$0.57$0.21$0.14$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.90$4.44$0.46$0.13$0.11$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.82$3.42$0.40$0.14$0.12$0.01
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.52$3.13$0.38$0.14$0.12$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.72$3.36$0.36$0.13$0.12$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.46$3.12$0.35$0.13$0.12$0.01
2015Detailed filing. Detailed filing data is available for this year.$3.76$3.42$0.34$0.14$0.13$0.01
2014Detailed filing. Detailed filing data is available for this year.$3.41$3.08$0.33$0.14$0.13$0.01
2013Detailed filing. Detailed filing data is available for this year.$3.47$3.15$0.32$0.13$0.09$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.18$2.91$0.26$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 6, 2025
Return Version
2024v5.1
Gross Receipts
$208,692
Mission and Program Overview

Mission

To assist our members in the management

To assist our members in the management of their financial well being by providing loans, savings, payroll deductions and other financial services in a friendly and beneficial manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,809,495$2,043,532▲ $234,037
Investments in Publicly Traded Securities$1,297,400$1,591,132▲ $293,732
Savings and Temporary Cash Investments$1,595,528$1,263,048▼ $332,480
Rtn Earn Endowment Incm Other Fnds$498,390$566,783▲ $68,393
Prepaid Expenses and Deferred Charges$12,006$9,693▼ $2,313
Land, Buildings, and Equipment, Net$2,760$1,320▼ $1,440
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Total Assets$4,773,983$4,964,568▲ $190,585
Other Assets Total$56,794$55,843▼ $951
Liabilities
Other Liabilities$4,266,753$4,389,249▲ $122,496
Accounts Payable and Accrued Expenses$8,840$8,536▼ $304
Total Liabilities$4,275,593$4,397,785▲ $122,192
Net Assets / Fund Balance
Total Net Assets Fund Balance$498,390$566,783▲ $68,393
Total Liabilities and Net Assets / Fund Balance$4,773,983$4,964,568▲ $190,585

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,320$5,870$7,190
Land$0--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Kristina RosenberyManagerFT$44,398$44,398

Board Members and Trustees

NameTitle
Curtis YoungChairman
Drew HiggasonVice-chairman
Jd MillerDirector
Justin MartinDirector
Myra WaltersDirector
Penny WilliamsDirector
Terry RhodesDirector
Wes BogleDirector
Patricia CamfieldSecretary
Douglas LondonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$122,085
Investment Income
$86,607
Other Revenue
$0
Change in Net Assets
$68,393
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$77,059
Salaries, Compensation, and Employee Benefits$63,240
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$0$0$0$44,398
Office Expenses$0$0$0$28,297
Other Salaries and Wages$0$0$0$14,063
Fees for Services Accounting$0$0$0$10,461
Payroll Taxes$0$0$0$4,779
Other Expenses$0$0$0$4,191
Insurance$0$0$0$3,741
Depreciation Depletion$0$0$0$1,440
Total Functional Expenses$0$0$0$140,299
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$4,389,249
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Ibew Local 146 Credit Union
EIN
37-0790109
Phone
2178776521
Address
3390 N WOODFORD STREET, DECATUR, IL 62526

Signing Officer

Name
Kristina Rosenbery
Title
Manager
Phone
2178776521
Signed
2025-05-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kristina Rosenbery
Formed
1958
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
10
Employees
2
Volunteers
10

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Iris Noblet Crites CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership annually.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to the membership for a vote, which are then determined on a case by case basis.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were supplied to each board member prior to being filed with the irs. Board members were asked to review the return individually and to contact the return preparer, other board members or executive officers with any questions or concerns.”

