Civic Intelligence

Ethicon Suture Credit Union

EIN 36-6083051 • 501(c)14 • River Forest, IL

Profile

Operated for mutual purposes

Pobox 5275River Forest, IL 60305-5275

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.90x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

19.81x

Higher debt load relative to revenue than 75% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

76th percentile

12%

Higher net margin than 76% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

64th percentile

-3.1%

Faster asset growth than 64% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

63rd percentile

5.6%

Faster revenue growth than 63% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Up

$1,430,997

Up $89,695 (+6.7%) from 2023

Liabilities

Up

$1,294,355

Up $81,974 (+6.8%) from 2023

Net Assets

Up

$136,642

Up $7,721 (+6.0%) from 2023

Operations
Liabilities / Revenue75th percentileNet Margin76th percentile

Revenue

Down

$65,341

Down $3,655 (-5.3%) from 2023

Expenses

Down

$57,620

Down $2,485 (-4.1%) from 2023

Net Income

Down

$7,721

Down $1,170 (-13%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2013: $1,070,632Liabilities 2013: $958,576Net Assets 2013: $112,0562013Assets 2014: $1,015,077Liabilities 2014: $901,095Net Assets 2014: $113,9822014Assets 2015: $1,073,398Liabilities 2015: $957,568Net Assets 2015: $115,8302015Assets 2016: $1,073,802Liabilities 2016: $953,974Net Assets 2016: $119,8282016Assets 2017: $1,143,639Liabilities 2017: $1,021,872Net Assets 2017: $121,7672017Assets 2018: $1,150,981Liabilities 2018: $1,026,195Net Assets 2018: $124,7862018Assets 2019: $1,172,527Liabilities 2019: $1,045,587Net Assets 2019: $126,9402019Assets 2020: $1,244,398Liabilities 2020: $1,130,254Net Assets 2020: $114,1442020Assets 2021: $1,471,041Liabilities 2021: $1,355,066Net Assets 2021: $115,9752021Assets 2022: $1,524,203Liabilities 2022: $1,404,173Net Assets 2022: $120,0302022Assets 2023: $1,341,302Liabilities 2023: $1,212,381Net Assets 2023: $128,9212023Assets 2024: $1,430,997Liabilities 2024: $1,294,355Net Assets 2024: $136,6422024

Highlighted filing

2024

Assets$1,430,997
Liabilities$1,294,355
Net Assets$136,642
Open 2024 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2013: $61,913Expenses 2013: $60,439Net Income 2013: $1,4742013Revenue 2014: $60,004Expenses 2014: $58,078Net Income 2014: $1,9262014Revenue 2015: $53,369Expenses 2015: $51,521Net Income 2015: $1,8482015Revenue 2016: $58,401Expenses 2016: $54,403Net Income 2016: $3,9982016Revenue 2017: $67,971Expenses 2017: $66,032Net Income 2017: $1,9392017Revenue 2018: $67,911Expenses 2018: $64,892Net Income 2018: $3,0192018Revenue 2019: $65,330Expenses 2019: $63,176Net Income 2019: $2,1542019Revenue 2020: $56,218Expenses 2020: $69,014Net Income 2020: -$12,7962020Revenue 2021: $58,178Expenses 2021: $56,347Net Income 2021: $1,8312021Revenue 2022: $58,601Expenses 2022: $54,546Net Income 2022: $4,0552022Revenue 2023: $68,996Expenses 2023: $60,105Net Income 2023: $8,8912023Revenue 2024: $65,341Expenses 2024: $57,620Net Income 2024: $7,7212024

Highlighted filing

2024

Revenue$65,341
Expenses$57,620
Net Income$7,721
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,430,997
Liabilities
$1,294,355
Net assets
$136,642
Revenue
$65,341
Expenses
$57,620
Net income
$7,721
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.43$1.29$0.14$0.07$0.06$0.01
2023Detailed filing. Detailed filing data is available for this year.$1.34$1.21$0.13$0.07$0.06$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.52$1.40$0.12$0.06$0.05$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.47$1.36$0.12$0.06$0.06$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.24$1.13$0.11$0.06$0.07$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.17$1.05$0.13$0.07$0.06$0.00
2018Detailed filing. Detailed filing data is available for this year.$1.15$1.03$0.12$0.07$0.06$0.00
2017Detailed filing. Detailed filing data is available for this year.$1.14$1.02$0.12$0.07$0.07$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.07$0.95$0.12$0.06$0.05$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.07$0.96$0.12$0.05$0.05$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.02$0.90$0.11$0.06$0.06$0.00
2013Detailed filing. Detailed filing data is available for this year.$1.07$0.96$0.11$0.06$0.06$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.1
Gross Receipts
$65,341
Mission and Program Overview

