Civic Intelligence

Nacmchicago-Midwest

990 • Fiscal year 2013 • EIN 36-6107865

Apr 01, 2012 to Mar 31, 2013 • Filed on Feb 06, 2014

3005 Tollview Drive60008
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.80x

Higher debt load relative to assets than 93% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2013

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

80th percentile

17%

Faster asset growth than 80% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$1,412,987

Up $210,313 (+17%) from 2012

Net Assets

Down

$288,225

Down $11,669 (-3.9%) from 2012

Liabilities

Up

$1,124,762

Up $221,982 (+25%) from 2012

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$273,386

Up $24,529 (+9.9%) from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MAssets 2011: $902,051Liabilities 2011: $910,186Net Assets 2011: -$8,1352011Assets 2012: $1,202,674Liabilities 2012: $902,780Net Assets 2012: $299,8942012Assets 2013: $1,412,987Liabilities 2013: $1,124,762Net Assets 2013: $288,2252013Assets 2014: $1,593,599Liabilities 2014: $1,203,713Net Assets 2014: $389,8862014Assets 2015: $1,857,563Liabilities 2015: $1,492,699Net Assets 2015: $364,8642015Assets 2016: $2,116,804Liabilities 2016: $1,629,009Net Assets 2016: $487,7952016Assets 2017: $2,370,029Liabilities 2017: $1,766,571Net Assets 2017: $603,4582017Assets 2018: $2,605,744Liabilities 2018: $1,881,956Net Assets 2018: $723,7882018Assets 2019: $2,683,855Liabilities 2019: $1,691,747Net Assets 2019: $992,1082019Assets 2020: $2,849,325Liabilities 2020: $1,699,663Net Assets 2020: $1,149,6622020Assets 2021: $3,014,682Liabilities 2021: $1,208,473Net Assets 2021: $1,806,2092021Assets 2022: $3,142,999Liabilities 2022: $1,374,329Net Assets 2022: $1,768,6702022Assets 2023: $3,251,264Liabilities 2023: $1,341,415Net Assets 2023: $1,909,8492023Assets 2024: $3,371,761Liabilities 2024: $1,610,500Net Assets 2024: $1,761,2612024Assets 2025: $3,445,999Liabilities 2025: $1,510,394Net Assets 2025: $1,935,6052025

Highlighted filing

2013

Assets$1,412,987
Liabilities$1,124,762
Net Assets$288,225

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0Expenses 2011: $451,8472011Expenses 2012: $248,8572012Expenses 2013: $273,3862013Revenue 2014: $492,608Expenses 2014: $276,023Net Income 2014: $216,5852014Revenue 2015: $507,230Expenses 2015: $259,542Net Income 2015: $247,6882015Revenue 2016: $500,407Expenses 2016: $236,485Net Income 2016: $263,9222016Revenue 2017: $487,414Expenses 2017: $258,676Net Income 2017: $228,7382017Revenue 2018: $461,503Expenses 2018: $250,524Net Income 2018: $210,9792018Revenue 2019: $465,683Expenses 2019: $246,848Net Income 2019: $218,8352019Revenue 2020: $421,111Expenses 2020: $242,559Net Income 2020: $178,5522020Revenue 2021: $339,308Expenses 2021: $179,788Net Income 2021: $159,5202021Revenue 2022: $326,591Expenses 2022: $182,609Net Income 2022: $143,9822022Revenue 2023: $351,685Expenses 2023: $242,135Net Income 2023: $109,5502023Revenue 2024: $344,776Expenses 2024: $217,588Net Income 2024: $127,1882024Revenue 2025: $354,738Expenses 2025: $261,542Net Income 2025: $93,1962025

Highlighted filing

2013

Revenue-
Expenses$273,386
Net Income-
Jump To
Filing Snapshot
Filing Period
Apr 1, 2012 to Mar 31, 2013
Signed
Feb 6, 2014
Return Version
2012v2.1
Gross Receipts
$527,263
Mission and Program Overview

Mission

To provide a forum to members within the credit profession for education, networking and business resources.

