Civic Intelligence

Monmouth Area Chamber of Commerce

EIN 37-0425105 • 501(c)6 • Monmouth, IL

Profile

CHAMBER OF COMMERCE

89 Public SquareMonmouth, IL 61462

monmouthilchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.02x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.01x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

49th percentile

0.2%

Higher net margin than 49% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

90th percentile

$52,385

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 40.1% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

54th percentile

0.2%

Faster asset growth than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

55th percentile

1.9%

Faster revenue growth than 55% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$84,609

Up $186 (+0.2%) from 2023

Liabilities

Down

$1,542

Down $113 (-6.8%) from 2023

Net Assets

Up

$83,067

Up $299 (+0.4%) from 2023

Revenue

Up

$130,587

Up $2,432 (+1.9%) from 2023

Expenses

Up

$130,288

Up $25,733 (+25%) from 2023

Net Income

Down

$299

Down $23,301 (-99%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $94,024Liabilities 2010: $4,264Net Assets 2010: $89,7602010Assets 2011: $98,645Liabilities 2011: $5,951Net Assets 2011: $92,6942011Assets 2012: $125,879Liabilities 2012: $44,207Net Assets 2012: $81,6722012Assets 2013: $129,466Liabilities 2013: $41,649Net Assets 2013: $87,8172013Assets 2014: $139,587Liabilities 2014: $40,072Net Assets 2014: $99,5152014Assets 2015: $120,114Liabilities 2015: $20,645Net Assets 2015: $99,4692015Assets 2016: $125,598Liabilities 2016: $15,553Net Assets 2016: $110,0452016Assets 2017: $106,349Liabilities 2017: $4,690Net Assets 2017: $101,6592017Assets 2018: $114,035Liabilities 2018: $3,602Net Assets 2018: $110,4332018Assets 2019: $127,270Liabilities 2019: $24,225Net Assets 2019: $103,0452019Assets 2020: $74,667Liabilities 2020: $5,506Net Assets 2020: $69,1612020Assets 2021: $76,000Liabilities 2021: $4,175Net Assets 2021: $71,8252021Assets 2022: $62,447Liabilities 2022: $6,184Net Assets 2022: $56,2632022Assets 2023: $84,423Liabilities 2023: $1,655Net Assets 2023: $82,7682023Assets 2024: $84,609Liabilities 2024: $1,542Net Assets 2024: $83,0672024

Highlighted filing

2024

Assets$84,609
Liabilities$1,542
Net Assets$83,067

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $131,7102010Expenses 2011: $112,2362011Expenses 2012: $147,0442012Revenue 2013: $126,327Expenses 2013: $121,870Net Income 2013: $4,4572013Revenue 2014: $141,930Expenses 2014: $130,095Net Income 2014: $11,8352014Revenue 2015: $137,819Expenses 2015: $135,496Net Income 2015: $2,3232015Revenue 2016: $148,781Expenses 2016: $137,605Net Income 2016: $11,1762016Revenue 2017: $123,325Expenses 2017: $134,790Net Income 2017: -$11,4652017Revenue 2018: $139,919Expenses 2018: $131,097Net Income 2018: $8,8222018Revenue 2019: $130,665Expenses 2019: $138,003Net Income 2019: -$7,3382019Revenue 2020: $87,401Expenses 2020: $121,285Net Income 2020: -$33,8842020Revenue 2021: $125,662Expenses 2021: $122,998Net Income 2021: $2,6642021Revenue 2022: $123,164Expenses 2022: $135,726Net Income 2022: -$12,5622022Revenue 2023: $128,155Expenses 2023: $104,555Net Income 2023: $23,6002023Revenue 2024: $130,587Expenses 2024: $130,288Net Income 2024: $2992024

Highlighted filing

2024

Revenue$130,587
Expenses$130,288
Net Income$299

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.85$0.02$0.83$1.31$1.30$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.84$0.02$0.83$1.28$1.05$0.24
2022Detailed filing. Detailed filing data is available for this year.$0.62$0.06$0.56$1.23$1.36$0.13
2021Detailed filing. Detailed filing data is available for this year.$0.76$0.04$0.72$1.26$1.23$0.03
2020Detailed filing. Detailed filing data is available for this year.$0.75$0.06$0.69$0.87$1.21$0.34
2019Detailed filing. Detailed filing data is available for this year.$1.27$0.24$1.03$1.31$1.38$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.14$0.04$1.10$1.40$1.31$0.09
2017Detailed filing. Detailed filing data is available for this year.$1.06$0.05$1.02$1.23$1.35$0.11
2016Detailed filing. Detailed filing data is available for this year.$1.26$0.16$1.10$1.49$1.38$0.11
2015Detailed filing. Detailed filing data is available for this year.$1.20$0.21$0.99$1.38$1.35$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.40$0.40$1.00$1.42$1.30$0.12
2013Detailed filing. Detailed filing data is available for this year.$1.29$0.42$0.88$1.26$1.22$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.26$0.44$0.82$1.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.99$0.06$0.93$1.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.04$0.90$1.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 5, 2025
Return Version
2024v5.0
Gross Receipts
$134,186
Mission and Program Overview

