Civic Intelligence

Cooperative Choice Network Credit Union

EIN 37-0216685 • 501(c)14 • Peoria, IL

Profile

Focus on personal attention to achieve the financial needs of each member and allow them to achieve their financial goals.

3919 N University StreetPeoria, IL 61614

www.ccncu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

42nd percentile

0.89x

Higher debt load relative to assets than 42% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Liabilities / Revenue

94th percentile

25.01x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Net Margin

34th percentile

7.8%

Higher net margin than 34% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

65th percentile

4.4%

Faster asset growth than 65% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Revenue Growth

11th percentile

0.7%

Faster revenue growth than 11% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Assets

Up

$195,712,255

Up $21,890,805 (+13%) from 2023

Liabilities

Up

$171,651,677

Up $18,165,067 (+12%) from 2023

Net Assets

Up

$24,060,578

Up $3,725,738 (+18%) from 2023

Revenue

Up

$8,691,075

Up $1,433,245 (+20%) from 2023

Expenses

Up

$8,505,156

Up $1,283,986 (+18%) from 2023

Net Income

Up

$185,919

Up $149,259 (+407%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $106,916,248Liabilities 2010: $93,161,916Net Assets 2010: $13,754,3322010Assets 2011: $110,507,909Liabilities 2011: $96,238,520Net Assets 2011: $14,269,3892011Assets 2012: $112,553,832Liabilities 2012: $97,942,410Net Assets 2012: $14,611,4222012Assets 2013: $115,753,840Liabilities 2013: $100,599,348Net Assets 2013: $15,154,4922013Assets 2014: $114,477,043Liabilities 2014: $98,931,548Net Assets 2014: $15,545,4952014Assets 2015: $113,109,450Liabilities 2015: $97,171,735Net Assets 2015: $15,937,7152015Assets 2016: $114,460,801Liabilities 2016: $98,054,956Net Assets 2016: $16,405,8452016Assets 2018: $121,706,317Liabilities 2018: $103,060,570Net Assets 2018: $18,645,7472018Assets 2019: $123,778,802Liabilities 2019: $104,814,380Net Assets 2019: $18,964,4222019Assets 2020: $153,687,813Liabilities 2020: $133,339,674Net Assets 2020: $20,348,1392020Assets 2021: $169,089,377Liabilities 2021: $148,069,991Net Assets 2021: $21,019,3862021Assets 2022: $176,449,588Liabilities 2022: $156,492,839Net Assets 2022: $19,956,7492022Assets 2023: $173,821,450Liabilities 2023: $153,486,610Net Assets 2023: $20,334,8402023Assets 2024: $195,712,255Liabilities 2024: $171,651,677Net Assets 2024: $24,060,5782024

Highlighted filing

2024

Assets$195,712,255
Liabilities$171,651,677
Net Assets$24,060,578

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,070,3482010Expenses 2011: $4,288,6592011Expenses 2012: $3,849,5552012Revenue 2013: $4,354,128Expenses 2013: $3,754,287Net Income 2013: $599,8412013Revenue 2014: $4,224,973Expenses 2014: $3,807,884Net Income 2014: $417,0892014Revenue 2015: $4,408,600Expenses 2015: $3,985,342Net Income 2015: $423,2582015Revenue 2016: $4,632,910Expenses 2016: $4,124,552Net Income 2016: $508,3582016Revenue 2018: $5,796,615Expenses 2018: $5,255,452Net Income 2018: $541,1632018Revenue 2019: $5,862,724Expenses 2019: $5,579,194Net Income 2019: $283,5302019Revenue 2020: $5,576,450Expenses 2020: $5,706,311Net Income 2020: -$129,8612020Revenue 2021: $6,211,343Expenses 2021: $5,330,902Net Income 2021: $880,4412021Revenue 2022: $6,257,401Expenses 2022: $5,768,337Net Income 2022: $489,0642022Revenue 2023: $7,257,830Expenses 2023: $7,221,170Net Income 2023: $36,6602023Revenue 2024: $8,691,075Expenses 2024: $8,505,156Net Income 2024: $185,9192024

