Civic Intelligence

North America Freight Car Association

EIN 36-3696378 • 501(c)6 • Wildwood, MO

Profile

Regulatory litigation and government education to curtail the transfer of costs from railroads to private freight car owners and to achieve uniform mechanical standards on freight cars.

17884 Westhampton Woods DriveWildwood, MO 63005

www.nafcahq.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

26th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

90th percentile

29%

Higher net margin than 90% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

72nd percentile

13%

Faster asset growth than 72% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

37th percentile

0.0%

Faster revenue growth than 37% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$667,353

Up $77,655 (+13%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$667,353

Up $77,655 (+13%) from 2024

Revenue

Up

$265,231

Up $128 (+0.0%) from 2024

Expenses

Up

$187,576

Up $5,026 (+2.8%) from 2024

Net Income

Down

$77,655

Down $4,898 (-5.9%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $11,932Liabilities 2010: $0Net Assets 2010: $11,9322010Assets 2011: $87,813Liabilities 2011: $0Net Assets 2011: $87,8132011Assets 2012: $117,674Liabilities 2012: $0Net Assets 2012: $117,6742012Assets 2013: $7,937Liabilities 2013: $0Net Assets 2013: $7,9372013Assets 2014: $19,703Liabilities 2014: $0Net Assets 2014: $19,7032014Assets 2015: $105,558Liabilities 2015: $0Net Assets 2015: $105,5582015Assets 2016: $201,315Liabilities 2016: $0Net Assets 2016: $201,3152016Assets 2017: $202,442Liabilities 2017: $0Net Assets 2017: $202,4422017Assets 2018: $133,035Liabilities 2018: $0Net Assets 2018: $133,0352018Assets 2019: $81,873Liabilities 2019: $0Net Assets 2019: $81,8732019Assets 2020: $336,723Liabilities 2020: $0Net Assets 2020: $336,7232020Assets 2021: $389,166Liabilities 2021: $0Net Assets 2021: $389,1662021Assets 2022: $420,634Liabilities 2022: $0Net Assets 2022: $420,6342022Assets 2023: $507,145Liabilities 2023: $0Net Assets 2023: $507,1452023Assets 2024: $589,698Liabilities 2024: $0Net Assets 2024: $589,6982024Assets 2025: $667,353Liabilities 2025: $0Net Assets 2025: $667,3532025

Highlighted filing

2025

Assets$667,353
Liabilities$0
Net Assets$667,353

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $321,1962010Expenses 2011: $227,8702011Expenses 2012: $349,5352012Revenue 2013: $345,049Expenses 2013: $454,786Net Income 2013: -$109,7372013Revenue 2014: $208,460Expenses 2014: $196,694Net Income 2014: $11,7662014Revenue 2015: $418,757Expenses 2015: $332,902Net Income 2015: $85,8552015Revenue 2016: $422,797Expenses 2016: $339,213Net Income 2016: $83,5842016Revenue 2017: $224,055Expenses 2017: $222,928Net Income 2017: $1,1272017Revenue 2018: $209,848Expenses 2018: $279,255Net Income 2018: -$69,4072018Revenue 2019: $231,773Expenses 2019: $282,935Net Income 2019: -$51,1622019Revenue 2020: $437,384Expenses 2020: $182,534Net Income 2020: $254,8502020Revenue 2021: $227,882Expenses 2021: $175,439Net Income 2021: $52,4432021Revenue 2022: $219,554Expenses 2022: $188,086Net Income 2022: $31,4682022Revenue 2023: $239,294Expenses 2023: $152,783Net Income 2023: $86,5112023Revenue 2024: $265,103Expenses 2024: $182,550Net Income 2024: $82,5532024Revenue 2025: $265,231Expenses 2025: $187,576Net Income 2025: $77,6552025

Highlighted filing

2025

Revenue$265,231
Expenses$187,576
Net Income$77,655

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.67$0.00$6.67$2.65$1.88$0.78
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.90$0.00$5.90$2.65$1.83$0.83
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.07$0.00$5.07$2.39$1.53$0.87
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.21$0.00$4.21$2.20$1.88$0.31
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.89$0.00$3.89$2.28$1.75$0.52
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.37$0.00$3.37$4.37$1.83$2.55
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$0.00$0.82$2.32$2.83$0.51
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.33$0.00$1.33$2.10$2.79$0.69
2017Detailed filing. Detailed filing data is available for this year.$2.02$0.00$2.02$2.24$2.23$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.01$0.00$2.01$4.23$3.39$0.84
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.06$0.00$1.06$4.19$3.33$0.86
2014Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$2.08$1.97$0.12
2013Detailed filing. Detailed filing data is available for this year.$0.08$0.00$0.08$3.45$4.55$1.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.18$0.00$1.18$3.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.88$0.00$0.88$2.28
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.00$0.12$3.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 17, 2026
Return Version
2025v4.0
Gross Receipts
$265,231
Mission and Program Overview