Filing and Contact Details

Filer

EIN
36-6107865
Raw XML AppendixShowing 400 of 522 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY010835
IRS990/AccountsPayableAccruedExpenses/EOY010565
IRS990/AccountsReceivable/BOY026150
IRS990/AccountsReceivable/EOY017126
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT AND COMMERCIAL CREDIT MATTERS; FORUM FOR NETWORKING
IRS990/AddressPrincipalOfficerUS/AddressLine103005 TOLLVIEW DRIVE
IRS990/AddressPrincipalOfficerUS/City0ROLLING MEADOWS
IRS990/AddressPrincipalOfficerUS/State0IL
IRS990/AddressPrincipalOfficerUS/ZIPCode060008
IRS990/AllOtherExpenses/Total02183
IRS990/AnnualDisclosureCoveredPersons01
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CashNonInterestBearing/BOY066656
IRS990/CashNonInterestBearing/EOY048106
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther01
IRS990/ConferencesMeetings/Total090350
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt01
IRS990/ContributionsGrantsCurrentYear0366390
IRS990/ContributionsGrantsPriorYear0367702
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval01
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DescribedIn501C300
IRS990/Description0EDUCATION OF MEMBERS AND THE GENERAL PUBLIC REGARDING CREDIT MANAGEMENT, FRAUD PREVENTION AND COMMERCIAL CREDIT MATTERS BY CONDUCTING CONFERENCES, SEMINARS AND TRAINING, INCLUDING THE SALE OF BOOKS & PUBLICATIONS;A FORUM FOR NETWORKING.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total02184
IRS990/FollowSFAS1170X
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek10.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek20.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek30.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek40.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek50.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek60.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek70.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek80.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek90.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek100.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek110.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek120.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek130.50
IRS990/Form990PartVIISectionA/AverageHoursPerWeek141.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek155.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek165.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek170.50
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector9X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector10X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector11X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector12X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector13X
IRS990/Form990PartVIISectionA/NamePerson0DAVE ZAHLLER
IRS990/Form990PartVIISectionA/NamePerson1CHRISTINE ALIX
IRS990/Form990PartVIISectionA/NamePerson2DAVE PANICKO
IRS990/Form990PartVIISectionA/NamePerson3JAY SNYDER
IRS990/Form990PartVIISectionA/NamePerson4KAREN BROWN
IRS990/Form990PartVIISectionA/NamePerson5ADAM ROSS
IRS990/Form990PartVIISectionA/NamePerson6LARRY O'BRIEN
IRS990/Form990PartVIISectionA/NamePerson7KATHY ANTOINE
IRS990/Form990PartVIISectionA/NamePerson8KURT ALBRIGHT
IRS990/Form990PartVIISectionA/NamePerson9DENISE MOLLER
IRS990/Form990PartVIISectionA/NamePerson10JOHN FAHEY
IRS990/Form990PartVIISectionA/NamePerson11KENNETH HARVEY
IRS990/Form990PartVIISectionA/NamePerson12DOUGLAS O'NEIL
IRS990/Form990PartVIISectionA/NamePerson13CLINT TECHMEYER
IRS990/Form990PartVIISectionA/NamePerson14JAMES T RIMMER
IRS990/Form990PartVIISectionA/NamePerson15PHILLIP J LATTANZIO
IRS990/Form990PartVIISectionA/NamePerson16KERRY JENSEN
IRS990/Form990PartVIISectionA/NamePerson17BILL LOVITT
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/OtherCompensation110
IRS990/Form990PartVIISectionA/OtherCompensation120
IRS990/Form990PartVIISectionA/OtherCompensation130
IRS990/Form990PartVIISectionA/OtherCompensation140
IRS990/Form990PartVIISectionA/OtherCompensation156244
IRS990/Form990PartVIISectionA/OtherCompensation160
IRS990/Form990PartVIISectionA/OtherCompensation170
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization100
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization110
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization120
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization130
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization140
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization150
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization160
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization170
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs120
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs130
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs140
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs15126237
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs1691182
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs170
IRS990/Form990PartVIISectionA/Title0CHAIRMAN
IRS990/Form990PartVIISectionA/Title1DIRECTOR
IRS990/Form990PartVIISectionA/Title2DIRECTOR
IRS990/Form990PartVIISectionA/Title3VICE CHAIRMAN
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR
IRS990/Form990PartVIISectionA/Title9DIRECTOR
IRS990/Form990PartVIISectionA/Title10DIRECTOR
IRS990/Form990PartVIISectionA/Title11DIRECTOR
IRS990/Form990PartVIISectionA/Title12DIRECTOR
IRS990/Form990PartVIISectionA/Title13DIRECTOR
IRS990/Form990PartVIISectionA/Title14COUNCILOR
IRS990/Form990PartVIISectionA/Title15PRESIDENT
IRS990/Form990PartVIISectionA/Title16SECRETARY/CONTROLLER
IRS990/Form990PartVIISectionA/Title17TREASURER
IRS990/Form990ProvidedToGoverningBody00
IRS990/FormersListed00
IRS990/FSAudited01
IRS990/FSAuditedBasis/FinancialStatementConsolidated0X
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts0527263
