Civic Intelligence

Opportunity Transformation Investments

EIN 36-4382506 • 501(c)3 • Chicago, IL

Profile

To invest in and hold ownership positions in micro-finance institutions as they convert from nongovernmental organizations to commercial microfinance institutions serving the poor.

101 N Wacker Dr Suite 1150Chicago, IL 60606

www.opportunity.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

20th percentile

0.03x

Higher debt load relative to assets than 20% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

2.27x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

3rd percentile

-88%

Higher net margin than 3% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

88th percentile

$645,054

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 197.4% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Asset Growth

59th percentile

7.7%

Faster asset growth than 59% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

9th percentile

-26%

Faster revenue growth than 9% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets20th percentile

Assets

Up

$29,031,703

Up $2,074,374 (+7.7%) from 2023

Liabilities

Up

$741,838

Up $357,078 (+93%) from 2023

Net Assets

Up

$28,289,865

Up $1,717,296 (+6.5%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin3rd percentile

Revenue

Down

$326,850

Down $114,734 (-26%) from 2023

Expenses

Up

$613,937

Up $85,460 (+16%) from 2023

Net Income

Down

-$287,087

Down $200,194 (-230%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $81,624,228Liabilities 2010: $10,561,044Net Assets 2010: $71,063,1842010Assets 2011: $102,583,691Liabilities 2011: $22,090,434Net Assets 2011: $80,493,2572011Assets 2012: $119,672,666Liabilities 2012: $18,862,433Net Assets 2012: $100,810,2332012Assets 2013: $116,984,836Liabilities 2013: $20,530,014Net Assets 2013: $96,454,8222013Assets 2014: $134,156,498Liabilities 2014: $39,909,297Net Assets 2014: $94,247,2012014Assets 2015: $128,469,573Liabilities 2015: $27,180,279Net Assets 2015: $101,289,2942015Assets 2016: $79,794,859Liabilities 2016: $22,872,024Net Assets 2016: $56,922,8352016Assets 2017: $53,905,212Liabilities 2017: $23,006,924Net Assets 2017: $30,898,2882017Assets 2018: $47,593,090Liabilities 2018: $17,926,086Net Assets 2018: $29,667,0042018Assets 2019: $41,205,459Liabilities 2019: $15,944,921Net Assets 2019: $25,260,5382019Assets 2021: $31,563,948Liabilities 2021: $4,344,620Net Assets 2021: $27,219,3282021Assets 2022: $26,056,405Liabilities 2022: $305,887Net Assets 2022: $25,750,5182022Assets 2023: $26,957,329Liabilities 2023: $384,760Net Assets 2023: $26,572,5692023Assets 2024: $29,031,703Liabilities 2024: $741,838Net Assets 2024: $28,289,8652024

Highlighted filing

2024

Assets$29,031,703
Liabilities$741,838
Net Assets$28,289,865
Open 2024 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$0-$20M-$40MExpenses 2010: $2,217,8722010Expenses 2011: $3,253,6142011Expenses 2012: $2,366,4142012Revenue 2013: -$1,692,988Expenses 2013: $2,446,305Net Income 2013: -$4,139,2932013Revenue 2014: $26,404Expenses 2014: $2,944,366Net Income 2014: -$2,917,9622014Revenue 2015: $11,973,809Expenses 2015: $5,351,735Net Income 2015: $6,622,0742015Revenue 2016: -$29,382,486Expenses 2016: $3,705,768Net Income 2016: -$33,088,2542016Revenue 2017: -$21,601,664Expenses 2017: $2,462,546Net Income 2017: -$24,064,2102017Revenue 2018: $1,151,456Expenses 2018: $2,359,574Net Income 2018: -$1,208,1182018Revenue 2019: -$2,680,540Expenses 2019: $1,913,775Net Income 2019: -$4,594,3152019Revenue 2021: $5,059,386Expenses 2021: $1,254,772Net Income 2021: $3,804,6142021Revenue 2022: -$522,397Expenses 2022: $946,413Net Income 2022: -$1,468,8102022Revenue 2023: $441,584Expenses 2023: $528,477Net Income 2023: -$86,8932023Revenue 2024: $326,850Expenses 2024: $613,937Net Income 2024: -$287,0872024

