Civic Intelligence

Western Loss Association Inc

EIN 36-3992929 • 501(c)6 • Lemont, IL

Profile

The organization's purpose is to secure greater efficiency in the adjustment of property losses through education and training.

9 Mirta CircleLemont, IL 60439

www.westernloss.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2022

Net Margin

95th percentile

52%

Higher net margin than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2022

Asset Growth

97th percentile

128%

Faster asset growth than 97% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2020 to 2022

Revenue Growth

98th percentile

236%

Faster revenue growth than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2020 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$114,062

Up $92,047 (+418%) from 2020

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$114,062

Up $92,047 (+418%) from 2020

Operations
Liabilities / RevenueScore unavailableNet Margin95th percentile

Revenue

Up

$165,195

Up $150,551 (+1028%) from 2020

Expenses

Up

$78,544

Up $49,194 (+168%) from 2020

Net Income

Up

$86,651

Up $101,357 (+689%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth97th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2019: $145,093Net Assets 2019: $145,0932019Assets 2020: $22,015Net Assets 2020: $22,0152020Assets 2022: $114,062Net Assets 2022: $114,0622022

Highlighted filing

2022

Assets$114,062
Liabilities-
Net Assets$114,062
Open 2022 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2019: $155,951Expenses 2019: $47,644Net Income 2019: $108,3072019Revenue 2020: $14,644Expenses 2020: $29,350Net Income 2020: -$14,7062020Revenue 2022: $165,195Expenses 2022: $78,544Net Income 2022: $86,6512022

Highlighted filing

2022

Revenue$165,195
Expenses$78,544
Net Income$86,651
Open 2022 Filing

Filings

Most recent year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$114,062
Liabilities
-
Net assets
$114,062
Revenue
$165,195
Expenses
$78,544
Net income
$86,651
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$1.14$1.14$1.65$0.79$0.87
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.22$0.22$0.15$0.29$0.15
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.45$1.45$1.56$0.48$1.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Jun 15, 2023
Return Version
2022v5.0
Gross Receipts
$186,131
Mission and Program Overview

Mission

The organization's purpose is to secure greater efficiency in the adjustment of property losses through education and training.

Program Services

DescriptionGrantsExpenses
The organization held seminars and special events to further the education and efficiency of our members.--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ANDY STEENOPresidentPT$0--
NANCI SMILIETreasurerPT$0--
MORRIS ELLISVice PresidentPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$33,133$33,133-$33,133
Total Events$33,133$33,133$20,936$12,197
Filing and Contact Details

Filer

Filer Name
Western Loss Association Inc
EIN
36-3992929
Phone
8478758096
Address
9 MIRTA CIRCLE, LEMONT, IL 60439

Signing Officer

Name
Andy Steeno
Title
President
Signed
2023-06-15
Discuss with paid preparer
Yes

Preparer

Firm
Ansburg & Company Ltd
Address
800 W 5TH AVE SUITE 202A, NAPERVILLE, IL 60563
Preparer
Bonnie Marshall
Phone
6303571930
Supplemental Narrative

Additional Explanations

Other Expenses.1

“MEETING & EVENT $56632”

Other Expenses.2

“DONATIONS $15000”

Other Expenses.3

“Office expenses and supplies $5182”

Other Expenses.4

“Legal & professional $875”

Other Expenses.5

“Advertising & marketing $437”

Other Expenses.6

“BANK CHARGES $334”

Other Expenses.7

“MISCELLANEOUS $74”

Other Expenses.8

“TAXES & LICENSES $10”

Raw XML Appendix127 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0NANCI SMILIE
IRS990EZ/BooksInCareOfDetail/PhoneNum06303552477
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt09 MIRTA CIRCLE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LEMONT
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd060439
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt027411
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0114062
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt086651
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt027411
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0114062
IRS990EZ/FundraisingGrossIncomeAmt033133
IRS990EZ/GrossReceiptsAmt0186131
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt027411
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0114062
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt027411
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0114062
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt06.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt16.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt26.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ANDY STEENO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NANCI SMILIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MORRIS ELLIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt078544
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The organization's purpose is to secure greater efficiency in the adjustment of property losses through education and training.
IRS990EZ/ProgramServiceRevenueAmt0152998
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The organization held seminars and special events to further the education and efficiency of our members.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt020936
IRS990EZ/SpecialEventsNetIncomeLossAmt012197
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IL
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt078544
IRS990EZ/TotalRevenueAmt0165195
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.WESTERNLOSS.ORG
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt020936
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF OUTING
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt033133
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt033133
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt033133
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt033133
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt012197
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt020936
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt020936
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEETING & EVENT $56632
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DONATIONS $15000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICE EXPENSES AND SUPPLIES $5182
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LEGAL & PROFESSIONAL $875
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ADVERTISING & MARKETING $437
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BANK CHARGES $334
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MISCELLANEOUS $74
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TAXES & LICENSES $10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.8
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANDY STEENO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-06-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WESTERN LOSS ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0363992929
ReturnHeader/Filer/PhoneNum08478758096
ReturnHeader/Filer/USAddress/AddressLine1Txt09 MIRTA CIRCLE
ReturnHeader/Filer/USAddress/CityNm0LEMONT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060439
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363269141
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANSBURG & COMPANY LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0800 W 5TH AVE SUITE 202A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NAPERVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060563
ReturnHeader/PreparerPersonGrp/PhoneNum06303571930
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BONNIE MARSHALL
ReturnHeader/ReturnTs02023-06-15T07:48:33-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ANDY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STEENO
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits