Civic Intelligence

City-Wide Tax Assistance Program

990 • Fiscal year 2021 • EIN 36-4070692

Jul 01, 2020 to Jun 30, 2021 • Filed on Dec 16, 2021

Organization ProfileWWW.GOLADDERUP.ORG

View Organization Page

350 N Orleans St No C2-100Chicago, IL 60654

(312) 466-0771

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.07x

Higher debt load relative to assets than 51% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

52nd percentile

0.10x

Higher debt load relative to revenue than 52% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Net Margin

44th percentile

9.2%

Higher net margin than 44% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

61st percentile

$80,229

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 2.9% of source-year revenue.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Asset Growth

65th percentile

18%

Faster asset growth than 65% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

23rd percentile

-6.7%

Faster revenue growth than 23% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$3,911,753

Up $596,163 (+18%) from 2020

Net Assets

Up

$3,632,962

Up $522,444 (+17%) from 2020

Liabilities

Up

$278,791

Up $73,719 (+36%) from 2020

Revenue And Expenses
Liabilities / Revenue52nd percentileNet Margin44th percentile

Revenue

Down

$2,763,409

Down $197,955 (-6.7%) from 2020

Expenses

Down

$2,508,882

Down $418,099 (-14%) from 2020

Net Income

Up

$254,527

Up $220,144 (+640%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2014: $1,768,197Liabilities 2014: $156,076Net Assets 2014: $1,612,1212014Assets 2015: $1,672,255Liabilities 2015: $90,963Net Assets 2015: $1,581,2922015Assets 2016: $1,878,993Liabilities 2016: $24,576Net Assets 2016: $1,854,4172016Assets 2017: $2,021,119Liabilities 2017: $7,333Net Assets 2017: $2,013,7862017Assets 2018: $2,269,277Liabilities 2018: $3,137Net Assets 2018: $2,266,1402018Assets 2020: $3,315,590Liabilities 2020: $205,072Net Assets 2020: $3,110,5182020Assets 2021: $3,911,753Liabilities 2021: $278,791Net Assets 2021: $3,632,9622021Assets 2022: $3,814,683Liabilities 2022: $123,251Net Assets 2022: $3,691,4322022Assets 2023: $4,661,807Liabilities 2023: $120,751Net Assets 2023: $4,541,0562023Assets 2024: $6,865,306Liabilities 2024: $117,838Net Assets 2024: $6,747,4682024

Highlighted filing

2021

Assets$3,911,753
Liabilities$278,791
Net Assets$3,632,962
Open 2021 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2014: $1,310,217Expenses 2014: $1,225,701Net Income 2014: $84,5162014Revenue 2015: $1,235,404Expenses 2015: $1,300,619Net Income 2015: -$65,2152015Revenue 2016: $1,351,832Expenses 2016: $1,105,075Net Income 2016: $246,7572016Revenue 2017: $1,361,539Expenses 2017: $1,200,505Net Income 2017: $161,0342017Revenue 2018: $1,411,164Expenses 2018: $1,217,605Net Income 2018: $193,5592018Revenue 2020: $2,961,364Expenses 2020: $2,926,981Net Income 2020: $34,3832020Revenue 2021: $2,763,409Expenses 2021: $2,508,882Net Income 2021: $254,5272021Revenue 2022: $2,908,523Expenses 2022: $2,417,943Net Income 2022: $490,5802022Revenue 2023: $2,870,525Expenses 2023: $2,363,936Net Income 2023: $506,5892023Revenue 2024: $3,985,966Expenses 2024: $2,337,666Net Income 2024: $1,648,3002024

Highlighted filing

2021

Revenue$2,763,409
Expenses$2,508,882
Net Income$254,527
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Dec 16, 2021
Return Version
2020v4.1
Gross Receipts
$2,929,281
Mission and Program Overview

Mission

The Organization helps low-income families and individuals access the financial resources they need to climb up the economic ladder. The organization offers free tax preparation, financial aid and financial education services.

