Civic Intelligence

Revity Credit Union

990 • Fiscal year 2017 • EIN 37-0646488

Jan 01, 2017 to Dec 31, 2017 • Filed on Mar 07, 2018

Organization ProfileWWW.MYGCSCU.COM

View Organization Page

3970 Maryville RoadGranite City, IL 62040

(618) 797-7993

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.88x

Higher debt load relative to assets than 30% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

32nd percentile

16.03x

Higher debt load relative to revenue than 32% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

11th percentile

4.6%

Higher net margin than 11% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

6th percentile

$201,101

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

15th percentile

1.5%

Faster asset growth than 15% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

41st percentile

7.3%

Faster revenue growth than 41% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets30th percentile

Assets

Up

$328,251,641

Up $4,995,226 (+1.5%) from 2016

Net Assets

Up

$39,650,649

Up $965,422 (+2.5%) from 2016

Liabilities

Up

$288,600,992

Up $4,029,804 (+1.4%) from 2016

Revenue And Expenses
Liabilities / Revenue32nd percentileNet Margin11th percentile

Revenue

Up

$17,998,402

Up $1,225,046 (+7.3%) from 2016

Expenses

Up

$17,168,595

Up $1,313,809 (+8.3%) from 2016

Net Income

Down

$829,807

Down $88,763 (-9.7%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2014: $309,008,530Liabilities 2014: $272,762,938Net Assets 2014: $36,245,5922014Assets 2015: $312,532,650Liabilities 2015: $275,173,927Net Assets 2015: $37,358,7232015Assets 2016: $323,256,415Liabilities 2016: $284,571,188Net Assets 2016: $38,685,2272016Assets 2017: $328,251,641Liabilities 2017: $288,600,992Net Assets 2017: $39,650,6492017Assets 2018: $345,209,620Liabilities 2018: $304,700,948Net Assets 2018: $40,508,6722018Assets 2019: $347,220,803Liabilities 2019: $305,691,017Net Assets 2019: $41,529,7862019Assets 2020: $397,616,673Liabilities 2020: $354,150,790Net Assets 2020: $43,465,8832020Assets 2021: $448,089,061Liabilities 2021: $401,930,222Net Assets 2021: $46,158,8392021Assets 2022: $436,616,353Liabilities 2022: $403,131,211Net Assets 2022: $33,485,1422022Assets 2024: $460,729,959Liabilities 2024: $420,432,383Net Assets 2024: $40,297,5762024

Highlighted filing

2017

Assets$328,251,641
Liabilities$288,600,992
Net Assets$39,650,649
Open 2017 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Revenue 2014: $16,214,718Expenses 2014: $15,518,945Net Income 2014: $695,7732014Revenue 2015: $16,236,362Expenses 2015: $15,106,590Net Income 2015: $1,129,7722015Revenue 2016: $16,773,356Expenses 2016: $15,854,786Net Income 2016: $918,5702016Revenue 2017: $17,998,402Expenses 2017: $17,168,595Net Income 2017: $829,8072017Revenue 2018: $19,441,363Expenses 2018: $18,876,504Net Income 2018: $564,8592018Revenue 2019: $20,114,524Expenses 2019: $19,283,813Net Income 2019: $830,7112019Revenue 2020: $18,517,571Expenses 2020: $16,493,790Net Income 2020: $2,023,7812020Revenue 2021: $19,603,489Expenses 2021: $14,901,006Net Income 2021: $4,702,4832021Revenue 2022: $20,228,716Expenses 2022: $16,785,020Net Income 2022: $3,443,6962022Revenue 2024: $25,020,502Expenses 2024: $24,130,231Net Income 2024: $890,2712024

Highlighted filing

2017

Revenue$17,998,402
Expenses$17,168,595
Net Income$829,807
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Mar 7, 2018
Return Version
2017v2.2
Gross Receipts
$18,649,007
Mission and Program Overview

Mission

To provide cooperative financial services to anyone who lives, works or attends school within the following illinois counties: sangamon, logan, macon, marion, jefferson, perry, jackson, williamson, jersey, macoupin, montgomery, madison, bond, clinton, st. Clair, monroe, washington and randolph.