Highlighted filing

2024

Revenue$8,691,075
Expenses$8,505,156
Net Income$185,919

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$196$172$24.1$8.69$8.51$0.19
2023Detailed filing. Detailed filing data is available for this year.$174$153$20.3$7.26$7.22$0.04
2022Detailed filing. Detailed filing data is available for this year.$176$156$20.0$6.26$5.77$0.49
2021Detailed filing. Detailed filing data is available for this year.$169$148$21.0$6.21$5.33$0.88
2020Detailed filing. Detailed filing data is available for this year.$154$133$20.3$5.58$5.71$0.13
2019Detailed filing. Detailed filing data is available for this year.$124$105$19.0$5.86$5.58$0.28
2018Detailed filing. Detailed filing data is available for this year.$122$103$18.6$5.80$5.26$0.54
2016Detailed filing. Detailed filing data is available for this year.$114$98.1$16.4$4.63$4.12$0.51
2015Detailed filing. Detailed filing data is available for this year.$113$97.2$15.9$4.41$3.99$0.42
2014Detailed filing. Detailed filing data is available for this year.$114$98.9$15.5$4.22$3.81$0.42
2013Detailed filing. Detailed filing data is available for this year.$116$101$15.2$4.35$3.75$0.60
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$97.9$14.6$3.85
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$96.2$14.3$4.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$93.2$13.8$5.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 11, 2025
Return Version
2024v5.1
Gross Receipts
$8,691,075
Mission and Program Overview

Mission

Focus on personal attention to achieve the financial needs of each member and allow them to achieve their financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$102,366,629$108,264,935▲ $5,898,306
Investments Program Related$54,830,155$71,273,418▲ $16,443,263
Rtn Earn Endowment Incm Other Fnds$20,334,840$24,060,578▲ $3,725,738
Savings and Temporary Cash Investments$10,452,427$9,239,388▼ $1,213,039
Land, Buildings, and Equipment, Net$2,172,041$2,343,817▲ $171,776
Cash and Non-Interest-Bearing Accounts$1,611,323$1,671,289▲ $59,966
Prepaid Expenses and Deferred Charges$182,735$173,330▼ $9,405
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$173,821,450$195,712,255▲ $21,890,805
Other Assets Total$2,206,140$2,746,078▲ $539,938
Liabilities
Other Liabilities$151,883,791$170,825,860▲ $18,942,069
Accounts Payable and Accrued Expenses$1,602,819$825,817▼ $777,002
Total Liabilities$153,486,610$171,651,677▲ $18,165,067
Net Assets / Fund Balance
Total Net Assets Fund Balance$20,334,840$24,060,578▲ $3,725,738
Total Liabilities and Net Assets / Fund Balance$173,821,450$195,712,255▲ $21,890,805

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,088,224$674,688$1,762,912
Equipment$220,787$554,277$775,064
Land$763,750-$763,750
Leasehold Improvements$156,014$153,918$309,932
Other Land Buildings$115,042$13,577$128,619
Investment Program Related Org$1,000,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joe WebbPresidentFT$154,914$36,316$191,230
Katie FehlChief Financial OfficerFT$117,367$15,503$132,870

Board Members and Trustees

NameTitle
John MachensChairman
Dennis KochSupervisory Chair
Stephen FriedmanVice-chairman
Art RohmanDirector
Chris RoedellDirector
Daniel BrianDirector
Jada WarmickDirector
John GermanDirector
Stacy ConnorDirector
Michelle CramerSecretary
Alex PratherTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,135,971
Investment Income
$1,453,282
Other Revenue
$101,822
Change in Net Assets
$185,919

