Civic Intelligence

Gale Credit Union

EIN 37-0694528 • 501(c)14 • Galesburg, IL

View Organization Page

Profile

To promote thrift and to provide the highest

631 N Henderson StreetGalesburg, IL 61401

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.88x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

34th percentile

14.46x

Higher debt load relative to revenue than 34% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

53rd percentile

13%

Higher net margin than 53% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$167,387

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

76th percentile

5.5%

Faster asset growth than 76% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

96th percentile

33%

Faster revenue growth than 96% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$59,908,790

Up $24,392,942 (+69%) from 2021

Liabilities

Up

$53,010,585

Up $21,983,944 (+71%) from 2021

Net Assets

Up

$6,898,205

Up $2,408,998 (+54%) from 2021

Operations
Liabilities / Revenue34th percentileNet Margin53rd percentile

Revenue

Up

$3,666,245

Up $2,052,424 (+127%) from 2021

Expenses

Up

$3,198,137

Up $2,014,526 (+170%) from 2021

Net Income

Up

$468,108

Up $37,898 (+8.8%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $24,768,722Liabilities 2010: $20,982,354Net Assets 2010: $3,786,3682010Assets 2011: $25,005,528Liabilities 2011: $21,201,491Net Assets 2011: $3,804,0372011Assets 2013: $26,367,586Liabilities 2013: $22,513,865Net Assets 2013: $3,853,7212013Assets 2014: $26,148,875Liabilities 2014: $22,268,162Net Assets 2014: $3,880,7132014Assets 2015: $26,804,052Liabilities 2015: $22,817,536Net Assets 2015: $3,986,5162015Assets 2016: $27,118,092Liabilities 2016: $23,353,826Net Assets 2016: $3,764,2662016Assets 2018: $25,859,159Liabilities 2018: $22,412,927Net Assets 2018: $3,446,2322018Assets 2019: $27,248,915Liabilities 2019: $23,522,654Net Assets 2019: $3,726,2612019Assets 2021: $35,515,848Liabilities 2021: $31,026,641Net Assets 2021: $4,489,2072021Assets 2024: $59,908,790Liabilities 2024: $53,010,585Net Assets 2024: $6,898,2052024

Highlighted filing

2024

Assets$59,908,790
Liabilities$53,010,585
Net Assets$6,898,205
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,190,3682010Expenses 2011: $1,065,0732011Revenue 2013: $915,615Expenses 2013: $902,035Net Income 2013: $13,5802013Revenue 2014: $933,025Expenses 2014: $906,027Net Income 2014: $26,9982014Revenue 2015: $1,086,809Expenses 2015: $980,996Net Income 2015: $105,8132015Revenue 2016: $1,242,818Expenses 2016: $1,465,037Net Income 2016: -$222,2192016Revenue 2018: $1,261,417Expenses 2018: $1,223,323Net Income 2018: $38,0942018Revenue 2019: $1,332,994Expenses 2019: $1,052,965Net Income 2019: $280,0292019Revenue 2021: $1,613,821Expenses 2021: $1,183,611Net Income 2021: $430,2102021Revenue 2024: $3,666,245Expenses 2024: $3,198,137Net Income 2024: $468,1082024

Highlighted filing

2024

Revenue$3,666,245
Expenses$3,198,137
Net Income$468,108
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$59,908,790
Liabilities
$53,010,585
Net assets
$6,898,205
Revenue
$3,666,245
Expenses
$3,198,137
Net income
$468,108
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.9$53.0$6.90$3.67$3.20$0.47
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.5$31.0$4.49$1.61$1.18$0.43
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.2$23.5$3.73$1.33$1.05$0.28
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.9$22.4$3.45$1.26$1.22$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.1$23.4$3.76$1.24$1.47$0.22
2015Detailed filing. Detailed filing data is available for this year.$26.8$22.8$3.99$1.09$0.98$0.11
2014Detailed filing. Detailed filing data is available for this year.$26.1$22.3$3.88$0.93$0.91$0.03
2013Detailed filing. Detailed filing data is available for this year.$26.4$22.5$3.85$0.92$0.90$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$21.2$3.80$1.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.8$21.0$3.79$1.19
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.1
Gross Receipts
$3,666,245
Mission and Program Overview

Mission

To promote thrift and to provide the highest quality competitive services and benefits to its members, while assuring the credit union's long-term financial stability.

