Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
EIN 37-0661473 • 501(c)14 • Wood River, IL
Profile
Midwest members credit union will become the area's full service credit union of choice by providing convenient member access to a wide range of financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Liabilities / Revenue
38th percentile
Higher debt load relative to revenue than 38% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
57th percentile
Faster revenue growth than 57% of similar nonprofits.
Assets
Up$201,637,734
Up $6,396,968 (+3.3%) from 2023
Liabilities
Up$178,224,387
Up $2,617,509 (+1.5%) from 2023
Net Assets
Up$23,413,347
Up $3,779,459 (+19%) from 2023
Revenue
Up$12,342,350
Up $1,832,093 (+17%) from 2023
Expenses
Up$9,253,159
Up $1,583,637 (+21%) from 2023
Net Income
Up$3,089,191
Up $248,456 (+8.7%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Midwest members credit union will become the area's full service credit union of choice by providing convenient member access to a wide range of financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $151,039,420 | $152,671,061 | ▲ $1,631,641 |
| Investments Other Securities | $3,361,816 | $31,422,342 | ▲ $28,060,526 |
| Rtn Earn Endowment Incm Other Fnds | $19,633,888 | $23,413,347 | ▲ $3,779,459 |
| Land, Buildings, and Equipment, Net | $4,684,924 | $4,528,350 | ▼ $156,574 |
| Prepaid Expenses and Deferred Charges | $3,348,049 | $3,975,783 | ▲ $627,734 |
| Cash and Non-Interest-Bearing Accounts | $2,592,743 | $2,823,321 | ▲ $230,578 |
| Savings and Temporary Cash Investments | $26,572,559 | $1,996,530 | ▼ $24,576,029 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $195,240,766 | $201,637,734 | ▲ $6,396,968 |
| Other Assets Total | $3,641,255 | $4,220,347 | ▲ $579,092 |
| Liabilities | |||
| Other Liabilities | $173,226,411 | $177,129,875 | ▲ $3,903,464 |
| Accounts Payable and Accrued Expenses | $2,365,736 | $1,094,512 | ▼ $1,271,224 |
| Deferred Revenue | $14,731 | - | - |
| Total Liabilities | $175,606,878 | $178,224,387 | ▲ $2,617,509 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $19,633,888 | $23,413,347 | ▲ $3,779,459 |
| Total Liabilities and Net Assets / Fund Balance | $195,240,766 | $201,637,734 | ▲ $6,396,968 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,264,375 | $2,348,499 | $5,612,874 |
| Equipment | $289,806 | $1,507,542 | $1,797,348 |
| Land | $927,246 | - | $927,246 |
| Other Land Buildings | $46,923 | $160,861 | $207,784 |
| Other Securities | $30,972,342 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Louis Bicanic Iii | President/CEO | FT | $181,627 | $41,555 | $223,182 |
| Timothy Carter | COO | FT | $109,897 | $4,396 | $114,293 |
| Samantha Pritchett | CFO | FT | $107,819 | $3,303 | $111,122 |
| Name | Title |
|---|---|
| Gerard Jacquin | Chairman |
| Richard Bartosiak | Vice Chairman |
| Brian Nottrott | Director |
| Jeff Whitaker | Director |
| William Dusenberry | Director |
| Randy Duncan | Secretary |
| Mark Schoenleber | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $6,447,471 |
| Salaries, Compensation, and Employee Benefits | $2,792,864 |
| Grants and Similar Amounts Paid | $9,500 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,878,142 |
| Fees for Services Other | - | - | - | $1,090,293 |
| Office Expenses | - | - | - | $459,983 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $448,597 |
| Information Technology | - | - | - | $350,703 |
| Occupancy | - | - | - | $269,550 |
| Other Employee Benefits | - | - | - | $231,706 |
| Depreciation Depletion | - | - | - | $212,901 |
| Payroll Taxes | - | - | - | $174,217 |
| Advertising | - | - | - | $169,690 |
| Fees for Services Accounting | - | - | - | $127,309 |
| Conferences and Meetings | - | - | - | $92,706 |
| Insurance | - | - | - | $80,699 |
| Pension Plan Contributions | - | - | - | $60,202 |
| Fees for Services Legal | - | - | - | $36,377 |
| Other Expenses | - | - | - | $34,412 |
| All Other Expenses | - | - | - | $29,562 |
| Grants to Domestic Orgs | - | - | - | $5,000 |
| Grants to Domestic Individuals | - | - | - | $4,500 |
| Benefits to Members | - | - | - | $3,324 |
| Total Functional Expenses | $0 | $0 | $0 | $9,253,159 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $6,112 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $177,129,875 |
“The credit union is mutually owned by its members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the members; however no such changes were made during the year.”
“The president reviews and approves the form 990 and makes it available to board members upon request.”
“Conflict of interest policies are included in the credit union's policy manuals. Initially, all employees and board members are required sign an acknowledgment of the policies. On an annual basis, they are required to review and sign the fraud policy which outlines behaviors that would correspond with conflict of interest.”
“The compease salary administration program from hr performance solutions is used to determine all employee compensation, including the president's.”
“Financial statements are posted in the credit union, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”
“Debit card expense 513,236. Cu online expense 396,329. Atm expense 119,981. Other professional & outside services 60,747.”