Mission

Regulatory litigation and government education to curtail the transfer of costs from railroads to private freight car owners and to achieve uniform mechanical standards on freight cars.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$589,698$667,353▲ $77,655
Savings and Temporary Cash Investments$568,817$657,735▲ $88,918
Cash and Non-Interest-Bearing Accounts$20,881$9,618▼ $11,263
Total Assets$589,698$667,353▲ $77,655
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$589,698$667,353▲ $77,655
Total Liabilities and Net Assets / Fund Balance$589,698$667,353▲ $77,655
Compensation and Service Providers

Board Members and Trustees

NameTitle
Ben SweatPresident
Dave MccoolVice President
Darrell WallaceExecutive Director
Craig ToewsSecretary Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$241,313
Program Service Revenue
$0
Investment Income
$23,918
Other Revenue
$0
Change in Net Assets
$77,655
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$187,576
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Lobbying$177,777--$177,777
Other Expenses-$775-$775
Fees for Services Accounting-$418-$418
Information Technology-$160-$160
Total Functional Expenses$177,777$9,799$0$187,576
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

AFTER THE FACT

Governing documents etc available to public Part VI line 19

UPON REQUEST

Filing and Contact Details

Filer

Filer Name
North America Freight Car Association
EIN
36-3696378
In Care Of
% DARRELL WALLACE
Phone
3147246041
Address
17884 WESTHAMPTON WOODS DRIVE, WILDWOOD, MO 63005

Signing Officer

Name
Darrell Wallace
Title
Executive Director
Phone
3147246041
Signed
2026-03-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Darrell Wallace
Formed
1995
Legal Domicile
Mo
Voting Board Members
12
Independent Board Members
0
Employees
0

Preparer

Firm
Kellys Accounting Service Inc
Address
310 W WASHINGTON PO BOX 17, MONTICELLO, IL 61856
Preparer
Christopher Schroeder
Phone
2177625509
Raw XML Appendix251 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
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IRS990/BooksInCareOfDetail/PersonNm0DARRELL WALLACE
IRS990/BooksInCareOfDetail/PhoneNum03147246041
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt017884 WESTHAMPTON WOODS DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0WILDWOOD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd063005
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt020881
IRS990/CashNonInterestBearingGrp/EOYAmt09618
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0241313
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt023918
IRS990/CYOtherExpensesAmt0187576
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt077655
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0187576
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0265231
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/ExpenseAmt0177777
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt0418
IRS990/FeesForServicesAccountingGrp/TotalAmt0418
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt0177777
IRS990/FeesForServicesLobbyingGrp/TotalAmt0177777
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1100.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/PersonNm0CRAIG TOEWS
IRS990/Form990PartVIISectionAGrp/PersonNm1DARRELL WALLACE
IRS990/Form990PartVIISectionAGrp/PersonNm2BEN SWEAT
IRS990/Form990PartVIISectionAGrp/PersonNm3DAVE MCCOOL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01995
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0265231
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0160
IRS990/InformationTechnologyGrp/TotalAmt0160
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt023918
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt023918
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0241313
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0589698
IRS990/NetAssetsOrFundBalancesEOYAmt0667353
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MEETING EXPENSE
IRS990/OtherExpensesGrp/Desc1BANKING FEES
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1775
IRS990/OtherExpensesGrp/TotalAmt08446
IRS990/OtherExpensesGrp/TotalAmt1775
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0DARRELL WALLACE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0239958
IRS990/PYInvestmentIncomeAmt025145
IRS990/PYOtherExpensesAmt0182550
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IRS990/PYTotalExpensesAmt0182550
IRS990/PYTotalRevenueAmt0265103
IRS990/ReconcilationRevenueExpnssAmt077655
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
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IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0589698
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IRS990/ScheduleBRequiredInd0false
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IRS990/ScheduleORequiredInd0true
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
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IRS990/SubjectToProxyTaxInd0false
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IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0WILDWOOD
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IRS990/WebsiteAddressTxt0WWW.NAFCAHQ.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03147246041
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-17
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ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0363696378
ReturnHeader/Filer/InCareOfNm0% DARRELL WALLACE
ReturnHeader/Filer/PhoneNum03147246041
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0310 W WASHINGTON PO BOX 17
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MONTICELLO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd061856
ReturnHeader/PreparerPersonGrp/PhoneNum02177625509
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTOPHER SCHROEDER
ReturnHeader/ReturnTs02026-03-19T16:18:47-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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