The organization offers free tax preparation, financial aid and financial education services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$2,116,995$2,922,548▲ $805,553
Pledges and Grants Receivable$674,237$590,227▼ $84,010
Land, Buildings, and Equipment, Net$418,353$314,287▼ $104,066
Cash and Non-Interest-Bearing Accounts$102,759$69,718▼ $33,041
Prepaid Expenses and Deferred Charges$1,159$14,973▲ $13,814
Savings and Temporary Cash Investments$2,087$0▼ $2,087
Total Assets$3,315,590$3,911,753▲ $596,163
Liabilities
Grants Payable$0$136,110▲ $136,110
Accounts Payable and Accrued Expenses$164,318$112,795▼ $51,523
Mortgage Notes Payable Secured by Investment Property$40,754$29,886▼ $10,868
Total Liabilities$205,072$278,791▲ $73,719
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,017,931$3,590,462▲ $572,531
Net Assets With Donor Restrictions$92,587$42,500▼ $50,087
Total Net Assets Fund Balance$3,110,518$3,632,962▲ $522,444
Total Liabilities and Net Assets / Fund Balance$3,315,590$3,911,753▲ $596,163

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$114,308$809,540$923,848
Leasehold Improvements$186,121$73,466$259,587
Other Land Buildings$13,858$62,087$75,945
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Christine Cheng FormerExecutive Director (thru Oct 2020)FT$80,229$80,229
Kathleen StarkExecutive Director (start Oct 2020 )FT$26,364$26,364

Board Members and Trustees

NameTitle
Robert M BurkePresident/treasurer
JAMIE O'BRIENDirector
Mark SneiderDirector
Mercedes WilliamsDirector
Sr Mary Paul MccaugheyDirector
John ChandlerSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Keystone Strategy LLCConsulting To Design Virtual And Covid-a64 WOOSTER STREET 3RD FLOOR, New York, NY 10012, In$292,500
Kmk Ventures Private LimitedDesign And Assistance In Tax Preparation-$173,755
Revenue and Support

Revenue Composition

Contributions and Grants
$2,549,976
Program Service Revenue
$0
Investment Income
$217,233
Other Revenue
$-3,800
All Other Contributions
$793,108
Change in Net Assets
$254,527

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,753,005
Revenue Not Reported on Financial Statements
$10,404
Revenue Not Reported on Form 990
$963,927
Total Revenue per Audited Statements
$3,716,932
Total Revenue per Form 990
$2,763,409
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,402,780
Other Expenses$1,106,102
Total Fundraising Expense$204,743
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$689,965$119,207$92,047$901,219
Fees for Services Other$577,254$68,318$14,614$660,186
Office Expenses$214,404$13,361$19,833$247,598
Other Employee Benefits$161,759$44,723$26,722$233,204
Current Officers, Directors, Trustees, and Key Employees$26,272$78,816$26,272$131,360
Depreciation Depletion$117,401$5,132$5,132$127,665
Payroll Taxes$60,482$16,722$9,991$87,195
Pension Plan Contributions$34,544$9,551$5,707$49,802
Occupancy$31,446$6,479$3,253$41,178
Other Expenses$5,749$5,912$1,095$12,756
Fees for Service Investment Mgmnt Fees-$10,404-$10,404
Travel$4,231$1,157$77$5,465
Fees for Services Legal-$850-$850
Total Functional Expenses$1,923,507$380,632$204,743$2,508,882

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,194,488
Total Expenses per Form 990$2,508,882
Expenses per Audited Statements$2,498,478
Expenses Not Reported on Form 990$696,010
Expenses Not Reported on Financial Statements$10,404
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$5,930
Fundraising Gross Income$2,130
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Tee Up$33,300-$23-
Spring Gala$33,945$2,070$3,431$-1,361
Total Events$67,305$2,130$5,930$-3,800
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The board of directors reviews the form 990 for clarity and accuracy before it is filed.”

Form 990, Part VI, Section B, Line 12C

“When ladder up seeks to engage a new vendor, several steps must be taken. First, because ladder up receives government funding, ladder up must consult the illinois debarred vendor list to ensure that the vendor is not banned by the state. Once a vendor has been cleared, ladder up may proceed. If the vendor's services exceed $1,000, ladder up personnel must obtain bids from three different cleared contractors. This is done to ensure ladder up is being charged a fair, competitive rate. The three bids must be submitted to the executive director for review and selection of the vendor. If the services are over $5,000, the board chair must approve the proposal.”

Form 990, Part VI, Section B, Line 15

“The board reviews and approves the annual budget including the budget for salaries and wages. The executive director's compensation is determined based on the review of the outside experts and surveys. It is also based on the organization's performance, which is evaluated by the number of clients served, number of volunteers, dollars returned to the community, and overall impact. The executive director reviews the performance of other officers and key employees and authorizes their compensation within the board-approved budget.”

