Civic Intelligence

Mwrd Employees Credit Union

EIN 36-2261513 • 501(c)14 • Chicago, IL

View Organization Page

Profile

To encourage savings in a safe environment at a competative rate

100 East Erie StreetChicago, IL 60611

www.mwrdecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

43rd percentile

0.87x

Higher debt load relative to assets than 43% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

20.94x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

27th percentile

1.5%

Higher net margin than 27% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

39th percentile

-1.5%

Faster asset growth than 39% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Revenue Growth

56th percentile

12%

Faster revenue growth than 56% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$40,192,540

Up $2,655,826 (+7.1%) from 2023

Liabilities

Up

$34,884,544

Up $2,593,458 (+8.0%) from 2023

Net Assets

Up

$5,307,996

Up $62,368 (+1.2%) from 2023

Operations
Liabilities / Revenue69th percentileNet Margin27th percentile

Revenue

Up

$1,665,636

Up $103,363 (+6.6%) from 2023

Expenses

Up

$1,640,505

Up $262,658 (+19%) from 2023

Net Income

Down

$25,131

Down $159,295 (-86%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $25,342,688Liabilities 2010: $21,227,344Net Assets 2010: $4,115,3442010Assets 2011: $26,136,613Liabilities 2011: $21,970,793Net Assets 2011: $4,165,8202011Assets 2012: $26,867,589Liabilities 2012: $22,498,413Net Assets 2012: $4,369,1762012Assets 2013: $26,875,042Liabilities 2013: $22,825,311Net Assets 2013: $4,049,7312013Assets 2014: $28,576,817Liabilities 2014: $24,145,450Net Assets 2014: $4,431,3672014Assets 2015: $30,218,197Liabilities 2015: $25,792,631Net Assets 2015: $4,425,5662015Assets 2016: $32,720,757Liabilities 2016: $28,387,381Net Assets 2016: $4,333,3762016Assets 2017: $32,975,579Liabilities 2017: $28,455,916Net Assets 2017: $4,519,6632017Assets 2018: $33,482,165Liabilities 2018: $28,852,751Net Assets 2018: $4,629,4142018Assets 2019: $35,642,066Liabilities 2019: $30,594,401Net Assets 2019: $5,047,6652019Assets 2020: $39,343,603Liabilities 2020: $34,018,360Net Assets 2020: $5,325,2432020Assets 2021: $42,360,096Liabilities 2021: $37,082,069Net Assets 2021: $5,278,0272021Assets 2022: $41,446,674Liabilities 2022: $36,281,992Net Assets 2022: $5,164,6822022Assets 2023: $37,536,714Liabilities 2023: $32,291,086Net Assets 2023: $5,245,6282023Assets 2024: $40,192,540Liabilities 2024: $34,884,544Net Assets 2024: $5,307,9962024

Highlighted filing

2024

Assets$40,192,540
Liabilities$34,884,544
Net Assets$5,307,996
Open 2024 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $1,024,9012010Expenses 2011: $1,047,8712011Expenses 2012: $996,0032012Revenue 2013: $1,177,752Expenses 2013: $1,021,311Net Income 2013: $156,4412013Revenue 2014: $1,072,549Expenses 2014: $1,004,741Net Income 2014: $67,8082014Revenue 2015: $1,079,343Expenses 2015: $1,071,688Net Income 2015: $7,6552015Revenue 2016: $1,074,737Expenses 2016: $1,051,747Net Income 2016: $22,9902016Revenue 2017: $1,177,928Expenses 2017: $1,062,080Net Income 2017: $115,8482017Revenue 2018: $1,273,862Expenses 2018: $1,121,152Net Income 2018: $152,7102018Revenue 2019: $1,338,129Expenses 2019: $1,179,807Net Income 2019: $158,3222019Revenue 2020: $1,356,552Expenses 2020: $1,213,351Net Income 2020: $143,2012020Revenue 2021: $1,386,599Expenses 2021: $1,294,986Net Income 2021: $91,6132021Revenue 2022: $1,328,597Expenses 2022: $1,221,055Net Income 2022: $107,5422022Revenue 2023: $1,562,273Expenses 2023: $1,377,847Net Income 2023: $184,4262023Revenue 2024: $1,665,636Expenses 2024: $1,640,505Net Income 2024: $25,1312024

