Civic Intelligence

Southeastern Electric Employees Credit Union

EIN 37-0697305

540 N CommercialRoom/Suite 70062946
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.94x

Higher debt load relative to assets than 94% of similar nonprofits.

$5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$6,792,879

No earlier filing loaded for comparison.

Liabilities

$6,367,465

No earlier filing loaded for comparison.

Net Assets

$425,414

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$456,888

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2012: $6,792,879Liabilities 2012: $6,367,465Net Assets 2012: $425,4142012

Highlighted filing

2012

Assets$6,792,879
Liabilities$6,367,465
Net Assets$425,414

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2012: $456,8882012

Highlighted filing

2012

Revenue-
Expenses$456,888
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 8, 2013
Return Version
2012v2.1
Gross Receipts
$332,005
Filing and Contact Details

Filer

EIN
37-0697305
Raw XML Appendix328 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY016163
IRS990/AccountsPayableAccruedExpenses/EOY011016
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0STATE CHARTERED CLOSED MEMBERSHIP CREDIT UNION
IRS990/ActivityOther/Description0THE ORGANIZATION IS A CREDIT UNION WHICH PROVIDES LOW COST LOANS, SAVINGS
IRS990/AddressPrincipalOfficerUS/AddressLine10540 N COMMERCIAL
IRS990/AddressPrincipalOfficerUS/City0HARRISBURG
IRS990/AddressPrincipalOfficerUS/State0IL
IRS990/AddressPrincipalOfficerUS/ZIPCode062946
IRS990/Advertising/Total0695
IRS990/BenefitsPaidToMembersCY0100246
IRS990/BenefitsPaidToMembersPriorYear0144092
IRS990/BenefitsToMembers/Total0100246
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0368363
IRS990/CashNonInterestBearing/EOY0292757
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total0157
IRS990/ConflictOfInterestPolicy0false
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total012287
IRS990/DescribedIn501C30false
IRS990/Description0THE ORGANIZATION IS A CREDIT UNION WHICH PROVIDES LOW COST LOANS, SAVINGS ACCOUNTS, CERTIFICATES OF DEPOSIT, AND CHECKING SERVICES.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total012842
IRS990/FeesForServicesLegal/Total01572
IRS990/FeesForServicesOther/Total015268
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek66.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek76.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek84.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/NamePerson0KEVIN WILLIAMS
IRS990/Form990PartVIISectionA/NamePerson1BOBBY BROWN
IRS990/Form990PartVIISectionA/NamePerson2AUDREE HARRELSON
IRS990/Form990PartVIISectionA/NamePerson3STEVE FROMM
IRS990/Form990PartVIISectionA/NamePerson4ADAM ROBINSON
IRS990/Form990PartVIISectionA/NamePerson5JJ HOLLAND
IRS990/Form990PartVIISectionA/NamePerson6RALPH PERRY
IRS990/Form990PartVIISectionA/NamePerson7KEITH MCDANNEL
IRS990/Form990PartVIISectionA/NamePerson8NATALIE HEFNER
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/Title0BOARD MBR
IRS990/Form990PartVIISectionA/Title1BOARD MEMBER
IRS990/Form990PartVIISectionA/Title2BOARD MEMBER
IRS990/Form990PartVIISectionA/Title3BOARD MBR
IRS990/Form990PartVIISectionA/Title4BOARD MBR
IRS990/Form990PartVIISectionA/Title5BOARD MBR
IRS990/Form990PartVIISectionA/Title6VICE CHAIR O
IRS990/Form990PartVIISectionA/Title7BOARD CHAIRM
IRS990/Form990PartVIISectionA/Title8TREAS/SEC
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts0332005
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total019777
IRS990/Insurance/Total08873
IRS990/InvestmentIncomeCurrentYear09878
IRS990/InvestmentIncomePriorYear08194
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome09878