To provide cooperative financial services to anyone who lives, works or attends school within the following illinois counties: madison, st. Clair, jersey, macoupin, montgomery, bond, clinton, washington, randolph and monroe.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$276,479,554$296,071,375▲ $19,591,821
Rtn Earn Endowment Incm Other Fnds$38,685,227$39,650,649▲ $965,422
Land, Buildings, and Equipment, Net$7,290,012$6,718,385▼ $571,627
Cash and Non-Interest-Bearing Accounts$3,070,614$3,271,660▲ $201,046
Savings and Temporary Cash Investments$16,812,579$2,956,545▼ $13,856,034
Investments Other Securities$1,954,235$1,222,333▼ $731,902
Accounts Receivable$680,836$752,444▲ $71,608
Investments in Publicly Traded Securities$48,531$35,410▼ $13,121
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$323,256,415$328,251,641▲ $4,995,226
Other Assets Total$16,920,054$17,223,489▲ $303,435
Liabilities
Other Liabilities$283,040,697$281,637,144▼ $1,403,553
Mortgage Notes Payable Secured by Investment Property$0$5,000,000▲ $5,000,000
Accounts Payable and Accrued Expenses$1,530,491$1,963,848▲ $433,357
Total Liabilities$284,571,188$288,600,992▲ $4,029,804
Net Assets / Fund Balance
Total Net Assets Fund Balance$38,685,227$39,650,649▲ $965,422
Total Liabilities and Net Assets / Fund Balance$323,256,415$328,251,641▲ $4,995,226

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,952,226$5,347,720$9,299,946
Equipment$1,248,594$6,915,852$8,164,446
Land$1,517,565-$1,517,565
Other Assets Org$3,700,000--
Compensation and Service Providers
Top Officer Pay6th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Keith BurtonPresidentFT$179,869$21,232$201,101
Tamara WoffordChief Financial OfficerFT$158,221$16,240$174,461

Board Members and Trustees

NameTitle
George MitchellChairperson
Nick HuniakVice Chairperson
Bert EnfieldBoard Member
Cecil WilliamsBoard Member
Jack ManionBoard Member
Kenneth NewtonBoard Member
Ron JarrettBoard Member
Tom GradyBoard Member
Kim FrantzCredit Committee
Samuel AkemanCredit Committee
Robert LylesSecretary
Joe SchulerSupervisory Committee
Kenneth ShippSupervisory Committee
Larry PirtleSupervisory Committee
Jim DevineTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,222,671
Investment Income
$591,766
Other Revenue
$183,965
Change in Net Assets
$829,807

Audited Revenue Reconciliation

Revenue per Audited Statements
$17,998,402
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$219,930
Total Revenue per Audited Statements
$18,218,332
Total Revenue per Form 990
$17,998,402
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,711,377
Salaries, Compensation, and Employee Benefits$7,457,218
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,815,039
Office Expenses---$3,376,849
Other Employee Benefits---$1,455,597
Fees for Services Other---$1,130,258
Depreciation Depletion---$818,549
Advertising---$601,628
Occupancy---$527,898
Payroll Taxes---$446,741
Pension Plan Contributions---$401,751
Current Officers, Directors, Trustees, and Key Employees---$338,090
Travel---$85,196
Fees for Services Accounting---$49,862
Other Expenses---$44,482
All Other Expenses---$20,636
Fees for Services Legal---$18,009
Total Functional Expenses$0$0$0$17,168,595

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$17,252,910
Expenses per Audited Statements$17,168,595
Total Expenses per Form 990$17,168,595
Expenses Not Reported on Form 990$84,315
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share Deposits$281,615,822
Dividends Payable$21,322
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“This organization is a credit union. Therefore, in order to open an account, an individual must become a member of the credit union.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the full membership of the credit union primarily via proxy vote. When a new member signs up with the credit union, they may also sign a proxy card stating that the directors can cast their votes on their behalf. At the annual membership meeting, the proxy votes are cast for the directors who are nominated from the board's ballot committee.”

Form 990, Part VI, Section B, Line 11B

“A copy of the form 990 was provided to the board of directors for review, approval and signature prior to filing with the internal revenue service.”

Form 990, Part VI, Section B, Line 15

“Persons independent of the organization's president and key employees have determined the compensation for these positions based on comparability data and other factors and have been approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“All governing documents, conflicts of interest policy and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Gcs Credit Union
EIN
37-0646488
Phone
6187977993
Address
3970 MARYVILLE ROAD, GRANITE CITY, IL 62040

Signing Officer

Name
Keith Burton
Title
President
Phone
6187977993
Signed
2018-03-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Keith Burton
Formed
1941
Legal Domicile
Il
Voting Board Members
15
Independent Board Members
15
Employees
148
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
1 BRONZE POINTE, BELLEVILLE, IL 62226
Preparer
Jeff Parker
Phone
6182331200
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has a committee that assumes responsibility for the selection of an independent auditor and oversight of the audit. This process has not changed from the prior years.”

Financial Statement Notes

PART X, LINE 2:

“Per note 1 of the audited financial statements: the credit union evaluated its tax positions and determined no uncertain tax positions exist as of december 31, 2017 and 2016.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Interest reclassification 84,315.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Interest reclassification 84,315.”

