Civic Intelligence

Housing Action Illinois

EIN 36-3585238 • 501(c)3 • Chicago, IL

Profile

To increase and preserve the supply of decent, affordable and accessible housing in Illinois for low-income and moderate-income households.

67 E Madison Street 1603Chicago, IL 60603

www.housingactionil.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.47x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

74th percentile

0.31x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

53rd percentile

5.8%

Higher net margin than 53% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$152,137

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

84th percentile

29%

Faster asset growth than 84% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

69th percentile

22%

Faster revenue growth than 69% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$2,875,686

Up $646,153 (+29%) from 2023

Liabilities

Up

$1,351,921

Up $394,362 (+41%) from 2023

Net Assets

Up

$1,523,765

Up $251,791 (+20%) from 2023

Operations
Liabilities / Revenue74th percentileNet Margin53rd percentile

Revenue

Up

$4,360,182

Up $782,557 (+22%) from 2023

Expenses

Up

$4,108,391

Up $288,657 (+7.6%) from 2023

Net Income

Up

$251,791

Up $493,900 (+204%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth84th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2013: $615,644Liabilities 2013: $378,405Net Assets 2013: $237,2392013Assets 2014: $887,881Liabilities 2014: $618,673Net Assets 2014: $269,2082014Assets 2015: $1,479,530Liabilities 2015: $525,630Net Assets 2015: $953,9002015Assets 2016: $1,288,903Liabilities 2016: $742,054Net Assets 2016: $546,8492016Assets 2017: $1,478,178Liabilities 2017: $879,123Net Assets 2017: $599,0552017Assets 2018: $1,145,419Liabilities 2018: $490,639Net Assets 2018: $654,7802018Assets 2019: $1,303,042Liabilities 2019: $629,086Net Assets 2019: $673,9562019Assets 2020: $1,608,385Liabilities 2020: $640,986Net Assets 2020: $967,3992020Assets 2021: $2,345,366Liabilities 2021: $1,066,162Net Assets 2021: $1,279,2042021Assets 2022: $2,430,365Liabilities 2022: $916,282Net Assets 2022: $1,514,0832022Assets 2023: $2,229,533Liabilities 2023: $957,559Net Assets 2023: $1,271,9742023Assets 2024: $2,875,686Liabilities 2024: $1,351,921Net Assets 2024: $1,523,7652024

Highlighted filing

2024

Assets$2,875,686
Liabilities$1,351,921
Net Assets$1,523,765
Open 2024 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2013: $999,063Expenses 2013: $1,072,329Net Income 2013: -$73,2662013Revenue 2014: $851,642Expenses 2014: $819,673Net Income 2014: $31,9692014Revenue 2015: $1,529,960Expenses 2015: $845,268Net Income 2015: $684,6922015Revenue 2016: $1,666,706Expenses 2016: $2,073,757Net Income 2016: -$407,0512016Revenue 2017: $2,146,258Expenses 2017: $2,094,052Net Income 2017: $52,2062017Revenue 2018: $2,131,559Expenses 2018: $2,075,834Net Income 2018: $55,7252018Revenue 2019: $2,660,094Expenses 2019: $2,640,918Net Income 2019: $19,1762019Revenue 2020: $3,491,523Expenses 2020: $3,198,080Net Income 2020: $293,4432020Revenue 2021: $2,882,437Expenses 2021: $2,570,632Net Income 2021: $311,8052021Revenue 2022: $3,360,179Expenses 2022: $3,116,340Net Income 2022: $243,8392022Revenue 2023: $3,577,625Expenses 2023: $3,819,734Net Income 2023: -$242,1092023Revenue 2024: $4,360,182Expenses 2024: $4,108,391Net Income 2024: $251,7912024

