Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
80th percentile
Faster asset growth than 80% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$1,412,987
Up $210,313 (+17%) from 2012
Net Assets
Down$288,225
Down $11,669 (-3.9%) from 2012
Liabilities
Up$1,124,762
Up $221,982 (+25%) from 2012
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$273,386
Up $24,529 (+9.9%) from 2012
Net Income
-
No earlier filing loaded for comparison.
To provide a forum to members within the credit profession for education, networking and business resources.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 10835 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 10565 |
| IRS990/AccountsReceivable/BOY | 0 | 26150 |
| IRS990/AccountsReceivable/EOY | 0 | 17126 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT AND COMMERCIAL CREDIT MATTERS; FORUM FOR NETWORKING |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 3005 TOLLVIEW DRIVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | ROLLING MEADOWS |
| IRS990/AddressPrincipalOfficerUS/State | 0 | IL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 60008 |
| IRS990/AllOtherExpenses/Total | 0 | 2183 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 66656 |
| IRS990/CashNonInterestBearing/EOY | 0 | 48106 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 90350 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 1 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 366390 |
| IRS990/ContributionsGrantsPriorYear | 0 | 367702 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | EDUCATION OF MEMBERS AND THE GENERAL PUBLIC REGARDING CREDIT MANAGEMENT, FRAUD PREVENTION AND COMMERCIAL CREDIT MATTERS BY CONDUCTING CONFERENCES, SEMINARS AND TRAINING, INCLUDING THE SALE OF BOOKS & PUBLICATIONS;A FORUM FOR NETWORKING. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 2184 |
| IRS990/FollowSFAS117 | 0 | X |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 13 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 14 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 15 | 5.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 16 | 5.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 17 | 0.50 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 11 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 12 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 13 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | DAVE ZAHLLER |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | CHRISTINE ALIX |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DAVE PANICKO |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | JAY SNYDER |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | KAREN BROWN |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | ADAM ROSS |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | LARRY O'BRIEN |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | KATHY ANTOINE |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | KURT ALBRIGHT |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | DENISE MOLLER |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | JOHN FAHEY |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | KENNETH HARVEY |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | DOUGLAS O'NEIL |
| IRS990/Form990PartVIISectionA/NamePerson | 13 | CLINT TECHMEYER |
| IRS990/Form990PartVIISectionA/NamePerson | 14 | JAMES T RIMMER |
| IRS990/Form990PartVIISectionA/NamePerson | 15 | PHILLIP J LATTANZIO |
| IRS990/Form990PartVIISectionA/NamePerson | 16 | KERRY JENSEN |
| IRS990/Form990PartVIISectionA/NamePerson | 17 | BILL LOVITT |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 13 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 14 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 15 | 6244 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 16 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 17 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 16 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 17 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 15 | 126237 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 16 | 91182 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 17 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 3 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 14 | COUNCILOR |
| IRS990/Form990PartVIISectionA/Title | 15 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 16 | SECRETARY/CONTROLLER |
| IRS990/Form990PartVIISectionA/Title | 17 | TREASURER |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FSAuditedBasis/FinancialStatementConsolidated | 0 | X |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 527263 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/Insurance/Total | 0 | 7007 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 13 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 13 |
| IRS990/InvestmentIncomePriorYear | 0 | 19 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 13 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 145751 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 145751 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 0 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 0 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembershipDues | 0 | 366390 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | TO PROVIDE A FORUM TO MEMBERS WITHIN THE CREDIT PROFESSION FOR EDUCATION, NETWORKING AND BUSINESS RESOURCES. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | PHILLIP LATTANZIO |