Mission

Operated for mutual purposes

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$784,693$815,580▲ $30,887
Savings and Temporary Cash Investments$216,510$286,471▲ $69,961
Cash and Non-Interest-Bearing Accounts$249,716$257,500▲ $7,784
Rtn Earn Endowment Incm Other Fnds$128,921$136,642▲ $7,721
Receivables From Officers Etc$67,588$51,244▼ $16,344
Prepaid Expenses and Deferred Charges$22,795$20,202▼ $2,593
Total Assets$1,341,302$1,430,997▲ $89,695
Liabilities
Unsecured Notes Loans Payable$1,212,381$1,294,355▲ $81,974
Total Liabilities$1,212,381$1,294,355▲ $81,974
Net Assets / Fund Balance
Total Net Assets Fund Balance$128,921$136,642▲ $7,721
Total Liabilities and Net Assets / Fund Balance$1,341,302$1,430,997▲ $89,695
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
C WalleyTreas/presPT$1,750$1,750

Board Members and Trustees

NameTitle
J AyalaBoard Chrm
C SullivanCredit COM Memb
J FadiganCredit COM Memb
J ReynoldsCredit COM Memb
J GordonSecretary
R GonzalezSupervisory COM
G RinconenoSupervisory COM CHR
C MccallumSupervisory COM Mem
J BavoneVice Chrm
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$53,977
Investment Income
$11,364
Other Revenue
$0
Change in Net Assets
$7,721
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$55,870
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting$0$0$0$19,476
Occupancy$0$0$0$14,367
Office Expenses$0$0$0$12,584
Insurance$0$0$0$4,821
Other Expenses$0$0$0$2,125
Benefits to Members$0--$1,750
Total Functional Expenses$0$0$0$57,620
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$67,588$51,244▼ $16,344
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Ethicon Suture Credit Union
EIN
36-6083051
Phone
7087280225
Address
POBOX 5275, RIVER FOREST, IL 60305-5275

Signing Officer

Name
Cynthia Walley
Title
Treasurer
Phone
7087280225
Signed
2025-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
C Walley Treasurer
Formed
1952
Legal Domicile
Il
Voting Board Members
490
Independent Board Members
490
Employees
0
Volunteers
10

Preparer

Firm
Jorene Gordon
Address
2416 S 14th Ave, Broadview, IL 60155
Preparer
Cynthia Walley
Phone
7083085880
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union has members with share savings”

Pt VI, Line 6

“Note: page two of 990 4b”

Pt VI, Line 7A

“Members vote in Board of Directors annually”

Pt VI, Line 7B

“Members have governance and can make any motion annually”

Pt VI, Line 8A

“All meetings are documented, all board motions recorded”

Pt VI, Line 15A

“Board of directors determines contract terms and amounts”

Pt VI, Line 15A

“annually for compensation but note that no raises have”

Pt VI, Line 15A

“been given for 22 years, 98% of time is voluntary”

Pt VI, Line 15B

“Board of directors determines hourly rate/amount paid”

Pt VI, Line 15B

“for any office help”

Pt VI, Line 18

“All reports and filings available upon request”

Pt VIII

“Program service revenue = Loan/Visa interest & fees”

Pt VI, Line 11B

“Form 990 is reviewed at May monthly meeting”

Pt VI, Line 11B

“Form 990 available in our offices to all members & public”

