Civic Intelligence

Dupage Homeownership Center Inc

EIN 36-3770757 • 501(c)3 • Wheaton, IL

Profile

Promote responsible sustainable homeownership, with an emphasis on serving first time homebuyers, low and moderate income households and homeowners in crisis.

1600 E Roosevelt RoadWheaton, IL 60187

www.dhoc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.08x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

82nd percentile

0.09x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

16th percentile

-42%

Higher net margin than 16% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

27th percentile

-29%

Faster asset growth than 27% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

22nd percentile

-40%

Faster revenue growth than 22% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$650,561

Up $18,911 (+3.0%) from 2023

Liabilities

Up

$62,132

Up $30,051 (+94%) from 2023

Net Assets

Down

$588,429

Down $11,140 (-1.9%) from 2023

Revenue

Down

$658,260

Down $5,890 (-0.9%) from 2023

Expenses

Up

$669,400

Up $45,254 (+7.3%) from 2023

Net Income

Down

-$11,140

Down $51,144 (-128%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2017: $1,465,867Liabilities 2017: $17,020Net Assets 2017: $1,448,8472017Assets 2018: $1,232,968Liabilities 2018: $20,107Net Assets 2018: $1,212,8612018Assets 2019: $1,285,158Liabilities 2019: $18,243Net Assets 2019: $1,266,9152019Assets 2020: $1,193,668Liabilities 2020: $16,669Net Assets 2020: $1,176,9992020Assets 2021: $913,633Liabilities 2021: $45,608Net Assets 2021: $868,0252021Assets 2022: $607,069Liabilities 2022: $47,504Net Assets 2022: $559,5652022Assets 2023: $631,650Liabilities 2023: $32,081Net Assets 2023: $599,5692023Assets 2024: $650,561Liabilities 2024: $62,132Net Assets 2024: $588,4292024

Highlighted filing

2024

Assets$650,561
Liabilities$62,132
Net Assets$588,429

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2017: $715,631Expenses 2017: $583,410Net Income 2017: $132,2212017Revenue 2018: $507,679Expenses 2018: $743,665Net Income 2018: -$235,9862018Revenue 2019: $925,918Expenses 2019: $871,864Net Income 2019: $54,0542019Revenue 2020: $698,488Expenses 2020: $788,404Net Income 2020: -$89,9162020Revenue 2021: $455,448Expenses 2021: $733,975Net Income 2021: -$278,5272021Revenue 2022: $347,824Expenses 2022: $656,284Net Income 2022: -$308,4602022Revenue 2023: $664,150Expenses 2023: $624,146Net Income 2023: $40,0042023Revenue 2024: $658,260Expenses 2024: $669,400Net Income 2024: -$11,1402024

Highlighted filing

2024

Revenue$658,260
Expenses$669,400
Net Income-$11,140

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Apr 28, 2025
Return Version
2023v6.0
Gross Receipts
$658,260
Mission and Program Overview

Mission

Promote responsible sustainable homeownership, with an emphasis on serving first time homebuyers, low and moderate income households and homeowners in crisis.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$192,071$351,616▲ $159,545
Cash and Non-Interest-Bearing Accounts$27,223$232,066▲ $204,843
Savings and Temporary Cash Investments$422,438$82,244▼ $340,194
Prepaid Expenses and Deferred Charges$13,947$1,877▼ $12,070
Land, Buildings, and Equipment, Net$1,770$851▼ $919
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$631,650$650,561▲ $18,911
Other Assets Total$-25,799$-18,093▲ $7,706
Liabilities
Accounts Payable and Accrued Expenses$31,346$51,632▲ $20,286
Deferred Revenue$735$10,500▲ $9,765
Total Liabilities$32,081$62,132▲ $30,051
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$599,569$588,429▼ $11,140
Total Net Assets Fund Balance$599,569$588,429▼ $11,140
Total Liabilities and Net Assets / Fund Balance$631,650$650,561▲ $18,911

