Civic Intelligence

2 Rivers Area Credit Union

EIN 36-2282246 • 501(c)14 • Kankakee, IL

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Profile

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.

296 West Jeffery StreetKankakee, IL 60901

www.2riversacu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.88x

Higher debt load relative to assets than 59% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

26th percentile

13.03x

Higher debt load relative to revenue than 26% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

50th percentile

7.1%

Higher net margin than 50% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

30th percentile

-3.5%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Revenue Growth

41st percentile

5.3%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$23,367,047

Down $932,400 (-3.8%) from 2023

Liabilities

Down

$20,511,051

Down $1,044,538 (-4.8%) from 2023

Net Assets

Up

$2,855,996

Up $112,138 (+4.1%) from 2023

Operations
Liabilities / Revenue26th percentileNet Margin50th percentile

Revenue

Up

$1,574,518

Up $152,522 (+11%) from 2023

Expenses

Up

$1,462,380

Up $72,694 (+5.2%) from 2023

Net Income

Up

$112,138

Up $79,828 (+247%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $13,059,066Liabilities 2010: $10,686,570Net Assets 2010: $2,372,4962010Assets 2011: $13,314,864Liabilities 2011: $10,968,836Net Assets 2011: $2,346,0282011Assets 2012: $14,304,840Liabilities 2012: $11,946,976Net Assets 2012: $2,357,8642012Assets 2013: $14,116,526Liabilities 2013: $11,689,976Net Assets 2013: $2,426,5502013Assets 2014: $14,505,299Liabilities 2014: $12,027,512Net Assets 2014: $2,477,7872014Assets 2016: $15,397,147Liabilities 2016: $12,939,912Net Assets 2016: $2,457,2352016Assets 2017: $16,931,457Liabilities 2017: $14,496,889Net Assets 2017: $2,434,5682017Assets 2018: $17,356,027Liabilities 2018: $14,837,287Net Assets 2018: $2,518,7402018Assets 2019: $18,161,752Liabilities 2019: $15,787,385Net Assets 2019: $2,374,3672019Assets 2020: $21,074,743Liabilities 2020: $19,020,162Net Assets 2020: $2,054,5812020Assets 2021: $23,574,338Liabilities 2021: $21,284,231Net Assets 2021: $2,290,1072021Assets 2022: $25,117,085Liabilities 2022: $22,405,537Net Assets 2022: $2,711,5482022Assets 2023: $24,299,447Liabilities 2023: $21,555,589Net Assets 2023: $2,743,8582023Assets 2024: $23,367,047Liabilities 2024: $20,511,051Net Assets 2024: $2,855,9962024

Highlighted filing

2024

Assets$23,367,047
Liabilities$20,511,051
Net Assets$2,855,996
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $960,2882010Expenses 2011: $997,4912011Expenses 2012: $757,6932012Revenue 2013: $776,613Expenses 2013: $734,337Net Income 2013: $42,2762013Revenue 2014: $806,712Expenses 2014: $742,054Net Income 2014: $64,6582014Revenue 2016: $910,160Expenses 2016: $868,642Net Income 2016: $41,5182016Revenue 2017: $1,010,477Expenses 2017: $979,649Net Income 2017: $30,8282017Revenue 2018: $1,129,340Expenses 2018: $1,038,376Net Income 2018: $90,9642018Revenue 2019: $1,182,129Expenses 2019: $1,162,812Net Income 2019: $19,3172019Revenue 2020: $1,211,117Expenses 2020: $1,404,116Net Income 2020: -$192,9992020Revenue 2021: $1,291,223Expenses 2021: $1,216,839Net Income 2021: $74,3842021Revenue 2022: $1,420,049Expenses 2022: $1,375,395Net Income 2022: $44,6542022Revenue 2023: $1,421,996Expenses 2023: $1,389,686Net Income 2023: $32,3102023Revenue 2024: $1,574,518Expenses 2024: $1,462,380Net Income 2024: $112,1382024

Highlighted filing

2024

Revenue$1,574,518
Expenses$1,462,380
Net Income$112,138
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$23,367,047
Liabilities
$20,511,051
Net assets
$2,855,996
Revenue
$1,574,518
Expenses
$1,462,380
Net income
$112,138
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.4$20.5$2.86$1.57$1.46$0.11
2023Detailed filing. Detailed filing data is available for this year.$24.3$21.6$2.74$1.42$1.39$0.03
2022Detailed filing. Detailed filing data is available for this year.$25.1$22.4$2.71$1.42$1.38$0.04
2021Detailed filing. Detailed filing data is available for this year.$23.6$21.3$2.29$1.29$1.22$0.07
2020Detailed filing. Detailed filing data is available for this year.$21.1$19.0$2.05$1.21$1.40$0.19
2019Detailed filing. Detailed filing data is available for this year.$18.2$15.8$2.37$1.18$1.16$0.02
2018Detailed filing. Detailed filing data is available for this year.$17.4$14.8$2.52$1.13$1.04$0.09
2017Detailed filing. Detailed filing data is available for this year.$16.9$14.5$2.43$1.01$0.98$0.03
2016Detailed filing. Detailed filing data is available for this year.$15.4$12.9$2.46$0.91$0.87$0.04
2014Detailed filing. Detailed filing data is available for this year.$14.5$12.0$2.48$0.81$0.74$0.06
2013Detailed filing. Detailed filing data is available for this year.$14.1$11.7$2.43$0.78$0.73$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$11.9$2.36$0.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.3$11.0$2.35$1.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.1$10.7$2.37$0.96
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$1,574,518
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.