Pt VI, Line 12C

“Board members sign an oath and are required to disclose of any potential conficts at monthly board meetings.”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0OPERATED FOR MUTUAL PURPOSES
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt01750
IRS990/BooksInCareOfDetail/PersonNm0ESCU ACCOUNTS SUPERVISOR
IRS990/BooksInCareOfDetail/PhoneNum07087280225
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0549 Madison
IRS990/BooksInCareOfDetail/USAddress/CityNm0Oak Park
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060302
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0249716
IRS990/CashNonInterestBearingGrp/EOYAmt0257500
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt01750
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt011364
IRS990/CYOtherExpensesAmt055870
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt053977
IRS990/CYRevenuesLessExpensesAmt07721
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt057620
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt065341
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDED CONSUMER LOANS TO 243 MEMBERS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt019476
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt420.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0J GORDON
IRS990/Form990PartVIISectionAGrp/PersonNm1G RINCONENO
IRS990/Form990PartVIISectionAGrp/PersonNm2J AYALA
IRS990/Form990PartVIISectionAGrp/PersonNm3J BAVONE
IRS990/Form990PartVIISectionAGrp/PersonNm4C WALLEY
IRS990/Form990PartVIISectionAGrp/PersonNm5C MCCALLUM
IRS990/Form990PartVIISectionAGrp/PersonNm6J FADIGAN
IRS990/Form990PartVIISectionAGrp/PersonNm7C SULLIVAN
IRS990/Form990PartVIISectionAGrp/PersonNm8J REYNOLDS
IRS990/Form990PartVIISectionAGrp/PersonNm9R GONZALEZ
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt41750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1SUPERVISORY COM CHR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD CHRM
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHRM
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREAS/PRES
IRS990/Form990PartVIISectionAGrp/TitleTxt5SUPERVISORY COM MEM
IRS990/Form990PartVIISectionAGrp/TitleTxt6CREDIT COM MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt7CREDIT COM MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt8CREDIT COM MEMB
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISORY COM
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt0490
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt065341
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt0490
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt04821
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt011364
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0OPERATED FOR MUTUAL PURPOSES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0128921
IRS990/NetAssetsOrFundBalancesEOYAmt0136642
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt014367
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt012584
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0ALLOWANCE LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DIVIDENDS
IRS990/OtherExpensesGrp/Desc2REGULATORY/EXAM FEES
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt0974
IRS990/OtherExpensesGrp/TotalAmt11523
IRS990/OtherExpensesGrp/TotalAmt22125
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0784693
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0815580
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022795
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020202
IRS990/PrincipalOfficerNm0C Walley Treasurer
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN-VISA INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt050785
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13192
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0RECEIVED DEPOSITS ON SHARE SAVINGS FROM 490 MEMBERS
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt012402
IRS990/PYOtherExpensesAmt059355
IRS990/PYProgramServiceRevenueAmt056594
IRS990/PYRevenuesLessExpensesAmt08891
IRS990/PYSalariesCompEmpBnftPaidAmt0750
IRS990/PYTotalExpensesAmt060105
IRS990/PYTotalRevenueAmt068996
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt067588
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt051244
IRS990/ReconcilationRevenueExpnssAmt07721
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0128921
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0136642
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0216510
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0286471
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0350
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13055
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt223860
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt323979
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SIGNATURE LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1signature Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Car Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Car Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt05000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt15000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt240000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt336000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Joyce Reynolds
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Clarence McCallum
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Gabriel Rinconeno
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Joseph Bavone
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/TotalBalanceDueAmt051244
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union has members with share savings
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Note: page two of 990 4b
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members vote in Board of Directors annually
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Members have governance and can make any motion annually
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4All meetings are documented, all board motions recorded
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Board of directors determines contract terms and amounts
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6annually for compensation but note that no raises have
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7been given for 22 years, 98% of time is voluntary
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Board of directors determines hourly rate/amount paid
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9for any office help
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10All reports and filings available upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Program service revenue = Loan/Visa interest & fees
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Form 990 is reviewed at May monthly meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Form 990 available in our offices to all members & public
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Board members sign an oath and are required to disclose of any potential conficts at monthly board meetings.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VIII
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Pt VI, Line 12c
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01341302
IRS990/TotalAssetsEOYAmt01430997
IRS990/TotalAssetsGrp/BOYAmt01341302
IRS990/TotalAssetsGrp/EOYAmt01430997
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt057620
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01212381
IRS990/TotalLiabilitiesEOYAmt01294355
IRS990/TotalLiabilitiesGrp/BOYAmt01212381
IRS990/TotalLiabilitiesGrp/EOYAmt01294355
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0128921
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0136642
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt053977
IRS990/TotalReportableCompFromOrgAmt01750
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt065341
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt065341
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01341302
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01430997
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt01212381
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt01294355
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0549 Madison
IRS990/USAddress/CityNm0Oak Park
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060302
IRS990/VotingMembersGoverningBodyCnt0490
IRS990/VotingMembersIndependentCnt0490
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CYNTHIA WALLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07087280225
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ETHICON SUTURE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ETHI
ReturnHeader/Filer/EIN0366083051
ReturnHeader/Filer/PhoneNum07087280225
ReturnHeader/Filer/USAddress/AddressLine1Txt0POBOX 5275
ReturnHeader/Filer/USAddress/CityNm0RIVER FOREST
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd0603055275
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JORENE GORDON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02416 S 14th Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Broadview
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060155
ReturnHeader/PreparerPersonGrp/PhoneNum07083085880
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CYNTHIA WALLEY
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-13T17:38:19-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.