Civic Intelligence

United Community Credit Union

EIN 37-0287741 • 501(c)14 • Quincy, IL

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

621 N 36th StreetQuincy, IL 62301

www.myuccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

22nd percentile

0.86x

Higher debt load relative to assets than 22% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Liabilities / Revenue

68th percentile

17.70x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Net Margin

86th percentile

23%

Higher net margin than 86% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

23rd percentile

-1.5%

Faster asset growth than 23% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Revenue Growth

37th percentile

12%

Faster revenue growth than 37% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Up

$127,435,988

Up $4,757,785 (+3.9%) from 2024

Liabilities

Up

$107,479,962

Up $3,551,353 (+3.4%) from 2024

Net Assets

Up

$19,956,026

Up $1,206,432 (+6.4%) from 2024

Operations
Liabilities / Revenue68th percentileNet Margin86th percentile

Revenue

Up

$8,118,222

Up $810,404 (+11%) from 2024

Expenses

Up

$6,911,790

Up $900,966 (+15%) from 2024

Net Income

Down

$1,206,432

Down $90,562 (-7.0%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth23rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $50,371,547Liabilities 2010: $47,532,684Net Assets 2010: $2,838,8632010Assets 2011: $51,371,685Liabilities 2011: $48,240,777Net Assets 2011: $3,130,9082011Assets 2012: $63,108,855Liabilities 2012: $58,980,699Net Assets 2012: $4,128,1562012Assets 2013: $65,869,391Liabilities 2013: $61,194,730Net Assets 2013: $4,674,6612013Assets 2014: $63,304,464Liabilities 2014: $57,894,656Net Assets 2014: $5,409,8082014Assets 2015: $64,577,015Liabilities 2015: $58,360,699Net Assets 2015: $6,216,3162015Assets 2016: $85,676,485Liabilities 2016: $75,441,965Net Assets 2016: $10,234,5202016Assets 2017: $84,284,036Liabilities 2017: $73,124,455Net Assets 2017: $11,159,5812017Assets 2018: $85,406,511Liabilities 2018: $73,295,606Net Assets 2018: $12,110,9052018Assets 2019: $89,429,822Liabilities 2019: $76,435,398Net Assets 2019: $12,994,4242019Assets 2020: $106,590,261Liabilities 2020: $92,679,516Net Assets 2020: $13,910,7452020Assets 2021: $122,166,715Liabilities 2021: $107,150,743Net Assets 2021: $15,015,9722021Assets 2022: $120,308,458Liabilities 2022: $103,919,080Net Assets 2022: $16,389,3782022Assets 2023: $117,595,574Liabilities 2023: $100,142,974Net Assets 2023: $17,452,6002023Assets 2024: $122,678,203Liabilities 2024: $103,928,609Net Assets 2024: $18,749,5942024Assets 2025: $127,435,988Liabilities 2025: $107,479,962Net Assets 2025: $19,956,0262025

Highlighted filing

2025

Assets$127,435,988
Liabilities$107,479,962
Net Assets$19,956,026
Open 2025 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $3,233,8522010Expenses 2011: $3,001,8412011Expenses 2012: $2,960,4002012Revenue 2013: $3,447,721Expenses 2013: $2,909,079Net Income 2013: $538,6422013Revenue 2014: $3,522,691Expenses 2014: $2,787,544Net Income 2014: $735,1472014Revenue 2015: $3,510,701Expenses 2015: $2,704,193Net Income 2015: $806,5082015Revenue 2016: $4,104,205Expenses 2016: $3,331,197Net Income 2016: $773,0082016Revenue 2017: $4,518,869Expenses 2017: $3,593,808Net Income 2017: $925,0612017Revenue 2018: $4,784,091Expenses 2018: $3,832,767Net Income 2018: $951,3242018Revenue 2019: $5,061,100Expenses 2019: $4,177,581Net Income 2019: $883,5192019Revenue 2020: $4,973,727Expenses 2020: $4,057,402Net Income 2020: $916,3252020Revenue 2021: $5,246,365Expenses 2021: $4,141,404Net Income 2021: $1,104,9612021Revenue 2022: $5,872,182Expenses 2022: $4,499,252Net Income 2022: $1,372,9302022Revenue 2023: $6,311,657Expenses 2023: $5,211,509Net Income 2023: $1,100,1482023Revenue 2024: $7,307,818Expenses 2024: $6,010,824Net Income 2024: $1,296,9942024Revenue 2025: $8,118,222Expenses 2025: $6,911,790Net Income 2025: $1,206,4322025