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,691,075
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$360,630
Total Revenue per Audited Statements
$9,051,705
Total Revenue per Form 990
$8,691,075
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,520,969
Salaries, Compensation, and Employee Benefits$1,984,187
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$3,016,810
Other Salaries and Wages---$1,208,469
All Other Expenses---$806,721
Current Officers, Directors, Trustees, and Key Employees---$324,100
Advertising---$310,137
Other Expenses---$289,492
Other Employee Benefits---$270,640
Occupancy---$167,518
Depreciation Depletion---$156,084
Office Expenses---$122,035
Payroll Taxes---$110,422
Pension Plan Contributions---$70,556
Fees for Services Accounting---$63,000
Insurance---$55,984
Information Technology---$49,189
Conferences and Meetings---$5,604
Fees for Services Other---$4,617
Fees for Services Legal---$2,233
Total Functional Expenses$0$0$0$8,505,156

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$8,505,156
Total Expenses per Audited Statements$8,505,156
Total Expenses per Form 990$8,505,156
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$5,000
Total Exempt Function Spending$5,000

Section 527 Organizations

OrganizationLocationAmount
37-0216685Naperville, IL$5,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$170,825,860
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has 12,495 members as of december 31, 2024. Qualifications for membership are on file with the illinois department of financial and professional regulation. A minimum deposit is required to gain and maintain membership.

Form 990, Part VI, Section A, Line 7A

Members govern the credit union through the annual meeting. Credit union members vote in person or by proxy. Board members are elected to serve staggered three year terms.

Form 990, Part VI, Section A, Line 7B

Certain amendments to the bylaws have to be approved by the membership.

Form 990, Part VI, Section B, Line 11B

The 990 is prepared by an independent accounting firm. The compliance officer and president/ceo review the return before filing.

Form 990, Part VI, Section B, Line 12C

The board and management level employees complete conflict of interest statements. The compliance officer reviews with the supervisory committee and/or executive committee. If a conflict exists, the person would not participate in a decision making capacity.

Form 990, Part VI, Section B, Line 15

Several sources are used for determining compensation such as the cues survey and compease salary administration program. Compensation is reviewed and approved annually by the personnel committee which is made up of the chairman of the board and supervisory commitee members.

Form 990, Part VI, Section C, Line 19

The credit union makes its governing documents, conflict of interest policy and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Cooperative Choice Network Credit Union
EIN
37-0216685
Phone
3096725230
Address
3919 N UNIVERSITY STREET, PEORIA, IL 61614

Signing Officer

Name
Joe Webb
Title
President
Phone
3096725230
Signed
2025-04-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joe Webb
Formed
2000
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
11
Employees
38
Volunteers
11

Preparer

Firm
Selden Fox Ltd
Address
ONE PARKVIEW PLAZA SUITE 710, OAKBROOK TERRACE, IL 60181
Preparer
Michael Kram
Phone
6309541400
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Loss on defined benefit health plan included in other comprehensive loss 10,958. Equity acquired in mergr 3,179,189.

Form 990, Part XII, Line 2C

The credit union's supervisory committee is responsible for the oversight of the audit of its financial statements and the selection of an independent accountant. This process is consistent with prior years.

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Gain on defined benefit health plan included in other comprehensive income 10,958.

