Civic Intelligence

United Way of Rock River Valley

EIN 36-2167843 • 501(c)3 • Rockford, IL

View Organization Page

Profile

Uniting the collective power of the community to improve lives.

612 N Main Street Suite 300Rockford, IL 61103

www.unitedwayrrv.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.03x

Higher debt load relative to assets than 24% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

28th percentile

0.08x

Higher debt load relative to revenue than 28% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

79th percentile

28%

Higher net margin than 79% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

35th percentile

$144,263

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

79th percentile

17%

Faster asset growth than 79% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

57th percentile

11%

Faster revenue growth than 57% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets24th percentile

Assets

Up

$11,382,495

Up $1,636,022 (+17%) from 2024

Liabilities

Down

$322,939

Down $40,284 (-11%) from 2024

Net Assets

Up

$11,059,556

Up $1,676,306 (+18%) from 2024

Operations
Liabilities / Revenue28th percentileNet Margin79th percentile

Revenue

Up

$4,009,409

Up $389,588 (+11%) from 2024

Expenses

Down

$2,898,845

Down $242,714 (-7.7%) from 2024

Net Income

Up

$1,110,564

Up $632,302 (+132%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2017: $5,997,426Liabilities 2017: $952,311Net Assets 2017: $5,045,1152017Assets 2018: $6,065,214Liabilities 2018: $789,495Net Assets 2018: $5,275,7192018Assets 2019: $6,171,986Liabilities 2019: $514,559Net Assets 2019: $5,657,4272019Assets 2020: $7,578,575Liabilities 2020: $585,498Net Assets 2020: $6,993,0772020Assets 2021: $8,436,174Liabilities 2021: $698,945Net Assets 2021: $7,737,2292021Assets 2022: $7,403,125Liabilities 2022: $335,228Net Assets 2022: $7,067,8972022Assets 2023: $8,583,112Liabilities 2023: $401,211Net Assets 2023: $8,181,9012023Assets 2024: $9,746,473Liabilities 2024: $363,223Net Assets 2024: $9,383,2502024Assets 2025: $11,382,495Liabilities 2025: $322,939Net Assets 2025: $11,059,5562025

Highlighted filing

2025

Assets$11,382,495
Liabilities$322,939
Net Assets$11,059,556
Open 2025 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2017: $4,267,791Expenses 2017: $4,328,716Net Income 2017: -$60,9252017Revenue 2018: $4,253,769Expenses 2018: $4,055,211Net Income 2018: $198,5582018Revenue 2019: $4,063,663Expenses 2019: $3,675,088Net Income 2019: $388,5752019Revenue 2020: $5,215,742Expenses 2020: $3,922,137Net Income 2020: $1,293,6052020Revenue 2021: $3,550,426Expenses 2021: $3,362,742Net Income 2021: $187,6842021Revenue 2022: $2,824,737Expenses 2022: $2,344,073Net Income 2022: $480,6642022Revenue 2023: $2,673,485Expenses 2023: $2,053,782Net Income 2023: $619,7032023Revenue 2024: $3,619,821Expenses 2024: $3,141,559Net Income 2024: $478,2622024Revenue 2025: $4,009,409Expenses 2025: $2,898,845Net Income 2025: $1,110,5642025

Highlighted filing

2025

Revenue$4,009,409
Expenses$2,898,845
Net Income$1,110,564
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,382,495
Liabilities
$322,939
Net assets
$11,059,556
Revenue
$4,009,409
Expenses
$2,898,845
Net income
$1,110,564
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$11.4$0.32$11.1$4.01$2.90$1.11
2024Detailed filing. Detailed filing data is available for this year.$9.75$0.36$9.38$3.62$3.14$0.48
2023Detailed filing. Detailed filing data is available for this year.$8.58$0.40$8.18$2.67$2.05$0.62
2022Detailed filing. Detailed filing data is available for this year.$7.40$0.34$7.07$2.82$2.34$0.48
2021Detailed filing. Detailed filing data is available for this year.$8.44$0.70$7.74$3.55$3.36$0.19
2020Detailed filing. Detailed filing data is available for this year.$7.58$0.59$6.99$5.22$3.92$1.29
2019Detailed filing. Detailed filing data is available for this year.$6.17$0.51$5.66$4.06$3.68$0.39
2018Detailed filing. Detailed filing data is available for this year.$6.07$0.79$5.28$4.25$4.06$0.20
2017Detailed filing. Detailed filing data is available for this year.$6.00$0.95$5.05$4.27$4.33$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 23, 2025
Return Version
2024v5.0
Gross Receipts
$4,009,409
Mission and Program Overview

Mission

Lead and unite the Rock River Valley to measurably improve lives.