Highlighted filing

2025

Revenue$8,118,222
Expenses$6,911,790
Net Income$1,206,432
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$127,435,988
Liabilities
$107,479,962
Net assets
$19,956,026
Revenue
$8,118,222
Expenses
$6,911,790
Net income
$1,206,432
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$127$107$20.0$8.12$6.91$1.21
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$123$104$18.7$7.31$6.01$1.30
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$118$100$17.5$6.31$5.21$1.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$120$104$16.4$5.87$4.50$1.37
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$122$107$15.0$5.25$4.14$1.10
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$107$92.7$13.9$4.97$4.06$0.92
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.4$76.4$13.0$5.06$4.18$0.88
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.4$73.3$12.1$4.78$3.83$0.95
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$84.3$73.1$11.2$4.52$3.59$0.93
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.7$75.4$10.2$4.10$3.33$0.77
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.6$58.4$6.22$3.51$2.70$0.81
2014Detailed filing. Detailed filing data is available for this year.$63.3$57.9$5.41$3.52$2.79$0.74
2013Detailed filing. Detailed filing data is available for this year.$65.9$61.2$4.67$3.45$2.91$0.54
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.1$59.0$4.13$2.96
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.4$48.2$3.13$3.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.4$47.5$2.84$3.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 10, 2026
Return Version
2025v4.0
Gross Receipts
$8,118,222
Mission and Program Overview

Mission

To provide high quality financial services for our member/owners, enhancing their financial well-being while maintaining the finanacial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$90,234,520$98,681,346▲ $8,446,826
Rtn Earn Endowment Incm Other Fnds$18,749,594$19,956,026▲ $1,206,432
Savings and Temporary Cash Investments$23,415,383$19,515,947▼ $3,899,436
Land, Buildings, and Equipment, Net$6,107,463$6,726,678▲ $619,215
Cash and Non-Interest-Bearing Accounts$1,436,182$1,075,666▼ $360,516
Prepaid Expenses and Deferred Charges$187,953$95,262▼ $92,691
Total Assets$122,678,203$127,435,988▲ $4,757,785
Other Assets Total$1,296,702$1,341,089▲ $44,387
Liabilities
Other Liabilities$103,555,279$107,202,230▲ $3,646,951
Accounts Payable and Accrued Expenses$373,330$277,732▼ $95,598
Total Liabilities$103,928,609$107,479,962▲ $3,551,353
Net Assets / Fund Balance
Total Net Assets Fund Balance$18,749,594$19,956,026▲ $1,206,432
Total Liabilities and Net Assets / Fund Balance$122,678,203$127,435,988▲ $4,757,785

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,178,556$1,219,165$6,397,721
Equipment$653,669$466,717$1,120,386
Land$792,874-$792,874
Other Land Buildings$101,579$23,230$124,809
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sarah DistinPresidentFT$137,124$23,627$160,751
Lindsay TangyVice PresideFT$108,889-$108,889
Heather PeterVice PresideFT$103,335-$103,335

