Civic Intelligence

Womens Institute for Financial Education

EIN 36-4820671 • 501(c)3 • San Diego, CA

Profile

Financial education

10863 Vereda Sol Del DiosSan Diego, CA 92130

www.wife.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

27th percentile

-15%

Higher net margin than 27% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

89th percentile

$26,000

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 16.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

20th percentile

-48%

Faster asset growth than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

43rd percentile

-8.6%

Faster revenue growth than 43% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$49,448

Up $10,488 (+27%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$49,448

Up $10,488 (+27%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin27th percentile

Revenue

Up

$174,712

Up $16,934 (+11%) from 2023

Expenses

Up

$164,224

Up $4,994 (+3.1%) from 2023

Net Income

Up

$10,488

Up $11,940 (+822%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth20th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2020: $43,348Liabilities 2020: $0Net Assets 2020: $43,3482020Assets 2021: $43,487Liabilities 2021: $0Net Assets 2021: $43,4872021Assets 2022: $40,412Liabilities 2022: $0Net Assets 2022: $40,4122022Assets 2023: $38,960Liabilities 2023: $0Net Assets 2023: $38,9602023Assets 2024: $49,448Liabilities 2024: $0Net Assets 2024: $49,4482024

Highlighted filing

2024

Assets$49,448
Liabilities$0
Net Assets$49,448
Open 2024 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100K-$200KRevenue 2020: $173,279Expenses 2020: $286,051Net Income 2020: -$112,7722020Revenue 2021: $179,088Expenses 2021: $178,949Net Income 2021: $1392021Revenue 2022: $172,485Expenses 2022: $175,560Net Income 2022: -$3,0752022Revenue 2023: $157,778Expenses 2023: $159,230Net Income 2023: -$1,4522023Revenue 2024: $174,712Expenses 2024: $164,224Net Income 2024: $10,4882024

Highlighted filing

2024

Revenue$174,712
Expenses$164,224
Net Income$10,488
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$49,448
Liabilities
$0
Net assets
$49,448
Revenue
$174,712
Expenses
$164,224
Net income
$10,488
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$1.75$1.64$0.10
2023Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$1.58$1.59$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.40$0.00$0.40$1.72$1.76$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.79$1.79$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.73$2.86$1.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 5, 2025
Return Version
2024v5.0
Gross Receipts
$174,712
Mission and Program Overview

Mission

Financial education

Program Services

DescriptionGrantsExpenses
Second Saturday Workshop, divorce education - over 15,000 attended workshops and many more visited website. Money Clubs, personal finance groups - approximately 4000 members. WIFE.org website, financial education information and free newsletter - 45,000 subscribers, 850,000 visitors.$0$149,973
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Candace BahrPresidentPT$20,000-$20,000
Ginita WallCFO TreasurerPT$20,000-$20,000
Filing and Contact Details

Filer

Filer Name
Womens Institute for Financial Education
EIN
36-4820671
Phone
8585240955
Address
10863 Vereda Sol Del Dios, San Diego, CA 92130

Signing Officer

Name
Ginita Wall
Title
Treasurer
Phone
8587920524
Signed
2025-05-05
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Filing Fees;95|Marketing;1085|Web services;77900^Total;79080^”

Raw XML Appendix160 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Ginita Wall
IRS990EZ/BooksInCareOfDetail/PhoneNum08587920524
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt010863 Vereda Sol Del Dios
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0San Diego
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092130
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt038960
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt049448
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0249
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt010488
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt041500
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt038960
IRS990EZ/Form990TotalAssetsGrp/EOYAmt049448
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0174712
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0954
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt038960
IRS990EZ/NetAssetsOrFundBalancesEOYAmt049448
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt038960
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt049448
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt015
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt115
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt020000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt120000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Candace Bahr
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ginita Wall
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CFO Treasurer
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt079080
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Financial education
IRS990EZ/PrintingPublicationsPostageAmt010
IRS990EZ/ProgramServiceRevenueAmt0173509
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Second Saturday Workshop, divorce education - over 15,000 attended workshops and many more visited website. Money Clubs, personal finance groups - approximately 4000 members. WIFE.org website, financial education information and free newsletter - 45,000 subscribers, 850,000 visitors.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0149973
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt043634
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0164224
IRS990EZ/TotalProgramServiceExpensesAmt0149973
IRS990EZ/TotalRevenueAmt0174712
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.wife.org
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0249
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0661
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0390
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0239
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01097
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02636
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0954
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt04
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt09
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt018
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0208
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01193
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0173509
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0157113
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0172086
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0178831
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0171974
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0853513
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0954
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt04
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt09
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt018
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0208
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01193
IRS990ScheduleA/InvestmentIncomeCYPct00.00139
IRS990ScheduleA/InvestmentIncomePYPct00.00099
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99861
IRS990ScheduleA/PublicSupportPY509Pct00.99901
IRS990ScheduleA/PublicSupportTotal509Amt0856149
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0173758
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0157774
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0172476
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0179070
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0173071
IRS990ScheduleA/Total509Grp/TotalAmt0856149
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0174712
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0157778
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0172485
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0179088
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0173279
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0857342
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Filing Fees;95|Marketing;1085|Web services;77900^Total;79080^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Ginita Wall
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum08587920524
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WOMENS INSTITUTE FOR FINANCIAL EDUCATION
ReturnHeader/Filer/BusinessNameControlTxt0WOME
ReturnHeader/Filer/EIN0364820671
ReturnHeader/Filer/PhoneNum08585240955
ReturnHeader/Filer/USAddress/AddressLine1Txt010863 Vereda Sol Del Dios
ReturnHeader/Filer/USAddress/CityNm0San Diego
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092130
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-05-05T17:20:26-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.