Civic Intelligence

Streator Community Credit Union

EIN 36-2259536 • 501(c)14 • Streator, IL

View Organization Page

Profile

Credit Union operates for multiple

302 N Park StreetStreator, IL 61364

www.streatorccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.89x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

78th percentile

19.94x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

72nd percentile

18%

Higher net margin than 72% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

25th percentile

$88,345

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 5.4% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

30th percentile

-1.9%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

76th percentile

17%

Faster revenue growth than 76% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$37,866,100

Up $533,592 (+1.4%) from 2021

Liabilities

Up

$34,379,612

Up $479,232 (+1.4%) from 2021

Net Assets

Up

$3,486,488

Up $54,360 (+1.6%) from 2021

Operations
Liabilities / Revenue78th percentileNet Margin72nd percentile

Revenue

Down

$1,248,736

Down $66,837 (-5.1%) from 2021

Expenses

Up

$1,194,376

Up $35,949 (+3.1%) from 2021

Net Income

Down

$54,360

Down $102,786 (-65%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $22,294,856Liabilities 2010: $20,445,485Net Assets 2010: $1,849,3712010Assets 2011: $22,001,865Liabilities 2011: $20,008,738Net Assets 2011: $1,993,1272011Assets 2012: $22,112,152Liabilities 2012: $20,008,653Net Assets 2012: $2,103,4992012Assets 2013: $24,033,378Liabilities 2013: $21,874,480Net Assets 2013: $2,158,8982013Assets 2015: $26,142,351Liabilities 2015: $23,824,512Net Assets 2015: $2,317,8392015Assets 2016: $26,746,175Liabilities 2016: $24,320,674Net Assets 2016: $2,425,5012016Assets 2017: $27,858,659Liabilities 2017: $25,298,671Net Assets 2017: $2,559,9882017Assets 2018: $27,717,381Liabilities 2018: $24,877,947Net Assets 2018: $2,839,4342018Assets 2020: $34,087,762Liabilities 2020: $30,812,780Net Assets 2020: $3,274,9822020Assets 2021: $37,332,508Liabilities 2021: $33,900,380Net Assets 2021: $3,432,1282021Assets 2022: $37,866,100Liabilities 2022: $34,379,612Net Assets 2022: $3,486,4882022

Highlighted filing

2022

Assets$37,866,100
Liabilities$34,379,612
Net Assets$3,486,488
Open 2022 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $1,173,2932010Expenses 2011: $1,025,7352011Expenses 2012: $961,5922012Revenue 2013: $996,885Expenses 2013: $941,486Net Income 2013: $55,3992013Revenue 2015: $1,091,204Expenses 2015: $1,008,531Net Income 2015: $82,6732015Revenue 2016: $1,136,552Expenses 2016: $1,028,890Net Income 2016: $107,6622016Revenue 2017: $1,222,272Expenses 2017: $1,087,785Net Income 2017: $134,4872017Revenue 2018: $1,381,501Expenses 2018: $1,102,055Net Income 2018: $279,4462018Revenue 2020: $1,318,094Expenses 2020: $1,169,472Net Income 2020: $148,6222020Revenue 2021: $1,315,573Expenses 2021: $1,158,427Net Income 2021: $157,1462021Revenue 2022: $1,248,736Expenses 2022: $1,194,376Net Income 2022: $54,3602022

Highlighted filing

2022

Revenue$1,248,736
Expenses$1,194,376
Net Income$54,360
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$37,866,100
Liabilities
$34,379,612
Net assets
$3,486,488
Revenue
$1,248,736
Expenses
$1,194,376
Net income
$54,360
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.9$34.4$3.49$1.25$1.19$0.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.3$33.9$3.43$1.32$1.16$0.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$34.1$30.8$3.27$1.32$1.17$0.15
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.7$24.9$2.84$1.38$1.10$0.28
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.9$25.3$2.56$1.22$1.09$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.7$24.3$2.43$1.14$1.03$0.11
2015Detailed filing. Detailed filing data is available for this year.$26.1$23.8$2.32$1.09$1.01$0.08
2013Detailed filing. Detailed filing data is available for this year.$24.0$21.9$2.16$1.00$0.94$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.1$20.0$2.10$0.96
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.0$20.0$1.99$1.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.3$20.4$1.85$1.17
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 4, 2022
Return Version
2021v4.0
Gross Receipts
$1,315,573
Mission and Program Overview