Board Members and Trustees

NameTitle
Andy DoellmanChairman
J Scott WebsterVice Chairma
Bob GarkieDirector
Carol TuterDirector
Michelle MillerDirector
Tay SonethongkhamDirector
Ryan HumphreysSecretary
Crayton AchelpohlTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,213,202
Investment Income
$905,020
Other Revenue
$0
Change in Net Assets
$1,206,432
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,501,249
Salaries, Compensation, and Employee Benefits$2,410,541
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,478,074
Fees for Services Other---$623,702
Occupancy---$405,839
Current Officers, Directors, Trustees, and Key Employees---$372,975
Depreciation Depletion---$308,177
Other Employee Benefits---$299,667
All Other Expenses---$231,337
Other Expenses---$220,502
Advertising---$158,043
Office Expenses---$148,072
Payroll Taxes---$140,021
Pension Plan Contributions---$119,804
Insurance---$52,978
Conferences and Meetings---$35,327
Fees for Services Accounting---$35,160
Fees for Services Legal---$987
Total Functional Expenses$0$0$0$6,911,790
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposits$107,049,368
Dividend Payable$130,000
Taxes Payable$63,320
Suspense Accounts$-40,458
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI

“Part v1, line 6 - classes of members or stockholders at december 31, 2025, the organization had 10,430 members.”

Form 990, Page 6, Part VI, Line 6

“At december 31, 2025, the organization had 10,430 members.”

Form 990, Page 6, Part VI, Line 7A

“The members elect the board of directors at the annual meeting.”

Form 990, Page 6, Part VI, Line 11B

“Form 990 reveiewed by the president prior to filing”

Form 990, Page 6, Part VI, Line 12C

“Supervisory committee reviews all invoices monthly.”

Form 990, Page 6, Part VI, Line 15A

“Reviewed by human resource committee and presented to the board for approval.”

Form 990, Page 6, Part VI, Line 15B

“Reviewed by human resource committee and presented to the board for approval.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
United Community Credit Union
EIN
37-0287741
Phone
2172241093
Address
621 N 36TH STREET, QUINCY, IL 62301

Signing Officer

Name
Sarah Distin
Title
President
Phone
2172241093
Signed
2026-03-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sarah Distin
Voting Board Members
9
Independent Board Members
8
Employees
60

Preparer

Firm
Arnold Behrens Nesbit Gray Pc
Address
901 HAMPSHIRE ST, QUINCY, IL 62301
Preparer
Robert G Gray
Phone
2172247500
Supplemental Narrative

Additional Explanations

Form 990

“Part iv, line 12a - audited financial statements - the credit union obtained separate independent audited financial statements for the fiscal year ended september 30, 2025 but not for the 990 tax year (december 31, 2025).”

Form 990, Part III

“Part 111, line 4d - all other accomplishments atm transaction fees”

Form 990, Part XI, Line 9

“Book/tax timing difference 0 rounding 0 book/tax timing difference 0 cecl adjustment 0”

Form 990, Part XII

“Line 2b - audited financial statements - the credit union obtained separate independent audited financial statements for the fiscal year ended september 30, 2025 but not for the 990 tax year (december 31, 2025).”

