Civic Intelligence

Joliet Firefighters Credt Unio

EIN 36-6088968 • 501(c)14 • Joliet, IL

Profile

Encourage savings for members create a source of credit at reasonable interest rates, provide opportunity for members to improve economic condition

1000 Galway RdJoliet, IL 60431
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.89x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

21.30x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Net Margin

70th percentile

9.1%

Higher net margin than 70% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

59th percentile

$64,590

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 19.5% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Asset Growth

92nd percentile

6.8%

Faster asset growth than 92% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

45th percentile

4.0%

Faster revenue growth than 45% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$7,932,124

Up $507,380 (+6.8%) from 2024

Liabilities

Up

$7,038,264

Up $477,470 (+7.3%) from 2024

Net Assets

Up

$893,860

Up $29,910 (+3.5%) from 2024

Operations
Liabilities / Revenue80th percentileNet Margin70th percentile

Revenue

Up

$330,479

Up $12,620 (+4.0%) from 2024

Expenses

Up

$300,570

Up $62,586 (+26%) from 2024

Net Income

Down

$29,909

Down $49,966 (-63%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth92nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2019: $6,689,389Liabilities 2019: $5,997,217Net Assets 2019: $692,1722019Assets 2020: $7,634,881Liabilities 2020: $6,928,748Net Assets 2020: $706,1332020Assets 2021: $8,610,790Liabilities 2021: $7,885,300Net Assets 2021: $725,4902021Assets 2022: $8,737,760Liabilities 2022: $7,996,682Net Assets 2022: $741,0782022Assets 2023: $7,683,805Liabilities 2023: $6,899,729Net Assets 2023: $784,0762023Assets 2024: $7,424,744Liabilities 2024: $6,560,794Net Assets 2024: $863,9502024Assets 2025: $7,932,124Liabilities 2025: $7,038,264Net Assets 2025: $893,8602025

Highlighted filing

2025

Assets$7,932,124
Liabilities$7,038,264
Net Assets$893,860
Open 2025 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Revenue 2019: $225,203Expenses 2019: $193,495Net Income 2019: $31,7082019Revenue 2020: $219,376Expenses 2020: $205,415Net Income 2020: $13,9612020Revenue 2021: $195,288Expenses 2021: $175,931Net Income 2021: $19,3572021Revenue 2022: $220,312Expenses 2022: $204,724Net Income 2022: $15,5882022Revenue 2023: $277,152Expenses 2023: $234,154Net Income 2023: $42,9982023Revenue 2024: $317,859Expenses 2024: $237,984Net Income 2024: $79,8752024Revenue 2025: $330,479Expenses 2025: $300,570Net Income 2025: $29,9092025

Highlighted filing

2025

Revenue$330,479
Expenses$300,570
Net Income$29,909
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,932,124
Liabilities
$7,038,264
Net assets
$893,860
Revenue
$330,479
Expenses
$300,570
Net income
$29,909
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.93$7.04$0.89$0.33$0.30$0.03
2024Detailed filing. Detailed filing data is available for this year.$7.42$6.56$0.86$0.32$0.24$0.08
2023Detailed filing. Detailed filing data is available for this year.$7.68$6.90$0.78$0.28$0.23$0.04
2022Detailed filing. Detailed filing data is available for this year.$8.74$8.00$0.74$0.22$0.20$0.02
2021Detailed filing. Detailed filing data is available for this year.$8.61$7.89$0.73$0.20$0.18$0.02
2020Detailed filing. Detailed filing data is available for this year.$7.63$6.93$0.71$0.22$0.21$0.01
2019Detailed filing. Detailed filing data is available for this year.$6.69$6.00$0.69$0.23$0.19$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 2, 2026
Return Version
2025v4.0
Gross Receipts
$330,479
Mission and Program Overview

Mission

Encourage savings for members create a source of credit at reasonable interest rates, provide opportunity for members to improve economic condition

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$5,103,825$5,531,458▲ $427,633
Savings and Temporary Cash Investments$1,571,271$2,090,844▲ $519,573
Rtn Earn Endowment Incm Other Fnds$863,950$893,860▲ $29,910
Cash and Non-Interest-Bearing Accounts$648,682$203,089▼ $445,593
Receivables From Officers Etc$21,503$37,767▲ $16,264
Prepaid Expenses and Deferred Charges$6,554$3,277▼ $3,277
Land, Buildings, and Equipment, Net$3,912$983▼ $2,929
Total Assets$7,424,744$7,932,124▲ $507,380
Other Assets Total$68,997$64,706▼ $4,291
Liabilities
Other Liabilities$6,560,794$7,038,264▲ $477,470
Total Liabilities$6,560,794$7,038,264▲ $477,470
Net Assets / Fund Balance
Total Net Assets Fund Balance$863,950$893,860▲ $29,910
Total Liabilities and Net Assets / Fund Balance$7,424,744$7,932,124▲ $507,380