Raw XML AppendixShowing 400 of 510 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GainOrLossGrp/OtherAmt0409576
IRS990/GainOrLossGrp/SecuritiesAmt01792
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01049258
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt012715
IRS990/GrossReceiptsAmt018649007
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt0180398
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0180398
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01954235
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01222333
IRS990/InvestmentsPubTradedSecGrp/BOYAmt048531
IRS990/InvestmentsPubTradedSecGrp/EOYAmt035410
IRS990/IRPDocumentCnt04743
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt012263572
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07290012
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06718385
IRS990/LandBldgEquipCostOrOtherBssAmt018981957
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0639682
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt010923
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE COOPERATIVE FINANCIAL SERVICES TO ANYONE WHO LIVES, WORKS OR ATTENDS SCHOOL WITHIN THE FOLLOWING ILLINOIS COUNTIES: SANGAMON, LOGAN, MACON, MARION, JEFFERSON, PERRY, JACKSON, WILLIAMSON, JERSEY, MACOUPIN, MONTGOMERY, MADISON, BOND, CLINTON, ST. CLAIR, MONROE, WASHINGTON AND RANDOLPH.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt05000000
IRS990/NetAssetsOrFundBalancesBOYAmt038685227
IRS990/NetAssetsOrFundBalancesEOYAmt039650649
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0411368
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0411368
IRS990/NetUnrelatedBusTxblIncmAmt011532
IRS990/NetUnrlzdGainsLossesInvstAmt0135615
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0527898
IRS990/OfficeExpensesGrp/TotalAmt03376849
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016920054
IRS990/OtherAssetsTotalGrp/EOYAmt017223489
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01455597
IRS990/OtherExpensesGrp/Desc0UBIT
IRS990/OtherExpensesGrp/Desc1ALLOWANCE FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DIVIDENDS ON ACCOUNTS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt0750
IRS990/OtherExpensesGrp/TotalAmt11953595
IRS990/OtherExpensesGrp/TotalAmt21083665
IRS990/OtherExpensesGrp/TotalAmt344482
IRS990/OtherLiabilitiesGrp/BOYAmt0283040697
IRS990/OtherLiabilitiesGrp/EOYAmt0281637144
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0158437
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt125528
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0158437
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt125528
IRS990/OtherRevenueTotalAmt0183965
IRS990/OtherSalariesAndWagesGrp/TotalAmt04815039
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0276479554
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0296071375
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0446741
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0401751
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KEITH BURTON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST-MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012903152
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12461028
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21796968
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012903152
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12522551
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21796968
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt061523
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0244210
IRS990/PYOtherExpensesAmt08403438
IRS990/PYOtherRevenueAmt0531930
IRS990/PYProgramServiceRevenueAmt015997216
IRS990/PYRevenuesLessExpensesAmt0918570
IRS990/PYSalariesCompEmpBnftPaidAmt07451348
IRS990/PYTotalExpensesAmt015854786
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016773356
IRS990/ReconcilationRevenueExpnssAmt0829807
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt038685227
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt039650649
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016812579
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02956545
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03952226
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05347720
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09299946
IRS990ScheduleD/EquipmentGrp/BookValueAmt01248594
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06915852
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08164446
IRS990ScheduleD/ExpensesNotReportedAmt084315
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt017168595
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt01517565
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01517565
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0135615
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02865407
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt19634299
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21023783
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt33700000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUSIF DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1CASH SURRENDER VALUE OF LIFE INSURANCE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3SPLIT DOLLAR RECEIVABLE
IRS990ScheduleD/OtherExpensesIncludedAmt084315
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021322
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1281615822
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DIVIDENDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS SHARE DEPOSITS
IRS990ScheduleD/OtherRevenueAmt084315
IRS990ScheduleD/RevenueNotReportedAmt0219930
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt017998402
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0PER NOTE 1 OF THE AUDITED FINANCIAL STATEMENTS: THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2017 AND 2016.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1INTEREST RECLASSIFICATION 84,315.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2INTEREST RECLASSIFICATION 84,315.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06718385
IRS990ScheduleD/TotalBookValueOtherAssetsAmt017223489
IRS990ScheduleD/TotalExpensesPerForm990Amt017168595
IRS990ScheduleD/TotalLiabilityAmt0281637144
IRS990ScheduleD/TotalRevenuePerForm990Amt017998402
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt018218332
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt017252910
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0179869
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1158221
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt019050
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt115840
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt02182

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$328,251,641
Liabilities
$288,600,992
Net assets
$39,650,649
Revenue
$17,998,402
Expenses
$17,168,595
Net income
$829,807
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$461$420$40.3$25.0$24.1$0.89
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$437$403$33.5$20.2$16.8$3.44
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$448$402$46.2$19.6$14.9$4.70
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$398$354$43.5$18.5$16.5$2.02
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$347$306$41.5$20.1$19.3$0.83
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$345$305$40.5$19.4$18.9$0.56
2017Detailed filing. Detailed filing data is available for this year.$328$289$39.7$18.0$17.2$0.83
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$323$285$38.7$16.8$15.9$0.92
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$313$275$37.4$16.2$15.1$1.13
2014Detailed filing. Detailed filing data is available for this year.$309$273$36.2$16.2$15.5$0.70