Civic Intelligence

Naperville Area Chamber of Commerce

EIN 36-2481341 • 501(c)6 • Naperville, IL

View Organization Page

Profile

The naperville area chamber of commerce (the chamber) began operations in 1913 and is incorporated under the general not-for-profit corporation act of the state of illinois. The chamber drives economic growth through active engagement and advocacy for the business community. The chamber sponsors such activities as the leadership program, chamber luncheon meetings, and other outreach functions. The chamber also publishes maps, brochures, and a directory to help promote local business. The chamber also sponsors a number of trade fairs annually in order to familiarize local residens with naperville businesses and community services. Major goals of the chamber include advocacy, networking/promotion, education and training, and member benefits.

Refreshing map…

55 S Main Street Suite 375Naperville, IL 60540

www.naperville.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.02x

Higher debt load relative to assets than 27% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

23rd percentile

0.02x

Higher debt load relative to revenue than 23% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

20th percentile

-5.3%

Higher net margin than 20% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$135,192

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 11.6% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

5th percentile

-29%

Faster asset growth than 5% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-13%

Faster revenue growth than 12% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets27th percentile

Assets

Up

$818,784

Up $263,326 (+47%) from 2022

Liabilities

Down

$20,314

Down $276,915 (-93%) from 2022

Net Assets

Up

$798,470

Up $540,241 (+209%) from 2022

Operations
Liabilities / Revenue23rd percentileNet Margin20th percentile

Revenue

Up

$1,166,325

Up $133,519 (+13%) from 2022

Expenses

Up

$1,227,973

Up $92,254 (+8.1%) from 2022

Net Income

Up

-$61,648

Up $41,265 (+40%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth5th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2013: $795,306Liabilities 2013: $705,041Net Assets 2013: $90,2652013Assets 2014: $724,023Liabilities 2014: $626,320Net Assets 2014: $97,7032014Assets 2015: $714,997Liabilities 2015: $615,338Net Assets 2015: $99,6592015Assets 2016: $818,374Liabilities 2016: $734,524Net Assets 2016: $83,8502016Assets 2017: $658,458Liabilities 2017: $546,657Net Assets 2017: $111,8012017Assets 2018: $883,826Liabilities 2018: $547,356Net Assets 2018: $336,4702018Assets 2019: $937,038Liabilities 2019: $520,785Net Assets 2019: $416,2532019Assets 2020: $897,333Liabilities 2020: $378,474Net Assets 2020: $518,8592020Assets 2021: $703,623Liabilities 2021: $470,538Net Assets 2021: $233,0852021Assets 2022: $555,458Liabilities 2022: $297,229Net Assets 2022: $258,2292022Assets 2024: $818,784Liabilities 2024: $20,314Net Assets 2024: $798,4702024

Highlighted filing

2024

Assets$818,784
Liabilities$20,314
Net Assets$798,470
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2013: $1,493,3582013Revenue 2014: $1,603,761Expenses 2014: $1,596,323Net Income 2014: $7,4382014Revenue 2015: $1,569,844Expenses 2015: $1,567,888Net Income 2015: $1,9562015Revenue 2016: $1,551,774Expenses 2016: $1,567,583Net Income 2016: -$15,8092016Revenue 2017: $1,609,182Expenses 2017: $1,664,911Net Income 2017: -$55,7292017Revenue 2018: $1,800,237Expenses 2018: $1,575,568Net Income 2018: $224,6692018Revenue 2019: $1,557,254Expenses 2019: $1,477,471Net Income 2019: $79,7832019Revenue 2020: $1,401,971Expenses 2020: $1,299,365Net Income 2020: $102,6062020Revenue 2021: $964,430Expenses 2021: $975,933Net Income 2021: -$11,5032021Revenue 2022: $1,032,806Expenses 2022: $1,135,719Net Income 2022: -$102,9132022Revenue 2024: $1,166,325Expenses 2024: $1,227,973Net Income 2024: -$61,6482024

