Civic Intelligence

Decatur Postal Credit Union

EIN 37-0712846 • 501(c)14 • Decatur, IL

Profile

We are a credit union serving our

214 N Franklin St Box 104ADecatur, IL 62523

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.78x

Higher debt load relative to assets than 24% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

16.94x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

64th percentile

7.4%

Higher net margin than 64% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

33rd percentile

$46,509

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 15.3% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

54th percentile

-0.3%

Faster asset growth than 54% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

59th percentile

8.7%

Faster revenue growth than 59% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Down

$6,556,532

Down $16,883 (-0.3%) from 2023

Liabilities

Down

$5,136,003

Down $39,173 (-0.8%) from 2023

Net Assets

Up

$1,420,529

Up $22,290 (+1.6%) from 2023

Revenue

Up

$303,106

Up $24,274 (+8.7%) from 2023

Expenses

Up

$280,816

Up $58,744 (+26%) from 2023

Net Income

Down

$22,290

Down $34,470 (-61%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $10,144,062Liabilities 2010: $9,307,804Net Assets 2010: $836,2582010Assets 2011: $10,573,486Liabilities 2011: $9,649,195Net Assets 2011: $924,2912011Assets 2012: $10,435,223Liabilities 2012: $9,427,994Net Assets 2012: $1,007,2292012Assets 2013: $10,263,345Liabilities 2013: $9,179,821Net Assets 2013: $1,083,5242013Assets 2014: $9,835,778Liabilities 2014: $8,744,418Net Assets 2014: $1,091,3602014Assets 2015: $9,233,946Liabilities 2015: $8,106,404Net Assets 2015: $1,127,5422015Assets 2016: $8,881,281Liabilities 2016: $7,729,630Net Assets 2016: $1,151,6512016Assets 2017: $8,877,625Liabilities 2017: $7,719,714Net Assets 2017: $1,157,9112017Assets 2018: $7,827,351Liabilities 2018: $6,650,708Net Assets 2018: $1,176,6432018Assets 2019: $7,257,126Liabilities 2019: $6,016,908Net Assets 2019: $1,240,2182019Assets 2020: $7,119,126Liabilities 2020: $5,850,932Net Assets 2020: $1,268,1942020Assets 2021: $7,287,162Liabilities 2021: $5,957,495Net Assets 2021: $1,329,6672021Assets 2022: $6,897,440Liabilities 2022: $5,555,961Net Assets 2022: $1,341,4792022Assets 2023: $6,573,415Liabilities 2023: $5,175,176Net Assets 2023: $1,398,2392023Assets 2024: $6,556,532Liabilities 2024: $5,136,003Net Assets 2024: $1,420,5292024

Highlighted filing

2024

Assets$6,556,532
Liabilities$5,136,003
Net Assets$1,420,529

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Expenses 2010: $392,0072010Expenses 2011: $273,9492011Expenses 2012: $241,1222012Revenue 2013: $265,016Expenses 2013: $188,721Net Income 2013: $76,2952013Revenue 2014: $209,711Expenses 2014: $201,875Net Income 2014: $7,8362014Revenue 2015: $196,661Expenses 2015: $160,479Net Income 2015: $36,1822015Revenue 2016: $198,231Expenses 2016: $174,122Net Income 2016: $24,1092016Revenue 2017: $212,995Expenses 2017: $206,735Net Income 2017: $6,2602017Revenue 2018: $238,161Expenses 2018: $219,429Net Income 2018: $18,7322018Revenue 2019: $252,354Expenses 2019: $196,779Net Income 2019: $55,5752019Revenue 2020: $198,267Expenses 2020: $170,291Net Income 2020: $27,9762020Revenue 2021: $224,604Expenses 2021: $163,131Net Income 2021: $61,4732021Revenue 2022: $171,922Expenses 2022: $160,110Net Income 2022: $11,8122022Revenue 2023: $278,832Expenses 2023: $222,072Net Income 2023: $56,7602023Revenue 2024: $303,106Expenses 2024: $280,816Net Income 2024: $22,2902024

Highlighted filing

2024

Revenue$303,106
Expenses$280,816
Net Income$22,290

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.56$5.14$1.42$0.30$0.28$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.57$5.18$1.40$0.28$0.22$0.06
2022Detailed filing. Detailed filing data is available for this year.$6.90$5.56$1.34$0.17$0.16$0.01
2021Detailed filing. Detailed filing data is available for this year.$7.29$5.96$1.33$0.22$0.16$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.12$5.85$1.27$0.20$0.17$0.03
2019Detailed filing. Detailed filing data is available for this year.$7.26$6.02$1.24$0.25$0.20$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.83$6.65$1.18$0.24$0.22$0.02
2017Detailed filing. Detailed filing data is available for this year.$8.88$7.72$1.16$0.21$0.21$0.01
2016Detailed filing. Detailed filing data is available for this year.$8.88$7.73$1.15$0.20$0.17$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.23$8.11$1.13$0.20$0.16$0.04
2014Detailed filing. Detailed filing data is available for this year.$9.84$8.74$1.09$0.21$0.20$0.01
2013Detailed filing. Detailed filing data is available for this year.$10.3$9.18$1.08$0.27$0.19$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$9.43$1.01$0.24
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.6$9.65$0.92$0.27
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.1$9.31$0.84$0.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 1, 2025
Return Version
2024v5.1
Gross Receipts
$303,106
Mission and Program Overview