Mission

CHAMBER OF COMMERCE

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$82,768$83,067▲ $299
Cash and Non-Interest-Bearing Accounts$36,246$44,818▲ $8,572
Land, Buildings, and Equipment, Net$40,205$37,757▼ $2,448
Accounts Receivable$7,972$2,034▼ $5,938
Total Assets$84,423$84,609▲ $186
Liabilities
Accounts Payable and Accrued Expenses$1,655$1,542▼ $113
Total Liabilities$1,655$1,542▼ $113
Net Assets / Fund Balance
Total Net Assets Fund Balance$82,768$83,067▲ $299
Total Liabilities and Net Assets / Fund Balance$84,423$84,609▲ $186

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$37,757$38,675$76,432
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Andrea MonroeExec DirectoFT$52,385$52,385

Board Members and Trustees

NameTitle
Michele BizzariPresident
Amy FrietagDirector
Bryon RobbinsDirector
Dillan VancilDirector
Doug GibbDirector
Jake GreenDirector
Jane SwitzerDirector
Jenna StantonDirector
Katy CarlsonDirector
Zach VancilDirector
Sara BockelmanTreasurer
Casey GrantVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$49,080
Program Service Revenue
$77,570
Investment Income
$136
Other Revenue
$3,801
Change in Net Assets
$299
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$81,171
Other Expenses$49,117
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$52,385--$52,385
Other Salaries and Wages$22,649--$22,649
Payroll Taxes$6,137--$6,137
Fees for Services Accounting$5,225--$5,225
Office Expenses$4,870--$4,870
Insurance$4,579--$4,579
Information Technology$2,804--$2,804
Depreciation Depletion$2,448--$2,448
All Other Expenses$2,027--$2,027
Other Expenses$1,255--$1,255
Travel$446--$446
Advertising$231--$231
Total Functional Expenses$130,288$0$0$130,288
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Any member has the right to participate in the organization's governance, or to receive distributions of income. Members have the following kinds of rights: 1. The members have the right to nominate the members of the governing body. 2. The members approve significant decisions of the governing body.

Form 990, Page 6, Part VI, Line 8A

Minutes are documented for each meeting and approved by the governing board.

Form 990, Page 6, Part VI, Line 8B

Minutes of committee mettings are documented for each meeting and approved by the governing board.

Form 990, Page 6, Part VI, Line 11B

A copy of the form 990 is made available to each voting member of the governing body prior to the filing with the irs.

Form 990, Page 6, Part VI, Line 12C

The directors, officers and employees of the monmouth area chamber of commerce must avoid actual and apparent conflicts of interest that would impair their ability to discharge their responsibilities to the organization with the necessary loyalty and integrity. Conflicts of interests subject to this policy include, but are not limited to: 1. Ownership of any financial or proprietary interest in any entity supplying or seeking to supply goods or services to the organization. 2. Receipt of any substantial benefits from a third party on account of that party's past, present, or future business relationship with the organization. 3. Receipt of any substantial financial benefit from a pending decision of the organization. 4. Services as an officer, director, committee chair, or staff member of any competing organization. In determining whether a conflict of interest exists, the foregoing definition applies to interest owned or benefits received by the individuals, his or her spouse, children, or parents, any businesses enterprise for which any of the foregoing individuals perform substantial services.

Form 990, Page 6, Part VI, Line 19

Governing documents are available at the office at any time during normal business hours.

Filing and Contact Details

Filer

Filer Name
Monmouth Area Chamber of Commerce
EIN
37-0425105
Phone
3097343181
Address
89 PUBLIC SQUARE, MONMOUTH, IL 61462

Signing Officer

Name
Andrea Monroe
Title
Exec Director
Phone
3097343181
Signed
2025-09-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrea Monroe
Formed
1912
Legal Domicile
Il
Voting Board Members
12
Independent Board Members
12
Employees
3