Form 990, Part VI, Section C, Line 19

“The documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Ladder Up
EIN
36-4070692
Phone
3124660771
Address
350 N ORLEANS ST NO C2-100, CHICAGO, IL 60654

Signing Officer

Name
Robert M Burke
Title
President
Phone
3124660771
Signed
2021-12-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Phyllis Cavallone
Formed
1996
Legal Domicile
Il
Voting Board Members
6
Independent Board Members
6
Employees
33
Volunteers
331

Preparer

Firm
Sikich Llp
Address
1415 W DIEHL RD SUITE 400, NAPERVILLE, IL 60563-2349
Preparer
Heather Bonifas CPA
Phone
6305668400
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other professional fees: program service expenses 577,254. Management and general expenses 68,318. Fundraising expenses 14,614. Total expenses 660,186.”

Financial Statement Notes

PART X, LINE 2:

“The organization is a not-for profit corporation and is exempt from tax under the provisions of internal revenue code section 501(c)(3). The organization is not classified as a private foundation.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Special event/fundraising expenses 5,930.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Special event/fundraising expenses 5,930.”

Raw XML AppendixShowing 400 of 512 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0164318
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0112795
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE ORGANIZATION OFFERS FREE TAX PREPARATION, FINANCIAL AID AND FINANCIAL EDUCATION SERVICES.
IRS990/AllOtherContributionsAmt0793108
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0HEDI BELKAOUI
IRS990/BooksInCareOfDetail/PhoneNum03124660771
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0350 N ORLEANS ST NO C2-100
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHICAGO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060654
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0102759
IRS990/CashNonInterestBearingGrp/EOYAmt069718
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt026272
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt078816
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt026272
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0131360
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0292500
IRS990/ContractorCompensationGrp/CompensationAmt1173755
IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/AddressLine1Txt0201 SHIVALIK 9 GULBAJ TEKRA ROAD
IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CityNm0AHMEDABAD GUKARAT
IRS990/ContractorCompensationGrp/ContractorAddress/ForeignAddress/CountryCd0IN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt064 WOOSTER STREET 3RD FLOOR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0NEW YORK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd010012
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0KEYSTONE STRATEGY LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1KMK VENTURES PRIVATE LIMITED
IRS990/ContractorCompensationGrp/ServicesDesc0CONSULTING TO DESIGN VIRTUAL AND COVID-A
IRS990/ContractorCompensationGrp/ServicesDesc1DESIGN AND ASSISTANCE IN TAX PREPARATION
IRS990/ContriRptFundraisingEventAmt065175
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02549976
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0217233
IRS990/CYOtherExpensesAmt01106102
IRS990/CYOtherRevenueAmt0-3800
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0254527
IRS990/CYSalariesCompEmpBnftPaidAmt01402780
IRS990/CYTotalExpensesAmt02508882
IRS990/CYTotalFundraisingExpenseAmt0204743
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02763409
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt05132
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt05132
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0117401
IRS990/DepreciationDepletionGrp/TotalAmt0127665
IRS990/Desc0TAX ASSISTANCE PROGRAM:LADDER UP OPERATES ONE OF THE LARGEST AND OLDEST STATE-WIDE VOLUNTEER INCOME TAX ASSISTANCE PROGRAMS OF ITS KIND. LADDER UP PROVIDES LOW-INCOME FAMILIES WITH FREE, HIGH QUALITY TAX PREPARATION, AND AN ALTERNATIVE TO PAID TAX PREPARERS. LADDER UP, AS PART OF ITS RESPONSE TO COVID, INVESTED IN ALTERNATIVE MODELS THAT INCLUDED DROP-OFF AND VIRTUAL OPTIONS TO SERVE CLIENTS THROUGH THE PANDEMIC.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt092587
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt042500
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt033
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt01593013
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt054577
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0850
IRS990/FeesForServicesLegalGrp/TotalAmt0850
IRS990/FeesForServicesOtherGrp/FundraisingAmt014614
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt068318
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0577254
IRS990/FeesForServicesOtherGrp/TotalAmt0660186
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt010404
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt010404
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT M BURKE
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN CHANDLER
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMIE O'BRIEN
IRS990/Form990PartVIISectionAGrp/PersonNm3MARK SNEIDER
IRS990/Form990PartVIISectionAGrp/PersonNm4SR MARY PAUL MCCAUGHEY
IRS990/Form990PartVIISectionAGrp/PersonNm5MERCEDES WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm6CHRISTINE CHENG FORMER
IRS990/Form990PartVIISectionAGrp/PersonNm7KATHLEEN STARK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt680229
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt726364
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6EXECUTIVE DIRECTOR (THRU OCT 2020)
IRS990/Form990PartVIISectionAGrp/TitleTxt7EXECUTIVE DIRECTOR (START OCT 2020 )
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01996
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt065175
IRS990/FundraisingDirectExpensesAmt05930
IRS990/FundraisingGrossIncomeAmt02130
IRS990/GainOrLossGrp/SecuritiesAmt0172968
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GovernmentGrantsAmt01637116
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt0136110
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0332910
IRS990/GrossReceiptsAmt02929281
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt044265
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt044265
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt02116995
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02922548
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0945093
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0418353
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0314287
IRS990/LandBldgEquipCostOrOtherBssAmt01259380
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0159942
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE ORGANIZATION HELPS LOW-INCOME FAMILIES AND INDIVIDUALS ACCESS THE FINANCIAL RESOURCES THEY NEED TO CLIMB UP THE ECONOMIC LADDER. THE ORGANIZATION OFFERS FREE TAX PREPARATION, FINANCIAL AID AND FINANCIAL EDUCATION SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt040754
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt029886
IRS990/NetAssetsOrFundBalancesBOYAmt03110518
IRS990/NetAssetsOrFundBalancesEOYAmt03632962
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0172968
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0172968
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-3800
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-3800
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0267917
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03017931
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03590462
IRS990/NoncashContributionsAmt010113
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt03253
IRS990/OccupancyGrp/ManagementAndGeneralAmt06479
IRS990/OccupancyGrp/ProgramServicesAmt031446
IRS990/OccupancyGrp/TotalAmt041178
IRS990/OfficeExpensesGrp/FundraisingAmt019833
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt013361
IRS990/OfficeExpensesGrp/ProgramServicesAmt0214404
IRS990/OfficeExpensesGrp/TotalAmt0247598