Highlighted filing

2024

Revenue$1,665,636
Expenses$1,640,505
Net Income$25,131
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$40,192,540
Liabilities
$34,884,544
Net assets
$5,307,996
Revenue
$1,665,636
Expenses
$1,640,505
Net income
$25,131
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$40.2$34.9$5.31$1.67$1.64$0.03
2023Detailed filing. Detailed filing data is available for this year.$37.5$32.3$5.25$1.56$1.38$0.18
2022Detailed filing. Detailed filing data is available for this year.$41.4$36.3$5.16$1.33$1.22$0.11
2021Detailed filing. Detailed filing data is available for this year.$42.4$37.1$5.28$1.39$1.29$0.09
2020Detailed filing. Detailed filing data is available for this year.$39.3$34.0$5.33$1.36$1.21$0.14
2019Detailed filing. Detailed filing data is available for this year.$35.6$30.6$5.05$1.34$1.18$0.16
2018Detailed filing. Detailed filing data is available for this year.$33.5$28.9$4.63$1.27$1.12$0.15
2017Detailed filing. Detailed filing data is available for this year.$33.0$28.5$4.52$1.18$1.06$0.12
2016Detailed filing. Detailed filing data is available for this year.$32.7$28.4$4.33$1.07$1.05$0.02
2015Detailed filing. Detailed filing data is available for this year.$30.2$25.8$4.43$1.08$1.07$0.01
2014Detailed filing. Detailed filing data is available for this year.$28.6$24.1$4.43$1.07$1.00$0.07
2013Detailed filing. Detailed filing data is available for this year.$26.9$22.8$4.05$1.18$1.02$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.9$22.5$4.37$1.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$22.0$4.17$1.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.3$21.2$4.12$1.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 11, 2025
Return Version
2024v5.0
Gross Receipts
$1,665,636
Mission and Program Overview

Mission

To be our members' primary financial institution of choice by providing competitive financail services in a secure environment and meeting their changing needs while maintaining our financial stability.

To be our members primary financial institution by providing competative financial services in a secure environment

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$22,520,200$21,487,572▼ $1,032,628
Investments Other Securities$13,831,436$14,125,469▲ $294,033
Rtn Earn Endowment Incm Other Fnds$5,245,628$5,307,996▲ $62,368
Cash and Non-Interest-Bearing Accounts$421,932$3,168,721▲ $2,746,789
Savings and Temporary Cash Investments$167,821$373,493▲ $205,672
Receivables From Officers Etc$198,856$238,815▲ $39,959
Prepaid Expenses and Deferred Charges$236,141$217,590▼ $18,551
Land, Buildings, and Equipment, Net$8,178$98,762▲ $90,584
Total Assets$37,536,714$40,192,540▲ $2,655,826
Other Assets Total$152,150$482,118▲ $329,968
Liabilities
Other Liabilities$31,996,206$34,640,953▲ $2,644,747
Accounts Payable and Accrued Expenses$294,880$243,591▼ $51,289
Total Liabilities$32,291,086$34,884,544▲ $2,593,458
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,245,628$5,307,996▲ $62,368
Total Liabilities and Net Assets / Fund Balance$37,536,714$40,192,540▲ $2,655,826

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$98,762$671,745-
Other Securities$976,940--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Linda GeersPresidentFT$141,310$33,835$175,145

Board Members and Trustees

NameTitle
Kari SteeleChairperson
Brian DeitzBoard Member
Jacqueline TorBoard Member
Louis StorinoBoard Member
Nathan ThomasBoard Member
Glenn MillerSecretary
Beverly SanderTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,585,938
Investment Income
$0
Other Revenue
$79,698
Change in Net Assets
$25,131
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$669,157
Other Expenses$500,231
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$471,117--$471,117
Comp Disqual Persons$345,696--$345,696
Office Expenses$219,998--$219,998
Current Officers, Directors, Trustees, and Key Employees$175,145--$175,145
Fees for Services Other$103,471--$103,471
Pension Plan Contributions$62,935--$62,935
Fees for Services Accounting$49,506--$49,506
Other Employee Benefits$49,095--$49,095
Information Technology$40,717--$40,717
Advertising$37,648--$37,648
Payroll Taxes$36,286--$36,286
Insurance$21,303--$21,303
Conferences and Meetings$16,746--$16,746
Depreciation Depletion---$9,862
Interest$980--$980
Total Functional Expenses$1,630,643$0$0$1,640,505
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$198,856$238,815▲ $39,959
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$34,640,953
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI Section A Line 6