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$983$74,854-
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
F OffermanPresidentPT$49,590$15,000$64,590

Board Members and Trustees

NameTitle
R SurinakChairman
M BessettieBoard Member
R DoyleBoard Member
M BaxterLoan Comm
C SteinLoan Committee
E MattsonSupervisor COM
R RandichSupervisor COM
W OHaraSupervisor COM
R FoxTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$275,951
Investment Income
$54,528
Other Revenue
$0
Change in Net Assets
$29,909
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$156,732
Salaries, Compensation, and Employee Benefits$49,590
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$94,248--$94,248
Current Officers, Directors, Trustees, and Key Employees-$49,590-$49,590
Information Technology-$40,367-$40,367
Office Expenses-$18,045-$18,045
Occupancy-$15,000-$15,000
Fees for Services Accounting-$10,425-$10,425
Other Expenses$53,172$7,514-$7,514
Insurance-$5,565-$5,565
Conferences and Meetings$1,884$1,455-$3,339
Depreciation Depletion-$2,929-$2,929
Advertising-$376-$376
Total Functional Expenses$149,304$151,266$0$300,570
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Fred OffermanOfficerRent and UtilityNo$15,000

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$21,503$37,767▲ $16,264
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members savings accounts$7,038,264
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI Section B 11B

“The 990 is available for the board members at the board meet”

Part VI Section B 12C

“The supervisory committee reviews transactions between the board members and reports them in the board minutes”

Part VI Section B 15A

“The board approves the comensation based on what other financial institutions are paying”

Part VI Section C 19

“The financial statements are presented to the membership at the annual meeting and are posted in the office. They are also listed on line by the NCUA.”

Filing and Contact Details

Filer

Filer Name
Joliet Firefighters Credt Unio
EIN
36-6088968
Phone
8157441001
Address
1000 Galway Rd, Joliet, IL 60431

Signing Officer

Name
Frederick Offermann
Title
President/Treasurer
Phone
8157441001
Signed
2026-03-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Frederick Offermann
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
10