To promote thrift and to provide the highest quality competitive services and benefits to its members, while assuring the credit unions long-term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$34,462,098$37,163,775▲ $2,701,677
Investments in Publicly Traded Securities$10,572,616$12,379,000▲ $1,806,384
Savings and Temporary Cash Investments$9,187,360$7,913,706▼ $1,273,654
Rtn Earn Endowment Incm Other Fnds$6,430,097$6,898,205▲ $468,108
Land, Buildings, and Equipment, Net$1,102,003$1,074,785▼ $27,218
Cash and Non-Interest-Bearing Accounts$749,644$582,863▼ $166,781
Prepaid Expenses and Deferred Charges$76,095$108,684▲ $32,589
Total Assets$56,771,560$59,908,790▲ $3,137,230
Other Assets Total$621,744$685,977▲ $64,233
Liabilities
Other Liabilities$49,886,026$52,765,617▲ $2,879,591
Accounts Payable and Accrued Expenses$455,437$244,968▼ $210,469
Total Liabilities$50,341,463$53,010,585▲ $2,669,122
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,430,097$6,898,205▲ $468,108
Total Liabilities and Net Assets / Fund Balance$56,771,560$59,908,790▲ $3,137,230

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$694,248$919,957$1,614,205
Equipment$74,495$703,870$778,365
Land$294,367-$294,367
Other Land Buildings$11,675-$11,675
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Randy D McelweeCEO/treasurerFT$146,419$20,968$167,387
Joy SkoldVice PresidentFT$77,562$15,494$93,056

Board Members and Trustees

NameTitle
James McnabbChairperson
Rick BarnhillVice Chair
Greg RosselDirector
Linda LarsonDirector
Linda TownsendDirector
Shane McnabbDirector
Tery BoyerDirector
Troy TarterDirector
Brett StahlSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,988,171
Investment Income
$656,032
Other Revenue
$22,042
Change in Net Assets
$468,108
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,043,911
Salaries, Compensation, and Employee Benefits$1,154,226
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$0$0$0$797,103
Other Salaries and Wages$0$0$0$714,344
Current Officers, Directors, Trustees, and Key Employees$0$0$0$260,443
Occupancy$0$0$0$161,347
Information Technology$0$0$0$139,373
Depreciation Depletion$0$0$0$99,068
Office Expenses$0$0$0$85,268
Payroll Taxes$0$0$0$72,019
Other Employee Benefits$0$0$0$61,639
Fees for Services Accounting$0$0$0$52,818
Pension Plan Contributions$0$0$0$45,781
Insurance$0$0$0$39,316
Advertising$0$0$0$29,102
Fees for Services Other$0$0$0$15,335
All Other Expenses$0$0$0$13,839
Conferences and Meetings$0$0$0$7,268
Travel$0$0$0$4,802
Interest$0$0$0$1,546
Fees for Services Legal$0$0$0$662
Total Functional Expenses$0$0$0$3,198,137
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,250
Total Exempt Function Spending$1,250
Section 527 Activity Spending$0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$51,517,617
Non-member Deposits$1,248,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Gale Credit Union
EIN
37-0694528
Phone
3093431777
Address
631 N HENDERSON STREET, GALESBURG, IL 61401

Signing Officer

Name
Randy Mcelwee
Title
President
Phone
3093431777
Signed
2025-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Randy Mcelwee
Formed
1947
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
10
Employees
32
Volunteers
10

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Richard K Hooper CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership annually.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to the membership for a vote, which is determined on a case by case basis.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were made available to each board member prior to being filed with the irs. Board members were asked to review the return individually and to contact the return prepaper, other board members, or executive officers with any questions or concerns.”

Pt VI, Line 12C

“The credit union enforces the conflict of interest policy through awareness and review of affirmation forms for suspicious activity.”

Pt VI, Line 19

“The credit unions governing documents, conflict of interest policy and financial statements are available to the public upon request.”