Uniting the collective power of the community to improve lives.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$7,717,829$8,878,357▲ $1,160,528
Cash and Non-Interest-Bearing Accounts$1,159,553$1,413,656▲ $254,103
Pledges and Grants Receivable$398,300$588,533▲ $190,233
Land, Buildings, and Equipment, Net$27,040$43,098▲ $16,058
Prepaid Expenses and Deferred Charges$33,063$32,881▼ $182
Total Assets$9,746,473$11,382,495▲ $1,636,022
Other Assets Total$410,688$425,970▲ $15,282
Liabilities
Accounts Payable and Accrued Expenses$300,662$255,685▼ $44,977
Other Liabilities$62,561$67,254▲ $4,693
Total Liabilities$363,223$322,939▼ $40,284
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,677,563$7,068,568▲ $1,391,005
Net Assets With Donor Restrictions$3,705,687$3,990,988▲ $285,301
Total Net Assets Fund Balance$9,383,250$11,059,556▲ $1,676,306
Total Liabilities and Net Assets / Fund Balance$9,746,473$11,382,495▲ $1,636,022

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$43,098$101,187$144,285

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$2,672,639-▲ $298,513-$2,821,260
2023$2,499,387-▲ $314,330-$2,672,639
2022$2,416,413-▲ $234,030-$2,499,388
2021$2,970,678-▼ $389,405-$2,416,413
2020$2,486,813-▲ $643,114-$2,970,678
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Julie BosmaCEOFT$132,834$11,429$144,263

Board Members and Trustees

NameTitle
Mark BaldwinChair
Dale DickinsonVice Chair
Alli Bernadi InskoDirector
Dr Ebony WrennDirector
Edward Zurowski JrDirector
Ej MillerDirector
Jason BlumeDirector
LA'KESHIA WINGODirector
Mary SimmonsDirector
Rick CiganekDirector
Terri KnightDirector
JULIE O'ROURKEInterim Trea
Casey LesterSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$3,347,996
Program Service Revenue
$0
Investment Income
$309,108
Other Revenue
$352,305
All Other Contributions
$2,350,405
Change in Net Assets
$1,110,564

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table1$94,848Fair Value
Other Non Cash Contri Table100$46,926Fair Value
Total Noncash Contributions101$141,774-

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,009,409
Revenue Not Reported on Form 990
$565,742
Total Revenue per Audited Statements
$4,575,151
Total Revenue per Form 990
$4,009,409
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,022,326
Other Expenses$944,290
Grants and Similar Amounts Paid$932,229
Total Fundraising Expense$594,341
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$932,229--$932,229
Other Salaries and Wages$131,304$93,976$428,955$654,235
Advertising$100,840$52,159$20,862$173,861
Current Officers, Directors, Trustees, and Key Employees$144,263--$144,263
Payroll Taxes$36,111$16,492$60,262$112,865
Other Employee Benefits$48,373$9,034$53,556$110,963
All Other Expenses$48,698$25,188$10,605$84,491
Other Expenses$21,495$11,119$4,447$37,061
Fees for Services Accounting$11,752$6,079$2,431$20,262
Insurance$7,348$3,801$1,520$12,669
Occupancy$6,396$3,309$1,324$11,029
Fees for Services Other$4,785$2,475$990$8,250
Depreciation Depletion$3,971$2,054$822$6,847
Office Expenses$3,304$1,709$684$5,697
Travel$1,421$735$294$2,450
Total Functional Expenses$2,057,402$247,102$594,341$2,898,845

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,898,845
Total Expenses per Audited Statements$2,898,845
Total Expenses per Form 990$2,898,845
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Ywca of RockfordRockford, IL-Literacy & Dceo$120,000
Boys and Girls Club of RockfordRockford, IL-Literacy & Dceo$71,355
Zion Development Corporation--Dceo & Snh$57,538
Ymca of Rock River ValleyRockford, IL-Literacy$50,075
Barbara Olson Center of HopeRockford, IL-Dceo$50,000
Belvidere Family YmcaBelvidere, IL-Dceo$50,000
Community Life CenterRockford, IL-Dceo$50,000
Northern Illinois Food BankGeneva, IL-Dceo$50,000
Ethnic HeritageRockford, IL-Dceo$43,403
Lifescrap Community ServicesRockford, IL-Dceo$42,916
OtherRockford, IL-Literacy & Dceo$41,632
African-american Resource CenterRockford, IL-Dceo$40,000
Alignment RockfordRockford, IL-Literacy$30,000
IwbcRockford, IL-Dceo$30,000
Winnebago Office of EducatorsRockford, IL-Literacy$28,211
Roy Gayle Pony Baseball SoftballRockford, IL-Dceo$25,000
SwiftRockford, IL-Dceo$24,616
Burpee MuseumRockford, IL-Dceo$24,317
Harlem School District 122Machesney Park, IL-Literacy$24,250
Patriots Gateway Community CenterRockford, IL-Dceo$17,060
Rockford Public LibraryRockford, IL-Literacy$15,639
Trinity DaycareLoves Park, IL-Literacy$11,902
Ken Rock Community CenterRockford, IL-Dceo$11,718
St Marks Lutheran ChurchRockford, IL-Dceo$10,000
BrightpointRockford, IL-Literacy$7,500
Easter SealsRockford, IL-Literacy$5,097
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Expenses$53,751
Operating Lease Liability$13,503
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

“Staff management, a professional employer organization (peo), assists the agency with its human resource functions, provides health insurance administration and payroll services, including filing all wage and payroll tax returns on behalf of the organization. However, the organization remains in control of management duties such as decisions about personnel, hiring, and firing. All wage and payroll tax returns are filed under the fein of staff management, including the amount listed on part v, line 2a.”

