Civic Intelligence

Jacksonville Area Chamber of Commerce

EIN 37-0349950 • 501(c)6 • Jacksonville, IL

Profile

To improve the business climate, promote economic development, and enhance the quality of life in the jacksonville area. The jacksonville area chamber of commerce encourages businesses by building relationships to create a vibrant tomorrow.

155 West Morton AvenueJacksonville, IL 62650

www.jacksonvilleareachamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.01x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

37th percentile

0.01x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

4th percentile

-38%

Higher net margin than 4% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

62nd percentile

$80,000

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 20.3% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

9th percentile

-27%

Faster asset growth than 9% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

37th percentile

0.1%

Faster revenue growth than 37% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$408,829

Down $153,675 (-27%) from 2023

Liabilities

Up

$3,434

Up $227 (+7.1%) from 2023

Net Assets

Down

$405,395

Down $153,902 (-28%) from 2023

Revenue

Up

$393,565

Up $244 (+0.1%) from 2023

Expenses

Up

$544,301

Up $216,680 (+66%) from 2023

Net Income

Down

-$150,736

Down $216,436 (-329%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $232,848Liabilities 2011: $208Net Assets 2011: $232,6402011Assets 2013: $266,606Liabilities 2013: $23Net Assets 2013: $266,5832013Assets 2014: $234,910Liabilities 2014: $61Net Assets 2014: $234,8492014Assets 2015: $286,778Liabilities 2015: $74Net Assets 2015: $286,7042015Assets 2016: $327,288Liabilities 2016: $4,094Net Assets 2016: $323,1942016Assets 2017: $331,058Liabilities 2017: $4,272Net Assets 2017: $326,7862017Assets 2018: $321,610Liabilities 2018: $2,202Net Assets 2018: $319,4082018Assets 2019: $333,917Liabilities 2019: $2,368Net Assets 2019: $331,5492019Assets 2020: $359,787Liabilities 2020: $2,282Net Assets 2020: $357,5052020Assets 2021: $457,239Liabilities 2021: $2,387Net Assets 2021: $454,8522021Assets 2022: $489,436Liabilities 2022: $0Net Assets 2022: $489,4362022Assets 2023: $562,504Liabilities 2023: $3,207Net Assets 2023: $559,2972023Assets 2024: $408,829Liabilities 2024: $3,434Net Assets 2024: $405,3952024

Highlighted filing

2024

Assets$408,829
Liabilities$3,434
Net Assets$405,395

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $349,6972011Revenue 2013: $394,882Expenses 2013: $338,224Net Income 2013: $56,6582013Revenue 2014: $305,412Expenses 2014: $337,146Net Income 2014: -$31,7342014Revenue 2015: $333,989Expenses 2015: $278,734Net Income 2015: $55,2552015Revenue 2016: $343,668Expenses 2016: $307,178Net Income 2016: $36,4902016Revenue 2017: $294,054Expenses 2017: $290,462Net Income 2017: $3,5922017Revenue 2018: $277,737Expenses 2018: $285,115Net Income 2018: -$7,3782018Revenue 2019: $268,703Expenses 2019: $256,562Net Income 2019: $12,1412019Revenue 2020: $285,745Expenses 2020: $259,789Net Income 2020: $25,9562020Revenue 2021: $374,650Expenses 2021: $277,303Net Income 2021: $97,3472021Revenue 2022: $332,973Expenses 2022: $298,389Net Income 2022: $34,5842022Revenue 2023: $393,321Expenses 2023: $327,621Net Income 2023: $65,7002023Revenue 2024: $393,565Expenses 2024: $544,301Net Income 2024: -$150,7362024

Highlighted filing

2024

Revenue$393,565
Expenses$544,301
Net Income-$150,736

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 18, 2025
Return Version
2024v5.2
Gross Receipts
$518,380
Mission and Program Overview

Mission

To improve the business climate, promote economic development, and enhance the quality of life in the Jacksonville Area. The Jacksonville Area Chamber of Commerce encourages businesses by building relationships to create a vibrant tomorrow.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$165,561$219,593▲ $54,032
Cash and Non-Interest-Bearing Accounts$390,343$182,636▼ $207,707
Investments Program Related$6,600$6,600→ $0
Total Assets$562,504$408,829▼ $153,675
Liabilities
Accounts Payable and Accrued Expenses$3,207$3,434▲ $227
Total Liabilities$3,207$3,434▲ $227
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$559,297$405,395▼ $153,902
Total Net Assets Fund Balance$559,297$405,395▼ $153,902
Total Liabilities and Net Assets / Fund Balance$562,504$408,829▼ $153,675
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lisa MuschChamber President and BoarFT$80,000$80,000

Board Members and Trustees

NameTitle
Nicole MeyerChairperson
Joe LockmanIncoming Chair
Mike HalsnePast Chairperson
Becky BaumgartDirector
Bev AllenDirector
Bob DaileyDirector
Bobbie MillsDirector
Brian WattsDirector
Court HagerDirector
Jake PriceDirector
Jason FrickeDirector
Jessica MasonDirector
Joe KaufmannDirector
Karen WalkerDirector
Karen ZinkDirector
Katie DoyleDirector
Kayla SheehanDirector
Lauren DwyerDirector
Meri JonesDirector
Ryan MasonDirector
Tina CoopDirector
Todd EvansDirector
Trevor HuffmanDirector
Adam WitheeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$38,463
Program Service Revenue
$342,048
Investment Income
$13,054
Other Revenue
$0
All Other Contributions
$38,463
Change in Net Assets
$-150,736
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$382,913
Salaries, Compensation, and Employee Benefits$151,388
Grants and Similar Amounts Paid$10,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$80,000
Other Salaries and Wages---$47,235
Pension Plan Contributions---$14,068
Conferences and Meetings---$10,882
Fees for Services Accounting---$10,134
Payroll Taxes---$10,085
Grants to Domestic Orgs---$10,000
Office Expenses---$8,429
All Other Expenses---$6,249
Other Expenses---$4,636
Occupancy---$4,371
Insurance---$4,284
Travel---$996
Total Functional Expenses$0$0$0$544,301
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Jacksonville Regional Economic Development CorpJacksonville, IL-Economic Development$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Members pay dues and are provided benefits for their membership.