Highlighted filing

2024

Revenue$4,360,182
Expenses$4,108,391
Net Income$251,791
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,875,686
Liabilities
$1,351,921
Net assets
$1,523,765
Revenue
$4,360,182
Expenses
$4,108,391
Net income
$251,791
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.88$1.35$1.52$4.36$4.11$0.25
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.23$0.96$1.27$3.58$3.82$0.24
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.43$0.92$1.51$3.36$3.12$0.24
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.35$1.07$1.28$2.88$2.57$0.31
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.61$0.64$0.97$3.49$3.20$0.29
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.63$0.67$2.66$2.64$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.15$0.49$0.65$2.13$2.08$0.06
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.48$0.88$0.60$2.15$2.09$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.29$0.74$0.55$1.67$2.07$0.41
2015Detailed filing. Detailed filing data is available for this year.$1.48$0.53$0.95$1.53$0.85$0.68
2014Detailed filing. Detailed filing data is available for this year.$0.89$0.62$0.27$0.85$0.82$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.62$0.38$0.24$1.00$1.07$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 3, 2025
Return Version
2024v5.2
Gross Receipts
$4,360,182
Mission and Program Overview

Mission

To increase and preserve the supply of decent, affordable and accessible housing in Illinois for low-income and moderate-income households

To increase and preserve the supply of decent, affordable and accessible housing in Illinois for low and moderate income households

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$976,288$1,399,838▲ $423,550
Savings and Temporary Cash Investments$760,790$647,652▼ $113,138
Cash and Non-Interest-Bearing Accounts$339,560$267,090▼ $72,470
Prepaid Expenses and Deferred Charges$8,647$9,675▲ $1,028
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$2,229,533$2,875,686▲ $646,153
Other Assets Total$144,248$551,431▲ $407,183
Liabilities
Accounts Payable and Accrued Expenses$670,900$691,637▲ $20,737
Other Liabilities$126,317$533,448▲ $407,131
Deferred Revenue$160,342$126,836▼ $33,506
Total Liabilities$957,559$1,351,921▲ $394,362
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,121,516$1,245,932▲ $124,416
Net Assets With Donor Restrictions$150,458$277,833▲ $127,375
Total Net Assets Fund Balance$1,271,974$1,523,765▲ $251,791
Total Liabilities and Net Assets / Fund Balance$2,229,533$2,875,686▲ $646,153

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$29,396$29,396
Other Assets Org$527,010--
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sharon LegenzaExecutive DirectorFT$143,169$8,968$152,137

Board Members and Trustees

NameTitle
Darsonya SwitzerCo-Chair
Laura Olvera YarzaCo-Chair
Brigitta Mac-RizzoDirector
Carl WolfDirector
Cornell LurryDirector
Horacio MendezDirector
Jackie NewmanDirector
Jennifer TaffDirector
John Herring SrDirector
Margaret WootenDirector
Nick DodsonDirector
Paula bushDirector
Shalonda BedenfieldDirector
Nicole ClementsSecretary
Kurt KuyawaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$3,936,307
Program Service Revenue
$180,805
Investment Income
$37,278
Other Revenue
$205,792
All Other Contributions
$818,932
Change in Net Assets
$251,791

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,360,182
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$4,360,182
Total Revenue per Form 990
$4,360,182
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,569,582
Grants and Similar Amounts Paid$1,377,825
Salaries, Compensation, and Employee Benefits$1,160,984
Total Fundraising Expense$136,926
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$1,377,825--$1,377,825
Other Salaries and Wages$718,545$43,246$80,577$842,368
Fees for Services Other$224,925$4,379$8,823$238,127
Current Officers, Directors, Trustees, and Key Employees$130,160$8,036$13,941$152,137
Fees for Services Accounting$99,247$1,757$3,736$104,740
Occupancy$76,410$4,610$8,692$89,712
Other Employee Benefits$76,794$5,362$6,217$88,373
Payroll Taxes$67,776$4,682$5,648$78,106
Travel$71,152$1,206$5,589$77,947
Conferences and Meetings$63,041--$63,041
Information Technology$29,947$712$1,675$32,334
All Other Expenses$4,030$6,641$703$11,374
Other Expenses$10,911$8,701$310$8,701
Insurance$5,850$255$644$6,749
Office Expenses$5,734$26$75$5,835
Fees for Services Lobbying$3,088$55$116$3,259
Total Functional Expenses$3,881,174$90,291$136,926$4,108,391