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$851$51,736$52,587
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Anne O'DellPresidentFT$78,524$78,524

Board Members and Trustees

NameTitle
Amy RobeyChairman
Frank BinettiVice President
Annette FoxDirector
Bill WareDirector
Bobby HorvathDirector
Celina ArteagaDirector
Omar EspinosaDirector
Ryan HorvathDirector
Tina AbbatecolaDirector
Tina TzinaresDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$623,354
Program Service Revenue
$20,172
Investment Income
$14,734
Other Revenue
$0
All Other Contributions
$232,559
Change in Net Assets
$-11,140

Audited Revenue Reconciliation

Revenue per Audited Statements
$658,260
Total Revenue per Audited Statements
$658,260
Total Revenue per Form 990
$658,260
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$449,023
Other Expenses$220,377
Total Fundraising Expense$22,731
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$279,425$19,152$12,768$311,345
Current Officers, Directors, Trustees, and Key Employees$78,524$4,711$3,141$86,376
Fees for Services Accounting-$49,476-$49,476
Occupancy$36,256$2,417$1,611$40,284
Payroll Taxes$29,067$1,938$1,292$32,297
Fees for Services Legal-$28,200-$28,200
Other Employee Benefits$17,105$1,140$760$19,005
All Other Expenses$14,479$1,094$229$15,802
Travel$9,509$634$423$10,566
Insurance$9,171$611$408$10,190
Other Expenses$4,057$270$180$4,507
Fees for Services Other-$2,600-$2,600
Advertising$1,183$79$53$1,315
Depreciation Depletion$828$55$37$920
Total Functional Expenses$531,547$115,122$22,731$669,400

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$669,400
Total Expenses per Audited Statements$669,400
Total Expenses per Form 990$669,400
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Board is provided a copy

Form 990, Part VI, Section B, Line 12C

Discussed at board meetings

Form 990, Part VI, Section B, Line 15A

The finance committee reviews all salaries and compares them to other comparable organizations in the area. The finance committee reviews compensation of all positions each year and makes a budget recommendation for salaries and benefits to the board. The board reviews and approves this recommendation.

Form 990, Part VI, Section C, Line 18

All availabe from organization office upon request

Form 990, Part VI, Section C, Line 19

All availabe from organization office upon request

Filing and Contact Details

Filer

Filer Name
DuPage Homeownership Center Inc
EIN
36-3770757
Phone
6304254384
Address
1600 E Roosevelt Road, Wheaton, IL 60187

Signing Officer

Name
Maria Luengas
Title
Executive Director
Signed
2025-04-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Maria Luengas
Formed
1991
Legal Domicile
Il
Voting Board Members
14
Independent Board Members
14
Employees
8
Volunteers
110

Preparer

Firm
Adducci Vega Financial Group LLC
Address
7808 WEST COLLEGE DRIVE STE 3W, PALOS HEIGHTS, IL 60463
Preparer
James Adducci
Phone
7085943838
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

The organization is tax exempt under Internal Revenue code Section 501 (c)(3), is classifed as a public charity and has no unrelted business income. Accodringly, no provisions for income tax is reported.The Financial statements effecs of a tax position taken or expected to be taken are recongnized when it is more likely than not, based on techincal merits, that the postions will be sustained upon examination. As of June 30, 2024, the oganization had no uncertain positions that qualify for recognition or disclosure in the Financial statements.

