Civic Intelligence

Local 455 Death Benefit Fund

EIN 36-3354233 • 501(c)5 • St Paul, MN

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Profile

Provide death benefits to families and beneficiaries of members of the united association of pipefitters-steamfitters local 455.

1301 Lorient StreetSt Paul, MN 55117

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)5 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)5 • <$500k nonprofits • Source year 2024

Net Margin

76th percentile

18%

Higher net margin than 76% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2024

Top Officer Pay

48th percentile

$0

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)5 • <$500k nonprofits • Source year 2024

Asset Growth

64th percentile

6.9%

Faster asset growth than 64% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-34%

Faster revenue growth than 10% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$311,659

Up $20,185 (+6.9%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$311,659

Up $20,185 (+6.9%) from 2023

Operations
Liabilities / Revenue60th percentileNet Margin76th percentile

Revenue

Down

$52,057

Down $27,415 (-34%) from 2023

Expenses

Up

$42,500

Up $2,500 (+6.3%) from 2023

Net Income

Down

$9,557

Down $29,915 (-76%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2015: $146,398Liabilities 2015: $0Net Assets 2015: $146,3982015Assets 2016: $167,863Liabilities 2016: $0Net Assets 2016: $167,8632016Assets 2017: $184,078Liabilities 2017: $0Net Assets 2017: $184,0782017Assets 2018: $195,743Liabilities 2018: $0Net Assets 2018: $195,7432018Assets 2019: $221,875Liabilities 2019: $0Net Assets 2019: $221,8752019Assets 2020: $225,938Liabilities 2020: $0Net Assets 2020: $225,9382020Assets 2021: $241,919Liabilities 2021: $0Net Assets 2021: $241,9192021Assets 2022: $252,002Liabilities 2022: $0Net Assets 2022: $252,0022022Assets 2023: $291,474Liabilities 2023: $0Net Assets 2023: $291,4742023Assets 2024: $311,659Liabilities 2024: $0Net Assets 2024: $311,6592024

Highlighted filing

2024

Assets$311,659
Liabilities$0
Net Assets$311,659
Open 2024 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2015: $43,840Expenses 2015: $52,533Net Income 2015: -$8,6932015Revenue 2016: $53,965Expenses 2016: $32,500Net Income 2016: $21,4652016Revenue 2017: $53,715Expenses 2017: $37,500Net Income 2017: $16,2152017Revenue 2018: $46,698Expenses 2018: $35,033Net Income 2018: $11,6652018Revenue 2019: $58,632Expenses 2019: $32,500Net Income 2019: $26,1322019Revenue 2020: $44,063Expenses 2020: $40,000Net Income 2020: $4,0632020Revenue 2021: $50,981Expenses 2021: $35,000Net Income 2021: $15,9812021Revenue 2022: $25,083Expenses 2022: $15,000Net Income 2022: $10,0832022Revenue 2023: $79,472Expenses 2023: $40,000Net Income 2023: $39,4722023Revenue 2024: $52,057Expenses 2024: $42,500Net Income 2024: $9,5572024

Highlighted filing

2024

Revenue$52,057
Expenses$42,500
Net Income$9,557
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$311,659
Liabilities
$0
Net assets
$311,659
Revenue
$52,057
Expenses
$42,500
Net income
$9,557
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.12$0.00$3.12$0.52$0.43$0.10
2023Detailed filing. Detailed filing data is available for this year.$2.91$0.00$2.91$0.79$0.40$0.39
2022Detailed filing. Detailed filing data is available for this year.$2.52$0.00$2.52$0.25$0.15$0.10
2021Detailed filing. Detailed filing data is available for this year.$2.42$0.00$2.42$0.51$0.35$0.16
2020Detailed filing. Detailed filing data is available for this year.$2.26$0.00$2.26$0.44$0.40$0.04
2019Detailed filing. Detailed filing data is available for this year.$2.22$0.00$2.22$0.59$0.33$0.26
2018Detailed filing. Detailed filing data is available for this year.$1.96$0.00$1.96$0.47$0.35$0.12
2017Detailed filing. Detailed filing data is available for this year.$1.84$0.00$1.84$0.54$0.38$0.16
2016Detailed filing. Detailed filing data is available for this year.$1.68$0.00$1.68$0.54$0.33$0.21
2015Detailed filing. Detailed filing data is available for this year.$1.46$0.00$1.46$0.44$0.53$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 17, 2025
Return Version
2024v5.2
Gross Receipts
$52,057
Mission and Program Overview

Mission

Provide death benefits to families and beneficiaries of members of the united association of pipefitters-steamitters local 455.

To provide death benefits to families and beneficiaries of members of the steamfitters pipefitters local 455.

Program Services

DescriptionGrantsExpenses
TO PROVIDE DEATH BENEFITS TO FAMILIES AND BENEFICIARIES OF MEMBERS OF THE STEAMFITTERS PIPEFITTERS LOCAL 455.$0$0
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT SEATHTrustee-$0--
GRANT BERQUALTrustee-$0--
TONY POOLETrustee-$0--
Filing and Contact Details

Filer

Filer Name
Local 455 Death Benefit Fund
EIN
36-3354233
Phone
6514550455
Address
1301 LORIENT STREET, ST PAUL, MN 55117

Signing Officer

Name
Scott Seath
Title
Trustee
Phone
6514550455
Signed
2025-10-17

Preparer

Firm
Novak Francella LLC
Address
40 MONUMENT ROAD 5TH FLOOR, BALA CYNWYD, PA 19004
Preparer
Louis Verzella CPA
Phone
6106689400
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: dividends. Amount: 6553.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: net appreciation in fair value. Amount: 10628.”

Raw XML Appendix102 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt042500
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SCOTT SEATH
IRS990EZ/BooksInCareOfDetail/PhoneNum06514550455
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01301 LORIENT STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ST PAUL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055117
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0291474
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0311659
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt09557
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0291474
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0311659
IRS990EZ/GrossReceiptsAmt052057
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt06553
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt045504
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0291474
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0311659
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0291474
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0311659
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT SEATH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GRANT BERQUAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TONY POOLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt010628
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE DEATH BENEFITS TO FAMILIES AND BENEFICIARIES OF MEMBERS OF THE STEAMFITTERS PIPEFITTERS LOCAL 455.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE DEATH BENEFITS TO FAMILIES AND BENEFICIARIES OF MEMBERS OF THE STEAMFITTERS PIPEFITTERS LOCAL 455.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt042500
IRS990EZ/TotalRevenueAmt052057
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDENDS. AMOUNT: 6553.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: NET APPRECIATION IN FAIR VALUE. AMOUNT: 10628.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0SCOTT SEATH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum06514550455
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LOCAL 455 DEATH BENEFIT FUND
ReturnHeader/Filer/BusinessNameControlTxt0LOCA
ReturnHeader/Filer/EIN0363354233
ReturnHeader/Filer/PhoneNum06514550455
ReturnHeader/Filer/USAddress/AddressLine1Txt01301 LORIENT STREET
ReturnHeader/Filer/USAddress/CityNm0ST PAUL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055117
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611436956
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NOVAK FRANCELLA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt040 MONUMENT ROAD 5TH FLOOR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BALA CYNWYD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019004
ReturnHeader/PreparerPersonGrp/PhoneNum06106689400
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LOUIS VERZELLA CPA
ReturnHeader/ReturnTs02025-10-17T15:48:35-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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