Preparer

Firm
Mitchell Accounting LTD
Address
PO Box 1037, HOMEWOOD, IL 60430
Preparer
Martin J Mitchell
Phone
7089571183
Raw XML Appendix361 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsReceivableGrp/BOYAmt05103825
IRS990/AccountsReceivableGrp/EOYAmt05531458
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityCd0533100
IRS990/ActivityOrMissionDesc0Encourage savings for members create a source of credit at reasonable interest rates, provide opportunity for members to improve economic condition
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0376
IRS990/AdvertisingGrp/TotalAmt0376
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt094248
IRS990/BenefitsToMembersGrp/TotalAmt094248
IRS990/BooksInCareOfDetail/PersonNm0Frederick Offerman
IRS990/BooksInCareOfDetail/PhoneNum08157441001
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01000 Galway Dri
IRS990/BooksInCareOfDetail/USAddress/CityNm0Joliet
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060431
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0true
IRS990/CashNonInterestBearingGrp/BOYAmt0648682
IRS990/CashNonInterestBearingGrp/EOYAmt0203089
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt049590
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt049590
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt01455
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01884
IRS990/ConferencesMeetingsGrp/TotalAmt03339
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt094248
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt054528
IRS990/CYOtherExpensesAmt0156732
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0275951
IRS990/CYRevenuesLessExpensesAmt029909
IRS990/CYSalariesCompEmpBnftPaidAmt049590
IRS990/CYTotalExpensesAmt0300570
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0330479
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02929
IRS990/DepreciationDepletionGrp/TotalAmt02929
IRS990/Desc0The credit union pays dividends to its members on earnings from loans
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/ExcsTaxSect4951Or4952Or4953Ind0false
IRS990/ExpenseAmt094248
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt010425
IRS990/FeesForServicesAccountingGrp/TotalAmt010425
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt04
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt73
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0M Bessettie
IRS990/Form990PartVIISectionAGrp/PersonNm1F Offerman
IRS990/Form990PartVIISectionAGrp/PersonNm2C Stein
IRS990/Form990PartVIISectionAGrp/PersonNm3R Fox
IRS990/Form990PartVIISectionAGrp/PersonNm4R Randich
IRS990/Form990PartVIISectionAGrp/PersonNm5R Doyle
IRS990/Form990PartVIISectionAGrp/PersonNm6E Mattson
IRS990/Form990PartVIISectionAGrp/PersonNm7R Surinak
IRS990/Form990PartVIISectionAGrp/PersonNm8W OHara
IRS990/Form990PartVIISectionAGrp/PersonNm9M Baxter
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt149590
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt115000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Loan Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Supervisor Com
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Supervisor Com
IRS990/Form990PartVIISectionAGrp/TitleTxt7Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt8Supervisor Com
IRS990/Form990PartVIISectionAGrp/TitleTxt9Loan Comm
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0330479
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt040367
IRS990/InformationTechnologyGrp/TotalAmt040367
IRS990/InsuranceGrp/ManagementAndGeneralAmt05565
IRS990/InsuranceGrp/TotalAmt05565
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt054528
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt054528
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt0410
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt074854
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03912
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0983
IRS990/LandBldgEquipCostOrOtherBssAmt075837
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Encourage Savings among its members, create a source of credit at a reasoanble rate of interest and provide an opportunity for its members to use and control their own money to improve their economic con
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0863950
IRS990/NetAssetsOrFundBalancesEOYAmt0893860
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt015000
IRS990/OccupancyGrp/TotalAmt015000
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt018045
IRS990/OfficeExpensesGrp/TotalAmt018045
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt068997
IRS990/OtherAssetsTotalGrp/EOYAmt064706
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Dues
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt07514
IRS990/OtherExpensesGrp/ProgramServicesAmt053172
IRS990/OtherExpensesGrp/TotalAmt053172
IRS990/OtherExpensesGrp/TotalAmt17514
IRS990/OtherLiabilitiesGrp/BOYAmt06560794
IRS990/OtherLiabilitiesGrp/EOYAmt07038264
IRS990/OtherOrganizationDsc0C
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt06554
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03277
IRS990/PrincipalOfficerNm0Frederick Offermann
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0275097
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1854
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0275097
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1854
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt068179
IRS990/PYInvestmentIncomeAmt066828
IRS990/PYOtherExpensesAmt088019
IRS990/PYProgramServiceRevenueAmt0251031
IRS990/PYRevenuesLessExpensesAmt079875
IRS990/PYSalariesCompEmpBnftPaidAmt081786
IRS990/PYTotalExpensesAmt0237984
IRS990/PYTotalRevenueAmt0317859
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt021503
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt037767
IRS990/ReconcilationRevenueExpnssAmt029909
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0863950
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0893860
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01571271
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02090844
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0983
IRS990ScheduleD/EquipmentGrp/DepreciationAmt074854
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt075837
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07038264
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members savings accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0983
IRS990ScheduleD/TotalLiabilityAmt07038264
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0Fred Offerman
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0Officer
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt015000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0Rent and Utility
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt037767
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt044349
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Ron Fox
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Officer
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt037767
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The 990 is available for the board members at the board meet
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The supervisory committee reviews transactions between the board members and reports them in the board minutes
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The board approves the comensation based on what other financial institutions are paying
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The financial statements are presented to the membership at the annual meeting and are posted in the office. They are also listed on line by the NCUA.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Section B 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Section B 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Section B 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Section C 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt07424744
IRS990/TotalAssetsEOYAmt07932124
IRS990/TotalAssetsGrp/BOYAmt07424744
IRS990/TotalAssetsGrp/EOYAmt07932124
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0151266
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0149304
IRS990/TotalFunctionalExpensesGrp/TotalAmt0300570
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt06560794
IRS990/TotalLiabilitiesEOYAmt07038264
IRS990/TotalLiabilitiesGrp/BOYAmt06560794
IRS990/TotalLiabilitiesGrp/EOYAmt07038264
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0863950
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0893860
IRS990/TotalProgramServiceExpensesAmt094248
IRS990/TotalProgramServiceRevenueAmt0275951
IRS990/TotalReportableCompFromOrgAmt049590
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0330479
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0330479
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07424744
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt07932124
IRS990/TotReportableCompRltdOrgAmt015000
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt01000 Galway Rd
IRS990/USAddress/CityNm0JOLIET
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060431
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Frederick Offermann
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President/Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum08157441001
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Joliet Firefighters Credt Unio
ReturnHeader/Filer/BusinessNameControlTxt0JOLI
ReturnHeader/Filer/EIN0366088968
ReturnHeader/Filer/PhoneNum08157441001
ReturnHeader/Filer/USAddress/AddressLine1Txt01000 Galway Rd
ReturnHeader/Filer/USAddress/CityNm0Joliet
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060431
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010583550
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Mitchell Accounting LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 1037
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOMEWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060430
ReturnHeader/PreparerPersonGrp/PhoneNum07089571183
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Martin J Mitchell
ReturnHeader/ReturnTs02026-03-02T20:25:54-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.