Highlighted filing

2024

Revenue$1,166,325
Expenses$1,227,973
Net Income-$61,648
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$818,784
Liabilities
$20,314
Net assets
$798,470
Revenue
$1,166,325
Expenses
$1,227,973
Net income
-$61,648
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.82$0.02$0.80$1.17$1.23$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.30$0.26$1.03$1.14$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.47$0.23$0.96$0.98$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.90$0.38$0.52$1.40$1.30$0.10
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.94$0.52$0.42$1.56$1.48$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.88$0.55$0.34$1.80$1.58$0.22
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.66$0.55$0.11$1.61$1.66$0.06
2016Detailed filing. Detailed filing data is available for this year.$0.82$0.73$0.08$1.55$1.57$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.71$0.62$0.10$1.57$1.57$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.72$0.63$0.10$1.60$1.60$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.71$0.09$1.49
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 8, 2025
Return Version
2024v5.0
Gross Receipts
$1,166,325
Mission and Program Overview

Mission

The naperville chamber of commerce (the chamber) began operations in 1913 and is incorporated under the general not-for-profit corporation act of the state of illinois. The chamber drives economic growth through active engagement and advocacy for the business community.the chamber sponsors such activities as the leadership program, chamber luncheon meetings, and a directory to help promote local business. The chamber also sponsors a number of trade fairs annually in order to familiarize local residents with naperville businesses and community services. Major goals of the chamber include advocacy, networking/promotion, education and training, and providing member benefits.

Naperville chamber of commerce ("nacc") began operations in 1913 and is incorporated under the general not-for-profit corporation act of the state of illinois. The naperville area chamber of commerce has one goal and that is to move business forward toward an engaged, thriving community by being your advocate and your resource for our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$822,860$749,332▼ $73,528
Accounts Receivable$36,221$26,012▼ $10,209
Land, Buildings, and Equipment, Net$3,251$24,924▲ $21,673
Total Assets$1,134,216$818,784▼ $315,432
Other Assets Total$271,884$18,516▼ $253,368
Liabilities
Deferred Revenue$323,710--
Other Liabilities$257,050$11,977▼ $245,073
Accounts Payable and Accrued Expenses$11,731$8,337▼ $3,394
Total Liabilities$592,491$20,314▼ $572,177
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$541,725$798,470▲ $256,745
Total Net Assets Fund Balance$541,725$798,470▲ $256,745
Total Liabilities and Net Assets / Fund Balance$1,134,216$818,784▼ $315,432

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$22,479$14,796$37,275
Other Land Buildings$2,445$33,115$35,560
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kaylin RisvoldPresident &FT$135,192$135,192

Board Members and Trustees

NameTitle
Alexx DunkDirector
Ashley ShiDirector
Cheryl GreenDirector
Christina Caton KitchelDirector
Christine JeffriesDirector
Danielle TufanoDirector
Dave SurinaDirector
Derek McdanielDirector
Donna UfnalDirector
Dr Cathy SubberDirector
Gabriel a ChavezDirector
Jessica CunninghamDirector
Leah SetzenDirector
Mario LambertDirector
Matt DoyleDirector
Michael CalabreseDirector
Michele ClemenDirector
Mike BakkerDirector
Nate AlbertyDirector
Patti MinglinDirector
Ray KrouseDirector
Sharmila FowlerDirector
Yvette SabaDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$672,580
Program Service Revenue
$434,569
Investment Income
$23,100
Other Revenue
$36,076
Change in Net Assets
$-61,648
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$724,185
Other Expenses$503,788
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$327,077$176,119-$503,196
Current Officers, Directors, Trustees, and Key Employees$87,875$47,317-$135,192
Occupancy-$101,786-$101,786
Payroll Taxes$36,805$19,818-$56,623
Other Expenses$12,005$29,370-$29,370
Fees for Services Other-$21,291-$21,291
Office Expenses-$19,412-$19,412
Other Employee Benefits$12,131$6,533-$18,664
All Other Expenses$5,684$11,468-$17,152
Information Technology-$14,398-$14,398
Pension Plan Contributions$6,831$3,679-$10,510
Fees for Services Accounting-$9,501-$9,501
Insurance-$5,572-$5,572
Fees for Services Legal-$2,290-$2,290
Interest-$191-$191
Total Functional Expenses$488,408$739,565$0$1,227,973
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$11,977
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members”

Form 990, Page 6, Part VI, Line 7A

“The nominating committee of the board of directors interviews applications and brings nominees to the full board of directors for approval.”

Form 990, Page 6, Part VI, Line 11B

“The finance committee reviews the 990 and notifies the full board of its filing.”