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InfoInScheduleOPartXII0X
IRS990/Insurance/Total07007
IRS990/InvestmentIncomeCurrentYear013
IRS990/InvestmentIncome/ExclusionAmount013
IRS990/InvestmentIncomePriorYear019
IRS990/InvestmentIncome/TotalRevenueColumn013
IRS990/InvestmentInJointVenture00
IRS990/LandBldgEquipmentAccumDeprec0145751
IRS990/LandBuildingsEquipmentBasis0145751
IRS990/LandBuildingsEquipmentBasisNet/BOY00
IRS990/LandBuildingsEquipmentBasisNet/EOY00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters01
IRS990/MaterialDiversionOrMisuse00
IRS990/MembershipDues0366390
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0TO PROVIDE A FORUM TO MEMBERS WITHIN THE CREDIT PROFESSION FOR EDUCATION, NETWORKING AND BUSINESS RESOURCES.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0PHILLIP LATTANZIO
IRS990/NbrIndependentVotingMembers015
IRS990/NbrVotingGoverningBodyMembers015
IRS990/NbrVotingMembersGoverningBody015
IRS990/NetAssetsOrFundBalancesBOY0299894
IRS990/NetAssetsOrFundBalancesEOY0288225
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers015
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/OfficeExpenses/Total0666
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY01109868
IRS990/OtherAssetsTotal/EOY01347755
IRS990/OtherExpensePriorYear0207809
IRS990/OtherExpensesCurrentYear0238267
IRS990/OtherExpenses/Description0ADMINISTRATIVE EXPENSES
IRS990/OtherExpenses/Description1BUREAU ASSESSMENT
IRS990/OtherExpenses/Description2MEMBER SERVICES
IRS990/OtherExpenses/Description3NONRENEWAL WRITE-OFF
IRS990/OtherExpenses/Total059364
IRS990/OtherExpenses/Total151492
IRS990/OtherExpenses/Total217484
IRS990/OtherExpenses/Total34908
IRS990/OtherLiabilities/BOY0891945
IRS990/OtherLiabilities/EOY01114197
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total032539
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total02580
IRS990/PoliciesReferenceChapters01
IRS990/PoliticalActivities00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0611710
IRS990/ProgramServiceRevenueCY0160860
IRS990/ProgramServiceRevenue/Description0EDUCATION / SEMINARS
IRS990/ProgramServiceRevenuePriorYear0134991
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0160860
IRS990/ProgramServiceRevenue/TotalRevenueColumn0160860
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges0-246624
IRS990/ReconcilationPriorAdjustment0-18922
IRS990/ReconcilationRevenueExpenses0253877
IRS990/RegularMonitoringEnforcement00
IRS990/RelatedEntity01
IRS990/RelatedOrgControlledEntity01
IRS990/ReportFin48Footnote01
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets01
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RevenuesLessExpensesCY0253877
IRS990/RevenuesLessExpensesPriorYear0253855
IRS990/SalariesEtcCurrentYear035119
IRS990/SalariesEtcPriorYear041048
IRS990/ScheduleBRequired00
IRS990ScheduleC/AgreeToCarryoverPriorYear00
IRS990ScheduleC/OnlyInHouseLobbying01
IRS990ScheduleC/SubstantiallyAllDuesNondeduct01
IRS990ScheduleD/FootnoteInPartXIII0X
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0THE ORGANIZATION CONSISTS OF BOTH NOT-FOR-PROFIT ASSOCIATIONS, FOR-PROFIT SUBSIDIARIES AND A LIMITED LIABILITY COMPANY (LLC). THE ASSOCIATIONS ARE NOT-FOR-PROFIT ENTITIES, DESCRIBED IN SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE, EXCEPT FOR THE ST. LOUIS ASSOCIATION OF CREDIT MANAGEMENT, WHICH IS DESCRIBED IN SECTION 501(C)(3) AND ARE EXEMPT FROM INCOME TAXES, EXCEPT TO THE EXTENT OF ANY UNRELATED BUSINESS INCOME. THERE WAS NO UNRELATED BUSINESS INCOME FOR THE YEARS ENDED MARCH 31, 2013 AND 2012. ACCORDINGLY, NO PROVISION FOR INCOME TAXES FOR THE ASSOCIATIONS IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE SUBSIDIARIES ARE SUBJECT TO INCOME TAXES, AND USE THE ASSET/LIABILITY METHOD OF ACCOUNTING FOR INCOME TAXES. THE ORGANIZATION DETERMINED THAT IT WAS NOT REQUIRED TO RECORD A LIABILITY FOR UNRECOGNIZED TAX BENEFITS AS OF MARCH 31, 2013 AND 2012. THE FEDERAL AND STATE TAX RETURNS OF THE ORGANIZATION FOR 2009, 2010, AND 2011 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) AND STATE TAXING AUTHORITIES GENERALLY FOR THREE YEARS AFTER THEY WERE FILED.
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier0DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:
IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference0PART X, LINE 2:
IRS990ScheduleD/LeaseholdImprovements/BookValue00
IRS990ScheduleD/LeaseholdImprovements/Depreciation0145751
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis0145751
IRS990ScheduleD/OtherAssets/BookValue01347114
IRS990ScheduleD/OtherAssets/BookValue1641
IRS990ScheduleD/OtherAssets/Description0DUE FROM AFFILIATES
IRS990ScheduleD/OtherAssets/Description1SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilities/Amount0214963
IRS990ScheduleD/OtherLiabilities/Amount1128112
IRS990ScheduleD/OtherLiabilities/Amount2771122
IRS990ScheduleD/OtherLiabilities/Description0DEFERRED INCOME
IRS990ScheduleD/OtherLiabilities/Description1DUE TO AFFILIATES
IRS990ScheduleD/OtherLiabilities/Description2CLOSELY HELD INTEREST
IRS990ScheduleD/TotalBookValueOtherAssets01347755
IRS990ScheduleD/TotalOfAmounts01114197
IRS990ScheduleD/TotalOfBookValueLandBuildings00
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0THE ASSOCIATION HAS 830 MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation1THE ASSOCIATION HAS ONLY ONE TYPE OF MEMBER. THE MEMBERSHIP IS MADE UP OF PROFESSIONALS IN THE BUSINESS CREDIT AND FINANCIAL MANAGEMENT FIELDS.
IRS990ScheduleO/GeneralExplanation/Explanation2CERTAIN CHANGES TO THE ORGANIZATION'S GOVERNING DOCUMENTS ARE SUBJECT TO A MEMBER VOTE.
IRS990ScheduleO/GeneralExplanation/Explanation3FORM 990 IS INSPECTED BY THE VICE PRESIDENT OF FINANCE AND THE PRESIDENT/CHIEF OPERATING OFFICER BEFORE FILING.
