Civic Intelligence

La Oportunidad Inc

EIN 36-3537919 • 501(c)3 • Minneapolis, MN

Profile

A mission of "championing the development of latino individuals and families to create a strong, peaceful community," through its holistic, culturally relevant programming by providing bilingual/bicultural human services.

2021 East Hennepin Ave Suite 405Minneapolis, MN 55413

www.oportunidad.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.04x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

65th percentile

0.07x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2022

Net Margin

23rd percentile

-11%

Higher net margin than 23% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

28th percentile

-4.7%

Faster asset growth than 28% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

16th percentile

-19%

Faster revenue growth than 16% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Assets

Down

$481,732

Down $10,525 (-2.1%) from 2023

Liabilities

Up

$22,211

Up $3,717 (+20%) from 2023

Net Assets

Down

$459,521

Down $14,242 (-3.0%) from 2023

Revenue

Up

$309,947

Up $21,625 (+7.5%) from 2023

Expenses

Up

$324,189

Up $19,479 (+6.4%) from 2023

Net Income

Up

-$14,242

Up $2,146 (+13%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2012: $361,934Liabilities 2012: $22,426Net Assets 2012: $339,5082012Assets 2013: $366,232Liabilities 2013: $25,581Net Assets 2013: $340,6512013Assets 2014: $346,283Liabilities 2014: $17,040Net Assets 2014: $329,2432014Assets 2015: $376,001Liabilities 2015: $19,513Net Assets 2015: $356,4882015Assets 2016: $398,520Liabilities 2016: $17,503Net Assets 2016: $381,0172016Assets 2017: $474,579Liabilities 2017: $19,994Net Assets 2017: $454,5852017Assets 2018: $428,130Liabilities 2018: $16,737Net Assets 2018: $411,3932018Assets 2019: $349,760Liabilities 2019: $13,490Net Assets 2019: $336,2702019Assets 2020: $504,681Liabilities 2020: $61,411Net Assets 2020: $443,2702020Assets 2021: $533,868Liabilities 2021: $16,251Net Assets 2021: $517,6172021Assets 2022: $508,641Liabilities 2022: $18,490Net Assets 2022: $490,1512022Assets 2023: $492,257Liabilities 2023: $18,494Net Assets 2023: $473,7632023Assets 2024: $481,732Liabilities 2024: $22,211Net Assets 2024: $459,5212024

Highlighted filing

2024

Assets$481,732
Liabilities$22,211
Net Assets$459,521

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2012: $434,7322012Revenue 2013: $435,543Expenses 2013: $434,400Net Income 2013: $1,1432013Revenue 2014: $406,292Expenses 2014: $417,700Net Income 2014: -$11,4082014Revenue 2015: $408,249Expenses 2015: $381,004Net Income 2015: $27,2452015Revenue 2016: $374,293Expenses 2016: $349,764Net Income 2016: $24,5292016Revenue 2017: $442,076Expenses 2017: $368,508Net Income 2017: $73,5682017Revenue 2018: $320,719Expenses 2018: $363,911Net Income 2018: -$43,1922018Revenue 2019: $271,606Expenses 2019: $346,729Net Income 2019: -$75,1232019Revenue 2020: $381,291Expenses 2020: $274,291Net Income 2020: $107,0002020Revenue 2021: $321,359Expenses 2021: $247,012Net Income 2021: $74,3472021Revenue 2022: $258,944Expenses 2022: $286,410Net Income 2022: -$27,4662022Revenue 2023: $288,322Expenses 2023: $304,710Net Income 2023: -$16,3882023Revenue 2024: $309,947Expenses 2024: $324,189Net Income 2024: -$14,2422024

Highlighted filing

2024

Revenue$309,947
Expenses$324,189
Net Income-$14,242

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 17, 2025
Return Version
2024v5.0
Gross Receipts
$309,947
Mission and Program Overview

