Civic Intelligence

Utility Employees Credit Union

EIN 37-0560807 • 501(c)14 • Decatur, IL

View Organization Page

Profile

To provide security of savings and selected

PO Box 2108Decatur, IL 62524-2108

www.uecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

22nd percentile

0.84x

Higher debt load relative to assets than 22% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

21st percentile

13.67x

Higher debt load relative to revenue than 21% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

68th percentile

17%

Higher net margin than 68% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

75th percentile

4.5%

Faster asset growth than 75% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

67th percentile

17%

Faster revenue growth than 67% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Up

$69,984,486

Up $9,579,552 (+16%) from 2023

Liabilities

Up

$59,071,257

Up $7,566,486 (+15%) from 2023

Net Assets

Up

$10,913,229

Up $2,013,066 (+23%) from 2023

Operations
Liabilities / Revenue21st percentileNet Margin68th percentile

Revenue

Up

$4,321,251

Up $1,104,138 (+34%) from 2023

Expenses

Up

$3,583,734

Up $634,197 (+22%) from 2023

Net Income

Up

$737,517

Up $469,941 (+176%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $33,994,968Liabilities 2010: $30,403,517Net Assets 2010: $3,591,4512010Assets 2011: $35,938,258Liabilities 2011: $32,071,976Net Assets 2011: $3,866,2822011Assets 2012: $38,494,879Liabilities 2012: $34,327,962Net Assets 2012: $4,166,9172012Assets 2013: $38,184,874Liabilities 2013: $33,740,367Net Assets 2013: $4,444,5072013Assets 2014: $38,772,376Liabilities 2014: $34,153,809Net Assets 2014: $4,618,5672014Assets 2015: $39,444,158Liabilities 2015: $35,064,960Net Assets 2015: $4,379,1982015Assets 2016: $39,650,543Liabilities 2016: $35,268,539Net Assets 2016: $4,382,0042016Assets 2017: $38,876,914Liabilities 2017: $34,351,994Net Assets 2017: $4,524,9202017Assets 2018: $39,337,325Liabilities 2018: $34,632,269Net Assets 2018: $4,705,0562018Assets 2019: $39,430,754Liabilities 2019: $34,555,092Net Assets 2019: $4,875,6622019Assets 2020: $44,618,663Liabilities 2020: $39,530,685Net Assets 2020: $5,087,9782020Assets 2021: $49,708,124Liabilities 2021: $44,235,886Net Assets 2021: $5,472,2382021Assets 2022: $64,075,015Liabilities 2022: $55,442,428Net Assets 2022: $8,632,5872022Assets 2023: $60,404,934Liabilities 2023: $51,504,771Net Assets 2023: $8,900,1632023Assets 2024: $69,984,486Liabilities 2024: $59,071,257Net Assets 2024: $10,913,2292024

Highlighted filing

2024

Assets$69,984,486
Liabilities$59,071,257
Net Assets$10,913,229
Open 2024 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,422,7412010Expenses 2011: $1,342,9942011Expenses 2012: $1,281,4812012Revenue 2013: $1,584,012Expenses 2013: $1,307,422Net Income 2013: $276,5902013Revenue 2014: $1,601,565Expenses 2014: $1,427,505Net Income 2014: $174,0602014Revenue 2015: $1,590,815Expenses 2015: $1,830,184Net Income 2015: -$239,3692015Revenue 2016: $1,565,426Expenses 2016: $1,551,028Net Income 2016: $14,3982016Revenue 2017: $1,639,680Expenses 2017: $1,496,764Net Income 2017: $142,9162017Revenue 2018: $1,717,143Expenses 2018: $1,537,007Net Income 2018: $180,1362018Revenue 2019: $1,881,560Expenses 2019: $1,710,954Net Income 2019: $170,6062019Revenue 2020: $2,020,293Expenses 2020: $1,807,977Net Income 2020: $212,3162020Revenue 2021: $2,228,969Expenses 2021: $1,844,717Net Income 2021: $384,2522021Revenue 2022: $3,141,745Expenses 2022: $2,566,201Net Income 2022: $575,5442022Revenue 2023: $3,217,113Expenses 2023: $2,949,537Net Income 2023: $267,5762023Revenue 2024: $4,321,251Expenses 2024: $3,583,734Net Income 2024: $737,5172024