Form 990, Page 6, Part VI, Line 11B

“The 990 is distributed to the board of directors prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“Compliance with the conflict of interest policy is monitored by the board of directors annually. The governing body reviews the policy and each director signs a conflict of interest disclosure statement.”

Form 990, Page 6, Part VI, Line 15A

“The executive committee is responsible for setting the compensation of the ceo/president. The meeting is documented and the governing body is informed of any changes in compensation of the ceo/president.”

Form 990, Page 6, Part VI, Line 19

“The governing documents and conflicts of interest are available on request. The financial statements and 990 are published on www.unitedwayrrv.org.”

Filing and Contact Details

Filer

Filer Name
United Way of Rock River Valley
EIN
36-2167843
Phone
8159685400
Address
612 N MAIN STREET SUITE 300, ROCKFORD, IL 61103

Signing Officer

Name
Julie Bosma
Title
CEO
Phone
8159685400
Signed
2025-12-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Julie Bosma
Formed
1920
Legal Domicile
Il
Voting Board Members
13
Independent Board Members
13
Employees
14
Volunteers
331

Preparer

Firm
Lucas Group Cpas Advisors LLC
Address
1617 TEMPLE LANE, ROCKFORD, IL 61112
Preparer
Mark Olson
Phone
8152359610
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

“United way community services - united way 2-1-1 is a 24 hour/7-day, information and referral hotline that connects those in need to available resources in the community. It is designed to connect residents to community resources for their most critical needs, 211 has fielded almost 4,300 calls this year from residents of winnebago county. This line is free, confidential, and open 24/7 and callers can gain access to resources for rent and utility assistance, childcare, clothing food, mental health care, and more. United way's strong neighborhoods initiative: through our strong neighboorhood houses. United way supports the work of local nonprofits by providing them space for free. The organizations were strategically chosen to serve the surrounding community as a reflection of need in that area. From drug awarenexx to suicide prevention to housing acquisition supports, each nonprofit serves to enhance and build up the neighboorhoods where the houses exists.”

Form 990, Page 12, Part XII, Line 2C

“The processes for oversight and selection did not change during the tax year.”

Financial Statement Notes

Schedule D, Page 3, Part X

“The organization was formed as a tax-exempt entity under section 501 (c) (3) of the internal revenue code. Management beleives the organization accounts for income taxes in accordance with with financial accounting standards board (fasb) accounting standards codification (asc) topic 740, accounting for uncertainty in income taxes. The standard provides detailed guidance for the financial statement recognition, measurement, and disclosure of uncertain tax positions recognized in an enterprise's financial statements and requires an entity to recognize the financial statement impact of a tax position when it is more likely than not that the position will be sustained upon examination. Management does not believe any uncertain tax positions exist at june 30, 2025.”

Raw XML AppendixShowing 400 of 732 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgSrvcAccomActy2Grp/Desc0UNITED FOR LITERACY, ONLY 32% OF CHILDREN CAN READ AT GRADE LEVEL BY THE END OF THIRD GRADE. THIS IS A CRISIS THAT ADVERSELY AFFECTS THESE CHILDREN'S ABILITY TO SUCCEED IN SCHOOL, GRADUATE AND LEAD SUCCESSFUL ADULT LIVES. OUR BOLD GOAL THROUGH OUR UNITED FOR LITERACY INITIATIVE IS TO INCREASE OUR COUNTIES CHILDHOOD LITERACY RATE TO 75% BY THE YEAR 2034. WE DO THIS IN THE IMPACT AREAS OF READ ALOUDS, INCREASING PARENT INVOLVEMENT, WIDESPREAD BOOK DISTRIBUTION, INCREASING COMMUNITY AWARENESS ABOUT THE IMPORTANCE OF READING TO CHILDREN AND MORE. THIS PAST YEAR WE REACHED 20,000 CHILDREN, DISTRIBUTED 123,798 BOOKS, PROVIDED 70 LITERACY EVENTS FOR CHILDREN AND FAMILIES, FUNDED 11 REACH OUT AND READ ACTIVE CLINICS IN 4 HEALTHCARE SYSTEMS ACROSS THE COUNTY.
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