Civic Intelligence

Hamel Mutual Insurance Company

990 • Fiscal year 2013 • EIN 37-0310686

Jan 01, 2013 to Dec 31, 2013 • Filed on Jan 28, 2014

Organization Profile
PO Box 762046

(618) 633-2221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.26x

Higher debt load relative to assets than 77% of similar nonprofits.

2013 filings • $500k-$1M nonprofits • Source year 2013

Liabilities / Revenue

84th percentile

0.42x

Higher debt load relative to revenue than 84% of similar nonprofits.

2013 filings • $500k-$1M nonprofits • Source year 2013

Net Margin

31st percentile

-4.9%

Higher net margin than 31% of similar nonprofits.

2013 filings • $500k-$1M nonprofits • Source year 2013

Top Officer Pay

71st percentile

$35,000

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2013 filings • $500k-$1M nonprofits • Source year 2013

Asset Growth

36th percentile

-1.3%

Faster asset growth than 36% of similar nonprofits.

2013 filings • $500k-$1M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets77th percentile

Assets

Down

$782,769

Down $10,674 (-1.3%) from 2012

Net Assets

Down

$578,576

Down $9,213 (-1.6%) from 2012

Liabilities

Down

$204,193

Down $1,461 (-0.7%) from 2012

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin31st percentile

Revenue

$489,723

No earlier filing loaded for comparison.

Expenses

Down

$513,701

Down $41,208 (-7.4%) from 2012

Net Income

-$23,978

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $956,315Liabilities 2010: $179,567Net Assets 2010: $776,7482010Assets 2011: $839,064Liabilities 2011: $168,491Net Assets 2011: $670,5732011Assets 2012: $793,443Liabilities 2012: $205,654Net Assets 2012: $587,7892012Assets 2013: $782,769Liabilities 2013: $204,193Net Assets 2013: $578,5762013Assets 2014: $815,199Liabilities 2014: $227,277Net Assets 2014: $587,9222014Assets 2015: $859,661Liabilities 2015: $184,736Net Assets 2015: $674,9252015Assets 2016: $855,250Liabilities 2016: $157,079Net Assets 2016: $698,1712016Assets 2017: $780,813Liabilities 2017: $207,257Net Assets 2017: $573,5562017Assets 2018: $849,115Liabilities 2018: $229,104Net Assets 2018: $620,0112018Assets 2019: $855,347Liabilities 2019: $214,429Net Assets 2019: $640,9182019Assets 2020: $896,250Liabilities 2020: $214,552Net Assets 2020: $681,6982020Assets 2021: $937,387Liabilities 2021: $229,371Net Assets 2021: $708,0162021Assets 2022: $889,920Liabilities 2022: $213,218Net Assets 2022: $676,7022022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2013

Assets$782,769
Liabilities$204,193
Net Assets$578,576
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $568,8752010Expenses 2011: $583,2752011Expenses 2012: $554,9092012Revenue 2013: $489,723Expenses 2013: $513,701Net Income 2013: -$23,9782013Revenue 2014: $509,756Expenses 2014: $498,922Net Income 2014: $10,8342014Revenue 2015: $481,215Expenses 2015: $388,548Net Income 2015: $92,6672015Revenue 2016: $450,274Expenses 2016: $431,273Net Income 2016: $19,0012016Revenue 2017: $431,413Expenses 2017: $573,789Net Income 2017: -$142,3762017Revenue 2018: $421,626Expenses 2018: $353,640Net Income 2018: $67,9862018Revenue 2019: $408,243Expenses 2019: $411,339Net Income 2019: -$3,0962019Revenue 2020: $400,663Expenses 2020: $384,148Net Income 2020: $16,5152020Revenue 2021: $407,714Expenses 2021: $388,300Net Income 2021: $19,4142021Revenue 2022: $399,111Expenses 2022: $386,634Net Income 2022: $12,4772022Revenue 2023: $425,969Expenses 2023: $455,070Net Income 2023: -$29,1012023

Highlighted filing

2013

Revenue$489,723
Expenses$513,701
Net Income-$23,978
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jan 28, 2014
Return Version
2013v3.1
Gross Receipts
$489,723
Mission and Program Overview

Mission

To provide fire and wind coverage in the surrounding counties as prescribed by the illinois department of professional regulation

