Civic Intelligence

Illinois Bankers Education Services Inc.

990 • Fiscal year 2017 • EIN 36-4271815

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 15, 2018

Organization ProfileN/A
524 S 2nd StreetSpringfield, IL 62701

(217) 789-9340

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

1.67x

Higher debt load relative to assets than 97% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

64th percentile

0.20x

Higher debt load relative to revenue than 64% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

43rd percentile

0.9%

Higher net margin than 43% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

6th percentile

-19%

Faster asset growth than 6% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2017

Revenue Growth

55th percentile

6.4%

Faster revenue growth than 55% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2017

Balance Sheet
Liabilities / Assets97th percentile

Assets

Down

$178,464

Down $95,731 (-35%) from 2015

Net Assets

Up

-$119,127

Up $50,011 (+30%) from 2015

Liabilities

Down

$297,591

Down $145,742 (-33%) from 2015

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin43rd percentile

Revenue

Up

$1,474,463

Up $170,988 (+13%) from 2015

Expenses

Up

$1,460,544

Up $181,709 (+14%) from 2015

Net Income

Down

$13,919

Down $10,721 (-44%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.0M$0-$1.0MAssets 2010: $151,609Liabilities 2010: $1,078,278Net Assets 2010: -$926,6692010Assets 2011: $72,294Liabilities 2011: $646,275Net Assets 2011: -$573,9812011Assets 2012: $44,188Liabilities 2012: $379,061Net Assets 2012: -$334,8732012Assets 2013: $93,311Liabilities 2013: $267,793Net Assets 2013: -$174,4822013Assets 2014: $261,999Liabilities 2014: $455,777Net Assets 2014: -$193,7782014Assets 2015: $274,195Liabilities 2015: $443,333Net Assets 2015: -$169,1382015Assets 2017: $178,464Liabilities 2017: $297,591Net Assets 2017: -$119,1272017Assets 2018: $111,294Liabilities 2018: $182,561Net Assets 2018: -$71,2672018Assets 2019: $249,937Liabilities 2019: $231,975Net Assets 2019: $17,9622019Assets 2020: $284,821Liabilities 2020: $157,490Net Assets 2020: $127,3312020Assets 2021: $320,511Liabilities 2021: $217,096Net Assets 2021: $103,4152021Assets 2022: $167,362Liabilities 2022: $239,098Net Assets 2022: -$71,7362022Assets 2024: $159,439Liabilities 2024: $227,524Net Assets 2024: -$68,0852024

Highlighted filing

2017

Assets$178,464
Liabilities$297,591
Net Assets-$119,127
Open 2017 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,000,9032010Expenses 2011: $1,194,7312011Expenses 2012: $1,128,3902012Revenue 2013: $1,348,241Expenses 2013: $1,187,850Net Income 2013: $160,3912013Revenue 2014: $1,352,466Expenses 2014: $1,371,762Net Income 2014: -$19,2962014Revenue 2015: $1,303,475Expenses 2015: $1,278,835Net Income 2015: $24,6402015Revenue 2017: $1,474,463Expenses 2017: $1,460,544Net Income 2017: $13,9192017Revenue 2018: $1,501,864Expenses 2018: $1,454,004Net Income 2018: $47,8602018Revenue 2019: $1,469,086Expenses 2019: $1,379,857Net Income 2019: $89,2292019Revenue 2020: $1,180,028Expenses 2020: $1,070,659Net Income 2020: $109,3692020Revenue 2021: $1,334,451Expenses 2021: $1,358,367Net Income 2021: -$23,9162021Revenue 2022: $1,442,352Expenses 2022: $1,617,503Net Income 2022: -$175,1512022Revenue 2024: $1,603,999Expenses 2024: $1,597,051Net Income 2024: $6,9482024

Highlighted filing

2017

Revenue$1,474,463
Expenses$1,460,544
Net Income$13,919
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 15, 2018
Return Version
2017v2.2
Gross Receipts
$1,474,463
Mission and Program Overview

Mission

To provide education that will improve the skills of employees of commercial banks, savings & loans, other financial institutions, and interested parties.