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt026722
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt044723
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0161759
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0233204
IRS990/OtherExpensesGrp/Desc0FEES AND MISCELLANEOUS
IRS990/OtherExpensesGrp/FundraisingAmt01095
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt05912
IRS990/OtherExpensesGrp/ProgramServicesAmt05749
IRS990/OtherExpensesGrp/TotalAmt012756
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt092047
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0119207
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0689965
IRS990/OtherSalariesAndWagesGrp/TotalAmt0901219
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt09991
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt016722
IRS990/PayrollTaxesGrp/ProgramServicesAmt060482
IRS990/PayrollTaxesGrp/TotalAmt087195
IRS990/PensionPlanContributionsGrp/FundraisingAmt05707
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt09551
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt034544
IRS990/PensionPlanContributionsGrp/TotalAmt049802
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0674237
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0590227
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01159
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt014973
IRS990/PrincipalOfficerNm0PHYLLIS CAVALLONE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0LOW-INCOME TAX CLINIC:LADDER UP PROVIDES FREE, HIGH QUALITY PROFESSIONAL REPRESENTATION TO LOW-INCOME TAXPAYERS FACING AN IRS OR IDOR CONTROVERSY. THROUGH ITS CLINIC, LU OFFERS EDUCATIONAL OUTREACH ON THE EARNED INCOME TAX CREDIT, STIMULUS PAYMENTS, ADVANCE CHILD TAX CREDIT, TAXPAYER RIGHTS, RESPONSIBILITIES AND COLLECTION ALTERNATIVES. MUNITY PARTNERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0220778
IRS990/ProgSrvcAccomActy3Grp/Desc0FINANCIAL CAPABILITY PROGRAM:LADDER UP (LU) PROVIDES YEAR-ROUND WORKSHOPS, COORDINATES A TAX-TIME SAVINGS CAMPAIGN, AND OFFER FINANCIAL COACHING TO HELP CLIENTS SET FINANCIAL GOALS. IT ALSO CREATES A SPENDING PLAN FOR CLIENTS TO ACCESS SAFE AND AFFORDABLE BANK PRODUCTS. IN ADDITION, LU HIGHLY VALUES AND SUPPORTS ITS FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) TRAINING AND COMPLETION WORKSHOPS AT HIGH SCHOOLS FOR SCHOOLS AND COMMUNITY PARTNERS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0109716
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02774410
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0155801
IRS990/PYOtherExpensesAmt01014526
IRS990/PYOtherRevenueAmt031153
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt034383
IRS990/PYSalariesCompEmpBnftPaidAmt01912455
IRS990/PYTotalExpensesAmt02926981
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02961364
IRS990/QuidProQuoContributionsInd01
IRS990/QuidProQuoContriDisclInd01
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0254527
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02087
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS - 2016 AMOUNT: $ 1,359. 2017 AMOUNT: $ 1,000. SPECIAL EVENT /FUNDRAISING INCOME - 2018 AMOUNT: $ 6,251. 2019 AMOUNT: $ 31,153.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME:
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02549976
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02774410
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01380613
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01394174
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01308801
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt09407974
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt044265
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt035458
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt044341
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt045880
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt045405
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0215349
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt032573
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt031153
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt06251
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt01000
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt01359
IRS990ScheduleA/OtherIncome170Grp/TotalAmt039763
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.95670
IRS990ScheduleA/PublicSupportPY170Pct00.94920
IRS990ScheduleA/PublicSupportTotal170Amt09244498
IRS990ScheduleA/SubstantialContributorsTotAmt0163476
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02549976
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02774410
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01380613
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01394174
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01308801
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt09407974
IRS990ScheduleA/TotalSupportAmt09663086
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt0690080
IRS990ScheduleD/DonatedServicesUseFcltsAmt0690080
IRS990ScheduleD/EquipmentGrp/BookValueAmt0114308
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0809540
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0923848
IRS990ScheduleD/ExpensesNotReportedAmt0696010
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt010404
IRS990ScheduleD/ExpensesSubtotalAmt02498478
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt010404
IRS990ScheduleD/InvestmentExpensesNotIncldAmt010404
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0186121
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt073466
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0259587
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0267917
IRS990ScheduleD/OtherExpensesIncludedAmt05930
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt013858
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt062087
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt075945
IRS990ScheduleD/OtherRevenueAmt05930
IRS990ScheduleD/RevenueNotReportedAmt0963927
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt010404
IRS990ScheduleD/RevenueSubtotalAmt02753005
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A NOT-FOR PROFIT CORPORATION AND IS EXEMPT FROM TAX UNDER THE PROVISIONS OF INTERNAL REVENUE CODE SECTION 501(C)(3). THE ORGANIZATION IS NOT CLASSIFIED AS A PRIVATE FOUNDATION.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1SPECIAL EVENT/FUNDRAISING EXPENSES 5,930.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2SPECIAL EVENT/FUNDRAISING EXPENSES 5,930.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0314287
IRS990ScheduleD/TotalExpensesPerForm990Amt02508882
IRS990ScheduleD/TotalRevenuePerForm990Amt02763409
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03716932
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03194488
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt065175
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt031875
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt033300
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt05930
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SPRING GALA
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0TEE UP
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt0169
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt0169
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt033945
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt033300
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt060
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt067305
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt02070
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt060
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt02130
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-3800
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt01407
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt0900
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt02307
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt03454
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt03431