Mission

A mission of "championing the development of latino individuals and families to create a strong, peaceful community," through its holistic, culturally relevant programming by providing bilingual/bicultural human services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$476,254$437,692▼ $38,562
Accounts Receivable$8,662$35,006▲ $26,344
Prepaid Expenses and Deferred Charges$2,500$7,700▲ $5,200
Cash and Non-Interest-Bearing Accounts$4,841$1,334▼ $3,507
Total Assets$492,257$481,732▼ $10,525
Liabilities
Accounts Payable and Accrued Expenses$18,494$22,211▲ $3,717
Total Liabilities$18,494$22,211▲ $3,717
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$415,677$422,598▲ $6,921
Net Assets With Donor Restrictions$58,086$36,923▼ $21,163
Total Net Assets Fund Balance$473,763$459,521▼ $14,242
Total Liabilities and Net Assets / Fund Balance$492,257$481,732▼ $10,525
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Eloisa EchavezExecutive DiFT$83,280$19,835$103,115

Board Members and Trustees

NameTitle
Aldo Rubio LopezPresident
Maria PadillaBoard Member
Brian GrandeSecretary of
Humberto OlivaresTreasurer
Anne KnauffVice-preside
Revenue and Support

Revenue Composition

Contributions and Grants
$299,796
Program Service Revenue
$7,730
Investment Income
$2,421
Other Revenue
$0
All Other Contributions
$132,000
Change in Net Assets
$-14,242

Audited Revenue Reconciliation

Revenue per Audited Statements
$309,947
Revenue Not Reported on Form 990
$32,291
Total Revenue per Audited Statements
$342,238
Total Revenue per Form 990
$309,947
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$230,084
Other Expenses$94,105
Total Fundraising Expense$28,804
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$93,203$4,956$4,956$103,115
Other Salaries and Wages$73,316$14,210$14,210$101,736
Occupancy$21,800$2,393$2,393$26,586
Fees for Services Other$11,916$2,808$1,118$15,842
Payroll Taxes$11,052$1,381$1,381$13,814
Office Expenses$8,673$1,440$1,194$11,307
Insurance$6,704$739$739$8,182
Other Employee Benefits$2,612$2,523$2,523$7,658
Pension Plan Contributions$3,635$63$63$3,761
Travel$1,649--$1,649
Information Technology$816$90$90$996
Other Expenses$504$74$55$633
Conferences and Meetings$104$36$11$151
Advertising-$13-$13
Total Functional Expenses$264,436$30,949$28,804$324,189

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$356,480
Expenses per Audited Statements$324,189
Total Expenses per Form 990$324,189
Expenses Not Reported on Form 990$32,291
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Presented and reviewed at regular scheduled board meeting.

Form 990, Page 6, Part VI, Line 12C

Any conflict of interest if any, are disclosed to other board members and executive director as soon as they arise.

Form 990, Page 6, Part VI, Line 15A

Mn council of non-profits salary and benefits survey. Based on the survey the board of directors approves the executive director's compensation.

Form 990, Page 6, Part VI, Line 15B

Mn council of non-profits salary and benefits survey. Based on the survey top management determines the compensation of employees.

Form 990, Page 6, Part VI, Line 19

The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
La Oportunidad Inc
EIN
36-3537919
Phone
6128726165
Address
2021 EAST HENNEPIN AVE SUITE 405, MINNEAPOLIS, MN 55413

Signing Officer

Name
Eloisa Echavez
Title
Executive Director
Phone
6516466115
Signed
2025-04-17

Organization Details

Principal Officer
Eloisa Echavez
Formed
1987
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
45

Preparer

Firm
Harrington Langer & Associates
Address
563 PHALEN BLVD, SAINT PAUL, MN 55130
Preparer
Nichole Fairbanks
Phone
6514811128
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