Mission

We are a credit union serving our members with a place for loans and a place to save their money.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,802,923$2,556,171▼ $246,752
Savings and Temporary Cash Investments$2,308,971$2,482,305▲ $173,334
Rtn Earn Endowment Incm Other Fnds$1,398,239$1,420,529▲ $22,290
Investments in Publicly Traded Securities$1,236,200$1,261,200▲ $25,000
Cash and Non-Interest-Bearing Accounts$160,777$198,595▲ $37,818
Land, Buildings, and Equipment, Net$9,023$6,051▼ $2,972
Prepaid Expenses and Deferred Charges-$554-
Total Assets$6,573,415$6,556,532▼ $16,883
Other Assets Total$55,521$51,656▼ $3,865
Liabilities
Other Liabilities$5,165,563$5,124,888▼ $40,675
Accounts Payable and Accrued Expenses$9,613$11,115▲ $1,502
Total Liabilities$5,175,176$5,136,003▼ $39,173
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,398,239$1,420,529▲ $22,290
Total Liabilities and Net Assets / Fund Balance$6,573,415$6,556,532▼ $16,883

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,051$20,101$26,152
Land$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Melissa M WrightManagerPT$46,509$46,509

Board Members and Trustees

NameTitle
Chris BarteckChairman
J Mike JordanVice-chair
Becky FlandersDirector
Bruce HuddlestonDirector
Danell BuckallewDirector
John VanuytvenDirector
Samuel TrippiediDirector
Jason LeevySecretary
Anita BarryTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$178,784
Investment Income
$119,122
Other Revenue
$5,200
Change in Net Assets
$22,290
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$192,703
Salaries, Compensation, and Employee Benefits$88,113
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$0$0$0$46,509
Information Technology$0$0$0$37,793
Other Salaries and Wages$0$0$0$34,905
Office Expenses$0$0$0$18,840
Fees for Services Accounting$0$0$0$13,122
Payroll Taxes$0$0$0$6,699
Insurance$0$0$0$6,091
Other Expenses$0$0$0$4,968
Advertising$0$0$0$4,176
Conferences and Meetings$0$0$0$4,114
Depreciation Depletion$0$0$0$2,972
Occupancy$0$0$0$1
Total Functional Expenses$0$0$0$280,816
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$5,124,888
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Decatur Postal Credit Union
EIN
37-0712846
Phone
2174288333
Address
214 N FRANKLIN ST BOX 104A, DECATUR, IL 62523

Signing Officer

Name
Melissa M Wright
Title
Manager
Phone
2174288333
Signed
2025-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Melissa Wright
Formed
1928
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
4
Volunteers
9

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Iris Noblet Crites CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

The credit union is a member-owned financial institution.

Pt VI, Line 7A

The governing body is elected from and by the membership annually.

Pt VI, Line 7B

From time to time, certain decisions will be presented to the membership for a vote, which is determined on a case-by-case basis.

Pt VI, Line 11B

Copies of the 990 were supplied to board members.

Pt VI, Line 19

All documents are available to members upon request. Financial statements are given to all members attending the annual meeting and are available to all other members upon request.

Pt VI, Line 2

An employee serves on the credit union board.