IRS990/InvestmentIncome/TotalRevenueColumn09878
IRS990/InvestmentInJointVenture0false
IRS990/LandBldgEquipmentAccumDeprec073031
IRS990/LandBuildingsEquipmentBasis090616
IRS990/LandBuildingsEquipmentBasisNet/BOY027735
IRS990/LandBuildingsEquipmentBasisNet/EOY017585
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0false
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0STATE CHARTERED CLOSED MEMBERSHIP CREDIT UNION
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0KEITH MCDANNEL
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY0550297
IRS990/NetAssetsOrFundBalancesEOY0425414
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith10960237
IRS990/NumberIndependentVotingMembers09
IRS990/NumberOfEmployees05
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total028865
IRS990/OfficeExpenses/Total018472
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY068070
IRS990/OtherAssetsTotal/EOY063379
IRS990/OtherEmployeeBenefits/Total03318
IRS990/OtherExpensePriorYear0168502
IRS990/OtherExpensesCurrentYear0202286
IRS990/OtherExpenses/Description0PROVISION FOR LOSSES
IRS990/OtherExpenses/Description1ASSOCIATION/CHAPTER DUES
IRS990/OtherExpenses/Description2OTHER
IRS990/OtherExpenses/Description3CREDIT REPORTS
IRS990/OtherExpenses/Total064545
IRS990/OtherExpenses/Total18005
IRS990/OtherExpenses/Total22915
IRS990/OtherExpenses/Total31971
IRS990/OtherLiabilities/BOY06693383
IRS990/OtherLiabilities/EOY06356449
IRS990/OtherNotesLoansReceivableNet/BOY05270722
IRS990/OtherNotesLoansReceivableNet/EOY05078196
IRS990/OtherRevenueCurrentYear00
IRS990/OtherSalariesAndWages/Total0138503
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total012535
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY017182
IRS990/PrepaidExpensesDeferredCharges/EOY018740
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenueCY0322127
IRS990/ProgramServiceRevenue/Description0INTEREST INC-LOANS TO MEMBERS
IRS990/ProgramServiceRevenue/Description1FEE INCOME
IRS990/ProgramServiceRevenuePriorYear0368626
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0284216
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome137911
IRS990/ProgramServiceRevenue/TotalRevenueColumn0284216
IRS990/ProgramServiceRevenue/TotalRevenueColumn137911
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationRevenueExpenses0-124883
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY0550297
IRS990/RetainedEarningsEndowmentEtc/EOY0425414
IRS990/RevenuesLessExpensesCY0-124883
IRS990/RevenuesLessExpensesPriorYear0-92857
IRS990/SalariesEtcCurrentYear0154356
IRS990/SalariesEtcPriorYear0157083
IRS990/SavingsAndTempCashInvestments/BOY01507771
IRS990/SavingsAndTempCashInvestments/EOY01322222
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Equipment/BookValue0-73031
IRS990ScheduleD/Equipment/Depreciation073031
IRS990ScheduleD/OtherLandBuildings/BookValue090616
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis090616
IRS990ScheduleD/OtherLiabilities/Amount06356199
IRS990ScheduleD/OtherLiabilities/Amount1250
IRS990ScheduleD/OtherLiabilities/Description0MEMBER SAVINGS BALANCES
IRS990ScheduleD/OtherLiabilities/Description1ACCRUED INTEREST PAYABLE
IRS990ScheduleD/TotalOfAmounts06356449
IRS990ScheduleD/TotalOfBookValueLandBuildings017585
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION IS A CREDIT UNION WHICH PROVIDES LOW COST LOANS, SAVINGS
IRS990ScheduleO/GeneralExplanation/Explanation1THE CREDIT UNION IS OWNED AND CONTROLLED BY ITS MEMBERS. EACH MEMBER IS ALLOWED TO VOTE FOR THE MEMBERS OF THE GOVERNING BOARD.
IRS990ScheduleO/GeneralExplanation/Explanation2THE GOVERNING BOARD WILL BE GIVEN A COPY OF THE 990 AT A MONTHLY BOARD MEETING BEFORE IT IS FILED.
