Civic Intelligence

Downriver Association of Realtors

EIN 36-4490626 • 501(c)3 • Monroe, MI

Profile

The foundation's primary purpose is to receive and administer funds to build new homes and rehabilitate existing homes for low-income families and to make donations to local charitable groups such as community outreach programs.

125 Cole RdMonroe, MI 48162

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

39th percentile

-2.8%

Higher net margin than 39% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

18th percentile

-58%

Faster asset growth than 18% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

49th percentile

-3.3%

Faster revenue growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$688

Down $960 (-58%) from 2024

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Down

$688

Down $960 (-58%) from 2024

Operations
Liabilities / Revenue62nd percentileNet Margin39th percentile

Revenue

Down

$34,095

Down $1,156 (-3.3%) from 2024

Expenses

Up

$35,055

Up $908 (+2.7%) from 2024

Net Income

Down

-$960

Down $2,064 (-187%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth18th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0K$4.0K$2.0K$0Assets 2011: $5,285Net Assets 2011: $5,2852011Assets 2012: $3,802Net Assets 2012: $3,8022012Assets 2013: $4,360Net Assets 2013: $4,3602013Assets 2014: $2,468Net Assets 2014: $2,4682014Assets 2015: $1,305Net Assets 2015: $1,3052015Assets 2016: $1,098Net Assets 2016: $1,0982016Assets 2017: $1,488Net Assets 2017: $1,4882017Assets 2018: $695Net Assets 2018: $6952018Assets 2019: $4,016Net Assets 2019: $4,0162019Assets 2020: $2,312Net Assets 2020: $2,3122020Assets 2021: $3,788Net Assets 2021: $3,7882021Assets 2022: $3,016Net Assets 2022: $3,0162022Assets 2023: $544Net Assets 2023: $5442023Assets 2024: $1,648Net Assets 2024: $1,6482024Assets 2025: $688Liabilities 2025: $0Net Assets 2025: $6882025

Highlighted filing

2025

Assets$688
Liabilities$0
Net Assets$688
Open 2025 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0-$10KRevenue 2011: $6,277Expenses 2011: $4,253Net Income 2011: $2,0242011Revenue 2012: $3,080Expenses 2012: $4,563Net Income 2012: -$1,4832012Revenue 2013: $3,173Expenses 2013: $2,615Net Income 2013: $5582013Expenses 2014: $1,8922014Revenue 2015: $1,705Expenses 2015: $2,868Net Income 2015: -$1,1632015Revenue 2016: $3,116Expenses 2016: $3,323Net Income 2016: -$2072016Revenue 2017: $5,262Expenses 2017: $4,872Net Income 2017: $3902017Revenue 2018: $4,541Expenses 2018: $5,334Net Income 2018: -$7932018Revenue 2019: $23,039Expenses 2019: $19,718Net Income 2019: $3,3212019Revenue 2020: $936Expenses 2020: $2,640Net Income 2020: -$1,7042020Revenue 2021: $29,702Expenses 2021: $28,226Net Income 2021: $1,4762021Revenue 2022: $32,001Expenses 2022: $32,773Net Income 2022: -$7722022Revenue 2023: $34,347Expenses 2023: $36,819Net Income 2023: -$2,4722023Revenue 2024: $35,251Expenses 2024: $34,147Net Income 2024: $1,1042024Revenue 2025: $34,095Expenses 2025: $35,055Net Income 2025: -$9602025

Highlighted filing

2025

Revenue$34,095
Expenses$35,055
Net Income-$960
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$688
Liabilities
$0
Net assets
$688
Revenue
$34,095
Expenses
$35,055
Net income
-$960
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.69$0.00$0.69$34.1$35.1$0.96
2024Detailed filing. Detailed filing data is available for this year.$1.65$1.65$35.3$34.1$1.10
2023Detailed filing. Detailed filing data is available for this year.$0.54$0.54$34.3$36.8$2.47
2022Detailed filing. Detailed filing data is available for this year.$3.02$3.02$32.0$32.8$0.77
2021Detailed filing. Detailed filing data is available for this year.$3.79$3.79$29.7$28.2$1.48
2020Detailed filing. Detailed filing data is available for this year.$2.31$2.31$0.94$2.64$1.70
2019Detailed filing. Detailed filing data is available for this year.$4.02$4.02$23.0$19.7$3.32
2018Detailed filing. Detailed filing data is available for this year.$0.70$0.70$4.54$5.33$0.79
2017Detailed filing. Detailed filing data is available for this year.$1.49$1.49$5.26$4.87$0.39
2016Detailed filing. Detailed filing data is available for this year.$1.10$1.10$3.12$3.32$0.21
2015Detailed filing. Detailed filing data is available for this year.$1.31$1.31$1.71$2.87$1.16
2014Detailed filing. Detailed filing data is available for this year.$2.47$2.47$1.89
2013Detailed filing. Detailed filing data is available for this year.$4.36$4.36$3.17$2.62$0.56
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.80$3.80$3.08$4.56$1.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.29$5.29$6.28$4.25$2.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 22, 2026
Return Version
2025v4.0
Gross Receipts
$34,095
Mission and Program Overview