Raw XML AppendixShowing 400 of 475 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01602819
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0825817
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0FOCUS ON PERSONAL ATTENTION TO ACHIEVE THE FINANCIAL NEEDS OF EACH MEMBER AND ALLOW THEM TO ACHIEVE THEIR FINANCIAL GOALS.
IRS990/AdvertisingGrp/TotalAmt0310137
IRS990/AllOtherExpensesGrp/TotalAmt0806721
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOE WEBB
IRS990/BooksInCareOfDetail/PhoneNum03096725230
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03919 N UNIVERSITY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0PEORIA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061614
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01611323
IRS990/CashNonInterestBearingGrp/EOYAmt01671289
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0324100
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt05604
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01453282
IRS990/CYOtherExpensesAmt06520969
IRS990/CYOtherRevenueAmt0101822
IRS990/CYProgramServiceRevenueAmt07135971
IRS990/CYRevenuesLessExpensesAmt0185919
IRS990/CYSalariesCompEmpBnftPaidAmt01984187
IRS990/CYTotalExpensesAmt08505156
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08691075
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0156084
IRS990/Desc0PROVIDED 8,351 CONSUMER AND VISA LOAN ACCOUNTS TO MEMBERS. MAINTAINED DEPOSITS ON 23,516 ACCOUNTS INCLUDING REGULAR SHARE ACCOUNTS, CLUB ACCOUNTS, SHARE DRAFT ACCOUNTS, CHECKING, AND MONEY MARKET ACCOUNTS OF MEMBERS. MAINTAINED 2,835 SHARE CERTIFICATES AND IRA SHARE ACCOUNTS TO MEMBERS. PROVIDED ELECTRONIC DELIVERY OF FINANCIAL SERVICES BY ATM'S, INTERNET HOME BANKING AND VISA DEBIT CARDS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt038
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt063000
IRS990/FeesForServicesLegalGrp/TotalAmt02233
IRS990/FeesForServicesOtherGrp/TotalAmt04617
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1128816
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1215503
IRS990/Form990PartVIISectionAGrp/PersonNm0JOHN MACHENS
IRS990/Form990PartVIISectionAGrp/PersonNm1STEPHEN FRIEDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2ALEX PRATHER
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHELLE CRAMER
IRS990/Form990PartVIISectionAGrp/PersonNm4DENNIS KOCH
IRS990/Form990PartVIISectionAGrp/PersonNm5ART ROHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm6JOHN GERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm7JADA WARMICK
IRS990/Form990PartVIISectionAGrp/PersonNm8CHRIS ROEDELL
IRS990/Form990PartVIISectionAGrp/PersonNm9STACY CONNOR
IRS990/Form990PartVIISectionAGrp/PersonNm10DANIEL BRIAN
IRS990/Form990PartVIISectionAGrp/PersonNm11JOE WEBB
IRS990/Form990PartVIISectionAGrp/PersonNm12KATIE FEHL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11162414
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12117367
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4SUPERVISORY CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr02000
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt08691075
IRS990/GrossRentsGrp/RealAmt012250
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt049189
IRS990/InsuranceGrp/TotalAmt055984
IRS990/InterestGrp/TotalAmt03016810
IRS990/InvestmentIncomeGrp/ExclusionAmt01453282
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01453282
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt054830155
IRS990/InvestmentsProgramRelatedGrp/EOYAmt071273418
IRS990/IRPDocumentCnt05515
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01396460
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02172041
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02343817
IRS990/LandBldgEquipCostOrOtherBssAmt03740277
IRS990/LegalDomicileStateCd0IL
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FOCUS ON PERSONAL ATTENTION TO ACHIEVE THE FINANCIAL NEEDS OF EACH MEMBER AND ALLOW THEM TO ACHIEVE THEIR FINANCIAL GOALS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt020334840
IRS990/NetAssetsOrFundBalancesEOYAmt024060578
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt012250
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt012250
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0349672
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0167518
IRS990/OfficeExpensesGrp/TotalAmt0122035
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02206140
IRS990/OtherAssetsTotalGrp/EOYAmt02746078
IRS990/OtherChangesInNetAssetsAmt03190147
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0270640
IRS990/OtherExpensesGrp/Desc0VISA PROCESSING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DATA PROCESSING
IRS990/OtherExpensesGrp/Desc3MOBILE BANKING
IRS990/OtherExpensesGrp/TotalAmt0614403
IRS990/OtherExpensesGrp/TotalAmt1449440
IRS990/OtherExpensesGrp/TotalAmt2407702
IRS990/OtherExpensesGrp/TotalAmt3289492
IRS990/OtherLiabilitiesGrp/BOYAmt0151883791
IRS990/OtherLiabilitiesGrp/EOYAmt0170825860
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt089572
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt089572
IRS990/OtherRevenueTotalAmt089572
IRS990/OtherSalariesAndWagesGrp/TotalAmt01208469
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0102366629
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0108264935
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0110422
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt070556
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0182735
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0173330
IRS990/PrincipalOfficerNm0JOE WEBB
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05603390
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1898943
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2633638
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05603390