Mission

Credit Union operates for multiple

Credit union operates for multiple purposes, to assist our members in the management of their financial well-being by providing loans, savings accounts, and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$21,657,198$26,710,164▲ $5,052,966
Other Notes and Loans Receivable, Net$9,289,750$8,846,936▼ $442,814
Rtn Earn Endowment Incm Other Fnds$3,274,982$3,432,128▲ $157,146
Cash and Non-Interest-Bearing Accounts$1,645,438$786,193▼ $859,245
Receivables From Officers Etc$303,843$224,687▼ $79,156
Savings and Temporary Cash Investments$655,853$180,822▼ $475,031
Land, Buildings, and Equipment, Net$205,932$180,196▼ $25,736
Prepaid Expenses and Deferred Charges$36,627$62,021▲ $25,394
Total Assets$34,087,762$37,332,508▲ $3,244,746
Other Assets Total$293,121$341,489▲ $48,368
Liabilities
Other Liabilities$30,695,884$33,804,236▲ $3,108,352
Accounts Payable and Accrued Expenses$116,896$96,144▼ $20,752
Total Liabilities$30,812,780$33,900,380▲ $3,087,600
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,274,982$3,432,128▲ $157,146
Total Liabilities and Net Assets / Fund Balance$34,087,762$37,332,508▲ $3,244,746

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$29,079$577,005$606,084
Buildings$71,296$421,672$492,968
Land$75,531-$75,531
Other Land Buildings$4,290$59,207$63,497
Other Securities$1,750,000--
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Elizabeth RhynesPresidentFT$63,319$63,319
Paula LigoriVice PresideFT$50,716$50,716

Board Members and Trustees

NameTitle
Ed HunterChairman
Deb PohlodBoard Member
Mike BlakemoreBoard Member
Dave TkachCredit Commi
Dianna SchulerCredit Commi
Jack CooleyCredit Commi
Dave HarcharikSupervisory
Scott GoerneSupervisory
Todd CashmerSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$926,784
Investment Income
$246,792
Other Revenue
$141,997
Change in Net Assets
$157,146
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$670,290
Salaries, Compensation, and Employee Benefits$488,137
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$271,156
Office Expenses---$228,009
Current Officers, Directors, Trustees, and Key Employees---$114,035
Other Employee Benefits---$60,489
Occupancy---$53,075
Depreciation Depletion---$32,810
Payroll Taxes---$29,482
Other Expenses---$26,252
Advertising---$24,180
Conferences and Meetings---$21,782
Insurance---$19,454
Pension Plan Contributions---$12,975
Fees for Services Accounting---$9,600
Total Functional Expenses$0$0$0$1,158,427
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$500
Total Exempt Function Spending$500

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$500
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$303,843$224,687▼ $79,156
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$23,494,669
Share Drafts$7,348,355
Certificates$2,179,636
Ira$667,260
Other Deposits$101,298
Other Liabilities$10,809
Dividends Payable$2,029
Taxes Payable$180
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union has members.”

Form 990, Page 6, Part VI, Line 7A

“The members elect the board of directors at each annual meeting in february.”

Form 990, Page 6, Part VI, Line 7B

“Our board is subject to the membership; we are audited annually by the department of financial and professional regulation and an annual outside auditor.”

Form 990, Page 6, Part VI, Line 11B

“The 990 is reviewed by two officers and then the tax return is provided to the supervisory committe chairperson before being sent.”

Form 990, Page 6, Part VI, Line 12C

“Our outside auditor asks officers. Officers are also reviewed annually by their superior or by the board of directors.”

Form 990, Page 6, Part VI, Line 15A

“The salary committee and board of directors review and approve management compensation.”

Form 990, Page 6, Part VI, Line 15B

“The salary committee and board of directors review and approve key employee compensation.”