Form 990, Part VI, Section B, Line 11B

Review is conducted by the treasurer and the president prior to filing.

Form 990, Part VI, Section B, Line 12C

If a board member has a conflict related to an agenda item, the member with the conflict is not allowed to vote on the matter.

Form 990, Part VI, Section B, Line 15A

The president's pay is determined and approved by the board.

Form 990, Part VI, Section C, Line 19

The governing documents, conflict of interest policy, and financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Jacksonville Area Chamber of Commerce
EIN
37-0349950
Phone
2172452174
Address
155 WEST MORTON AVENUE, JACKSONVILLE, IL 62650

Signing Officer

Name
Lisa Musch
Title
President
Phone
2172452174
Signed
2025-09-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Musch
Formed
1913
Legal Domicile
Il
Voting Board Members
25
Independent Board Members
25
Employees
2
Volunteers
49

Preparer

Firm
Kerber Eck & Braeckel Llp
Address
3200 ROBBINS ROAD STE 200A, SPRINGFIELD, IL 62704
Preparer
Josh Shugart
Phone
2177890960
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IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01913
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt04185
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt025
IRS990/GrantsToDomesticOrgsGrp/TotalAmt010000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0129000
IRS990/GrossReceiptsAmt0518380
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt025
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt04284
IRS990/InvestmentIncomeGrp/ExclusionAmt08869
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08869
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt06600
IRS990/InvestmentsProgramRelatedGrp/EOYAmt06600
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0124815
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO IMPROVE THE BUSINESS CLIMATE, PROMOTE ECONOMIC DEVELOPMENT, AND ENHANCE THE QUALITY OF LIFE IN THE JACKSONVILLE AREA. THE JACKSONVILLE AREA CHAMBER OF COMMERCE ENCOURAGES BUSINESSES BY BUILDING RELATIONSHIPS TO CREATE A VIBRANT TOMORROW.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0559297
IRS990/NetAssetsOrFundBalancesEOYAmt0405395
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt04185
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt04185
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-3166
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0559297
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0405395
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt04371
IRS990/OfficeExpensesGrp/TotalAmt08429
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0BUILDING MAINTENANCE
IRS990/OtherExpensesGrp/Desc1CHAMBER CHECKS
IRS990/OtherExpensesGrp/Desc2CHAMBER EVENTS EXPENSES
IRS990/OtherExpensesGrp/Desc3CHAMBER RELATIONS
IRS990/OtherExpensesGrp/TotalAmt0209097
IRS990/OtherExpensesGrp/TotalAmt174906
IRS990/OtherExpensesGrp/TotalAmt248929
IRS990/OtherExpensesGrp/TotalAmt34636
IRS990/OtherSalariesAndWagesGrp/TotalAmt047235
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt010085
IRS990/PensionPlanContributionsGrp/TotalAmt014068
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0LISA MUSCH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1CHAMBER PROGRAMS/EVENT
IRS990/ProgramServiceRevenueGrp/Desc2CHAMBER CHECKS
IRS990/ProgramServiceRevenueGrp/Desc3NEWSLETTER ADVERTISEME
IRS990/ProgramServiceRevenueGrp/Desc4MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0139540
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1116189
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt282866
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31950
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt41503
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0139540
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1116189
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt282866
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31950
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41503
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CHAMBER HAS A CHAMBER CHECK GIFT CERTIFICATE PROGRAM. OVER 80 CHAMBER MEMBERS ACCEPT THE CHAMBER CHECKS.
IRS990/ProgSrvcAccomActy3Grp/Desc0THE CHAMBER HOLDS NUMEROUS EVENTS THROUGHOUT THE YEAR. THE MAJOR EVENTS ARE THE ANNUAL MEETING, AGRI-INDUSTRY BANQUET, GOLF OUTINGS AT THREE LOCAL GOLF COURSES AND THE STEAK FRY.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt026833
IRS990/PYGrantsAndSimilarPaidAmt010000
IRS990/PYInvestmentIncomeAmt04040
IRS990/PYOtherExpensesAmt0174391
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0362448
IRS990/PYRevenuesLessExpensesAmt065700
IRS990/PYSalariesCompEmpBnftPaidAmt0143230
IRS990/PYTotalExpensesAmt0327621
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0393321
IRS990/ReconcilationRevenueExpnssAmt0-150736
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0165561
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0219593
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/RecipientTable/CashGrantAmt010000
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0ECONOMIC DEVELOPMENT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0JACKSONVILLE REGIONAL ECONOMIC DEVELOPMENT CORP
IRS990ScheduleI/RecipientTable/RecipientEIN0376049714
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0221 EAST STATE STREET
IRS990ScheduleI/RecipientTable/USAddress/CityNm0JACKSONVILLE
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0IL
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd062650
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS PAY DUES AND ARE PROVIDED BENEFITS FOR THEIR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEW IS CONDUCTED BY THE TREASURER AND THE PRESIDENT PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2IF A BOARD MEMBER HAS A CONFLICT RELATED TO AN AGENDA ITEM, THE MEMBER WITH THE CONFLICT IS NOT ALLOWED TO VOTE ON THE MATTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT'S PAY IS DETERMINED AND APPROVED BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00

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