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$587,789$578,576▼ $9,213
Savings and Temporary Cash Investments$518,123$430,429▼ $87,694
Investments in Publicly Traded Securities$124,101$308,512▲ $184,411
Cash and Non-Interest-Bearing Accounts$51,529$26,926▼ $24,603
Accounts Receivable$90,375$7,776▼ $82,599
Land, Buildings, and Equipment, Net$6,315$6,126▼ $189
Total Assets$793,443$782,769▼ $10,674
Other Assets Total$3,000$3,000→ $0
Liabilities
Other Liabilities$169,560$170,130▲ $570
Accounts Payable and Accrued Expenses$36,094$34,063▼ $2,031
Total Liabilities$205,654$204,193▼ $1,461
Net Assets / Fund Balance
Total Net Assets Fund Balance$587,789$578,576▼ $9,213
Total Liabilities and Net Assets / Fund Balance$793,443$782,769▼ $10,674

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$6,126$22,468$28,594
Other Assets Org$3,000--
Compensation and Service Providers
Top Officer Pay71st percentile

Employees

NameTitleFull / Part TimeBaseTotal
William MeyerSecretarytreasurerFT$35,000$35,000
Wayne RuehrupPresident-$1,300$1,300
Dennis ReisingDirector-$900$900
Edwin Sievers JrDirector-$900$900
C Phil EngelkeDirector-$750$750
Fredrick SchulteDirector-$750$750
Robert HenkeDirector-$750$750
Steven GartnerVice President-$750$750
Carl BeckerDirector-$600$600

Board Members and Trustees

NameTitle
Lloyd BraseDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$467,673
Investment Income
$22,050
Other Revenue
$0
Change in Net Assets
$-23,978

Audited Revenue Reconciliation

Revenue per Audited Statements
$489,723
Revenue Not Reported on Form 990
$14,765
Total Revenue per Audited Statements
$504,488
Total Revenue per Form 990
$489,723
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$326,367
Salaries, Compensation, and Employee Benefits$61,199
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$188,088--$188,088
Benefits to Members$126,135--$126,135
Current Officers, Directors, Trustees, and Key Employees$35,000--$35,000
Other Salaries and Wages$21,864--$21,864
Fees for Services Accounting$9,306--$9,306
Insurance$7,960--$7,960
Office Expenses$7,810--$7,810
Conferences and Meetings$6,721--$6,721
Payroll Taxes$4,335--$4,335
Occupancy$3,863--$3,863
All Other Expenses$3,306--$3,306
Advertising$2,766--$2,766
Depreciation Depletion$189--$189
Total Functional Expenses$513,701$0$0$513,701

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$513,701
Total Expenses per Audited Statements$513,701
Total Expenses per Form 990$513,701
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
William MeyerSectreas AgentCommissionsNo$68,680
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Premium$151,130
Losses Payable$19,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Farm mutual insurance company which provides insurance to the policyholders”

Member election for additional members Part VI line 7A

“Policyholders may vote on officers and directors”

Governing body decisions Part VI line 7B

“Policyholders may vote on certain actions proposed at meetings”

Form 990 governing body review Part VI line 11

“A copy of the 990 was provided to the secretary/treasurer for review and approval before filing”

Governing documents etc available to public Part VI line 19

“UPON REQUEST”

Filing and Contact Details

Filer

EIN
37-0310686

Signing Officer

Name
William Meyer
Title
Secretarytreas
Phone
6186332221
Signed
2014-01-28
Discuss with paid preparer
Yes

Organization Details

Formed
1872
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
2

Preparer

Preparer
R M Patton
Phone
2175323825
Supplemental Narrative

Additional Explanations

General explanation attachment

“Losseslosses paid $ 233,736less salvage & reins (109,601)net losses paid 124,135unpaid losses cy 78,000unpaid losses py (70,000)reins recov unpaid cy (59,000)reins recov unpaid py 53,000net losses incurred 126,135 premiums premiums collected 445,916unearned premium py 152,560unearned premium cy (151,130)premiums earned 447,346 investment income investment income received 23,074accrued interest cy 3,281accrued interest py (4,305)investment income earned 22,050”

Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt036094
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt034063
IRS990/AccountsReceivableGrp/BOYAmt090375
IRS990/AccountsReceivableGrp/EOYAmt07776
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FIRE AND WIND COVERAGE IN THE SURROUNDING COUNTIES AS PRESCRIBED BY THE ILLINOIS DEPARTMENT OF PROFESSIONAL REGULATION
IRS990/AdvertisingGrp/ProgramServicesAmt02766
IRS990/AdvertisingGrp/TotalAmt02766
IRS990/AllOtherExpensesGrp/ProgramServicesAmt03306
IRS990/AllOtherExpensesGrp/TotalAmt03306
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt0126135
IRS990/BenefitsToMembersGrp/TotalAmt0126135
IRS990/BooksInCareOfDetail/PersonNm0WILLIAM MEYER
IRS990/BooksInCareOfDetail/PhoneNum06186332221
IRS990/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 7
IRS990/BooksInCareOfDetail/USAddress/City0HAMEL
IRS990/BooksInCareOfDetail/USAddress/State0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCode062046
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0true
IRS990/CashNonInterestBearingGrp/BOYAmt051529
IRS990/CashNonInterestBearingGrp/EOYAmt026926
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt035000
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt035000
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt06721
IRS990/ConferencesMeetingsGrp/TotalAmt06721
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0126135
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt022050
IRS990/CYOtherExpensesAmt0326367
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0467673
IRS990/CYRevenuesLessExpensesAmt0-23978
IRS990/CYSalariesCompEmpBnftPaidAmt061199
IRS990/CYTotalExpensesAmt0513701
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0489723
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0189
IRS990/DepreciationDepletionGrp/TotalAmt0189
IRS990/Desc0THE COMPANY IS CLASSIFIED AS A SMALL FARM MUTUAL INSURANCE COMPANY BY THE ILLINOIS DEPARTMENT OF INSURANCE. THE COMPANY WRITES FIRE AND WIND COVERAGES IN THE SURROUNDING COUNTIES OF ILLINOIS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0513701
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt09306
IRS990/FeesForServicesAccountingGrp/TotalAmt09306
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.00
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0WAYNE RUEHRUP
IRS990/Form990PartVIISectionAGrp/PersonNm1WILLIAM MEYER
IRS990/Form990PartVIISectionAGrp/PersonNm2FREDRICK SCHULTE
IRS990/Form990PartVIISectionAGrp/PersonNm3CARL BECKER
IRS990/Form990PartVIISectionAGrp/PersonNm4DENNIS REISING
IRS990/Form990PartVIISectionAGrp/PersonNm5EDWIN SIEVERS JR
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBERT HENKE
IRS990/Form990PartVIISectionAGrp/PersonNm7C PHIL ENGELKE
IRS990/Form990PartVIISectionAGrp/PersonNm8STEVEN GARTNER
IRS990/Form990PartVIISectionAGrp/PersonNm9LLOYD BRASE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt135000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARYTREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01872
IRS990/FormerOfcrEmployeesListedInd0true
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0489723
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt07960
IRS990/InsuranceGrp/TotalAmt07960
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt022050
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt022050
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0124101
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0308512
IRS990/IRPDocumentCnt09
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt022468
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06315
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06126
IRS990/LandBldgEquipCostOrOtherBssAmt028594
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE FIRE AND WIND COVERAGE IN THE SURROUNDING COUNTIES AS PRESCRIBED BY THE ILLINOIS DEPARTMENT OF PROFESSIONAL REGULATION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0587789
IRS990/NetAssetsOrFundBalancesEOYAmt0578576
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt014765
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt03863
IRS990/OccupancyGrp/TotalAmt03863
IRS990/OfficeExpensesGrp/ProgramServicesAmt07810
IRS990/OfficeExpensesGrp/TotalAmt07810
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03000
IRS990/OtherAssetsTotalGrp/EOYAmt03000
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0ADJUSTING
IRS990/OtherExpensesGrp/Desc1COMMISSIONS
IRS990/OtherExpensesGrp/Desc2FIRE TAX 2215 DUES 1156
IRS990/OtherExpensesGrp/Desc3REINSURANCE 210081 21993
IRS990/OtherExpensesGrp/ProgramServicesAmt024307
IRS990/OtherExpensesGrp/ProgramServicesAmt168680
IRS990/OtherExpensesGrp/ProgramServicesAmt23371
IRS990/OtherExpensesGrp/ProgramServicesAmt3188088
IRS990/OtherExpensesGrp/TotalAmt024307
IRS990/OtherExpensesGrp/TotalAmt168680
IRS990/OtherExpensesGrp/TotalAmt23371
IRS990/OtherExpensesGrp/TotalAmt3188088
IRS990/OtherLiabilitiesGrp/BOYAmt0169560
IRS990/OtherLiabilitiesGrp/EOYAmt0170130
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt021864
IRS990/OtherSalariesAndWagesGrp/TotalAmt021864
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt04335
IRS990/PayrollTaxesGrp/TotalAmt04335
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524126
IRS990/ProgramServiceRevenueGrp/BusinessCd1524126
IRS990/ProgramServiceRevenueGrp/Desc0PREMIUMS
IRS990/ProgramServiceRevenueGrp/Desc1POLICY FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0447346
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt120327
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0447346
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt120327
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0180400
IRS990/PYInvestmentIncomeAmt024596
IRS990/PYOtherExpensesAmt0314355
IRS990/PYProgramServiceRevenueAmt0437055
IRS990/PYRevenuesLessExpensesAmt0-93258
IRS990/PYSalariesCompEmpBnftPaidAmt060154
IRS990/PYTotalExpensesAmt0554909
IRS990/PYTotalRevenueAmt0461651
IRS990/ReconcilationRevenueExpnssAmt0-23978
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0587789