Illinois state chartered credit union operated for the mutual benefit of its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$15,296,985$14,894,260▼ $402,725
Savings and Temporary Cash Investments$7,045,032$6,572,572▼ $472,460
Rtn Earn Endowment Incm Other Fnds$2,743,858$2,855,996▲ $112,138
Cash and Non-Interest-Bearing Accounts$931,714$893,773▼ $37,941
Land, Buildings, and Equipment, Net$409,648$386,767▼ $22,881
Investments Other Securities$225,000$225,000→ $0
Prepaid Expenses and Deferred Charges$49,818$61,233▲ $11,415
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$24,299,447$23,367,047▼ $932,400
Other Assets Total$341,250$333,442▼ $7,808
Liabilities
Other Liabilities$21,105,563$20,329,715▼ $775,848
Accounts Payable and Accrued Expenses$450,026$181,336▼ $268,690
Total Liabilities$21,555,589$20,511,051▼ $1,044,538
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,743,858$2,855,996▲ $112,138
Total Liabilities and Net Assets / Fund Balance$24,299,447$23,367,047▼ $932,400

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$311,734$270,591$582,325
Equipment$61,383$169,385$230,768
Land$13,650-$13,650
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Danita SwansonPresident/ManagerFT$115,997$3,317$119,314

Board Members and Trustees

NameTitle
Mary WestoverChairman
John AbsherVice-Chair
Marc MagieraDirector
Patricia WilliamsDirector
Ronnie CollinsDirector
Thomas MaassDirector
Brad KuntzSecretary
John HoganTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,297,996
Investment Income
$276,522
Other Revenue
$0
Change in Net Assets
$112,138

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,574,518
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,574,518
Total Revenue per Form 990
$1,574,518
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$966,039
Salaries, Compensation, and Employee Benefits$496,341
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$288,337
Information Technology---$199,972
Current Officers, Directors, Trustees, and Key Employees---$119,314
Interest---$81,705
Office Expenses---$64,357
Other Employee Benefits---$44,685
Occupancy---$40,364
Depreciation Depletion---$36,032
Payroll Taxes---$35,071
Advertising---$33,762
Other Expenses---$27,751
Insurance---$27,310
Fees for Services Accounting---$24,437
All Other Expenses---$19,240
Pension Plan Contributions---$8,934
Fees for Services Other---$2,209
Total Functional Expenses$0$0$0$1,462,380

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,462,380
Total Expenses per Audited Statements$1,462,380
Total Expenses per Form 990$1,462,380
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' share and savings accounts$20,329,715
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership in the Credit Union is open to all people living and working in the Kankakee County area.”

Form 990, Part VI, Section A, line 7A

“Members of the Credit Union elect the Board of Directors.”

Form 990, Part VI, Section B, line 11B

“The Form 990 and related schedules was reviewed and approved by the President and Manager of the Credit Union prior to filing. The 990 was also provided to the Board of Directors prior to filing.”

Form 990, Part VI, Section B, line 15A

“Compensation for the President/Manager of the Credit Union is determined by the Board of Directors on an annual basis. The Board considers performance of the Credit Union, inflation, longevity, and overall performance of the President/Manager in determining compensation. Deliberation and decisions are contemporaneously documented in the Board minutes.”

Form 990, Part VI, Section C, line 19

“The Credit Union posts financial statements on its bulletin board and also makes them available upon request. The Call report is available on the NCUA webite. Governing documents available upon request.”

Filing and Contact Details

Filer

Filer Name
2 Rivers Area Credit Union
EIN
36-2282246
Phone
8159352270
Address
296 West Jeffery Street, Kankakee, IL 60901

Signing Officer

Name
Danita Swanson
Title
President
Phone
8159352270
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Danita Swanson
Formed
1951
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
8
Employees
7
Volunteers
8

Preparer

Firm
Eifel Rambo Advisory Group Ltd
Address
20635 Abbey Woods Ct Suite 301, Frankfort, IL 60423
Preparer
Matt Beckley
Phone
7086282365
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

Part X, Line 2:

“FIN 48 Statement from Audited Financial Statements The Credit Union is exempt, by statute, from Federal income taxes under Internal Revenue Code Section 501(c)(14) and state income taxes. The tax-exempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax-exempt purpose. The Credit Union had no unrelated business income in 2023 or 2022 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination for generally three years after filing.”