Raw XML Appendix395 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0373330
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0277732
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBER/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANACIAL STRENGTH OF THE CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt0158043
IRS990/AllOtherExpensesGrp/TotalAmt0231337
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0SARAH DISTIN
IRS990/BooksInCareOfDetail/PhoneNum02172241093
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01001 VERMONT ST
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt01001 VERMONT ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0QUINCY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062301
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01436182
IRS990/CashNonInterestBearingGrp/EOYAmt01075666
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0372975
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt035327
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0905020
IRS990/CYOtherExpensesAmt04501249
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt07213202
IRS990/CYRevenuesLessExpensesAmt01206432
IRS990/CYSalariesCompEmpBnftPaidAmt02410541
IRS990/CYTotalExpensesAmt06911790
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08118222
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0308177
IRS990/Desc0AS OF 12/31/25, THERE ARE 10,430 MEMBERS WITH 18,617 SHARE ACCOUNTS, 945 CERTIFICATES OF DEPOSIT, 4,550 CONSUMER LOANS, 519 FIRST MORTGAGE AND HOME EQUITY LOANS, AND 1,536 VISA CREDIT CARD LOANS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt060
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/TotalAmt035160
IRS990/FeesForServicesLegalGrp/TotalAmt0987
IRS990/FeesForServicesOtherGrp/TotalAmt0623702
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0SARAH DISTIN
IRS990/Form990PartVIISectionAGrp/PersonNm1LINDSAY TANGY
IRS990/Form990PartVIISectionAGrp/PersonNm2HEATHER PETER
IRS990/Form990PartVIISectionAGrp/PersonNm3CRAYTON ACHELPOHL
IRS990/Form990PartVIISectionAGrp/PersonNm4ANDY DOELLMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5BOB GARKIE
IRS990/Form990PartVIISectionAGrp/PersonNm6RYAN HUMPHREYS
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHELLE MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm8TAY SONETHONGKHAM
IRS990/Form990PartVIISectionAGrp/PersonNm9CAROL TUTER
IRS990/Form990PartVIISectionAGrp/PersonNm10J SCOTT WEBSTER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE CHAIRMA
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt08118222
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt052978
IRS990/InvestmentIncomeGrp/ExclusionAmt0905020
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0905020
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt010
IRS990/IRPDocumentW2GCnt00
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IRS990/OtherExpensesGrp/Desc3LOSS ON SALE OF ASSETS
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IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11065762
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0653669
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0466717
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01120386
IRS990ScheduleD/LandGrp/BookValueAmt0792874
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0792874
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0101579
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IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0124809
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DIVIDEND PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2TAXES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SUSPENSE ACCOUNTS
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IRS990ScheduleD/TotalLiabilityAmt0107202230
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IRS990ScheduleJ/CompensationCommitteeInd0X
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PART IV, LINE 12A - AUDITED FINANCIAL STATEMENTS - THE CREDIT UNION OBTAINED SEPARATE INDEPENDENT AUDITED FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2025 BUT NOT FOR THE 990 TAX YEAR (DECEMBER 31, 2025).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PART 111, LINE 4D - ALL OTHER ACCOMPLISHMENTS ATM TRANSACTION FEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PART V1, LINE 6 - CLASSES OF MEMBERS OR STOCKHOLDERS AT DECEMBER 31, 2025, THE ORGANIZATION HAD 10,430 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AT DECEMBER 31, 2025, THE ORGANIZATION HAD 10,430 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORM 990 REVEIEWED BY THE PRESIDENT PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SUPERVISORY COMMITTEE REVIEWS ALL INVOICES MONTHLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7REVIEWED BY HUMAN RESOURCE COMMITTEE AND PRESENTED TO THE BOARD FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8REVIEWED BY HUMAN RESOURCE COMMITTEE AND PRESENTED TO THE BOARD FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BOOK/TAX TIMING DIFFERENCE 0 ROUNDING 0 BOOK/TAX TIMING DIFFERENCE 0 CECL ADJUSTMENT 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11LINE 2B - AUDITED FINANCIAL STATEMENTS - THE CREDIT UNION OBTAINED SEPARATE INDEPENDENT AUDITED FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2025 BUT NOT FOR THE 990 TAX YEAR (DECEMBER 31, 2025).
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11FORM 990, PART XII
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IRS990/USAddress/AddressLine1Txt0805 BROOKFIELD RD
IRS990/USAddress/CityNm0QUINCY
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd062305
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.MYUCCU.COM
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SARAH DISTIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02172241093
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNITED COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0370287741
ReturnHeader/Filer/PhoneNum02172241093
ReturnHeader/Filer/USAddress/AddressLine1Txt0621 N 36TH STREET
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371144423
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ARNOLD BEHRENS NESBIT GRAY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0901 HAMPSHIRE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0QUINCY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062301
ReturnHeader/PreparerPersonGrp/PhoneNum02172247500
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT G GRAY
ReturnHeader/ReturnTs02026-03-20T14:50:00-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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