Civic Intelligence

National Association of Independent

EIN 36-2051057 • 501(c)6 • Kalamazoo, MI

View Organization Page

Profile

To bring independent adjusters together to promote education, encouragement and promote general welfare.

87 N Crooked Lake DrKalamazoo, MI 49009

www.naiia.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

44th percentile

0.02x

Higher debt load relative to assets than 44% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

50th percentile

0.04x

Higher debt load relative to revenue than 50% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

80th percentile

19%

Higher net margin than 80% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

74th percentile

$108,171

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 20.6% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

72nd percentile

13%

Faster asset growth than 72% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

96th percentile

96%

Faster revenue growth than 96% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$884,511

Up $103,739 (+13%) from 2023

Liabilities

Up

$21,834

Up $6,369 (+41%) from 2023

Net Assets

Up

$862,677

Up $97,370 (+13%) from 2023

Operations
Liabilities / Revenue50th percentileNet Margin80th percentile

Revenue

Up

$526,130

Up $257,018 (+96%) from 2023

Expenses

Up

$428,760

Up $283,912 (+196%) from 2023

Net Income

Down

$97,370

Down $26,894 (-22%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2015: $372,452Liabilities 2015: $121,008Net Assets 2015: $251,4442015Assets 2020: $369,319Liabilities 2020: $7,920Net Assets 2020: $361,3992020Assets 2021: $530,518Liabilities 2021: $89,372Net Assets 2021: $441,1462021Assets 2022: $547,055Liabilities 2022: $44,779Net Assets 2022: $502,2762022Assets 2023: $780,772Liabilities 2023: $15,465Net Assets 2023: $765,3072023Assets 2024: $884,511Liabilities 2024: $21,834Net Assets 2024: $862,6772024

Highlighted filing

2024

Assets$884,511
Liabilities$21,834
Net Assets$862,677
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Revenue 2015: $424,685Expenses 2015: $292,238Net Income 2015: $132,4472015Revenue 2020: $365,492Expenses 2020: $224,409Net Income 2020: $141,0832020Revenue 2021: $312,794Expenses 2021: $236,526Net Income 2021: $76,2682021Revenue 2022: $580,530Expenses 2022: $496,333Net Income 2022: $84,1972022Revenue 2023: $269,112Expenses 2023: $144,848Net Income 2023: $124,2642023Revenue 2024: $526,130Expenses 2024: $428,760Net Income 2024: $97,3702024

Highlighted filing

2024

Revenue$526,130
Expenses$428,760
Net Income$97,370
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$884,511
Liabilities
$21,834
Net assets
$862,677
Revenue
$526,130
Expenses
$428,760
Net income
$97,370
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.85$0.22$8.63$5.26$4.29$0.97
2023Detailed filing. Detailed filing data is available for this year.$7.81$0.15$7.65$2.69$1.45$1.24
2022Detailed filing. Detailed filing data is available for this year.$5.47$0.45$5.02$5.81$4.96$0.84
2021Detailed filing. Detailed filing data is available for this year.$5.31$0.89$4.41$3.13$2.37$0.76
2020Detailed filing. Detailed filing data is available for this year.$3.69$0.08$3.61$3.65$2.24$1.41
2015Detailed filing. Detailed filing data is available for this year.$3.72$1.21$2.51$4.25$2.92$1.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 29, 2025
Return Version
2024v5.0
Gross Receipts
$526,130
Mission and Program Overview

Mission

To bring independent adjusters together to promote education, encouragement and promote general welfare.

To bring independent insurance adjusters together to promote education, encouragement, and promote general welfare.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$765,307$862,677▲ $97,370
Savings and Temporary Cash Investments$599,406$646,442▲ $47,036
Cash and Non-Interest-Bearing Accounts$89,100$168,827▲ $79,727
Investments in Publicly Traded Securities$42,000$42,000→ $0
Prepaid Expenses and Deferred Charges$49,268$23,179▼ $26,089
Total Assets$780,772$884,511▲ $103,739
Other Assets Total$998$4,063▲ $3,065
Liabilities
Other Liabilities$7,265$11,945▲ $4,680
Accounts Payable and Accrued Expenses$8,200$9,889▲ $1,689
Total Liabilities$15,465$21,834▲ $6,369
Net Assets / Fund Balance
Total Net Assets Fund Balance$765,307$862,677▲ $97,370
Total Liabilities and Net Assets / Fund Balance$780,772$884,511▲ $103,739
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Sheri CsomExecutive DiFT$108,171$108,171

Board Members and Trustees

NameTitle
Bill SchulenbergPresident
Gaetano BerardiPresident -
John HendersonPast Preside
Michael MarshSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$354,655
Program Service Revenue
$143,329
Investment Income
$28,146
Other Revenue
$0
Change in Net Assets
$97,370
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$312,131
Salaries, Compensation, and Employee Benefits$116,629
Total Fundraising Expense$61,075
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$140,182$32,679-$172,861
Other Salaries and Wages-$108,171-$108,171
Travel$45,689--$45,689
Office Expenses$5,982$10,349-$16,331
Other Expenses--$10,127$10,127
Payroll Taxes-$8,458-$8,458
Insurance-$7,858-$7,858
Fees for Services Other$5,208--$5,208
All Other Expenses$1,042$2,067$1,032$4,141
Total Functional Expenses$198,103$169,582$61,075$428,760
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Conference Deferred Revenue$11,945
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
National Association of Independent
EIN
36-2051057
Phone
8773440624
Address
87 N CROOKED LAKE DR, KALAMAZOO, MI 49009

Signing Officer

Name
Bill Schulenberg
Title
President
Phone
8773440624
Signed
2025-04-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bill Schulenberg
Formed
1972
Legal Domicile
Mi
Voting Board Members
179
Independent Board Members
179
Employees
1
Volunteers
55

Preparer

Firm
Adf Accounting LLC
Address
3307 E KILGORE RD OFC C, KALAMAZOO, MI 49001-5594
Preparer
Jesse Johnston
Phone
2693431201
Raw XML Appendix285 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/TaxPeriodEndDt02024-12-31
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