Organization is a not-for-profit corporation organized to sponsor education programs that will improve the skills of employees of commercial banks, savings & loans, other financial institutions, and interested parties.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$41,351$157,247▲ $115,896
Prepaid Expenses and Deferred Charges$26,985$34,675▲ $7,690
Land, Buildings, and Equipment, Net$21,089$14,315▼ $6,774
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Cash and Non-Interest-Bearing Accounts$20,027$-27,773▼ $47,800
Total Assets$109,452$178,464▲ $69,012
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$126,639$208,320▲ $81,681
Deferred Revenue$115,859$89,271▼ $26,588
Total Liabilities$242,498$297,591▲ $55,093
Net Assets / Fund Balance
Unrestricted Net Assets$-133,046$-119,127▲ $13,919
Total Net Assets Fund Balance$-133,046$-119,127▲ $13,919
Total Liabilities and Net Assets / Fund Balance$109,452$178,464▲ $69,012

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$14,315$114,817$129,132
Compensation and Service Providers
Top Officer Pay35th percentile

Board Members and Trustees

NameTitle
Thomas ChamberlainChairman
James PetersBoard Member
John ArmstrongBoard Member
Kevin OlsonBoard Member
Lorraine GuseBoard Member
Michael N CrippsBoard Member
Rene AndersonBoard Member
Rhonda RawlingsBoard Member
Robert J Stroh IIIBoard Member
Linda KochSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,474,463
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$13,919
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,460,508
Salaries, Compensation, and Employee Benefits$36
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$772,600--$772,600
Fees for Services Management-$497,194-$497,194
Office Expenses$9,399$22,523-$31,922
Depreciation Depletion-$6,775-$6,775
Other Expenses$5,664--$5,664
Fees for Services Accounting-$4,662-$4,662
Information Technology-$1,545-$1,545
All Other Expenses$168--$168
Payroll Taxes$36--$36
Total Functional Expenses$927,845$532,699$0$1,460,544
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
Yes
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company

“The organization has a service agreement with its sole member and parent, the Illinois Bankers Association, to provide for its day-to-day operational functions. The parent performs these services and charges the organization the costs incurred for those services as a management fee that is reflected in Schedule R.”

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“The organization has one sole member, which is the Illinois Bankers Association, its parent organization.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The 990 is prepared utilizing an outside paid tax consultant with the assistance of the internal staff.Once the completed return is received it is sent via electronic format to the executive committee for review. The other board members are notified via e-mail that a copy of the return is available for their review if they so desire. The final return is subsequently signed by the president and forwarded to the internal revenue service.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“The organization has a service agreement with its parent company, its sole member, which monitors these policies.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“All documents are maintained in the organization's main office in Springfield, Illinois. Documents that, by law, are required to be available for public inspection are available there during normal business hours. Documents such as the board policies and audited financial statements are proprietary to the organization's member and are not made available to the public.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Illinois Bankers Education Services Inc
EIN
36-4271815
Phone
2177899340
Address
524 S 2nd Street, Springfield, IL 62701

Signing Officer

Name
Linda Koch
Title
Pres/Sec/Treas
Signed
2018-10-15
Discuss with paid preparer
Yes

Organization Details

Formed
1999
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
0
Employees
2
Volunteers
7

Preparer

Firm
Pehlman & Dold PC
Address
100 North Amos Avenue, Springfield, IL 62702-4739
Preparer
Jamie Nichols
Phone
2177870563
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D: Other Program Services Description

“OTHER PROGRAM SERVICES 4: Various Other Conferences and Small Programs”

Financial Statement Notes

Part X : FIN48 Footnote

“Management evaluated the association's tax positions and concluded that the association had taken no uncertain tax positions that require adjustment to the financial statements to comply with the provisions of this guidance.”

Raw XML AppendixShowing 400 of 528 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0126639
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0208320
IRS990/AccountsReceivableGrp/BOYAmt041351
IRS990/AccountsReceivableGrp/EOYAmt0157247
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Organization is a not-for-profit corporation organized to sponsor education programs that will improve the skills of employees of commercial banks, savings & loans, other financial institutions, and interested parties.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0168
IRS990/AllOtherExpensesGrp/TotalAmt0168
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Mark Bennett
IRS990/BooksInCareOfDetail/PhoneNum02177899340
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0524 S 2nd Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Springfield
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062701
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt020027
IRS990/CashNonInterestBearingGrp/EOYAmt0-27773
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0true
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0772600
IRS990/ConferencesMeetingsGrp/TotalAmt0772600
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt01460508
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01474463
IRS990/CYRevenuesLessExpensesAmt013919
IRS990/CYSalariesCompEmpBnftPaidAmt036
IRS990/CYTotalExpensesAmt01460544
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01474463
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0115859
IRS990/DeferredRevenueGrp/EOYAmt089271
IRS990/DelegationOfMgmtDutiesInd0true
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt06775
IRS990/DepreciationDepletionGrp/TotalAmt06775
IRS990/Desc0The trade show / conference is held in June annually. The annual conference brings together bankers, directors, and other interested parties to provide bankers with numerous educational offerings, while providing an opportunity to network with their peers and other business associates to exchange ideas and foster growth in the financial industry. Attendees include bankers, spouses, exhibitors, staff, and speakers.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExpenseAmt0299976
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt04662
IRS990/FeesForServicesAccountingGrp/TotalAmt04662
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt0497194
IRS990/FeesForServicesManagementGrp/TotalAmt0497194
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0Kevin Olson
IRS990/Form990PartVIISectionAGrp/PersonNm1James Peters
IRS990/Form990PartVIISectionAGrp/PersonNm2Thomas Chamberlain
IRS990/Form990PartVIISectionAGrp/PersonNm3Rene Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm4John Armstrong
IRS990/Form990PartVIISectionAGrp/PersonNm5Michael N Cripps
IRS990/Form990PartVIISectionAGrp/PersonNm6Lorraine Guse
IRS990/Form990PartVIISectionAGrp/PersonNm7Rhonda Rawlings
IRS990/Form990PartVIISectionAGrp/PersonNm8Robert J Stroh III
IRS990/Form990PartVIISectionAGrp/PersonNm9Linda Koch
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Secretary
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr01999
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01474463
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01545
IRS990/InformationTechnologyGrp/TotalAmt01545
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt017
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0114817
IRS990/LandBldgEquipBasisNetGrp/BOYAmt021089
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014315
IRS990/LandBldgEquipCostOrOtherBssAmt0129132
IRS990/LegalDomicileStateCd0IL
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To provide education that will improve the skills of employees of commercial banks, savings & loans, other financial institutions, and interested parties.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0-133046
IRS990/NetAssetsOrFundBalancesEOYAmt0-119127
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt022523
IRS990/OfficeExpensesGrp/ProgramServicesAmt09399
IRS990/OfficeExpensesGrp/TotalAmt031922
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Product Costs
IRS990/OtherExpensesGrp/Desc1Staff & Training
IRS990/OtherExpensesGrp/Desc2Credit Card Fees
IRS990/OtherExpensesGrp/Desc3License & Fees
IRS990/OtherExpensesGrp/ProgramServicesAmt087715
IRS990/OtherExpensesGrp/ProgramServicesAmt141322
IRS990/OtherExpensesGrp/ProgramServicesAmt210941
IRS990/OtherExpensesGrp/ProgramServicesAmt35664
IRS990/OtherExpensesGrp/TotalAmt087715
IRS990/OtherExpensesGrp/TotalAmt141322
IRS990/OtherExpensesGrp/TotalAmt210941
IRS990/OtherExpensesGrp/TotalAmt35664
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt036
IRS990/PayrollTaxesGrp/TotalAmt036
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt026985
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt034675
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0541900
IRS990/ProgramServiceRevenueGrp/BusinessCd1541900
IRS990/ProgramServiceRevenueGrp/BusinessCd2541900
IRS990/ProgramServiceRevenueGrp/BusinessCd3541900
IRS990/ProgramServiceRevenueGrp/BusinessCd4541900
IRS990/ProgramServiceRevenueGrp/Desc0Convention
IRS990/ProgramServiceRevenueGrp/Desc1Courses
IRS990/ProgramServiceRevenueGrp/Desc2Miscellaneous
IRS990/ProgramServiceRevenueGrp/Desc3Seminars
IRS990/ProgramServiceRevenueGrp/Desc4Special Programs
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0398415
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1264781
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2-836
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3274398
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4537705
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0398415
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1264781
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2-836
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3274398
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4537705
IRS990/ProgSrvcAccomActy2Grp/Desc0Various Other Conferences and Small Programs
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0249421