“Minimum pension liability adjustment 605,398. Cecl transition adjustment”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2365736 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1094512 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | MIDWEST MEMBERS CREDIT UNION WILL BECOME THE AREA'S FULL SERVICE CREDIT UNION OF CHOICE BY PROVIDING CONVENIENT MEMBER ACCESS TO A WIDE RANGE OF FINANCIAL SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 169690 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 29562 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 3324 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SAMANTHA PRITCHETT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6182540605 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 101 WESLEY DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WOOD RIVER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 620952296 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2592743 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2823321 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 448597 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 92706 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 3324 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 9500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1389969 |
| IRS990/CYOtherExpensesAmt | 0 | 6447471 |
| IRS990/CYOtherRevenueAmt | 0 | 22897 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 10929484 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 3089191 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2792864 |
| IRS990/CYTotalExpensesAmt | 0 | 9253159 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 12342350 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 14731 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 212901 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 20,947 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 59 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 127309 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 36377 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 1090293 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 3.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 40554 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 4396 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 3303 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GERARD JACQUIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICHARD BARTOSIAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RANDY DUNCAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARK SCHOENLEBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BRIAN NOTTROTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | WILLIAM DUSENBERRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JEFF WHITAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LOUIS BICANIC III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TIMOTHY CARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | SAMANTHA PRITCHETT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 182628 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 109897 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 107819 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 4500 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 5000 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 12342350 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 350703 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 80699 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1389969 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1389969 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 3361816 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 31422342 |
| IRS990/IRPDocumentCnt | 0 | 2356 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4016902 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4684924 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4528350 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8545252 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | MIDWEST MEMBERS CREDIT UNION WILL BECOME THE AREA'S FULL SERVICE CREDIT UNION OF CHOICE BY PROVIDING CONVENIENT MEMBER ACCESS TO A WIDE RANGE OF FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 19633888 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 23413347 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 84870 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 269550 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 459983 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3641255 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4220347 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 605398 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 231706 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION/CHAPTER EXP |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1781798 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 912353 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 799135 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 34412 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 173226411 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 177129875 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1878142 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 151039420 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 152671061 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 174217 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 60202 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 3348049 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 3975783 |
| IRS990/PrincipalOfficerNm | 0 | LOUIS BICANIC III |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7922089 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2981321 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7922089 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3002920 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 4475 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 21599 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 4475 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $155,735,077. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,781,798 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 3237 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 18495 |
| IRS990/PYInvestmentIncomeAmt | 0 | 989440 |
| IRS990/PYOtherExpensesAmt | 0 | 4954728 |
| IRS990/PYOtherRevenueAmt | 0 | 22313 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 9498504 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2840735 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2693062 |
| IRS990/PYTotalExpensesAmt | 0 | 7669522 |
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| IRS990/PYTotalRevenueAmt | 0 | 10510257 |
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| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
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| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 22897 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 19633888 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 23413347 |
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| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1996530 |
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| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 6112 |
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| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CREDIT UNION POLITICAL ACTION COUNCIL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1807 WEST DIEHL RD PO BOX 3107 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | NAPERVILLE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 605667107 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | CONTRIBUTIONS TO CREDIT UNION PAC |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
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| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2348499 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5612874 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 289806 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1507542 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1797348 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 927246 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 927246 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 46923 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 160861 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 207784 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 177129875 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 450000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 30972342 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | FHLB MEMBERSHIP STOCK |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | AFS-FEDERAL AGENCY SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
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| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 31422342 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 177129875 |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
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| IRS990/ScheduleJRequiredInd | 0 | 1 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 1001 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | LOUIS BICANIC III |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THE COMPEASE SALARY ADMINISTRATION PROGRAM FROM HR PERFORMANCE SOLUTIONS IS USED TO DETERMINE ALL EMPLOYEE COMPENSATION, INCLUDING THE PRESIDENT'S. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 3 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY ITS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT REVIEWS AND APPROVES THE FORM 990 AND MAKES IT AVAILABLE TO BOARD MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CONFLICT OF INTEREST POLICIES ARE INCLUDED IN THE CREDIT UNION'S POLICY MANUALS. INITIALLY, ALL EMPLOYEES AND BOARD MEMBERS ARE REQUIRED SIGN AN ACKNOWLEDGMENT OF THE POLICIES. ON AN ANNUAL BASIS, THEY ARE REQUIRED TO REVIEW AND SIGN THE FRAUD POLICY WHICH OUTLINES BEHAVIORS THAT WOULD CORRESPOND WITH CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPEASE SALARY ADMINISTRATION PROGRAM FROM HR PERFORMANCE SOLUTIONS IS USED TO DETERMINE ALL EMPLOYEE COMPENSATION, INCLUDING THE PRESIDENT'S. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DEBIT CARD EXPENSE 513,236. CU ONLINE EXPENSE 396,329. ATM EXPENSE 119,981. OTHER PROFESSIONAL & OUTSIDE SERVICES 60,747. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MINIMUM PENSION LIABILITY ADJUSTMENT 605,398. CECL TRANSITION ADJUSTMENT |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 201637734 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 195240766 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 201637734 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 59 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 9253159 |
| IRS990/TotalGrossUBIAmt | 0 | 26074 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 175606878 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 178224387 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 175606878 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 178224387 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 19633888 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 23413347 |
| IRS990/TotalOtherCompensationAmt | 0 | 48253 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 10929484 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 400344 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
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| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 12342350 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 26074 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 201637734 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 619 |
| IRS990/USAddress/CityNm | 0 | WOOD RIVER |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 620950619 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MIDMEMBERS.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LOUIS BICANIC III |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6182540605 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MIDWEST MEMBERS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MIDW |
| ReturnHeader/Filer/EIN | 0 | 370661473 |
| ReturnHeader/Filer/PhoneNum | 0 | 6182540605 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 619 |
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