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,911,753
Liabilities
$278,791
Net assets
$3,632,962
Revenue
$2,763,409
Expenses
$2,508,882
Net income
$254,527
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.87$0.12$6.75$3.99$2.34$1.65
2023Detailed filing. Detailed filing data is available for this year.$4.66$0.12$4.54$2.87$2.36$0.51
2022Detailed filing. Detailed filing data is available for this year.$3.81$0.12$3.69$2.91$2.42$0.49
2021Detailed filing. Detailed filing data is available for this year.$3.91$0.28$3.63$2.76$2.51$0.25
2020Detailed filing. Detailed filing data is available for this year.$3.32$0.21$3.11$2.96$2.93$0.03
2018Detailed filing. Detailed filing data is available for this year.$2.27$0.00$2.27$1.41$1.22$0.19
2017Detailed filing. Detailed filing data is available for this year.$2.02$0.01$2.01$1.36$1.20$0.16
2016Detailed filing. Detailed filing data is available for this year.$1.88$0.02$1.85$1.35$1.11$0.25
2015Detailed filing. Detailed filing data is available for this year.$1.67$0.09$1.58$1.24$1.30$0.07
2014Detailed filing. Detailed filing data is available for this year.$1.77$0.16$1.61$1.31$1.23$0.08
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2021 filings • 501(c)3 • $1M-$5M nonprofits