Pt XI

“Net equity addition due to merger with kemba peoria credit union (37-6031960)in 2023.”

Raw XML AppendixShowing 400 of 457 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd061401
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IRS990/DepreciationDepletionGrp/TotalAmt099068
IRS990/Desc0PROVIDED CONSUMER LENDING AND RECEIVED DEPOSITS FROM THE CREDIT UNION MEMBERSHIP. THE CREDIT UNION SERVICES MORE THAN 8,550 MEMBER SHARE TYPE ACCOUNTS AND MORE THAN 3,770 LOAN TYPE ACCOUNTS, INCLUDING VISA CARDS.
IRS990/DescribedInSection501c3Ind0false
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IRS990/FeesForServicesLegalGrp/ProgramServicesAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt0662
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
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IRS990/FeesForServicesOtherGrp/TotalAmt015335
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDENT
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IRS990/LandBldgEquipCostOrOtherBssAmt02698612
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROMOTE THRIFT AND TO PROVIDE THE HIGHEST QUALITY COMPETITIVE SERVICES AND BENEFITS TO ITS MEMBERS, WHILE ASSURING THE CREDIT UNIONS LONG-TERM FINANCIAL STABILITY.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt06430097
IRS990/NetAssetsOrFundBalancesEOYAmt06898205
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt0161347
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt085268
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0621744
IRS990/OtherAssetsTotalGrp/EOYAmt0685977
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt061639
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1SHARE & LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2DUES
IRS990/OtherExpensesGrp/Desc3DIVIDENDS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt075000
IRS990/OtherExpensesGrp/TotalAmt1504524
IRS990/OtherExpensesGrp/TotalAmt217540
IRS990/OtherExpensesGrp/TotalAmt3797103
IRS990/OtherLiabilitiesGrp/BOYAmt049886026
IRS990/OtherLiabilitiesGrp/EOYAmt052765617
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0NON-OPERATING INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt022042
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt022042
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt022042
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0714344
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt034462098
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt037163775
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt072019
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt045781
IRS990/PoliticalCampaignActyInd0true
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt076095
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0108684
IRS990/PrincipalOfficerNm0RANDY MCELWEE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02361928
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1626243
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0361974
IRS990/PYOtherExpensesAmt01442043
IRS990/PYOtherRevenueAmt05841
IRS990/PYProgramServiceRevenueAmt02390955
IRS990/PYRevenuesLessExpensesAmt0395316
IRS990/PYSalariesCompEmpBnftPaidAmt0921411
IRS990/PYTotalExpensesAmt02363454
IRS990/PYTotalRevenueAmt02758770
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0468108
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06430097
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06898205
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09187360
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07913706
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd0true
IRS990ScheduleC/InternalFundsContributedAmt01250
IRS990ScheduleC/PoliticalExpendituresAmt01250
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 WEST DIEHL ROAD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060563
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATIONS ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt I-A Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt01250
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt074495
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0703870
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0778365
IRS990ScheduleD/LandGrp/BookValueAmt0294367
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0294367
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0694248
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0919957
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01614205
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt011675
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt011675
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051517617
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11248000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1NON-MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01074785
IRS990ScheduleD/TotalLiabilityAmt052765617
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO THE MEMBERSHIP FOR A VOTE, WHICH IS DETERMINED ON A CASE BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE MADE AVAILABLE TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN INDIVIDUALLY AND TO CONTACT THE RETURN PREPAPER, OTHER BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH AWARENESS AND REVIEW OF AFFIRMATION FORMS FOR SUSPICIOUS ACTIVITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNIONS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NET EQUITY ADDITION DUE TO MERGER WITH KEMBA PEORIA CREDIT UNION (37-6031960)IN 2023.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt XI
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt056771560
IRS990/TotalAssetsEOYAmt059908790
IRS990/TotalAssetsGrp/BOYAmt056771560
IRS990/TotalAssetsGrp/EOYAmt059908790
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt032
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03198137
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt050341463
IRS990/TotalLiabilitiesEOYAmt053010585
IRS990/TotalLiabilitiesGrp/BOYAmt050341463
IRS990/TotalLiabilitiesGrp/EOYAmt053010585
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06430097

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