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1898943
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2633638
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0848259
IRS990/PYOtherExpensesAmt05333132
IRS990/PYOtherRevenueAmt0129270
IRS990/PYProgramServiceRevenueAmt06280301
IRS990/PYRevenuesLessExpensesAmt036660
IRS990/PYSalariesCompEmpBnftPaidAmt01888038
IRS990/PYTotalExpensesAmt07221170
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07257830
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0185919
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt012250
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt020334840
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024060578
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010452427
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09239388
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt05000
IRS990ScheduleC/PoliticalExpendituresAmt05000
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0370216685
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt05000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0PO BOX 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060566
IRS990ScheduleC/TotalExemptFunctionExpendAmt05000
IRS990ScheduleD/BuildingsGrp/BookValueAmt01088224
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0674688
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01762912
IRS990ScheduleD/EquipmentGrp/BookValueAmt0220787
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0554277
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0775064
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt08505156
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt056282218
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1158347
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2250000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt313582853
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt41000000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSIT WITH OTHER FINANCIAL INSTITUTIONS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1ALLOYA PERPETUAL CAPITAL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2SUBORDINATED DEBT OF THE ILLINOIS CREDIT UNION
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3US GOVERNMENT AND MORTGAGE BACKED SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4SUBORDINATED DEBT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/LandGrp/BookValueAmt0763750
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0763750
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0156014
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0153918
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0309932
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0349672
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0115042
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt013577
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0128619
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0170825860
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt010958
IRS990ScheduleD/RevenueNotReportedAmt0360630
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt08691075
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0GAIN ON DEFINED BENEFIT HEALTH PLAN INCLUDED IN OTHER COMPREHENSIVE INCOME 10,958.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02343817
IRS990ScheduleD/TotalBookValueProgramRltdAmt071273418
IRS990ScheduleD/TotalExpensesPerForm990Amt08505156
IRS990ScheduleD/TotalLiabilityAmt0170825860
IRS990ScheduleD/TotalRevenuePerForm990Amt08691075
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt09051705
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt08505156
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0154914
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount07500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt019254
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt09562
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JOE WEBB
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0191230
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS 12,495 MEMBERS AS OF DECEMBER 31, 2024. QUALIFICATIONS FOR MEMBERSHIP ARE ON FILE WITH THE ILLINOIS DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION. A MINIMUM DEPOSIT IS REQUIRED TO GAIN AND MAINTAIN MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS GOVERN THE CREDIT UNION THROUGH THE ANNUAL MEETING. CREDIT UNION MEMBERS VOTE IN PERSON OR BY PROXY. BOARD MEMBERS ARE ELECTED TO SERVE STAGGERED THREE YEAR TERMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN AMENDMENTS TO THE BYLAWS HAVE TO BE APPROVED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE 990 IS PREPARED BY AN INDEPENDENT ACCOUNTING FIRM. THE COMPLIANCE OFFICER AND PRESIDENT/CEO REVIEW THE RETURN BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD AND MANAGEMENT LEVEL EMPLOYEES COMPLETE CONFLICT OF INTEREST STATEMENTS. THE COMPLIANCE OFFICER REVIEWS WITH THE SUPERVISORY COMMITTEE AND/OR EXECUTIVE COMMITTEE. IF A CONFLICT EXISTS, THE PERSON WOULD NOT PARTICIPATE IN A DECISION MAKING CAPACITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SEVERAL SOURCES ARE USED FOR DETERMINING COMPENSATION SUCH AS THE CUES SURVEY AND COMPEASE SALARY ADMINISTRATION PROGRAM. COMPENSATION IS REVIEWED AND APPROVED ANNUALLY BY THE PERSONNEL COMMITTEE WHICH IS MADE UP OF THE CHAIRMAN OF THE BOARD AND SUPERVISORY COMMITEE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7LOSS ON DEFINED BENEFIT HEALTH PLAN INCLUDED IN OTHER COMPREHENSIVE LOSS 10,958. EQUITY ACQUIRED IN MERGR 3,179,189.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE CREDIT UNION'S SUPERVISORY COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT. THIS PROCESS IS CONSISTENT WITH PRIOR YEARS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19

Document Assets

No mirrored PDF or thumbnail assets are attached yet.