IRS990ScheduleO/GeneralExplanation/Explanation4THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION OF THE PRESIDENT. THE PRESIDENT DETERMINES THE SALARIES OF OTHER OFFICERS/KEY EMPLOYEES DURING AN ANNUAL REVIEW PROCESS. OFFICER COMPENSATION IS PAID BY THE ASSOCIATION'S WHOLLY-OWNED, FOR-PROFIT SUBSIDIARY, CHICAGO-MIDWEST CREDIT SERVICE CORP.
IRS990ScheduleO/GeneralExplanation/Explanation5GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND TAX FILINGS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation6DECREASE IN VALUE OF INVESTMENT IN CHICAGO SUBSIDIARY -121,232. INCREASE IN VALUE OF BUFFALO SUBSIDIARY -38,341. INCREASE IN VALUE OF ST. LOUIS SUBSIDIARY -26,882. INCREASE IN VALUE OF MILWAUKEE SUBSIDIARY -60,169.
IRS990ScheduleO/GeneralExplanation/Explanation7THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART XI, LINE 9:
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART XII, LINE 2C
IRS990/ScheduleORequired01
IRS990ScheduleR/DividendsRelatedOrganization00
IRS990ScheduleR/ExchangeOfAssets00
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine103005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine113005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City0ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City1ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State0IL
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State1IL
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode060008
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode160008
IRS990ScheduleR/Form990ScheduleRPartII/ControlledOrg00
IRS990ScheduleR/Form990ScheduleRPartII/ControlledOrg10
IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityNA0N/A
IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityNA1N/A
IRS990ScheduleR/Form990ScheduleRPartII/EIN0943435090
IRS990ScheduleR/Form990ScheduleRPartII/EIN1430493480
IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection0501(C)(6)
IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection1501(C)(3)
IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState0IL
IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState1MO
IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine10NACM NORTHEAST INC
IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine11ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT
IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities0EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT
IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities1EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT
IRS990ScheduleR/Form990ScheduleRPartII/PublicCharityStatus0N/A
IRS990ScheduleR/Form990ScheduleRPartII/PublicCharityStatus1LINE 9
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine103005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine113005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine123005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine133005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine143005 TOLLVIEW DRIVE
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City0ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City1ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City2ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City3ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City4ROLLING MEADOWS
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State0IL
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State1IL
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State2IL
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State3IL
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State4IL
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode060008
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode160008
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode260008
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode360008
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode460008
IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg00
IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg10
IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg20
IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg30
IRS990ScheduleR/Form990ScheduleRPartIV/ControlledOrg40
IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA0N/A
IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA1N/A
IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA2N/A
IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA3N/A
IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA4N/A
IRS990ScheduleR/Form990ScheduleRPartIV/EIN0363894763
IRS990ScheduleR/Form990ScheduleRPartIV/EIN1360896010
IRS990ScheduleR/Form990ScheduleRPartIV/EIN2364594639
IRS990ScheduleR/Form990ScheduleRPartIV/EIN3160685580
IRS990ScheduleR/Form990ScheduleRPartIV/EIN4430152990
IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState0IL
IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState1IL
IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState2IL
IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState3NY
IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState4MO
IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine10CREDITEMPS INC DBA CHICAGO MIDWEST BUSINESS STAFFING SERVICE INC
IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine11CHICAGO-MIDWEST CREDIT SERVICE CORP
IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine12MILWAUKEE-MIDWEST CREDIT SERVICE CORP
IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine13WESTERN NEW YORK ADJUSTMENT CORPORATION
IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine14ADJUSTMENT BUREAU OF ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT
IRS990ScheduleR/Form990ScheduleRPartIV/PercentageOwnership01.00000
IRS990ScheduleR/Form990ScheduleRPartIV/PercentageOwnership11.00000
IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity0EMPLOYMENT SERVICE
IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity1CREDIT & COLLECTION MEMBERSHIP SERVICE
IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity2CREDIT & COLLECTION MEMBERSHIP SERVICE