Highlighted filing

2024

Revenue$326,850
Expenses$613,937
Net Income-$287,087
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$29,031,703
Liabilities
$741,838
Net assets
$28,289,865
Revenue
$326,850
Expenses
$613,937
Net income
-$287,087
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.0$0.74$28.3$0.33$0.61$0.29
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.0$0.38$26.6$0.44$0.53$0.09
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$0.31$25.8$0.52$0.95$1.47
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.6$4.34$27.2$5.06$1.25$3.80
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.2$15.9$25.3$2.68$1.91$4.59
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.6$17.9$29.7$1.15$2.36$1.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$53.9$23.0$30.9$21.6$2.46$24.1
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$79.8$22.9$56.9$29.4$3.71$33.1
2015Detailed filing. Detailed filing data is available for this year.$128$27.2$101$12.0$5.35$6.62
2014Detailed filing. Detailed filing data is available for this year.$134$39.9$94.2$0.03$2.94$2.92
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$117$20.5$96.5$1.69$2.45$4.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$18.9$101$2.37
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$22.1$80.5$3.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$81.6$10.6$71.1$2.22
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 12, 2025
Return Version
2023v6.0
Gross Receipts
$326,850
Mission and Program Overview

Mission

To invest in and hold ownership positions in micro-finance institutions as they convert from nongovernmental organizations to commercial microfinance institutions serving the poor.

To invest in and hold ownership positions in micro-finance institutions serving the poor.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$26,423,524$28,367,264▲ $1,943,740
Savings and Temporary Cash Investments$10,000$0▼ $10,000
Accounts Receivable$0$2,930▲ $2,930
Total Assets$26,957,329$29,031,703▲ $2,074,374
Other Assets Total$523,805$661,509▲ $137,704
Liabilities
Other Liabilities$53,265$457,086▲ $403,821
Accounts Payable and Accrued Expenses$231,495$284,752▲ $53,257
Mortgage Notes Payable Secured by Investment Property$100,000$0▼ $100,000
Total Liabilities$384,760$741,838▲ $357,078
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$26,572,569$28,289,865▲ $1,717,296
Total Net Assets Fund Balance$26,572,569$28,289,865▲ $1,717,296
Total Liabilities and Net Assets / Fund Balance$26,957,329$29,031,703▲ $2,074,374

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$9,537,472--
Compensation and Service Providers
Top Officer Pay88th percentile

Board Members and Trustees

NameTitle
Atul TandonPresident
Dale PattersonDirector
Dave TolmieDirector
James BergmanDirector
Mark ThompsonDirector
Mike PalmerDirector
Randy KurtzEXECUTIVE VP, INT'L PROGRA
David WiegmanSecretary & Assistant Trea
Margaret TomasikTreasurer
Mauricio Agudelo RinconVP, Corporate Development

Highest Paid Contractors

ContractorServicesLocationCompensation
Opportunity International INCAdministrative Services101 N WACKER DR SUITE 1150, Chicago, IL 60606$272,541
Revenue and Support

Revenue Composition

Contributions and Grants
$177,062
Program Service Revenue
$0
Investment Income
$145,777
Other Revenue
$4,011
Change in Net Assets
$-287,087
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$313,318
Salaries, Compensation, and Employee Benefits$300,619
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Payments to Affiliates$272,541--$272,541
Other Salaries and Wages$254,921--$254,921
Fees for Services Accounting$72,316--$72,316
Payroll Taxes$21,433--$21,433
Insurance$20,017--$20,017
Pension Plan Contributions$17,537--$17,537
Occupancy$13,626--$13,626
Other Employee Benefits$6,728--$6,728
Travel$1,876--$1,876
Fees for Services Other$1,786--$1,786
Interest$189--$189
Office Expenses$137--$137
Other Expenses$49--$49
Fees for Services Legal$-69,275--$-69,275
Total Functional Expenses$613,937$0$0$613,937
International Activity

International Summary

Offices
0
Employees
0
Spending
$28,367,264

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
Yes
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Program Investments - Sub-saharan AfricaProgram Related InvestmentsInvestments in Microfinance Institutions00$14,370,294
Program Investments - EuropeProgram Related InvestmentsInvestments in Microfinance Institutions00$10,454,771
Program Investments - South AsiaProgram Related InvestmentsInvestments in Microfinance Institutions00$3,542,199
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payable to Affiliate$457,086
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization's sole member is opportunity international, inc. (see schedule r, part ii).”

Form 990, Part VI, Section A, Line 7A

“The organization's sole member, opportunity international, inc., is responsible for electing the board of directors.”

Form 990, Part VI, Section B, Line 11B

“Staff prepares detailed information from internal reports and audited financial statements and sends to baker tilly advisory group, lp. Treasurer of opportunity international (oi) reviews the draft prepared by baker tilly advisory group, lp and discusses comments and questions with baker tilly advisory group, lp. Final draft of 990 is presented to audit committee for review. After review is complete, the 990 is distributed to the opportunity international bod and the return is signed and submitted to the irs.”