Raw XML Appendix367 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt08840
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08536
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL BEING BY PROVIDING LOANS, SAVINGS, PAYROLL DEDUCTIONS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND BENEFICIAL MANNER.
IRS990/BooksInCareOfDetail/PersonNm0KRISTINA ROSENBERY
IRS990/BooksInCareOfDetail/PhoneNum02178776521
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03390 N WOODFORD ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0DECATUR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062521
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt00
IRS990/CashNonInterestBearingGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt044398
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt086607
IRS990/CYOtherExpensesAmt077059
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0122085
IRS990/CYRevenuesLessExpensesAmt068393
IRS990/CYSalariesCompEmpBnftPaidAmt063240
IRS990/CYTotalExpensesAmt0140299
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0208692
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt01440
IRS990/Desc0PROVIDED APPROXIMATELY 235 CONSUMER LOANS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt010461
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt035.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0KRISTINA ROSENBERY
IRS990/Form990PartVIISectionAGrp/PersonNm1CURTIS YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm2DREW HIGGASON
IRS990/Form990PartVIISectionAGrp/PersonNm3PATRICIA CAMFIELD
IRS990/Form990PartVIISectionAGrp/PersonNm4DOUGLAS LONDON
IRS990/Form990PartVIISectionAGrp/PersonNm5WES BOGLE
IRS990/Form990PartVIISectionAGrp/PersonNm6TERRY RHODES
IRS990/Form990PartVIISectionAGrp/PersonNm7PENNY WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm8MYRA WALTERS
IRS990/Form990PartVIISectionAGrp/PersonNm9JUSTIN MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm10JD MILLER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt044398
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0208692
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt010
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt03741
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt086607
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01297400
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01591132
IRS990/IRPDocumentCnt078
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05870
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02760
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01320
IRS990/LandBldgEquipCostOrOtherBssAmt07190
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL BEING BY PROVIDING LOANS, SAVINGS, PAYROLL DEDUCTIONS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND BENEFICIAL MANNER.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0498390
IRS990/NetAssetsOrFundBalancesEOYAmt0566783
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt028297
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt056794
IRS990/OtherAssetsTotalGrp/EOYAmt055843
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1DUES
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3DIVIDENDS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt014565
IRS990/OtherExpensesGrp/TotalAmt17085
IRS990/OtherExpensesGrp/TotalAmt27279
IRS990/OtherExpensesGrp/TotalAmt34191
IRS990/OtherLiabilitiesGrp/BOYAmt04266753
IRS990/OtherLiabilitiesGrp/EOYAmt04389249
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt014063
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01809495
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02043532
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt04779
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt012006
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt09693
IRS990/PrincipalOfficerNm0KRISTINA ROSENBERY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0109560
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt112525
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0RECEIVED DEPOSITS ON SAVINGS FROM APPROXIMATELY 660 MEMBER SHARE ACCOUNT TYPES.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt067667
IRS990/PYOtherExpensesAmt070236
IRS990/PYProgramServiceRevenueAmt0100781
IRS990/PYRevenuesLessExpensesAmt042891
IRS990/PYSalariesCompEmpBnftPaidAmt055321
IRS990/PYTotalExpensesAmt0125557
IRS990/PYTotalRevenueAmt0168448
IRS990/ReconcilationRevenueExpnssAmt068393
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0498390
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0566783
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01595528
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01263048
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt01320
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05870
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt07190
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04389249
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01320
IRS990ScheduleD/TotalLiabilityAmt04389249
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO THE MEMBERSHIP FOR A VOTE, WHICH ARE THEN DETERMINED ON A CASE BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE SUPPLIED TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER BOARD MEMBERS OR EXECUTIVE OFFICERS WITH ANY QUESTIONS OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04773983
IRS990/TotalAssetsEOYAmt04964568
IRS990/TotalAssetsGrp/BOYAmt04773983
IRS990/TotalAssetsGrp/EOYAmt04964568
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0140299
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04275593
IRS990/TotalLiabilitiesEOYAmt04397785
IRS990/TotalLiabilitiesGrp/BOYAmt04275593
IRS990/TotalLiabilitiesGrp/EOYAmt04397785
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0498390
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0566783
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0122085
IRS990/TotalReportableCompFromOrgAmt044398
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0208692
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0208692
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04773983
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04964568
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03390 N WOODFORD ST
IRS990/USAddress/CityNm0DECATUR
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd062526
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0IBEW146CU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISTINA ROSENBERY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum02178776521
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0IBEW LOCAL 146 CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0IBEW
ReturnHeader/Filer/EIN0370790109
ReturnHeader/Filer/PhoneNum02178776521
ReturnHeader/Filer/USAddress/AddressLine1Txt03390 N WOODFORD STREET
ReturnHeader/Filer/USAddress/CityNm0DECATUR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062526
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371410049
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LMHN LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0900 N Webster St PO Box 87
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Taylorville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062568
ReturnHeader/PreparerPersonGrp/PhoneNum02178249661
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Iris Noblet Crites CPA
ReturnHeader/ReturnTs02025-05-15T12:53:08-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.