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0537705
IRS990/ProgSrvcAccomActy3Grp/Desc0Full and a half day seminars held throughout the state for all levels of bank employees and bank directors. During the year, there were 22 topics offered in varying locations over 43 times to nearly 500 Illinois banks and savings institutions.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0216732
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0274398
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01348519
IRS990/PYProgramServiceRevenueAmt01385431
IRS990/PYRevenuesLessExpensesAmt036092
IRS990/PYSalariesCompEmpBnftPaidAmt0820
IRS990/PYTotalExpensesAmt01349339
IRS990/PYTotalRevenueAmt01385431
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt013919
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0398415
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt067832
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt067832
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01474463
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01385431
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01303475
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01352466
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01280409
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt06796244
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt06864076
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01474463
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01385431
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01303475
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01352466
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01348241
IRS990ScheduleA/Total509Grp/TotalAmt06864076
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01474463
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01385431
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01303475
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01352466
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01348241
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt06864076
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt014315
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0114817
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0129132
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Management evaluated the association's tax positions and concluded that the association had taken no uncertain tax positions that require adjustment to the financial statements to comply with the provisions of this guidance.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014315
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990ScheduleJ/RebuttablePresumptionProcInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Linda Koch
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Secretary
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0Organization does not pay top management officer.Officer is paid through related organization (parent) and relies on its procedures for compensation.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part III, Additional Information
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER PROGRAM SERVICES 4: Various Other Conferences and Small Programs
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The organization has a service agreement with its sole member and parent, the Illinois Bankers Association, to provide for its day-to-day operational functions. The parent performs these services and charges the organization the costs incurred for those services as a management fee that is reflected in Schedule R.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The organization has one sole member, which is the Illinois Bankers Association, its parent organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The 990 is prepared utilizing an outside paid tax consultant with the assistance of the internal staff.Once the completed return is received it is sent via electronic format to the executive committee for review. The other board members are notified via e-mail that a copy of the return is available for their review if they so desire. The final return is subsequently signed by the president and forwarded to the internal revenue service.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The organization has a service agreement with its parent company, its sole member, which monitors these policies.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5All documents are maintained in the organization's main office in Springfield, Illinois. Documents that, by law, are required to be available for public inspection are available there during normal business hours. Documents such as the board policies and audited financial statements are proprietary to the organization's member and are not made available to the public.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, Line 4d: Other Program Services Description
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$178,464
Liabilities
$297,591
Net assets
-$119,127
Revenue
$1,474,463
Expenses
$1,460,544
Net income
$13,919
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.16$0.23$0.07$1.60$1.60$0.01
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.24$0.07$1.44$1.62$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.22$0.10$1.33$1.36$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.16$0.13$1.18$1.07$0.11
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.25$0.23$0.02$1.47$1.38$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.18$0.07$1.50$1.45$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.18$0.30$0.12$1.47$1.46$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.27$0.44$0.17$1.30$1.28$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.26$0.46$0.19$1.35$1.37$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.09$0.27$0.17$1.35$1.19$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.38$0.33$1.13
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.07$0.65$0.57$1.19
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$1.08$0.93$1.00