Form 990, Page 6, Part VI, Line 19

“All governing documents and financial statements are available at the annual meeting in february and the board minutes are available for anyone who wants to see them.”

Filing and Contact Details

Filer

Filer Name
Streator Community Credit Union
EIN
36-2259536
Phone
8156728488
Address
302 N PARK STREET, STREATOR, IL 61364

Signing Officer

Name
Elizabeth Rhynes
Title
President
Phone
8156728488
Signed
2022-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elizabeth Rhynes
Formed
1950
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
0
Employees
16
Volunteers
9

Preparer

Firm
Macchietto Roth & Company Pc
Address
911 LISBON ST, MORRIS, IL 60450
Preparer
Cathy Macchietto
Phone
8159419050
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Credit union operates for multiple purposes, to assist our members in the management of their financial well-being by providing loans, savings accounts, and other financial institution services in a friendly and professional manner.”

Raw XML AppendixShowing 400 of 546 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0116896
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt096144
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION OPERATES FOR MULTIPLE PURPOSES, TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS, AND OTHER FINANCIAL INSTITUTION SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.
IRS990/AdvertisingGrp/TotalAmt024180
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0ELIZABETH RHYNES
IRS990/BooksInCareOfDetail/PhoneNum08156728488
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 N PARK STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0STREATOR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061364
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01645438
IRS990/CashNonInterestBearingGrp/EOYAmt0786193
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0114035
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt021782
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0246792
IRS990/CYOtherExpensesAmt0670290
IRS990/CYOtherRevenueAmt0141997
IRS990/CYProgramServiceRevenueAmt0926784
IRS990/CYRevenuesLessExpensesAmt0157146
IRS990/CYSalariesCompEmpBnftPaidAmt0488137
IRS990/CYTotalExpensesAmt01158427
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01315573
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt032810
IRS990/Desc0PROVIDED 10 NEW FIRST MORTGAGE LOANS THIS YEAR WITH A TOTAL OF 87 FIRST MORTGAGES FOR OUR MEMBERS. THERE ARE NO SECOND MORTGAGE LOANS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt016
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt09600
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0ELIZABETH RHYNES
IRS990/Form990PartVIISectionAGrp/PersonNm1PAULA LIGORI
IRS990/Form990PartVIISectionAGrp/PersonNm2MIKE BLAKEMORE
IRS990/Form990PartVIISectionAGrp/PersonNm3TODD CASHMER
IRS990/Form990PartVIISectionAGrp/PersonNm4JACK COOLEY
IRS990/Form990PartVIISectionAGrp/PersonNm5SCOTT GOERNE
IRS990/Form990PartVIISectionAGrp/PersonNm6DAVE HARCHARIK
IRS990/Form990PartVIISectionAGrp/PersonNm7ED HUNTER
IRS990/Form990PartVIISectionAGrp/PersonNm8DEB POHLOD
IRS990/Form990PartVIISectionAGrp/PersonNm9DIANNA SCHULER
IRS990/Form990PartVIISectionAGrp/PersonNm10DAVE TKACH
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt4CREDIT COMMI
IRS990/Form990PartVIISectionAGrp/TitleTxt5SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt6SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CREDIT COMMI
IRS990/Form990PartVIISectionAGrp/TitleTxt10CREDIT COMMI
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01950
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01315573
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InvestmentIncomeGrp/ExclusionAmt0246792
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0246792
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt021657198
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt026710164
IRS990/IRPDocumentCnt0795
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01057884
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0205932
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0180196
IRS990/LandBldgEquipCostOrOtherBssAmt01238080
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION OPERATES FOR MULTIPLE PURPOSES, TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS, AND OTHER FINANCIAL INSTITUTION SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03274982
IRS990/NetAssetsOrFundBalancesEOYAmt03432128
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt053075
IRS990/OfficeExpensesGrp/TotalAmt0228009
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0293121
IRS990/OtherAssetsTotalGrp/EOYAmt0341489
IRS990/OtherEmployeeBenefitsGrp/TotalAmt060489
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL AND OUTSIDE
IRS990/OtherExpensesGrp/Desc1DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc2LOAN EXPENSE/LOAN LOSS PR
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/TotalAmt095795
IRS990/OtherExpensesGrp/TotalAmt184097
IRS990/OtherExpensesGrp/TotalAmt275236
IRS990/OtherExpensesGrp/TotalAmt326252
IRS990/OtherLiabilitiesGrp/BOYAmt030695884
IRS990/OtherLiabilitiesGrp/EOYAmt033804236
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS REVENUE
IRS990/OtherRevenueMiscGrp/ExclusionAmt0141997
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0141997
IRS990/OtherRevenueTotalAmt0141997
IRS990/OtherSalariesAndWagesGrp/TotalAmt0271156
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09289750
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08846936
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt029482
IRS990/PensionPlanContributionsGrp/TotalAmt012975
IRS990/PoliticalCampaignActyInd0true
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt036627
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt062021
IRS990/PrincipalOfficerNm0ELIZABETH RHYNES
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE RELATED INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0518300
IRS990/ProgramServiceRevenueGrp/ExclusionAmt1232109
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2165435
IRS990/ProgramServiceRevenueGrp/ExclusionAmt310940
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0518300