Form 990, Part VI, Section B, Line 12C

“It is an annual requirement for all employees and directors to sign the conflict of interest statements. Disclosures are to be made by employees to the vp of human resources, exceptions are reviewed by the ceo. In the case of the ceo and other directors, conflicts of interest are reported to the finance, risk and audit committee. If a conflict of interest is determined, the responsible person(s) are recused/excluded from all discussions in connection with the proposed transaction. Finance department monitors related party transactions.”

Form 990, Part VI, Section B, Line 15

“Compensation is reviewed using a custom executive compensation survey conducted by fw cook. Survey compares compensation data for similar organizations in the ngo and for-profit sectors. Ceo pay is reviewed and determined by the executive committee of the board."”

Form 990, Part VI, Section C, Line 19

“The conflict of interest policy is not published. Financial statements and governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Opportunity Transformation Investments
EIN
36-4382506
Phone
8007939455
Address
101 N WACKER DR SUITE 1150, CHICAGO, IL 60606

Signing Officer

Name
Margaret Tomasik
Title
CFO
Phone
8007939455
Signed
2025-08-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Atul Tandon
Formed
2000
Legal Domicile
Il
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
6

Preparer

Firm
Baker Tilly Advisory Group Lp
Address
205 N MICHIGAN AVE 2800, CHICAGO, IL 60601-5927
Preparer
Mark Heroux
Phone
3127298000
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has not changed either its oversight process or selection process during the tax year.”

PART IX, LINE 11B LEGAL:

“Legal fees has a credit balance because opportunity transformation investments inc. Was reimbursed for legal fees which incurred in the prior year.”

Financial Statement Notes

PART X, LINE 2:

“Oti has received a determination letter from the irs indicating that they are exempt from federal income taxes under section 501(c)(3) of the internal revenue code, as amended. Accordingly, oti is not subject to income taxes except to the extent it has taxable income from activities that are not related to its exempt purpose. No provision for federal or state income taxes has been made as oti is not engaged in any unrelated business income activities. Oti believes they have taken no significant uncertain tax positions as of september 30, 2024 and 2023.”

