Civic Intelligence

The Envelope Institute of America

EIN 36-2318989 • 501(c)6 • Auburn, MA

Profile

To educate members for promotion and enhancement of the envelope industry

22 Millbury StAuburn, MA 01501

www.envelopeinstitute.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

11th percentile

-50%

Higher net margin than 11% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$16,980

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 23.7% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

29th percentile

-17%

Faster asset growth than 29% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

25th percentile

-20%

Faster revenue growth than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$179,002

Down $35,964 (-17%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$179,002

Down $35,964 (-17%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin11th percentile

Revenue

Down

$71,698

Down $18,306 (-20%) from 2024

Expenses

Up

$107,662

Up $35,927 (+50%) from 2024

Net Income

Down

-$35,964

Down $54,233 (-297%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth29th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $75,272Liabilities 2011: $26Net Assets 2011: $75,2462011Assets 2017: $36,831Net Assets 2017: $36,8312017Assets 2018: $59,043Liabilities 2018: $3,000Net Assets 2018: $56,0432018Assets 2019: $44,303Net Assets 2019: $44,3032019Assets 2020: $96,986Net Assets 2020: $96,9862020Assets 2021: $159,305Net Assets 2021: $159,3052021Assets 2022: $203,052Net Assets 2022: $203,0522022Assets 2023: $196,697Net Assets 2023: $196,6972023Assets 2024: $214,966Net Assets 2024: $214,9662024Assets 2025: $179,002Net Assets 2025: $179,0022025

Highlighted filing

2025

Assets$179,002
Liabilities-
Net Assets$179,002
Open 2025 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $65,411Expenses 2011: $32,283Net Income 2011: $33,1282011Revenue 2017: $54,318Expenses 2017: $74,146Net Income 2017: -$19,8282017Revenue 2018: $78,166Expenses 2018: $58,954Net Income 2018: $19,2122018Revenue 2019: $63,016Expenses 2019: $74,756Net Income 2019: -$11,7402019Revenue 2020: $72,266Expenses 2020: $19,583Net Income 2020: $52,6832020Revenue 2021: $77,020Expenses 2021: $14,701Net Income 2021: $62,3192021Revenue 2022: $72,003Expenses 2022: $28,256Net Income 2022: $43,7472022Revenue 2023: $51,003Expenses 2023: $57,358Net Income 2023: -$6,3552023Revenue 2024: $90,004Expenses 2024: $71,735Net Income 2024: $18,2692024Revenue 2025: $71,698Expenses 2025: $107,662Net Income 2025: -$35,9642025

Highlighted filing

2025

Revenue$71,698
Expenses$107,662
Net Income-$35,964
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$179,002
Liabilities
-
Net assets
$179,002
Revenue
$71,698
Expenses
$107,662
Net income
-$35,964
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.79$1.79$0.72$1.08$0.36
2024Detailed filing. Detailed filing data is available for this year.$2.15$2.15$0.90$0.72$0.18
2023Detailed filing. Detailed filing data is available for this year.$1.97$1.97$0.51$0.57$0.06
2022Detailed filing. Detailed filing data is available for this year.$2.03$2.03$0.72$0.28$0.44
2021Detailed filing. Detailed filing data is available for this year.$1.59$1.59$0.77$0.15$0.62
2020Detailed filing. Detailed filing data is available for this year.$0.97$0.97$0.72$0.20$0.53
2019Detailed filing. Detailed filing data is available for this year.$0.44$0.44$0.63$0.75$0.12
2018Detailed filing. Detailed filing data is available for this year.$0.59$0.03$0.56$0.78$0.59$0.19
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.37$0.54$0.74$0.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.75$0.00$0.75$0.65$0.32$0.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 11, 2026
Return Version
2025v4.0
Gross Receipts
$71,698
Mission and Program Overview

Mission

To educate members for promotion and enhancement of the envelope industry

Program Services

DescriptionGrantsExpenses
BI-ANNUAL MEETINGS FOR ENVELOPE PROMOTION--
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TAMMY WATERHOUSEExecutive DirectorPT$16,980-$16,980
RUSSELL PACKWOODSecretary-$0--
MICHAEL LOVEPresident-$0--
BROOKS BOWERChairman-$0--
NORM SHAPIROChairman-$0--
Filing and Contact Details

Filer

Filer Name
The Envelope Institute of America
EIN
36-2318989
Phone
7742211345
Address
22 MILLBURY ST, AUBURN, MA 01501

Signing Officer

Name
Tammy Waterhouse
Title
Executive Director
Signed
2026-03-11
Discuss with paid preparer
Yes

Preparer

Firm
Schultz & Associates PLLC
Address
6004 Brownsboro Park Blvd B, Louisville, KY 40207
Preparer
Daniel J Leary
Phone
5028930555
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $227”

Other Expenses.1

“Fall and spring meetings $84057”

Other Expenses.2

“SUPPLIES $2950”

Other Expenses.3

“BANK FEES $1383”

Other Expenses.4

“OTHER TAXES $30”

Raw XML Appendix114 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TAMMY WATERHOUSE
IRS990EZ/BooksInCareOfDetail/PhoneNum07742211345
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt022 MILLBURY ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0AUBURN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001501
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0214966
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0179002
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt066000
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-35964
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02035
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0214966
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0179002
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt071698
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05698
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0214966
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0179002
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0214966
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0179002
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt316980
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RUSSELL PACKWOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MICHAEL LOVE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BROOKS BOWER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TAMMY WATERHOUSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4NORM SHAPIRO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Executive Dir.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Chairman
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt088647
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To educate members for promotion and enhancement of the envelope industry
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0BI-ANNUAL MEETINGS FOR ENVELOPE PROMOTION
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt016980
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0107662
IRS990EZ/TotalRevenueAmt071698
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0WWW.ENVELOPEINSTITUTE.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $227
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FALL AND SPRING MEETINGS $84057
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SUPPLIES $2950
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BANK FEES $1383
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OTHER TAXES $30
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.4
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TAMMY WATERHOUSE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Dir.
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE ENVELOPE INSTITUTE OF AMERICA
ReturnHeader/Filer/BusinessNameControlTxt0ENVE
ReturnHeader/Filer/EIN0362318989
ReturnHeader/Filer/PhoneNum07742211345
ReturnHeader/Filer/USAddress/AddressLine1Txt022 MILLBURY ST
ReturnHeader/Filer/USAddress/CityNm0AUBURN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001501
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0352190788
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Schultz & Associates PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06004 Brownsboro Park Blvd B
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Louisville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040207
ReturnHeader/PreparerPersonGrp/PhoneNum05028930555
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Daniel J Leary
ReturnHeader/ReturnTs02026-03-11T07:56:52-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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