Raw XML Appendix391 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt09613
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt011115
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0WE ARE A CREDIT UNION SERVING OUR MEMBERS WITH A PLACE FOR LOANS AND A PLACE TO SAVE THEIR MONEY.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt00
IRS990/AdvertisingGrp/TotalAmt04176
IRS990/BooksInCareOfDetail/PersonNm0MELISSA WRIGHT
IRS990/BooksInCareOfDetail/PhoneNum02174288333
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0214 N FRANKLIN ST BOX 104A
IRS990/BooksInCareOfDetail/USAddress/CityNm0DECATUR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062526
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0160777
IRS990/CashNonInterestBearingGrp/EOYAmt0198595
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt046509
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt04114
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0119122
IRS990/CYOtherExpensesAmt0192703
IRS990/CYOtherRevenueAmt05200
IRS990/CYProgramServiceRevenueAmt0178784
IRS990/CYRevenuesLessExpensesAmt022290
IRS990/CYSalariesCompEmpBnftPaidAmt088113
IRS990/CYTotalExpensesAmt0280816
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0303106
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt02972
IRS990/Desc0RECEIVED DEPOSITS ON SAVINGS FROM APPROXIMATELY 690 MEMBERS SHARE TYPE ACCOUNTS AND PROVIDED APPROXIMATELY 180 CONSUMER LOANS TO MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt013122
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0BECKY FLANDERS
IRS990/Form990PartVIISectionAGrp/PersonNm1MELISSA M WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm2JASON LEEVY
IRS990/Form990PartVIISectionAGrp/PersonNm3J MIKE JORDAN
IRS990/Form990PartVIISectionAGrp/PersonNm4BRUCE HUDDLESTON
IRS990/Form990PartVIISectionAGrp/PersonNm5ANITA BARRY
IRS990/Form990PartVIISectionAGrp/PersonNm6JOHN VANUYTVEN
IRS990/Form990PartVIISectionAGrp/PersonNm7CHRIS BARTECK
IRS990/Form990PartVIISectionAGrp/PersonNm8SAMUEL TRIPPIEDI
IRS990/Form990PartVIISectionAGrp/PersonNm9DANELL BUCKALLEW
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt146509
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01928
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0303106
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
IRS990/InformationTechnologyGrp/TotalAmt037793
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt06091
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0119122
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01236200
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01261200
IRS990/IRPDocumentCnt0232
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt020101
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09023
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06051
IRS990/LandBldgEquipCostOrOtherBssAmt026152
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0WE ARE A CREDIT UNION SERVING OUR MEMBERS WITH A PLACE FOR LOANS AND A PLACE TO SAVE THEIR MONEY.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01398239
IRS990/NetAssetsOrFundBalancesEOYAmt01420529
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt01
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt018840
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt055521
IRS990/OtherAssetsTotalGrp/EOYAmt051656
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1DUES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt093110
IRS990/OtherExpensesGrp/TotalAmt17516
IRS990/OtherExpensesGrp/TotalAmt20
IRS990/OtherExpensesGrp/TotalAmt34968
IRS990/OtherLiabilitiesGrp/BOYAmt05165563
IRS990/OtherLiabilitiesGrp/EOYAmt05124888
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05200
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05200
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt05200
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt034905
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02802923
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02556171
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt06699
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0554
IRS990/PrincipalOfficerNm0MELISSA WRIGHT
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0173124
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15660
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0104562
IRS990/PYOtherExpensesAmt0146750
IRS990/PYOtherRevenueAmt010000
IRS990/PYProgramServiceRevenueAmt0164270
IRS990/PYRevenuesLessExpensesAmt056760
IRS990/PYSalariesCompEmpBnftPaidAmt075322
IRS990/PYTotalExpensesAmt0222072
IRS990/PYTotalRevenueAmt0278832
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt022290
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01398239
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01420529
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02308971
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02482305
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt06051
IRS990ScheduleD/EquipmentGrp/DepreciationAmt020101
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt026152
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05124888
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06051
IRS990ScheduleD/TotalLiabilityAmt05124888
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER-OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO THE MEMBERSHIP FOR A VOTE, WHICH IS DETERMINED ON A CASE-BY-CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COPIES OF THE 990 WERE SUPPLIED TO BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL DOCUMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST. FINANCIAL STATEMENTS ARE GIVEN TO ALL MEMBERS ATTENDING THE ANNUAL MEETING AND ARE AVAILABLE TO ALL OTHER MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AN EMPLOYEE SERVES ON THE CREDIT UNION BOARD.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 2
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt06573415
IRS990/TotalAssetsEOYAmt06556532
IRS990/TotalAssetsGrp/BOYAmt06573415
IRS990/TotalAssetsGrp/EOYAmt06556532
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0280816
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt05175176
IRS990/TotalLiabilitiesEOYAmt05136003
IRS990/TotalLiabilitiesGrp/BOYAmt05175176
IRS990/TotalLiabilitiesGrp/EOYAmt05136003
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01398239
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01420529
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0178784
IRS990/TotalReportableCompFromOrgAmt046509
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0303106
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0303106
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt06573415
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt06556532
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0214 N FRANKLIN ST
IRS990/USAddress/CityNm0DECATUR
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd062523
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0https://www.decaturpostalcreditunion.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MELISSA M WRIGHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum02174288333
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DECATUR POSTAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0DECA
ReturnHeader/Filer/EIN0370712846
ReturnHeader/Filer/PhoneNum02174288333
ReturnHeader/Filer/USAddress/AddressLine1Txt0214 N FRANKLIN ST BOX 104A
ReturnHeader/Filer/USAddress/CityNm0DECATUR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062523
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371410049
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LMHN LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0900 N Webster St PO Box 87
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Taylorville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062568
ReturnHeader/PreparerPersonGrp/PhoneNum02178249661
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Iris Noblet Crites CPA
ReturnHeader/ReturnTs02025-05-15T12:53:07-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.