“The credit union has members”

Part VI Section A Line 7A

“The board members are elected annually by its members at the annual meeting”

Part VI Section A line 7B

“Mergers or dissolution of the credit union requires a membership vote”

Part VI Section B Line 11B

“The board or the members have access to the 990 upon request”

Part VI Section B Line 12C

“The supervisory committee is responsible for maintaining compliance to the policy”

Part VI Section B Line 15B

“The supervisory committee contacts the league to get information on compensation. The board approves the compensation”

Part VI Section C line 19

“Financial statements are displayed in the lobby and are available on the NCUA's websiht. They are also presented to the members at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
MWRD Employees Credit Union
EIN
36-2261513
Phone
3127513114
Address
100 East Erie Street, CHICAGO, IL 60611

Signing Officer

Name
Linda Geers
Title
President
Phone
3127516111
Signed
2025-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Linda Geers
Formed
1953
Voting Board Members
7
Independent Board Members
7
Employees
8

Preparer

Firm
Mitchell Accounting Ltd
Address
PO Box 1037, HOMEWOOD, IL 60430
Preparer
Martin J Mitchell
Phone
3127513111
Supplemental Narrative

Additional Explanations

Part XII line 2A and 2B

“The supervisory committee hires the auditing CPA firm”

Raw XML AppendixShowing 400 of 444 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt079698
IRS990/OtherRevenueTotalAmt079698
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt036286
IRS990/PayrollTaxesGrp/TotalAmt036286
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt062935
IRS990/PensionPlanContributionsGrp/TotalAmt062935
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt022520200
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt021487572
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0236141
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0217590
IRS990/PrincipalOfficerNm0Linda Geers
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IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0Loans
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01218772
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01218772
IRS990/ProgSrvcAccomActy2Grp/Desc0To encourage savings in a safe environmemt and at a competative rate
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0346757
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0140107
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0375276
IRS990/PYOtherExpensesAmt0554358
IRS990/PYOtherRevenueAmt093549
IRS990/PYProgramServiceRevenueAmt01093448
IRS990/PYRevenuesLessExpensesAmt0184426
IRS990/PYSalariesCompEmpBnftPaidAmt0683382
IRS990/PYTotalExpensesAmt01377847
IRS990/PYTotalRevenueAmt01562273
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0198856
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0238815
IRS990/ReconcilationRevenueExpnssAmt025131
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05245628
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05307996
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0167821
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0373493
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt098762
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0671745
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0770507
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt034640953
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members Shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt036529
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt113112000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2976940
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Other
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Certificates
IRS990ScheduleD/OtherSecuritiesGrp/Desc2Government
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt098762
IRS990ScheduleD/TotalBookValueSecuritiesAmt014125469
IRS990ScheduleD/TotalLiabilityAmt034640953
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt026468
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt116644
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt240000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3112217
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt420713
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt58504
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt612609
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt71660
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt029000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt137500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt240000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3122628
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt422800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt519760
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt618593
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt71660
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0B Deitz
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1B Sanders
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2J Torres
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3J Torres
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4N Thomas
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5L Geers
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6L Geers
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7L Geers
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Officer
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5Pres
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6Pres
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7Pres
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/TotalBalanceDueAmt0238815
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union has members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board members are elected annually by its members at the annual meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers or dissolution of the credit union requires a membership vote
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The board or the members have access to the 990 upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The supervisory committee is responsible for maintaining compliance to the policy
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The supervisory committee contacts the league to get information on compensation. The board approves the compensation
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Financial statements are displayed in the lobby and are available on the NCUA's websiht. They are also presented to the members at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7The supervisory committee hires the auditing CPA firm
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Section A Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Section A Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Section A line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Section B Line 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part VI Section B Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part VI Section B Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part VI Section C line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part XII line 2a and 2b
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt037536714
IRS990/TotalAssetsEOYAmt040192540
IRS990/TotalAssetsGrp/BOYAmt037536714
IRS990/TotalAssetsGrp/EOYAmt040192540
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01630643
IRS990/TotalFunctionalExpensesGrp/TotalAmt01640505
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt032291086
IRS990/TotalLiabilitiesEOYAmt034884544
IRS990/TotalLiabilitiesGrp/BOYAmt032291086
IRS990/TotalLiabilitiesGrp/EOYAmt034884544
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05245628
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05307996
IRS990/TotalOtherCompensationAmt033835
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0367166
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0367166

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