IRS990ScheduleO/GeneralExplanation/Explanation3YES. THE CHAIRMAN OF THE GOVERNING BOARD SELECTS A COMMITTEE FOR AN ANNUAL REVIEW OF THE COMPENSATION FOR THE MANAGER AND OTHER EMPLOYEES. NONE OF THE GOVERNING BOARD OR OFFICERS ARE COMPENSATED.
IRS990ScheduleO/GeneralExplanation/Explanation4YES. THE CHAIRMAN OF THE GOVERNING BOARD SELECTS A COMMITTEE FOR AN ANNUAL REVIEW OF THE COMPENSATION FOR THE MANAGER AND OTHER EMPLOYEES. NONE OF THE GOVERNING BOARD OR OFFICERS ARE COMPENSATED.
IRS990ScheduleO/GeneralExplanation/Explanation5AS OF RIGHT NOW, THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST. HOWEVER, THE BOARD IS CONSIDERING UPDATING THEIR CURRENT WEBSITE IN ORDER TO ALLOW THESE TYPES OF THING TO BE VIEWED ONLINE.
IRS990ScheduleO/GeneralExplanation/Identifier0ALL OTHER ACCOMPLISHMENT DESCRIPTION
IRS990ScheduleO/GeneralExplanation/Identifier1ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier2ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier3COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier4COMPENSATION PROCESS FOR OFFICERS
IRS990ScheduleO/GeneralExplanation/Identifier5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0IL
IRS990/SubjectToProxyTax0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10540 N COMMERICAL ST SUITE 700
IRS990/TheBooksAreInCareOf/AddressUS/City0HARRISBURG
IRS990/TheBooksAreInCareOf/AddressUS/State0IL
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode062946
IRS990/TheBooksAreInCareOf/NamePerson0KEITH MCDANNEL
IRS990/TheBooksAreInCareOf/TelephoneNumber06182524510
IRS990/TotalAssets/BOY07259843
IRS990/TotalAssetsBOY07259843
IRS990/TotalAssets/EOY06792879
IRS990/TotalAssetsEOY06792879
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear0456888
IRS990/TotalExpensesPriorYear0469677
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total0456888
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY06709546
IRS990/TotalLiabilitiesBOY06709546
IRS990/TotalLiabilities/EOY06367465
IRS990/TotalLiabilitiesEOY06367465
IRS990/TotalLiabNetAssetsFundBalances/BOY07259843
IRS990/TotalLiabNetAssetsFundBalances/EOY06792879
IRS990/TotalNbrEmployees05
IRS990/TotalNetAssetsFundBalances/BOY0550297
IRS990/TotalNetAssetsFundBalances/EOY0425414
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue0322127
IRS990/TotalRevenueCurrentYear0332005
IRS990/TotalRevenuePriorYear0376820
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0332005
IRS990/TotalRevenue/TotalRevenueColumn0332005
IRS990/Travel/Total06042
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01951
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0370697305
ReturnHeader/Filer/Name/BusinessNameLine10SOUTHEASTERN ELECTRIC EMPLOYEES
ReturnHeader/Filer/Name/BusinessNameLine20CREDIT UNION
ReturnHeader/Filer/NameControl0SOUT
ReturnHeader/Filer/Phone06182524510
ReturnHeader/Filer/USAddress/AddressLine10540 N COMMERCIAL
ReturnHeader/Filer/USAddress/AddressLine20ROOM/SUITE 700
ReturnHeader/Filer/USAddress/City0HARRISBURG
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode062946
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-05-08
ReturnHeader/Officer/Name0KEITH MCDANNEL
ReturnHeader/Officer/Phone06182524510
ReturnHeader/Officer/Title0BOARD CHAIRMAN
ReturnHeader/Preparer/DatePrepared02013-05-08
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10TANNER CPA FIRM
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10409 E POPLAR ST
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0HARRISBURG
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0IL
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0629461530
ReturnHeader/Preparer/Name0TRACI L HOLLOWAY
ReturnHeader/Preparer/Phone06182525369
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-14T14:08:56-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.