Preparer

Firm
Sitrick & Associates LLC
Address
5183 UTICA RIDGE RD, DAVENPORT, IA 52807
Preparer
James K Blake
Phone
5633328288
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReconcilationRevenueExpnssAmt0299
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt03801
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt082768
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt083067
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt037757
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt038675
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt076432
IRS990ScheduleD/TotalBookValueLandBuildingsAmt037757
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ANY MEMBER HAS THE RIGHT TO PARTICIPATE IN THE ORGANIZATION'S GOVERNANCE, OR TO RECEIVE DISTRIBUTIONS OF INCOME. MEMBERS HAVE THE FOLLOWING KINDS OF RIGHTS: 1. THE MEMBERS HAVE THE RIGHT TO NOMINATE THE MEMBERS OF THE GOVERNING BODY. 2. THE MEMBERS APPROVE SIGNIFICANT DECISIONS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MINUTES ARE DOCUMENTED FOR EACH MEETING AND APPROVED BY THE GOVERNING BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MINUTES OF COMMITTEE METTINGS ARE DOCUMENTED FOR EACH MEETING AND APPROVED BY THE GOVERNING BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE FORM 990 IS MADE AVAILABLE TO EACH VOTING MEMBER OF THE GOVERNING BODY PRIOR TO THE FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE DIRECTORS, OFFICERS AND EMPLOYEES OF THE MONMOUTH AREA CHAMBER OF COMMERCE MUST AVOID ACTUAL AND APPARENT CONFLICTS OF INTEREST THAT WOULD IMPAIR THEIR ABILITY TO DISCHARGE THEIR RESPONSIBILITIES TO THE ORGANIZATION WITH THE NECESSARY LOYALTY AND INTEGRITY. CONFLICTS OF INTERESTS SUBJECT TO THIS POLICY INCLUDE, BUT ARE NOT LIMITED TO: 1. OWNERSHIP OF ANY FINANCIAL OR PROPRIETARY INTEREST IN ANY ENTITY SUPPLYING OR SEEKING TO SUPPLY GOODS OR SERVICES TO THE ORGANIZATION. 2. RECEIPT OF ANY SUBSTANTIAL BENEFITS FROM A THIRD PARTY ON ACCOUNT OF THAT PARTY'S PAST, PRESENT, OR FUTURE BUSINESS RELATIONSHIP WITH THE ORGANIZATION. 3. RECEIPT OF ANY SUBSTANTIAL FINANCIAL BENEFIT FROM A PENDING DECISION OF THE ORGANIZATION. 4. SERVICES AS AN OFFICER, DIRECTOR, COMMITTEE CHAIR, OR STAFF MEMBER OF ANY COMPETING ORGANIZATION. IN DETERMINING WHETHER A CONFLICT OF INTEREST EXISTS, THE FOREGOING DEFINITION APPLIES TO INTEREST OWNED OR BENEFITS RECEIVED BY THE INDIVIDUALS, HIS OR HER SPOUSE, CHILDREN, OR PARENTS, ANY BUSINESSES ENTERPRISE FOR WHICH ANY OF THE FOREGOING INDIVIDUALS PERFORM SUBSTANTIAL SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS ARE AVAILABLE AT THE OFFICE AT ANY TIME DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 8A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt084423
IRS990/TotalAssetsEOYAmt084609
IRS990/TotalAssetsGrp/BOYAmt084423
IRS990/TotalAssetsGrp/EOYAmt084609
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt049080
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0130288
IRS990/TotalFunctionalExpensesGrp/TotalAmt0130288
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01655
IRS990/TotalLiabilitiesEOYAmt01542
IRS990/TotalLiabilitiesGrp/BOYAmt01655
IRS990/TotalLiabilitiesGrp/EOYAmt01542
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt082768
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt083067
IRS990/TotalProgramServiceRevenueAmt077570
IRS990/TotalReportableCompFromOrgAmt052385
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt081507
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0130587
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt084423
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt084609
IRS990/TravelGrp/ProgramServicesAmt0446
IRS990/TravelGrp/TotalAmt0446
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt089 PUBLIC SQUARE
IRS990/USAddress/CityNm0MONMOUTH
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd061462
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0MONMOUTHILCHAMBER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANDREA MONROE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXEC DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03097343181
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONMOUTH AREA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0MONM
ReturnHeader/Filer/EIN0370425105
ReturnHeader/Filer/PhoneNum03097343181
ReturnHeader/Filer/USAddress/AddressLine1Txt089 PUBLIC SQUARE
ReturnHeader/Filer/USAddress/CityNm0MONMOUTH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061462
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421192621
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SITRICK & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05183 UTICA RIDGE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DAVENPORT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd052807
ReturnHeader/PreparerPersonGrp/PhoneNum05633328288
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAMES K BLAKE
ReturnHeader/ReturnTs02025-09-05T14:55:48-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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