Mission

The foundation's primary purpose is to receive and administer funds to build new homes and rehabilitate existing homes for low-income families and to make donations to local charitable groups such as community outreach programs.

Program Services

DescriptionGrantsExpenses
SUPPORT LOCAL CHARITABLE GROUPS AND COMMUNITY OUTREACH PROGRAMS$0$34,605
RECEIVE AND ADMINISTER FUNDS TO BUILD NEW HOMES AND REHABILITATE EXISTING HOMES FOR LOW INCOME FAMILIES$0$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SHANNON HARNERAssoc Executive-$0--
JORDAN BOBBITPresident-$0--
STEVE HUDKINSTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Downriver Association of Realtors
EIN
36-4490626
Phone
7342426866
Address
125 COLE RD, MONROE, MI 48162

Signing Officer

Name
Shannon Harner
Title
Assoc Executive
Phone
7342426866
Signed
2026-02-22
Discuss with paid preparer
Yes

Preparer

Firm
Calkins Hehl Rafko Cpas Pllc
Address
1 S MONROE ST, MONROE, MI 48161-2230
Preparer
Nicklaus W Calkins
Phone
7342417200
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: donations. Amount: 34,605.”

Raw XML Appendix144 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SHANNON HARNER
IRS990EZ/BooksInCareOfDetail/PhoneNum07342426866
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0125 COLE RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MONROE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048162
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt01648
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0688
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt034095
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-960
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0450
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt01648
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0688
IRS990EZ/GrossReceiptsAmt034095
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt01648
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0688
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt01648
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0688
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SHANNON HARNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JORDAN BOBBIT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2STEVE HUDKINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0ASSOC EXECUTIVE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt034605
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE FOUNDATION'S PRIMARY PURPOSE IS TO RECEIVE AND ADMINISTER FUNDS TO BUILD NEW HOMES AND REHABILITATE EXISTING HOMES FOR LOW-INCOME FAMILIES AND TO MAKE DONATIONS TO LOCAL CHARITABLE GROUPS SUCH AS COMMUNITY OUTREACH PROGRAMS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0RECEIVE AND ADMINISTER FUNDS TO BUILD NEW HOMES AND REHABILITATE EXISTING HOMES FOR LOW INCOME FAMILIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1SUPPORT LOCAL CHARITABLE GROUPS AND COMMUNITY OUTREACH PROGRAMS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt134605
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt035055
IRS990EZ/TotalProgramServiceExpensesAmt034605
IRS990EZ/TotalRevenueAmt034095
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt034095
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt035251
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt034347
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt032001
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt029702
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0165396
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0165396
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt034095
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt035251
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt034347
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt032001
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt029702
IRS990ScheduleA/Total509Grp/TotalAmt0165396
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt034095
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt035251
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt034347
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt032001
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt029702
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0165396
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DONATIONS. AMOUNT: 34,605.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SHANNON HARNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASSOC EXECUTIVE
ReturnHeader/BusinessOfficerGrp/PhoneNum07342426866
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DOWNRIVER ASSOCIATION OF REALTORS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CHARITABLE FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0DOWN
ReturnHeader/Filer/EIN0364490626
ReturnHeader/Filer/PhoneNum07342426866
ReturnHeader/Filer/USAddress/AddressLine1Txt0125 COLE RD
ReturnHeader/Filer/USAddress/CityNm0MONROE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048162
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0381335762
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CALKINS HEHL RAFKO CPAS PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01 S MONROE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MONROE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0481612230
ReturnHeader/PreparerPersonGrp/PhoneNum07342417200
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NICKLAUS W CALKINS
ReturnHeader/ReturnTs02026-02-27T17:28:21-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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