A mission of "championing the development of latino individuals and families to create a strong, peaceful community," through its holistic, culturally relevant programming by providing bilingual/bicultural human services.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReportLandBuildingEquipmentInd0false
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IRS990/RevenueAmt02730
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0476254
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0437692
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0310938
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0358038
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01510760
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02421
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02654
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01669
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt01366
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01072
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt09182
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt049921
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.76650
IRS990ScheduleA/PublicSupportPY170Pct00.77130
IRS990ScheduleA/PublicSupportTotal170Amt01165053
IRS990ScheduleA/SubstantialContributorsTotAmt0345707
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0299796
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0290888
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0310938
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0358038
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01510760
IRS990ScheduleA/TotalSupportAmt01519942
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IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleD/DonatedServicesUseFcltsAmt032291
IRS990ScheduleD/ExpensesNotReportedAmt032291
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IRS990ScheduleD/RevenueNotReportedAmt032291
IRS990ScheduleD/RevenueSubtotalAmt0309947
IRS990ScheduleD/TotalExpensesPerForm990Amt0324189
IRS990ScheduleD/TotalRevenuePerForm990Amt0309947
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0342238
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0356480
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A MISSION OF "CHAMPIONING THE DEVELOPMENT OF LATINO INDIVIDUALS AND FAMILIES TO CREATE A STRONG, PEACEFUL COMMUNITY," THROUGH ITS HOLISTIC, CULTURALLY RELEVANT PROGRAMMING BY PROVIDING BILINGUAL/BICULTURAL HUMAN SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PRESENTED AND REVIEWED AT REGULAR SCHEDULED BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY CONFLICT OF INTEREST IF ANY, ARE DISCLOSED TO OTHER BOARD MEMBERS AND EXECUTIVE DIRECTOR AS SOON AS THEY ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MN COUNCIL OF NON-PROFITS SALARY AND BENEFITS SURVEY. BASED ON THE SURVEY THE BOARD OF DIRECTORS APPROVES THE EXECUTIVE DIRECTOR'S COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MN COUNCIL OF NON-PROFITS SALARY AND BENEFITS SURVEY. BASED ON THE SURVEY TOP MANAGEMENT DETERMINES THE COMPENSATION OF EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt030949
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0264436
IRS990/TotalFunctionalExpensesGrp/TotalAmt0324189
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt018494
IRS990/TotalLiabilitiesEOYAmt022211
IRS990/TotalLiabilitiesGrp/BOYAmt018494
IRS990/TotalLiabilitiesGrp/EOYAmt022211
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0459521
IRS990/TotalOtherCompensationAmt019835
IRS990/TotalProgramServiceExpensesAmt0264436
IRS990/TotalProgramServiceRevenueAmt07730
IRS990/TotalReportableCompFromOrgAmt083280
IRS990/TotalRevenueGrp/ExclusionAmt02421
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07730
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0309947
IRS990/TotalVolunteersCnt045
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0492257
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0481732
IRS990/TravelGrp/ProgramServicesAmt01649
IRS990/TravelGrp/TotalAmt01649
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02021 EAST HENNEPIN AVE
IRS990/USAddress/CityNm0MINNEAPOLIS
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055413
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.OPORTUNIDAD.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ELOISA ECHAVEZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06516466115
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LA OPORTUNIDAD INC
ReturnHeader/Filer/BusinessNameControlTxt0LAOP
ReturnHeader/Filer/EIN0363537919
ReturnHeader/Filer/PhoneNum06128726165
ReturnHeader/Filer/USAddress/AddressLine1Txt02021 EAST HENNEPIN AVE SUITE 405
ReturnHeader/Filer/USAddress/CityNm0MINNEAPOLIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055413
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411532347
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HARRINGTON LANGER & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0563 PHALEN BLVD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAINT PAUL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055130
ReturnHeader/PreparerPersonGrp/PhoneNum06514811128
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NICHOLE FAIRBANKS
ReturnHeader/ReturnTs02025-04-18T09:08:09-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31

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