Highlighted filing

2024

Revenue$4,321,251
Expenses$3,583,734
Net Income$737,517
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$69,984,486
Liabilities
$59,071,257
Net assets
$10,913,229
Revenue
$4,321,251
Expenses
$3,583,734
Net income
$737,517
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.0$59.1$10.9$4.32$3.58$0.74
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.4$51.5$8.90$3.22$2.95$0.27
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.1$55.4$8.63$3.14$2.57$0.58
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$49.7$44.2$5.47$2.23$1.84$0.38
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.6$39.5$5.09$2.02$1.81$0.21
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.4$34.6$4.88$1.88$1.71$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.3$34.6$4.71$1.72$1.54$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.9$34.4$4.52$1.64$1.50$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.7$35.3$4.38$1.57$1.55$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.4$35.1$4.38$1.59$1.83$0.24
2014Detailed filing. Detailed filing data is available for this year.$38.8$34.2$4.62$1.60$1.43$0.17
2013Detailed filing. Detailed filing data is available for this year.$38.2$33.7$4.44$1.58$1.31$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.5$34.3$4.17$1.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.9$32.1$3.87$1.34
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.0$30.4$3.59$1.42
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 4, 2021
Return Version
2020v4.1
Gross Receipts
$2,020,293
Mission and Program Overview

Mission

To provide security of savings and selected

To provide security of savings and selected financial services to its members in a convenient, responsive manner, at competitive rates, while maintaining financial stability and adequate

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$22,289,239$27,205,080▲ $4,915,841
Investments in Publicly Traded Securities$12,702,217$11,324,807▼ $1,377,410
Rtn Earn Endowment Incm Other Fnds$4,875,662$5,087,978▲ $212,316
Savings and Temporary Cash Investments$1,954,054$3,337,478▲ $1,383,424
Land, Buildings, and Equipment, Net$1,226,699$1,170,313▼ $56,386
Cash and Non-Interest-Bearing Accounts$285,564$297,825▲ $12,261
Prepaid Expenses and Deferred Charges$74,038$65,340▼ $8,698
Total Assets$39,430,754$44,618,663▲ $5,187,909
Other Assets Total$898,943$1,217,820▲ $318,877
Liabilities
Other Liabilities$34,440,261$39,430,121▲ $4,989,860
Accounts Payable and Accrued Expenses$114,831$100,564▼ $14,267
Total Liabilities$34,555,092$39,530,685▲ $4,975,593
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,875,662$5,087,978▲ $212,316
Total Liabilities and Net Assets / Fund Balance$39,430,754$44,618,663▲ $5,187,909

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$755,273$229,637$984,910
Equipment$114,899$198,562$313,461
Land$300,141-$300,141
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kara JohnstonPresidentFT$78,621$28,112$106,733
Deborah LittlefieldVice-presidentFT$57,232$3,385$60,617

Board Members and Trustees

NameTitle
Ronald OliverChairperson
John ChaneyVice Chairperson
Charles BartonDirector
Chris CulpDirector
Connie MccoyDirector
Lawrence PapaDirector
Ruth AndersonDirector
Thomas StassiDirector
Tim MayDirector
Beverly HallSecretary
KEVIN RAPP'ETreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,610,458
Investment Income
$254,880
Other Revenue
$154,955
Change in Net Assets
$212,316
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,047,351
Salaries, Compensation, and Employee Benefits$760,626
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$459,423
Office Expenses$0$0$0$410,510
Current Officers, Directors, Trustees, and Key Employees$0$0$0$167,349
Other Expenses$0$0$0$101,134
Depreciation Depletion$0$0$0$90,079
Fees for Services Management$0$0$0$67,468
Other Employee Benefits$0$0$0$64,575
Advertising$0$0$0$62,457
Payroll Taxes$0$0$0$45,366
Fees for Services Accounting$0$0$0$31,914
Pension Plan Contributions$0$0$0$23,913
Conferences and Meetings$0$0$0$13,392
All Other Expenses$0$0$0$13,324
Occupancy$0$0$0$9,998
Interest$0$0$0$2
Total Functional Expenses$0$0$0$1,807,977
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCOUNTS$39,430,121
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
United Equity Credit Union
EIN
37-0560807
Phone
2178751845
Address
PO BOX 2108, DECATUR, IL 62524-2108

Signing Officer

Name
Kara Johnston
Title
President
Phone
2178751845
Signed
2021-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kara Johnston
Formed
1935
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
11
Employees
25
Volunteers
11

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Richard K Hooper CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership”

Pt VI, Line 7A

“ANNUALLY.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to”

Pt VI, Line 7B

“The membership for a vote, which is determined on a case”

Pt VI, Line 7B

“BY CASE BASIS.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were supplied”

Pt VI, Line 11B

“To each board member prior to being filed with the irs.”

Pt VI, Line 11B

“Board members were asked to review the return”

Pt VI, Line 11B

“Individually and to contact the return preparer, other”

Pt VI, Line 11B

“Board members, or executive officers with any questions”

Pt VI, Line 11B

“OR CONCERNS.”

Pt VI, Line 19

“The credit union's governing documents and financial”

Pt VI, Line 19

“Statements are available to the public upon request.”

