Civic Intelligence

Area VII Agehr

EIN 36-3555511 • 501(c)3 • Duluth, MN

Profile

Education of music with handbells

4231 W 7th StDuluth, MN 55807

area7.handbellmusicians.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

10th percentile

-82%

Higher net margin than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

37th percentile

-12%

Faster asset growth than 37% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2025

Revenue Growth

17th percentile

-49%

Faster revenue growth than 17% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2025

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$37,433

Down $6,483 (-15%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$37,433

Down $6,483 (-15%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin10th percentile

Revenue

Down

$7,922

Down $81,564 (-91%) from 2024

Expenses

Down

$14,405

Down $76,423 (-84%) from 2024

Net Income

Down

-$6,483

Down $5,141 (-383%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2010: $97,951Liabilities 2010: $0Net Assets 2010: $97,9512010Assets 2016: $48,705Net Assets 2016: $48,7052016Assets 2020: $55,242Liabilities 2020: $0Net Assets 2020: $55,2422020Assets 2021: $52,543Liabilities 2021: $0Net Assets 2021: $52,5432021Assets 2022: $54,401Liabilities 2022: $0Net Assets 2022: $54,4012022Assets 2023: $45,258Liabilities 2023: $0Net Assets 2023: $45,2582023Assets 2024: $43,916Liabilities 2024: $0Net Assets 2024: $43,9162024Assets 2025: $37,433Liabilities 2025: $0Net Assets 2025: $37,4332025

Highlighted filing

2025

Assets$37,433
Liabilities$0
Net Assets$37,433
Open 2025 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KExpenses 2010: $95,8782010Revenue 2016: $85,426Expenses 2016: $98,119Net Income 2016: -$12,6932016Revenue 2020: $3,866Expenses 2020: $8,360Net Income 2020: -$4,4942020Revenue 2021: $107Expenses 2021: $2,806Net Income 2021: -$2,6992021Revenue 2022: $60,769Expenses 2022: $58,911Net Income 2022: $1,8582022Revenue 2023: $11,309Expenses 2023: $20,452Net Income 2023: -$9,1432023Revenue 2024: $89,486Expenses 2024: $90,828Net Income 2024: -$1,3422024Revenue 2025: $7,922Expenses 2025: $14,405Net Income 2025: -$6,4832025

Highlighted filing

2025

Revenue$7,922
Expenses$14,405
Net Income-$6,483
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$37,433
Liabilities
$0
Net assets
$37,433
Revenue
$7,922
Expenses
$14,405
Net income
-$6,483
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$37.4$0.00$37.4$7.92$14.4$6.48
2024Detailed filing. Detailed filing data is available for this year.$43.9$0.00$43.9$89.5$90.8$1.34
2023Detailed filing. Detailed filing data is available for this year.$45.3$0.00$45.3$11.3$20.5$9.14
2022Detailed filing. Detailed filing data is available for this year.$54.4$0.00$54.4$60.8$58.9$1.86
2021Detailed filing. Detailed filing data is available for this year.$52.5$0.00$52.5$0.11$2.81$2.70
2020Detailed filing. Detailed filing data is available for this year.$55.2$0.00$55.2$3.87$8.36$4.49
2016Detailed filing. Detailed filing data is available for this year.$48.7$48.7$85.4$98.1$12.7
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.0$0.00$98.0$95.9
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 31, 2026
Return Version
2024v5.0
Gross Receipts
$7,922
Mission and Program Overview

Mission

Education of music with handbells

Program Services

DescriptionGrantsExpenses
Advanced ringing camps for adults to educate them about the music created with handbells$0$3,851
Handbell festival to educate youths and adults about the music created with handbells$0$622
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Theresa JacobsonTreasurer-$0--
Deb MadelSecretary-$0--
Paul McKenzieChair-$0--
Monica McGowanChair Elect-$0--
Jennifer CadwellPast Chair-$0--
Filing and Contact Details

Filer

Filer Name
Area Vii Agehr
EIN
36-3555511
Phone
2185903927
Address
4231 W 7th St, Duluth, MN 55807

Signing Officer

Name
Theresa Jacobson
Title
Treasurer
Phone
2185903927
Signed
2026-01-31
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 10

“$900.00 Gift to Camp Omega. $100.00 Scholarship awarded for Festival.”

Form 990-EZ, Part I, Line 16

“Description;Amount^Event Supplies;645|Travel;3004|Insurance;947|Fees;351|Meals;1549|Misc;169^Total;6665^”

Raw XML Appendix184 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Theresa Jacobson
IRS990EZ/BooksInCareOfDetail/PhoneNum02185903927
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04231 W 7th St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Duluth
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055807
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt043916
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt037433
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt02100
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-6483
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03800
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt043916
IRS990EZ/Form990TotalAssetsGrp/EOYAmt037433
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01000
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt07922
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt08
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt043916
IRS990EZ/NetAssetsOrFundBalancesEOYAmt037433
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt043916
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt037433
IRS990EZ/OccupancyRentUtltsAndMaintAmt02909
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Theresa Jacobson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Deb Madel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Paul McKenzie
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Monica McGowan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Jennifer Cadwell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Chair Elect
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Past Chair
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt06665
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Education of music with handbells
IRS990EZ/PrintingPublicationsPostageAmt031
IRS990EZ/ProgramServiceRevenueAmt05814
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Handbell festival to educate youths and adults about the music created with handbells
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Advanced ringing camps for adults to educate them about the music created with handbells
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0622
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt13851
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt014405
IRS990EZ/TotalProgramServiceExpensesAmt04473
IRS990EZ/TotalRevenueAmt07922
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://area7.handbellmusicians.org/
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt044
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0102
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01646
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt08
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt021
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt061
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt05
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt05
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0100
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt07617
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.94273
IRS990ScheduleA/PublicSupportPY170Pct00.90801
IRS990ScheduleA/PublicSupportTotal170Amt01646
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt044
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0102
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01646
IRS990ScheduleA/TotalSupportAmt01746
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0$900.00 Gift to Camp Omega. $100.00 Scholarship awarded for Festival.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Event Supplies;645|Travel;3004|Insurance;947|Fees;351|Meals;1549|Misc;169^Total;6665^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Theresa Jacobson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum02185903927
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AREA VII AGEHR
ReturnHeader/Filer/BusinessNameControlTxt0AREA
ReturnHeader/Filer/EIN0363555511
ReturnHeader/Filer/PhoneNum02185903927
ReturnHeader/Filer/USAddress/AddressLine1Txt04231 W 7th St
ReturnHeader/Filer/USAddress/CityNm0Duluth
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055807
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02026-02-01T14:53:28-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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