Raw XML AppendixShowing 400 of 595 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0231495
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0284752
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt02930
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR.
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MARGARET TOMASIK CFO
IRS990/BooksInCareOfDetail/PhoneNum03124875007
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0101 N WACKER DR SUITE 1150
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHICAGO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060606
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0272541
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0101 N WACKER DR SUITE 1150
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd060606
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0OPPORTUNITY INTERNATIONAL INC
IRS990/ContractorCompensationGrp/ServicesDesc0ADMINISTRATIVE SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0177062
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0145777
IRS990/CYOtherExpensesAmt0313318
IRS990/CYOtherRevenueAmt04011
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-287087
IRS990/CYSalariesCompEmpBnftPaidAmt0300619
IRS990/CYTotalExpensesAmt0613937
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0326850
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0613937
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt072316
IRS990/FeesForServicesAccountingGrp/TotalAmt072316
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0-69275
IRS990/FeesForServicesLegalGrp/TotalAmt0-69275
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt01786
IRS990/FeesForServicesOtherGrp/TotalAmt01786
IRS990/ForeignActivitiesInd01
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt920.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt030240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt624621
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt839407
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IRS990/Form990PartVIISectionAGrp/PersonNm0ATUL TANDON
IRS990/Form990PartVIISectionAGrp/PersonNm1DALE PATTERSON
IRS990/Form990PartVIISectionAGrp/PersonNm2DAVE TOLMIE
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES BERGMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4MARK THOMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm5MIKE PALMER
IRS990/Form990PartVIISectionAGrp/PersonNm6MARGARET TOMASIK
IRS990/Form990PartVIISectionAGrp/PersonNm7DAVID WIEGMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8RANDY KURTZ
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt9237847
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY & ASSISTANT TREA
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE VP, INT'L PROGRA
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP, CORPORATE DEVELOPMENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02000
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0326850
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt020017
IRS990/InsuranceGrp/TotalAmt020017
IRS990/InterestGrp/ProgramServicesAmt0189
IRS990/InterestGrp/TotalAmt0189
IRS990/InvestmentIncomeGrp/ExclusionAmt0145777
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0145777
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt026423524
IRS990/InvestmentsProgramRelatedGrp/EOYAmt028367264
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0100000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt026572569
IRS990/NetAssetsOrFundBalancesEOYAmt028289865
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt02004383
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt026572569
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt028289865
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt013626
IRS990/OccupancyGrp/TotalAmt013626
IRS990/OfficeExpensesGrp/ProgramServicesAmt0137
IRS990/OfficeExpensesGrp/TotalAmt0137
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0523805
IRS990/OtherAssetsTotalGrp/EOYAmt0661509
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt06728
IRS990/OtherEmployeeBenefitsGrp/TotalAmt06728
IRS990/OtherExpensesGrp/Desc0CURRENCY LOSS
IRS990/OtherExpensesGrp/Desc1VAT TAXES
IRS990/OtherExpensesGrp/ProgramServicesAmt056
IRS990/OtherExpensesGrp/ProgramServicesAmt149
IRS990/OtherExpensesGrp/TotalAmt056
IRS990/OtherExpensesGrp/TotalAmt149
IRS990/OtherLiabilitiesGrp/BOYAmt053265
IRS990/OtherLiabilitiesGrp/EOYAmt0457086
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt04011
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04011
IRS990/OtherRevenueTotalAmt04011
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0254921
IRS990/OtherSalariesAndWagesGrp/TotalAmt0254921
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt0272541
IRS990/PaymentsToAffiliatesGrp/TotalAmt0272541
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt021433
IRS990/PayrollTaxesGrp/TotalAmt021433
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt017537
IRS990/PensionPlanContributionsGrp/TotalAmt017537
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ATUL TANDON
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0300000
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0141584
IRS990/PYOtherExpensesAmt0271130
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-86893
IRS990/PYSalariesCompEmpBnftPaidAmt0257347
IRS990/PYTotalExpensesAmt0528477
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0441584
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-287087
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RelatedOrganizationsAmt0177062
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0177062
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0300000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt097494
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0574556
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0145777
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0141584
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0159984
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt032757
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt090411
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0570513
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt04011
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt07226
IRS990ScheduleA/OtherIncome170Grp/TotalAmt011237
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.49690
IRS990ScheduleA/PublicSupportPY170Pct00.37300
IRS990ScheduleA/PublicSupportTotal170Amt0574556
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0177062
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0300000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt097494
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0574556
IRS990ScheduleA/TotalSupportAmt01156306
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt03542199
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt14832822
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt210454771
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt39537472
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENT IN DIA VIKAS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1MINORITY INVESTMENT IN OBUL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2OTI MINORITY INVESTMENT IN 3BANK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3INVESTMENT IN OPP INT OISL (GHANA)
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0457086
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYABLE TO AFFILIATE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0OTI HAS RECEIVED A DETERMINATION LETTER FROM THE IRS INDICATING THAT THEY ARE EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE, AS AMENDED. ACCORDINGLY, OTI IS NOT SUBJECT TO INCOME TAXES EXCEPT TO THE EXTENT IT HAS TAXABLE INCOME FROM ACTIVITIES THAT ARE NOT RELATED TO ITS EXEMPT PURPOSE. NO PROVISION FOR FEDERAL OR STATE INCOME TAXES HAS BEEN MADE AS OTI IS NOT ENGAGED IN ANY UNRELATED BUSINESS INCOME ACTIVITIES. OTI BELIEVES THEY HAVE TAKEN NO SIGNIFICANT UNCERTAIN TAX POSITIONS AS OF SEPTEMBER 30, 2024 AND 2023.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueProgramRltdAmt028367264
IRS990ScheduleD/TotalLiabilityAmt0457086
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt00
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt10
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt20
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt00
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt10
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt20
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt03542199
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt114370294
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt210454771
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt0PROGRAM INVESTMENTS - SOUTH ASIA
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt1PROGRAM INVESTMENTS - SUB-SAHARAN AFRICA
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt2PROGRAM INVESTMENTS - EUROPE
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt0INVESTMENTS IN MICROFINANCE INSTITUTIONS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt1INVESTMENTS IN MICROFINANCE INSTITUTIONS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt2INVESTMENTS IN MICROFINANCE INSTITUTIONS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt0PROGRAM RELATED INVESTMENTS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt1PROGRAM RELATED INVESTMENTS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt2PROGRAM RELATED INVESTMENTS
IRS990ScheduleF/BoycottCountriesInd00
IRS990ScheduleF/ContinuationSpentAmt00
IRS990ScheduleF/ContinuationTotalEmployeeCnt00
IRS990ScheduleF/ContinuationTotalOfficeCnt00
IRS990ScheduleF/ForeignCorpOwnershipInd01
IRS990ScheduleF/ForeignPartnershipInd00
IRS990ScheduleF/InterestInForeignTrustInd00
IRS990ScheduleF/PassiveForeignInvestmestCoInd00
IRS990ScheduleF/SubtotalEmployeesCnt00
IRS990ScheduleF/SubtotalOfficesCnt00
IRS990ScheduleF/SubtotalSpentAmt028367264
IRS990ScheduleF/TotalEmployeeCnt00
IRS990ScheduleF/TotalOfficeCnt00
IRS990ScheduleF/TotalSpentAmt028367264
IRS990ScheduleF/TransferToForeignCorpInd00
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt0140000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt1110000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt315000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0474814
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1274091
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt2261228
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt3222847
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt4209449
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt023046
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt120241
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt217896

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