| IRS990/NbrIndependentVotingMembers | 0 | 15 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 15 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 15 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 299894 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 288225 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 0 |
| IRS990/NumberIndependentVotingMembers | 0 | 15 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 0 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/OfficeExpenses/Total | 0 | 666 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 1109868 |
| IRS990/OtherAssetsTotal/EOY | 0 | 1347755 |
| IRS990/OtherExpensePriorYear | 0 | 207809 |
| IRS990/OtherExpensesCurrentYear | 0 | 238267 |
| IRS990/OtherExpenses/Description | 0 | ADMINISTRATIVE EXPENSES |
| IRS990/OtherExpenses/Description | 1 | BUREAU ASSESSMENT |
| IRS990/OtherExpenses/Description | 2 | MEMBER SERVICES |
| IRS990/OtherExpenses/Description | 3 | NONRENEWAL WRITE-OFF |
| IRS990/OtherExpenses/Total | 0 | 59364 |
| IRS990/OtherExpenses/Total | 1 | 51492 |
| IRS990/OtherExpenses/Total | 2 | 17484 |
| IRS990/OtherExpenses/Total | 3 | 4908 |
| IRS990/OtherLiabilities/BOY | 0 | 891945 |
| IRS990/OtherLiabilities/EOY | 0 | 1114197 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 32539 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 2580 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 611710 |
| IRS990/ProgramServiceRevenueCY | 0 | 160860 |
| IRS990/ProgramServiceRevenue/Description | 0 | EDUCATION / SEMINARS |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 134991 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 160860 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 160860 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | -246624 |
| IRS990/ReconcilationPriorAdjustment | 0 | -18922 |
| IRS990/ReconcilationRevenueExpenses | 0 | 253877 |
| IRS990/RegularMonitoringEnforcement | 0 | 0 |
| IRS990/RelatedEntity | 0 | 1 |
| IRS990/RelatedOrgControlledEntity | 0 | 1 |
| IRS990/ReportFin48Footnote | 0 | 1 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 1 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RevenuesLessExpensesCY | 0 | 253877 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 253855 |
| IRS990/SalariesEtcCurrentYear | 0 | 35119 |
| IRS990/SalariesEtcPriorYear | 0 | 41048 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleC/AgreeToCarryoverPriorYear | 0 | 0 |
| IRS990ScheduleC/OnlyInHouseLobbying | 0 | 1 |
| IRS990ScheduleC/SubstantiallyAllDuesNondeduct | 0 | 1 |
| IRS990ScheduleD/FootnoteInPartXIII | 0 | X |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 0 | THE ORGANIZATION CONSISTS OF BOTH NOT-FOR-PROFIT ASSOCIATIONS, FOR-PROFIT SUBSIDIARIES AND A LIMITED LIABILITY COMPANY (LLC). THE ASSOCIATIONS ARE NOT-FOR-PROFIT ENTITIES, DESCRIBED IN SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE, EXCEPT FOR THE ST. LOUIS ASSOCIATION OF CREDIT MANAGEMENT, WHICH IS DESCRIBED IN SECTION 501(C)(3) AND ARE EXEMPT FROM INCOME TAXES, EXCEPT TO THE EXTENT OF ANY UNRELATED BUSINESS INCOME. THERE WAS NO UNRELATED BUSINESS INCOME FOR THE YEARS ENDED MARCH 31, 2013 AND 2012. ACCORDINGLY, NO PROVISION FOR INCOME TAXES FOR THE ASSOCIATIONS IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE SUBSIDIARIES ARE SUBJECT TO INCOME TAXES, AND USE THE ASSET/LIABILITY METHOD OF ACCOUNTING FOR INCOME TAXES. THE ORGANIZATION DETERMINED THAT IT WAS NOT REQUIRED TO RECORD A LIABILITY FOR UNRECOGNIZED TAX BENEFITS AS OF MARCH 31, 2013 AND 2012. THE FEDERAL AND STATE TAX RETURNS OF THE ORGANIZATION FOR 2009, 2010, AND 2011 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) AND STATE TAXING AUTHORITIES GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 0 | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: |
| IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference | 0 | PART X, LINE 2: |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 145751 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 145751 |
| IRS990ScheduleD/OtherAssets/BookValue | 0 | 1347114 |
| IRS990ScheduleD/OtherAssets/BookValue | 1 | 641 |
| IRS990ScheduleD/OtherAssets/Description | 0 | DUE FROM AFFILIATES |
| IRS990ScheduleD/OtherAssets/Description | 1 | SECURITY DEPOSITS |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 214963 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 128112 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 771122 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | DEFERRED INCOME |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | DUE TO AFFILIATES |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | CLOSELY HELD INTEREST |
