Civic Intelligence

Elgin Mental Health Center Credit Union

EIN 36-6091689 • 501(c)14 • Elgin, IL

Profile

CREDIT UNION

750 S State StreetElgin, IL 60123

www.emhccreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.86x

Higher debt load relative to assets than 58% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2017

Liabilities / Revenue

70th percentile

18.31x

Higher debt load relative to revenue than 70% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2017

Net Margin

37th percentile

-0.7%

Higher net margin than 37% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2017

Top Officer Pay

74th percentile

$81,708

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 32.4% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2017

Asset Growth

50th percentile

-1.0%

Faster asset growth than 50% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2016 to 2017

Revenue Growth

31st percentile

-1.6%

Faster revenue growth than 31% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2016 to 2017

Assets

Down

$5,370,152

Down $51,989 (-1.0%) from 2016

Liabilities

Down

$4,611,511

Down $50,263 (-1.1%) from 2016

Net Assets

Down

$758,641

Down $1,726 (-0.2%) from 2016

Revenue

Down

$251,852

Down $4,033 (-1.6%) from 2016

Expenses

Up

$253,578

Up $22,002 (+9.5%) from 2016

Net Income

Down

-$1,726

Down $26,035 (-107%) from 2016

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $7,551,690Liabilities 2010: $6,669,544Net Assets 2010: $882,1462010Assets 2011: $7,697,756Liabilities 2011: $6,844,001Net Assets 2011: $853,7552011Assets 2012: $6,769,129Liabilities 2012: $5,916,328Net Assets 2012: $852,8012012Assets 2013: $7,061,730Liabilities 2013: $6,274,337Net Assets 2013: $787,3932013Assets 2014: $6,853,802Liabilities 2014: $6,124,837Net Assets 2014: $728,9652014Assets 2015: $5,992,536Liabilities 2015: $5,256,478Net Assets 2015: $736,0582015Assets 2016: $5,422,141Liabilities 2016: $4,661,774Net Assets 2016: $760,3672016Assets 2017: $5,370,152Liabilities 2017: $4,611,511Net Assets 2017: $758,6412017

Highlighted filing

2017

Assets$5,370,152
Liabilities$4,611,511
Net Assets$758,641

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2010: $320,3102010Expenses 2011: $314,5932011Expenses 2012: $262,0142012Revenue 2013: $188,368Expenses 2013: $253,806Net Income 2013: -$65,4382013Revenue 2014: $181,937Expenses 2014: $240,365Net Income 2014: -$58,4282014Revenue 2015: $235,991Expenses 2015: $228,898Net Income 2015: $7,0932015Revenue 2016: $255,885Expenses 2016: $231,576Net Income 2016: $24,3092016Revenue 2017: $251,852Expenses 2017: $253,578Net Income 2017: -$1,7262017

Highlighted filing

2017

Revenue$251,852
Expenses$253,578
Net Income-$1,726

Filings