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1232109
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2165435
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt310940
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDED 234 NEW OTHER LOANS TO OUR MEMBERS THIS YEAR WITH A TOTAL OF 545 OTHER LOANS INCLUDING CAR LOANS, VISA LOANS, UNSECURED AND SECURED LOANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDED 120 NEW SHARE ACCOUNTS THIS YEAR WITH A TOTAL OF 5,637 SHARE ACCOUNTS TO OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0327866
IRS990/PYOtherExpensesAmt0666181
IRS990/PYOtherRevenueAmt01013
IRS990/PYProgramServiceRevenueAmt0989215
IRS990/PYRevenuesLessExpensesAmt0148622
IRS990/PYSalariesCompEmpBnftPaidAmt0503291
IRS990/PYTotalExpensesAmt01169472
IRS990/PYTotalRevenueAmt01318094
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0303843
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0224687
IRS990/ReconcilationRevenueExpnssAmt0157146
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03274982
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03432128
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0655853
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0180822
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/Form1120POLFiledInd0true
IRS990ScheduleC/InternalFundsContributedAmt0500
IRS990ScheduleC/PoliticalExpendituresAmt0500
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine2Txt0COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0500
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 W DIEHL RD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060563
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS 1-A AND 1-C OF THIS SCHEDULE C.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART IV
IRS990ScheduleC/TotalExemptFunctionExpendAmt0500
IRS990ScheduleD/BuildingsGrp/BookValueAmt071296
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0421672
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0492968
IRS990ScheduleD/EquipmentGrp/BookValueAmt029079
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0577005
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0606084
IRS990ScheduleD/LandGrp/BookValueAmt075531
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt075531
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt04290
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt059207
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt063497
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023494669
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17348355
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22179636
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3667260
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4101298
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt510809
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt62029
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7180
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4OTHER DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6DIVIDENDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7TAXES PAYABLE
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt024960164
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11750000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CD'S & SAVINGS DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1US TREASURY BONDS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0180196
IRS990ScheduleD/TotalBookValueSecuritiesAmt026710164
IRS990ScheduleD/TotalLiabilityAmt033804236
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt039175
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt136088
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt229771
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt328885
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt420928
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt520168
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt616885
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt710662
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt86149
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt94173
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt103855
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113368
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt123341
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt131028
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt14211
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0620 S. ILLINOIS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1210 W. SECOND ST
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt21008 N. PARK ST.
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt32018 CADILLAC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt42019 TOYOTA HIGHLAND
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt52016 FORD EXPLORER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt62019 RAV 4
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt72015 BUICK ENCLAVE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8DENTAL EXPENSES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt92015 CHEVY SILVERADO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10FURNACE AND AIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11VACATION/DEBT CONSOLIDATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12VACATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13VACATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt142016 BUICK ENCORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt045000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt181761
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt252173
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt338119
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt430096
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt529721
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt625096
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt727874
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt89362
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt927886

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