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,108,391
Total Expenses per Audited Statements$4,108,391
Total Expenses per Form 990$4,108,391
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Lake County Housing AuthorityGrayslake, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$87,271
Access Living of Metropolitan ChicagoChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$79,970
HOME DuPageWheaton, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$79,167
CEFS Economic Opportunity CorporationEffingham, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$78,746
Open CommunitiesEvanston, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$75,309
Northside Community Development CorporationChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$73,657
Center for Changing LivesChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$71,767
Restoration America IncCrystal Lake, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$65,042
Embarras River Basin AgencyGreenup, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$54,324
Far South Community Development CorporationChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$53,444
South Suburban Housing CenterHomewood, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$51,290
CEDA Community and Economic Development Association of Cook County IncChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$50,196
The Journey ForwardChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$47,800
HOPE of EvansvilleEvansville, IN-Pass through grant for HUD Comprehensive Housing Counseling Program$44,387
The Housing Partnership IncSt Louis, MO-Pass through grant for HUD Comprehensive Housing Counseling Program$42,481
Community Investment Corporation of DecaturDecatur, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$37,799
La Casa de EsperanzaWaukesha, WI-Pass through grant for HUD Comprehensive Housing Counseling Program$35,946
Springfield Housing AuthoritySpringfield, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$33,658
Total Resources Community Development OrganizationChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$29,638
Respond Now IncChicago Heights, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$27,358
Habitat for Humanity of Champaign CountyChampaign, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$26,731
Central Detroit Christian Community Development CorporationDetroit, MI-Pass through grant for HUD Comprehensive Housing Counseling Program$26,235
Latin United Community Housing AgencyChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$25,950
Bridging CommunitiesDetroit, MI-Pass through grant for HUD Comprehensive Housing Counseling Program$22,006
Good Neighbor FoundationFranklin, TN-Pass through grant for HUD Comprehensive Housing Counseling Program$19,261
Love ColumbiaColumbia, MO-Pass through grant for HUD Comprehensive Housing Counseling Program$18,244
YWCA of Metropolitan ChicagoChicago, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$16,355
Justine Petersen Housing and Reinvestment CorporationGranite City, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$16,097
Cornerstone Community Development CorporationFord Heights, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$14,369
Housing Opportunities IncValparaiso, IN-Pass through grant for HUD Comprehensive Housing Counseling Program$12,654
METEC Resource CenterPeoria, IL-Pass through grant for HUD Comprehensive Housing Counseling Program$7,123
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$8,843
Fundraising Direct Expenses$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Jackie Newman Board MemberExecutive Director of Springfield Housing AuthorityThe Organization serves as a HUD Housing Counseling Intermediary, providing pass-through grants to direct service housing counseling organizations in the Midwest. One of the Organization's Board members, Jackie Newman, is the Executive Director of an Intermediary affiliate, Springfield Housing Authority. This affiliate received pass-through funds in 2022 via this program.No$33,658
Carl Wolf Board MemberExecutive Director of Respond NowThe Organization serves as a HUD Housing Counseling Intermediary as well as an administrator for the Housing Counseling Stability Program (HSCP), providing pass-through grants to direct service housing counseling organizations in the Midwest. One of the Organization's Board members, Carl Wolf, is the Executive Director of an Intermediary affiliate, Respond Now. This affiliate received pass-through funds in 2024 via these two programs.No$27,358
Nicole Clements Board MemberPNC Foundation MemberPayment Received From PNCNo$20,000
Cornell LurryMidland States BankPayment Received From MSBNo$15,000
Shalonda Bedenfield-Causey Board MFederal Home Loan Bank of Chicago MemberPayment Received From FHLBCNo$11,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating lease liability$533,448
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership in Housing Action Illinois is open to organizations and individuals who wish to be members by supporting the Organzation's mission and by paying dues as determined by the Board of Directors.”