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IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0599569
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0588429
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt01611
IRS990/OccupancyGrp/ManagementAndGeneralAmt02417
IRS990/OccupancyGrp/ProgramServicesAmt036256
IRS990/OccupancyGrp/TotalAmt040284
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0-25799
IRS990/OtherAssetsTotalGrp/EOYAmt0-18093
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0760
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt01140
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt017105
IRS990/OtherEmployeeBenefitsGrp/TotalAmt019005
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc1Copier Lease and Maintenance
IRS990/OtherExpensesGrp/Desc2Telephone and Internet
IRS990/OtherExpensesGrp/Desc3Supplies
IRS990/OtherExpensesGrp/FundraisingAmt01140
IRS990/OtherExpensesGrp/FundraisingAmt1369
IRS990/OtherExpensesGrp/FundraisingAmt2320
IRS990/OtherExpensesGrp/FundraisingAmt3180
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01710
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1554
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2481
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3270
IRS990/OtherExpensesGrp/ProgramServicesAmt025657
IRS990/OtherExpensesGrp/ProgramServicesAmt119076
IRS990/OtherExpensesGrp/ProgramServicesAmt27210
IRS990/OtherExpensesGrp/ProgramServicesAmt34057
IRS990/OtherExpensesGrp/TotalAmt028507
IRS990/OtherExpensesGrp/TotalAmt119999
IRS990/OtherExpensesGrp/TotalAmt28011
IRS990/OtherExpensesGrp/TotalAmt34507
IRS990/OtherInd0X
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt012768
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt019152
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0279425
IRS990/OtherSalariesAndWagesGrp/TotalAmt0311345
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01292
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01938
IRS990/PayrollTaxesGrp/ProgramServicesAmt029067
IRS990/PayrollTaxesGrp/TotalAmt032297
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt013947
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01877
IRS990/PrincipalOfficerNm0Maria Luengas
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Credit Report Fees
IRS990/ProgramServiceRevenueGrp/Desc1Program Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt015239
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14933
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt015239
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14933
IRS990/ProgSrvcAccomActy2Grp/Desc0Prepurchase and financial literacy services - free education classes and individual counseling to help first time homebuyers and renters (particularly low income housheolds and other traditionally underserved populations) improve their financial management skills, make informed consumer choices and become responsible homeowners or renters.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt095678
IRS990/ProgSrvcAccomActy3Grp/Desc0Community education and outreach - community education, outreach and collaboration on affordable housing issues, including coordination of the affordable housing breakfast group three times each year in cooperation with Wheaton College.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt015946
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0646144
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt07841
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0159047
IRS990/PYOtherRevenueAmt0930
IRS990/PYProgramServiceRevenueAmt09235
IRS990/PYRevenuesLessExpensesAmt040004
IRS990/PYSalariesCompEmpBnftPaidAmt0465099
IRS990/PYTotalExpensesAmt0624146
IRS990/PYTotalRevenueAmt0664150
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-11140
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0422438
IRS990/SavingsAndTempCashInvstGrp/EOYAmt082244
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0612586
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0646144
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0355394
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0644847
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02258971
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt04310
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02789
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt08190
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt015289
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt02258971
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0612586
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0646144
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0355394
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0644847
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02258971
IRS990ScheduleA/TotalSupportAmt02274260
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0669400
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0851
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt051736
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt052587
IRS990ScheduleD/RevenueSubtotalAmt0658260
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The organization is tax exempt under Internal Revenue code Section 501 (c)(3), is classifed as a public charity and has no unrelted business income. Accodringly, no provisions for income tax is reported.The Financial statements effecs of a tax position taken or expected to be taken are recongnized when it is more likely than not, based on techincal merits, that the postions will be sustained upon examination. As of June 30, 2024, the oganization had no uncertain positions that qualify for recognition or disclosure in the Financial statements.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0851
IRS990ScheduleD/TotalExpensesPerForm990Amt0669400
IRS990ScheduleD/TotalRevenuePerForm990Amt0658260
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0658260
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0669400
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Board is provided a copy
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Discussed at board meetings
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The finance committee reviews all salaries and compares them to other comparable organizations in the area. The finance committee reviews compensation of all positions each year and makes a budget recommendation for salaries and benefits to the board. The board reviews and approves this recommendation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3All availabe from organization office upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4All availabe from organization office upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c

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