Form 990, Page 6, Part VI, Line 12C

“The conflict of interest policy is reviewed by all new empployees. The policy is presented to all new board members in the first meeting after an election. If a conflict exists, it may be approved by the majority of the board. The member with the conflict may not be included in the vote.”

Form 990, Page 6, Part VI, Line 15A

“The board conducts annual reviews and compensation is based upon performance, position, and annual salary budget.”

Form 990, Page 6, Part VI, Line 15B

“The president conducts annual reviews and compensation is based upon performance, position, and annual salary budget.”

Form 990, Page 6, Part VI, Line 18

“Nacc will make its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Form 990, Page 6, Part VI, Line 19

“No other documents are available to the public”

Filing and Contact Details

Filer

Filer Name
Naperville Area Chamber of Commerce
EIN
36-2481341
Phone
6303554141
Address
55 S MAIN STREET SUITE 375, NAPERVILLE, IL 60540

Signing Officer

Name
Kaylin Risvold
Title
President & CEO
Phone
6303554141
Signed
2025-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kaylin Risvold
Formed
1913
Legal Domicile
Il
Voting Board Members
24
Independent Board Members
24
Employees
11

Preparer

Firm
KOLNICKI PETERSON & WIRTH CPA'S
Address
1400 OPUS PLACE SUITE 100, DOWNERS GROVE, IL 60515
Preparer
Kenneth W Peterson CPA
Phone
6303901140
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Naperville chamber of commerce ("nacc") began operations in 1913 and is incorporated under the general not-for-profit corporation act of the state of illinois. The naperville area chamber of commerce has one goal and that is to move business forward toward an engaged, thriving community by being your advocate and your resource for our community.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT &
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
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IRS990/MissionDesc0NAPERVILLE CHAMBER OF COMMERCE ("NACC") BEGAN OPERATIONS IN 1913 AND IS INCORPORATED UNDER THE GENERAL NOT-FOR-PROFIT CORPORATION ACT OF THE STATE OF ILLINOIS. THE NAPERVILLE AREA CHAMBER OF COMMERCE HAS ONE GOAL AND THAT IS TO MOVE BUSINESS FORWARD TOWARD AN ENGAGED, THRIVING COMMUNITY BY BEING YOUR ADVOCATE AND YOUR RESOURCE FOR OUR COMMUNITY.
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IRS990/OtherExpensesGrp/Desc2LEADERSHIP & PROF DEVELOP
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NAPERVILLE CHAMBER OF COMMERCE ("NACC") BEGAN OPERATIONS IN 1913 AND IS INCORPORATED UNDER THE GENERAL NOT-FOR-PROFIT CORPORATION ACT OF THE STATE OF ILLINOIS. THE NAPERVILLE AREA CHAMBER OF COMMERCE HAS ONE GOAL AND THAT IS TO MOVE BUSINESS FORWARD TOWARD AN ENGAGED, THRIVING COMMUNITY BY BEING YOUR ADVOCATE AND YOUR RESOURCE FOR OUR COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE NOMINATING COMMITTEE OF THE BOARD OF DIRECTORS INTERVIEWS APPLICATIONS AND BRINGS NOMINEES TO THE FULL BOARD OF DIRECTORS FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FINANCE COMMITTEE REVIEWS THE 990 AND NOTIFIES THE FULL BOARD OF ITS FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CONFLICT OF INTEREST POLICY IS REVIEWED BY ALL NEW EMPPLOYEES. THE POLICY IS PRESENTED TO ALL NEW BOARD MEMBERS IN THE FIRST MEETING AFTER AN ELECTION. IF A CONFLICT EXISTS, IT MAY BE APPROVED BY THE MAJORITY OF THE BOARD. THE MEMBER WITH THE CONFLICT MAY NOT BE INCLUDED IN THE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD CONDUCTS ANNUAL REVIEWS AND COMPENSATION IS BASED UPON PERFORMANCE, POSITION, AND ANNUAL SALARY BUDGET.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PRESIDENT CONDUCTS ANNUAL REVIEWS AND COMPENSATION IS BASED UPON PERFORMANCE, POSITION, AND ANNUAL SALARY BUDGET.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NACC WILL MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NO OTHER DOCUMENTS ARE AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
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