Raw XML AppendixShowing 400 of 459 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0114831
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0100564
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND ADEQUATE
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt00
IRS990/AdvertisingGrp/TotalAmt062457
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt013324
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0KARA JOHNSTON
IRS990/BooksInCareOfDetail/PhoneNum02178751845
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 2108 1130 E PERSHING RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0Decatur
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0625242106
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0285564
IRS990/CashNonInterestBearingGrp/EOYAmt0297825
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0167349
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt013392
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0254880
IRS990/CYOtherExpensesAmt01047351
IRS990/CYOtherRevenueAmt0154955
IRS990/CYProgramServiceRevenueAmt01610458
IRS990/CYRevenuesLessExpensesAmt0212316
IRS990/CYSalariesCompEmpBnftPaidAmt0760626
IRS990/CYTotalExpensesAmt01807977
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02020293
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
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IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt090079
IRS990/Desc0Provided consumer and real estate loans of 6643 to over 3600 members.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt025
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt031914
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt067468
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt113385
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IRS990/Form990PartVIISectionAGrp/PersonNm0RONALD OLIVER
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN CHANEY
IRS990/Form990PartVIISectionAGrp/PersonNm2BEVERLY HALL
IRS990/Form990PartVIISectionAGrp/PersonNm3CONNIE MCCOY
IRS990/Form990PartVIISectionAGrp/PersonNm4CHARLES BARTON
IRS990/Form990PartVIISectionAGrp/PersonNm5TIM MAY
IRS990/Form990PartVIISectionAGrp/PersonNm6CHRIS CULP
IRS990/Form990PartVIISectionAGrp/PersonNm7LAWRENCE PAPA
IRS990/Form990PartVIISectionAGrp/PersonNm8KEVIN RAPP'E
IRS990/Form990PartVIISectionAGrp/PersonNm9RUTH ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm10THOMAS STASSI
IRS990/Form990PartVIISectionAGrp/PersonNm11DEBORAH LITTLEFIELD
IRS990/Form990PartVIISectionAGrp/PersonNm12KARA JOHNSTON
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11VICE-PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02020293
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt011
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt02
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0254880
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt012702217
IRS990/InvestmentsPubTradedSecGrp/EOYAmt011324807
IRS990/IRPDocumentCnt0922
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0428199
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01226699
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01170313
IRS990/LandBldgEquipCostOrOtherBssAmt01598512
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND ADEQUATE
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04875662
IRS990/NetAssetsOrFundBalancesEOYAmt05087978
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt09998
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0410510
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0898943
IRS990/OtherAssetsTotalGrp/EOYAmt01217820
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt064575
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1DUES
IRS990/OtherExpensesGrp/Desc2DIVIDENDS
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt088887
IRS990/OtherExpensesGrp/TotalAmt117779
IRS990/OtherExpensesGrp/TotalAmt2140407
IRS990/OtherExpensesGrp/TotalAmt3101134
IRS990/OtherLiabilitiesGrp/BOYAmt034440261
IRS990/OtherLiabilitiesGrp/EOYAmt039430121
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1999999
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/Desc1GAIN ON DISPOSITION OF ASSET
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt085704
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt169251
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt085704
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt169251
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0154955
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0459423
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt022289239
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt027205080
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt045366
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt023913
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt074038
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt065340
IRS990/PrincipalOfficerNm0KARA JOHNSTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01303372
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1307086
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy3Grp/Desc0Received deposits on member share type accounts in excess of 3600 members.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0342376
IRS990/PYOtherExpensesAmt01013816
IRS990/PYOtherRevenueAmt062957
IRS990/PYProgramServiceRevenueAmt01476227
IRS990/PYRevenuesLessExpensesAmt0170606
IRS990/PYSalariesCompEmpBnftPaidAmt0697138
IRS990/PYTotalExpensesAmt01710954
IRS990/PYTotalRevenueAmt01881560
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0212316
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04875662
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05087978
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01954054
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03337478
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0755273
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0229637
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0984910
IRS990ScheduleD/EquipmentGrp/BookValueAmt0114899
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0198562
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0313461
IRS990ScheduleD/LandGrp/BookValueAmt0300141
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0300141
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039430121
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01170313
IRS990ScheduleD/TotalLiabilityAmt039430121
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MEMBERSHIP FOR A VOTE, WHICH IS DETERMINED ON A CASE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE SUPPLIED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12THE CREDIT UNION'S GOVERNING DOCUMENTS AND FINANCIAL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Pt VI, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt039430754
IRS990/TotalAssetsEOYAmt044618663
IRS990/TotalAssetsGrp/BOYAmt039430754
IRS990/TotalAssetsGrp/EOYAmt044618663
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt025
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01807977
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt034555092
IRS990/TotalLiabilitiesEOYAmt039530685
IRS990/TotalLiabilitiesGrp/BOYAmt034555092

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