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.45$1.51$1.94$0.35$0.26$0.09
2024Detailed filing. Detailed filing data is available for this year.$3.37$1.61$1.76$0.34$0.22$0.13
2023Detailed filing. Detailed filing data is available for this year.$3.25$1.34$1.91$0.35$0.24$0.11
2022Detailed filing. Detailed filing data is available for this year.$3.14$1.37$1.77$0.33$0.18$0.14
2021Detailed filing. Detailed filing data is available for this year.$3.01$1.21$1.81$0.34$0.18$0.16
2020Detailed filing. Detailed filing data is available for this year.$2.85$1.70$1.15$0.42$0.24$0.18
2019Detailed filing. Detailed filing data is available for this year.$2.68$1.69$0.99$0.47$0.25$0.22
2018Detailed filing. Detailed filing data is available for this year.$2.61$1.88$0.72$0.46$0.25$0.21
2017Detailed filing. Detailed filing data is available for this year.$2.37$1.77$0.60$0.49$0.26$0.23
2016Detailed filing. Detailed filing data is available for this year.$2.12$1.63$0.49$0.50$0.24$0.26
2015Detailed filing. Detailed filing data is available for this year.$1.86$1.49$0.36$0.51$0.26$0.25
2014Detailed filing. Detailed filing data is available for this year.$1.59$1.20$0.39$0.49$0.28$0.22
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.41$1.12$0.29$0.27
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.20$0.90$0.30$0.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.91$0.01$0.45