Raw XML Appendix364 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Danita Swanson
IRS990/BooksInCareOfDetail/PhoneNum08159352270
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0296 West Jeffery Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Kankakee
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IRS990/Desc0The credit union makes and services consumer loans and real estate loans to members. The number of loans outstanding at 12/31/24 is 1,663 for a total of $14,894,260.
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IRS990/Form990PartVIISectionAGrp/PersonNm0Mary Westover
IRS990/Form990PartVIISectionAGrp/PersonNm1John Absher
IRS990/Form990PartVIISectionAGrp/PersonNm2John Hogan
IRS990/Form990PartVIISectionAGrp/PersonNm3Brad Kuntz
IRS990/Form990PartVIISectionAGrp/PersonNm4Thomas Maass
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IRS990/OtherExpensesGrp/Desc2Visa processing
IRS990/OtherExpensesGrp/Desc3Share drafts/cash deliv
IRS990/OtherExpensesGrp/TotalAmt0277900
IRS990/OtherExpensesGrp/TotalAmt192063
IRS990/OtherExpensesGrp/TotalAmt238937
IRS990/OtherExpensesGrp/TotalAmt327751
IRS990/OtherLiabilitiesGrp/BOYAmt021105563
IRS990/OtherLiabilitiesGrp/EOYAmt020329715
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherSalariesAndWagesGrp/TotalAmt0288337
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt015296985
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt014894260
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt035071
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt08934
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt049818
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt061233
IRS990/PrincipalOfficerNm0Danita Swanson
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Member loan interest
IRS990/ProgramServiceRevenueGrp/Desc1Fee income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0804444
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1493552
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0804444
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1493552
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union pays out dividends on its members' share deposit accounts at a market rate of interest. The number of share accounts at 12/31/24 is 7,135 for a total of $20,329,715.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0240329
IRS990/PYOtherExpensesAmt0950981
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01181667
IRS990/PYRevenuesLessExpensesAmt032310
IRS990/PYSalariesCompEmpBnftPaidAmt0438705
IRS990/PYTotalExpensesAmt01389686
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01421996
IRS990/ReconcilationRevenueExpnssAmt0112138
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02743858
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02855996
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07045032
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06572572
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0311734
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0270591
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0582325
IRS990ScheduleD/EquipmentGrp/BookValueAmt061383
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0169385
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0230768
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01462380
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt013650
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt013650
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020329715
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members' share and savings accounts
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01574518
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 Statement from Audited Financial Statements The Credit Union is exempt, by statute, from Federal income taxes under Internal Revenue Code Section 501(c)(14) and state income taxes. The tax-exempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax-exempt purpose. The Credit Union had no unrelated business income in 2023 or 2022 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination for generally three years after filing.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0386767
IRS990ScheduleD/TotalExpensesPerForm990Amt01462380
IRS990ScheduleD/TotalLiabilityAmt020329715
IRS990ScheduleD/TotalRevenuePerForm990Amt01574518
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01574518
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01462380
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Membership in the Credit Union is open to all people living and working in the Kankakee County area.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the Credit Union elect the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Form 990 and related schedules was reviewed and approved by the President and Manager of the Credit Union prior to filing. The 990 was also provided to the Board of Directors prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation for the President/Manager of the Credit Union is determined by the Board of Directors on an annual basis. The Board considers performance of the Credit Union, inflation, longevity, and overall performance of the President/Manager in determining compensation. Deliberation and decisions are contemporaneously documented in the Board minutes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Credit Union posts financial statements on its bulletin board and also makes them available upon request. The Call report is available on the NCUA webite. Governing documents available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The process has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XII, Line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt024299447
IRS990/TotalAssetsEOYAmt023367047
IRS990/TotalAssetsGrp/BOYAmt024299447
IRS990/TotalAssetsGrp/EOYAmt023367047
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/TotalAmt01462380
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt021555589
IRS990/TotalLiabilitiesEOYAmt020511051
IRS990/TotalLiabilitiesGrp/BOYAmt021555589
IRS990/TotalLiabilitiesGrp/EOYAmt020511051
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02743858
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02855996
IRS990/TotalOtherCompensationAmt03317
IRS990/TotalProgramServiceRevenueAmt01297996
IRS990/TotalReportableCompFromOrgAmt0115997
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01574518
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01574518
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt024299447
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt023367047
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0296 West Jeffery Street
IRS990/USAddress/CityNm0Kankakee
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060901
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0www.2riversacu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Danita Swanson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum08159352270
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt02 Rivers Area Credit Union
ReturnHeader/Filer/BusinessNameControlTxt02RIV
ReturnHeader/Filer/EIN0362282246
ReturnHeader/Filer/PhoneNum08159352270
ReturnHeader/Filer/USAddress/AddressLine1Txt0296 West Jeffery Street
ReturnHeader/Filer/USAddress/CityNm0Kankakee
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060901
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0931743146
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Eifel Rambo Advisory Group Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt020635 Abbey Woods Ct Suite 301
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Frankfort
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060423
ReturnHeader/PreparerPersonGrp/PhoneNum07086282365
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Matt Beckley
ReturnHeader/ReturnTs02025-11-17T09:34:05-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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