| IRS990ScheduleD/TotalBookValueOtherAssets | 0 | 1347755 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 1114197 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE ASSOCIATION HAS 830 MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE ASSOCIATION HAS ONLY ONE TYPE OF MEMBER. THE MEMBERSHIP IS MADE UP OF PROFESSIONALS IN THE BUSINESS CREDIT AND FINANCIAL MANAGEMENT FIELDS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | CERTAIN CHANGES TO THE ORGANIZATION'S GOVERNING DOCUMENTS ARE SUBJECT TO A MEMBER VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | FORM 990 IS INSPECTED BY THE VICE PRESIDENT OF FINANCE AND THE PRESIDENT/CHIEF OPERATING OFFICER BEFORE FILING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION OF THE PRESIDENT. THE PRESIDENT DETERMINES THE SALARIES OF OTHER OFFICERS/KEY EMPLOYEES DURING AN ANNUAL REVIEW PROCESS. OFFICER COMPENSATION IS PAID BY THE ASSOCIATION'S WHOLLY-OWNED, FOR-PROFIT SUBSIDIARY, CHICAGO-MIDWEST CREDIT SERVICE CORP. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND TAX FILINGS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | DECREASE IN VALUE OF INVESTMENT IN CHICAGO SUBSIDIARY -121,232. INCREASE IN VALUE OF BUFFALO SUBSIDIARY -38,341. INCREASE IN VALUE OF ST. LOUIS SUBSIDIARY -26,882. INCREASE IN VALUE OF MILWAUKEE SUBSIDIARY -60,169. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | CHANGES IN NET ASSETS OR FUND BALANCES: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PART XII, LINE 2C |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990ScheduleR/DividendsRelatedOrganization | 0 | 0 |
| IRS990ScheduleR/ExchangeOfAssets | 0 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine1 | 0 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine1 | 1 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City | 0 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City | 1 | ROLLING MEADOWS |
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| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State | 1 | IL |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode | 0 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode | 1 | 60008 |
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| IRS990ScheduleR/Form990ScheduleRPartII/ControlledOrg | 1 | 0 |
| IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityNA | 0 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityNA | 1 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartII/EIN | 0 | 943435090 |
| IRS990ScheduleR/Form990ScheduleRPartII/EIN | 1 | 430493480 |
| IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection | 0 | 501(C)(6) |
| IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection | 1 | 501(C)(3) |
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| IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState | 1 | MO |
| IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine1 | 0 | NACM NORTHEAST INC |
| IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine1 | 1 | ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities | 0 | EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities | 1 | EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT |
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| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 2 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 3 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine1 | 4 | 3005 TOLLVIEW DRIVE |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 0 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 1 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 2 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 3 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City | 4 | ROLLING MEADOWS |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 1 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 2 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 3 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State | 4 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 0 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 1 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 2 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 3 | 60008 |
| IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode | 4 | 60008 |
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| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 2 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 3 | N/A |
| IRS990ScheduleR/Form990ScheduleRPartIV/DirectControllingEntityNA | 4 | N/A |
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| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 3 | 160685580 |
| IRS990ScheduleR/Form990ScheduleRPartIV/EIN | 4 | 430152990 |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 1 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 2 | IL |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 3 | NY |
| IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState | 4 | MO |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 0 | CREDITEMPS INC DBA CHICAGO MIDWEST BUSINESS STAFFING SERVICE INC |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 1 | CHICAGO-MIDWEST CREDIT SERVICE CORP |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 2 | MILWAUKEE-MIDWEST CREDIT SERVICE CORP |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 3 | WESTERN NEW YORK ADJUSTMENT CORPORATION |
| IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine1 | 4 | ADJUSTMENT BUREAU OF ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT |
| IRS990ScheduleR/Form990ScheduleRPartIV/PercentageOwnership | 0 | 1.00000 |
| IRS990ScheduleR/Form990ScheduleRPartIV/PercentageOwnership | 1 | 1.00000 |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 0 | EMPLOYMENT SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 1 | CREDIT & COLLECTION MEMBERSHIP SERVICE |
| IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity | 2 | CREDIT & COLLECTION MEMBERSHIP SERVICE |
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Displayed year
2013 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.