Form 990, Part VI, Section A, line 7A

“Open seats on the Board of Directors are voted on at the annual member meeting.”

Form 990, Part VI, Section B, line 11B

“The Executive Director and Finance Manager review the draft 990s and follow up with the auditor if they have any questions. The draft 990s (updated as necessary based on this review) is then provided to the Executive Committee, which acts as Housing Action Illinois' Finance & Audit Committee, for its review. The Executive Committee then recommends to the Board whether to accept the 990s for filing.”

Form 990, Part VI, Section B, line 12C

“Conflict of Interest Statements are signed by the Board of Directors annually and potential conflicts are encouraged to be shared as they occur.”

Form 990, Part VI, Section B, line 15

“Compensation of the Executive Director is determined, voted on, and approved by the Board of Directors. All other compensation is determioned and approved by the Executive Director.”

Form 990, Part VI, Section C, line 19

“Governing documents available upon request. Audited Financial Statements are available on the Illinois Attorney General's website.”

Filing and Contact Details

Filer

Filer Name
Housing Action Illinois
EIN
36-3585238
Phone
3129396074
Address
67 E Madison Street 1603, Chicago, IL 60603

Signing Officer

Name
Sharon Legenza
Title
Executive Director
Phone
3129396074
Signed
2025-09-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sharon Legenza
Formed
1987
Legal Domicile
Il
Voting Board Members
15
Independent Board Members
15
Employees
83
Volunteers
15

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western, Chicago, IL 60643
Preparer
Mel Padillo
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part XII, line 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

Part X, Line 2:

“FIN 48 Note from Audited Financial Statements The Organization was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(3). The Organization qualifies for the charitable contribution deduction and has been classified as an organization that is not a private foundation under Section 509(a)(1). The Organization continues to operate in compliance with its tax-exempt purpose. The Organization has adopted the requirements for accounting for uncertain tax positions and management has determined the Organization was not required to record a liability related to uncertain tax positions as of December 31, 2024.”

Raw XML AppendixShowing 400 of 879 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt158968
IRS990/Form990PartVIISectionAGrp/PersonNm0Darsonya Switzer
IRS990/Form990PartVIISectionAGrp/PersonNm1Laura Olvera Yarza
IRS990/Form990PartVIISectionAGrp/PersonNm2Kurt Kuyawa
IRS990/Form990PartVIISectionAGrp/PersonNm3Nicole Clements
IRS990/Form990PartVIISectionAGrp/PersonNm4Brigitta Mac-Rizzo
IRS990/Form990PartVIISectionAGrp/PersonNm5Carl Wolf
IRS990/Form990PartVIISectionAGrp/PersonNm6Cornell Lurry
IRS990/Form990PartVIISectionAGrp/PersonNm7Horacio Mendez
IRS990/Form990PartVIISectionAGrp/PersonNm8Jackie Newman
IRS990/Form990PartVIISectionAGrp/PersonNm9Jennifer Taff
IRS990/Form990PartVIISectionAGrp/PersonNm10John Herring Sr
IRS990/Form990PartVIISectionAGrp/PersonNm11Margaret Wooten
IRS990/Form990PartVIISectionAGrp/PersonNm12Nick Dodson
IRS990/Form990PartVIISectionAGrp/PersonNm13Paula bush
IRS990/Form990PartVIISectionAGrp/PersonNm14Shalonda Bedenfield
IRS990/Form990PartVIISectionAGrp/PersonNm15Sharon Legenza
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IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Executive Director
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IRS990/ProgSrvcAccomActy2Grp/Desc0Public Education and Organizing-Educates individuals through website and research studies and keeps the housing development and advocacy field well informed of recent industry developments and changes. An AmeriCorps VISTA program, including providing VISTA stipends, is managed as a service to members.
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IRS990/ProgSrvcAccomActy3Grp/Desc0Public Policy and Advocacy - A coalition of community organizations working together to increase housing opportunities for Illinois' lower income residents.
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