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0578576
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0518123
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0430429
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0513701
IRS990ScheduleD/NetUnrealizedGainsInvstAmt014765
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NAMICO STOCK
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt06126
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt022468
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt028594
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1151130
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LOSSES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1UNEARNED PREMIUM
IRS990ScheduleD/RevenueNotReportedAmt014765
IRS990ScheduleD/RevenueSubtotalAmt0489723
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06126
IRS990ScheduleD/TotalBookValueOtherAssetsAmt03000
IRS990ScheduleD/TotalExpensesPerForm990Amt0513701
IRS990ScheduleD/TotalLiabilityAmt0170130
IRS990ScheduleD/TotalRevenuePerForm990Amt0489723
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0504488
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0513701
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LLOYD BRASE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0DIRECTOR
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0WILLIAM MEYER
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SECTREAS AGENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt068680
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0COMMISSIONS
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FARM MUTUAL INSURANCE COMPANY WHICH PROVIDES INSURANCE TO THE POLICYHOLDERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1POLICYHOLDERS MAY VOTE ON OFFICERS AND DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2POLICYHOLDERS MAY VOTE ON CERTAIN ACTIONS PROPOSED AT MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE 990 WAS PROVIDED TO THE SECRETARY/TREASURER FOR REVIEW AND APPROVAL BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5LOSSESLOSSES PAID $ 233,736LESS SALVAGE & REINS (109,601)NET LOSSES PAID 124,135UNPAID LOSSES CY 78,000UNPAID LOSSES PY (70,000)REINS RECOV UNPAID CY (59,000)REINS RECOV UNPAID PY 53,000NET LOSSES INCURRED 126,135 PREMIUMS PREMIUMS COLLECTED 445,916UNEARNED PREMIUM PY 152,560UNEARNED PREMIUM CY (151,130)PREMIUMS EARNED 447,346 INVESTMENT INCOME INVESTMENT INCOME RECEIVED 23,074ACCRUED INTEREST CY 3,281ACCRUED INTEREST PY (4,305)INVESTMENT INCOME EARNED 22,050
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5General explanation attachment
IRS990/SchoolOperatingInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0793443
IRS990/TotalAssetsEOYAmt0782769
IRS990/TotalAssetsGrp/BOYAmt0793443
IRS990/TotalAssetsGrp/EOYAmt0782769
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0513701
IRS990/TotalFunctionalExpensesGrp/TotalAmt0513701
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0205654
IRS990/TotalLiabilitiesEOYAmt0204193
IRS990/TotalLiabilitiesGrp/BOYAmt0205654
IRS990/TotalLiabilitiesGrp/EOYAmt0204193
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0587789
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0578576
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0513701
IRS990/TotalProgramServiceRevenueAmt0467673
IRS990/TotalReportableCompFromOrgAmt041700
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0489723
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0489723
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0793443
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0782769
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM MEYER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARYTREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum06186332221
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-01-28
ReturnHeader/Filer/BusinessName/BusinessNameLine10HAMEL MUTUAL INSURANCE COMPANY
ReturnHeader/Filer/BusinessNameControlTxt0HAME
ReturnHeader/Filer/EIN0370310686
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 7
ReturnHeader/Filer/USAddress/City0HAMEL
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode062046
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0364167203
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10PATTON & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 458
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Hillsboro
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode062049
ReturnHeader/PreparerPersonGrp/PhoneNum02175323825
ReturnHeader/PreparerPersonGrp/PreparationDt02014-02-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0R M PATTON
ReturnHeader/ReturnTs02014-02-04T07:55:00-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$782,769
Liabilities
$204,193
Net assets
$578,576
Revenue
$489,723
Expenses
$513,701
Net income
-$23,978
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$4.26$4.55$0.29
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.90$2.13$6.77$3.99$3.87$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.37$2.29$7.08$4.08$3.88$0.19
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.96$2.15$6.82$4.01$3.84$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.55$2.14$6.41$4.08$4.11$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.49$2.29$6.20$4.22$3.54$0.68
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.81$2.07$5.74$4.31$5.74$1.42
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.55$1.57$6.98$4.50$4.31$0.19
2015Detailed filing. Detailed filing data is available for this year.$8.60$1.85$6.75$4.81$3.89$0.93
2014Detailed filing. Detailed filing data is available for this year.$8.15$2.27$5.88$5.10$4.99$0.11
2013Detailed filing. Detailed filing data is available for this year.$7.83$2.04$5.79$4.90$5.14$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.93$2.06$5.88$5.55
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.39$1.68$6.71$5.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.56$1.80$7.77$5.69
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)15 • $500k-$1M nonprofits