Civic Intelligence

North Central Terrazzo Association

EIN 36-2556493 • 501(c)6 • Rockford, IL

Profile

TRADE ASSOCIATION

1125 North 2nd StreetRockford, IL 61107

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.00x

Higher debt load relative to assets than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

59th percentile

0.01x

Higher debt load relative to revenue than 59% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

94th percentile

46%

Higher net margin than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

69th percentile

9.8%

Faster asset growth than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

88th percentile

43%

Faster revenue growth than 88% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$436,540

Up $38,979 (+9.8%) from 2024

Liabilities

Down

$1,223

Down $20,631 (-94%) from 2024

Net Assets

Up

$435,317

Up $59,610 (+16%) from 2024

Operations
Liabilities / Revenue59th percentileNet Margin94th percentile

Revenue

Up

$141,211

Up $42,659 (+43%) from 2024

Expenses

Down

$75,723

Down $28,803 (-28%) from 2024

Net Income

Up

$65,488

Up $71,462 (+1196%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth69th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2016: $278,219Liabilities 2016: $0Net Assets 2016: $278,2192016Assets 2017: $316,867Liabilities 2017: $0Net Assets 2017: $316,8672017Assets 2018: $329,756Liabilities 2018: $24,530Net Assets 2018: $305,2262018Assets 2019: $317,889Liabilities 2019: $5,579Net Assets 2019: $312,3102019Assets 2020: $297,867Liabilities 2020: $4,490Net Assets 2020: $293,3772020Assets 2021: $353,540Liabilities 2021: $600Net Assets 2021: $352,9402021Assets 2022: $377,627Liabilities 2022: $5,196Net Assets 2022: $372,4312022Assets 2023: $359,372Liabilities 2023: $0Net Assets 2023: $359,3722023Assets 2024: $397,561Liabilities 2024: $21,854Net Assets 2024: $375,7072024Assets 2025: $436,540Liabilities 2025: $1,223Net Assets 2025: $435,3172025

Highlighted filing

2025

Assets$436,540
Liabilities$1,223
Net Assets$435,317
Open 2025 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2016: $82,247Expenses 2016: $44,808Net Income 2016: $37,4392016Revenue 2017: $85,314Expenses 2017: $57,708Net Income 2017: $27,6062017Revenue 2018: $95,198Expenses 2018: $113,190Net Income 2018: -$17,9922018Revenue 2019: $115,710Expenses 2019: $89,331Net Income 2019: $26,3792019Revenue 2020: $59,787Expenses 2020: $66,445Net Income 2020: -$6,6582020Revenue 2021: $55,056Expenses 2021: $45,600Net Income 2021: $9,4562021Revenue 2022: $117,977Expenses 2022: $60,400Net Income 2022: $57,5772022Revenue 2023: $67,666Expenses 2023: $80,755Net Income 2023: -$13,0892023Revenue 2024: $98,552Expenses 2024: $104,526Net Income 2024: -$5,9742024Revenue 2025: $141,211Expenses 2025: $75,723Net Income 2025: $65,4882025

Highlighted filing

2025

Revenue$141,211
Expenses$75,723
Net Income$65,488
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$436,540
Liabilities
$1,223
Net assets
$435,317
Revenue
$141,211
Expenses
$75,723
Net income
$65,488
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.37$0.01$4.35$1.41$0.76$0.65
2024Detailed filing. Detailed filing data is available for this year.$3.98$0.22$3.76$0.99$1.05$0.06
2023Detailed filing. Detailed filing data is available for this year.$3.59$0.00$3.59$0.68$0.81$0.13
2022Detailed filing. Detailed filing data is available for this year.$3.78$0.05$3.72$1.18$0.60$0.58
2021Detailed filing. Detailed filing data is available for this year.$3.54$0.01$3.53$0.55$0.46$0.09
2020Detailed filing. Detailed filing data is available for this year.$2.98$0.04$2.93$0.60$0.66$0.07
2019Detailed filing. Detailed filing data is available for this year.$3.18$0.06$3.12$1.16$0.89$0.26
2018Detailed filing. Detailed filing data is available for this year.$3.30$0.25$3.05$0.95$1.13$0.18
2017Detailed filing. Detailed filing data is available for this year.$3.17$0.00$3.17$0.85$0.58$0.28
2016Detailed filing. Detailed filing data is available for this year.$2.78$0.00$2.78$0.82$0.45$0.37
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jul 22, 2025
Return Version
2024v5.2
Gross Receipts
$141,211
Mission and Program Overview

Mission

TRADE ASSOCIATION

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$375,707$435,317▲ $59,610
Savings and Temporary Cash Investments$294,080$318,024▲ $23,944
Cash and Non-Interest-Bearing Accounts$100,391$116,891▲ $16,500
Accounts Receivable$3,090$1,625▼ $1,465
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$397,561$436,540▲ $38,979
Liabilities
Accounts Payable and Accrued Expenses$21,854$1,223▼ $20,631
Total Liabilities$21,854$1,223▼ $20,631
Net Assets / Fund Balance
Total Net Assets Fund Balance$375,707$435,317▲ $59,610
Total Liabilities and Net Assets / Fund Balance$397,561$436,540▲ $38,979
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Joshua CoholPresident
Paul J Berra IiiVice President
VINCENT D'AGNOLOSecretary
JOHN D'AGNOLOTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$111,390
Investment Income
$29,821
Other Revenue
$0
Change in Net Assets
$65,488
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$75,723
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising---$47,116
Conferences and Meetings---$27,249
Fees for Services Accounting---$800
Insurance---$536
Other Expenses---$22
Total Functional Expenses$0$0$0$75,723
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“No review was conducted or will be conducted.”

Form 990, Part VI, Section C, Line 18

“No documents available to the public.”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
North Central Terrazzo Association
EIN
36-2556493
Phone
8159649463
Address
1125 NORTH 2ND STREET, ROCKFORD, IL 61107

Signing Officer

Name
JOHN D'AGNOLO
Title
Treasurer
Phone
8154940194
Signed
2025-07-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
JOHN D'AGNOLO
Formed
1965
Legal Domicile
Il
Voting Board Members
4
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Jason a Huber CPA Inc
Address
973 FEATHERSTONE ROAD STE 103, ROCKFORD, IL 61107
Preparer
Jason a Huber CPA Mba
Phone
8153989881
Raw XML Appendix267 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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